(LNC) Lincoln National - Ratings and Ratios

Lincoln National Corporation is a multifaceted insurance and retirement conglomerate operating in the United States, leveraging four primary business segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The companys Life Insurance segment offers a diverse array of products, including term life, universal life, and variable universal life insurance, as well as supplementary benefits like critical illness and long-term care riders. The Annuities segment provides variable, fixed, and registered index-linked annuities, catering to a range of customer needs. Through its Group Protection segment, Lincoln National offers a suite of non-medical insurance products, including disability insurance, life insurance, and accident insurance, to employers. The Retirement Plan Services segment delivers a comprehensive portfolio of retirement plan products and services, including defined contribution plans, variable annuities, and plan administration services, primarily targeting the employer marketplace.

Lincoln National Corporations distribution channels are diverse, encompassing consultants, brokers, financial advisors, and third-party administrators, ensuring broad market reach. With a rich history dating back to 1905, the company is headquartered in Radnor, Pennsylvania, and maintains a strong online presence through its website, https://www.lincolnfinancial.com. The companys operational footprint and product offerings position it as a significant player in the US insurance and retirement services landscape.

Analyzing the provided technical and fundamental data, we observe that Lincoln National Corporations stock (LNC) is currently priced at $33.41. The stock is slightly below its 20-day Simple Moving Average (SMA20) of $33.53, indicating a neutral short-term trend. The 50-day and 200-day SMAs stand at $32.63 and $32.75, respectively, suggesting a positive medium- to long-term outlook as the current price is above these averages. The Average True Range (ATR) is $0.91, representing a volatility of 2.71%. The stock has traded within a 52-week range of $27.50 to $38.70.

From a fundamental perspective, Lincoln National Corporation has a market capitalization of approximately $5.6 billion and a Price-to-Earnings (P/E) ratio of 4.62, with a forward P/E of 4.64. The Return on Equity (RoE) stands at 15.94%, indicating a relatively strong profitability metric. Considering these factors, a forecast for LNC could involve a potential price adjustment towards its SMA20 in the short term. However, given its positive medium- to long-term trend indicators and a reasonable P/E ratio, the outlook for LNC remains cautiously optimistic. A potential target price could be estimated by analyzing the convergence of technical indicators and fundamental data, suggesting a possible increase towards $35.00 in the near term, contingent upon maintaining the current trend and absence of significant market downturns.