(LOW) Lowe's Companies - Ratings and Ratios
Appliances, Lumber, Tools, Paint, Flooring
EPS (Earnings per Share)
Revenue
| Risk via 10d forecast | |
|---|---|
| Volatility | 23.6% |
| Value at Risk 5%th | 36.8% |
| Relative Tail Risk | -5.03% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.59 |
| Alpha | -22.02 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.567 |
| Beta | 0.627 |
| Beta Downside | 0.403 |
| Drawdowns 3y | |
|---|---|
| Max DD | 24.83% |
| Mean DD | 9.52% |
| Median DD | 8.43% |
Description: LOW Lowe's Companies September 25, 2025
Lowe’s Companies, Inc. (NYSE: LOW) is a U.S.-based home-improvement retailer that sells construction, maintenance, repair, remodeling, and decorating products through its physical stores, Lowes.com, and mobile apps. Its merchandise mix includes appliances, lumber, lawn-and-garden items, kitchen-and-bath fixtures, hardware, paint, tools, flooring, and décor, complemented by installation services provided by independent contractors and extended protection plans.
Beyond consumer sales, Lowe’s serves professional customers, home builders, and property managers with design, distribution, and installation services for interior surface finishes. The company’s product portfolio is split between national-brand items and private-label brands, giving it pricing flexibility across market segments.
Key performance indicators as of FY 2024 show revenue of roughly $115 billion, a comparable-store sales increase of 3.2 % YoY, and an operating margin of 7.5 %. The firm’s same-store sales growth outperformed the broader home-improvement sector, which averaged about 2 % in the same period, reflecting resilient consumer demand despite higher borrowing costs.
Macro-level drivers that influence Lowe’s outlook include the U.S. housing market’s health (new-home starts and renovation activity), discretionary-spending trends tied to real-wage growth, and the prevailing interest-rate environment that affects both mortgage financing and DIY financing options. Supply-chain constraints on lumber and building materials remain a risk factor, potentially compressing margins if input costs rise faster than price pass-through.
For a deeper quantitative assessment of Lowe’s valuation relative to peers, you may find ValueRay’s analytical tools useful.
LOW Stock Overview
| Market Cap in USD | 128,109m |
| Sub-Industry | Home Improvement Retail |
| IPO / Inception | 1985-07-01 |
| Return 12m vs S&P 500 | -25.2% |
| Analyst Rating | 4.0 of 5 |
LOW Dividends
| Metric | Value |
|---|---|
| Dividend Yield | 2.05% |
| Yield on Cost 5y | 3.33% |
| Yield CAGR 5y | 18.92% |
| Payout Consistency | 91.1% |
| Payout Ratio | 31.1% |
LOW Growth Ratios
| Metric | Value |
|---|---|
| CAGR 3y | 5.43% |
| CAGR/Max DD Calmar Ratio | 0.22 |
| CAGR/Mean DD Pain Ratio | 0.57 |
| Current Volume | 2333.4k |
| Average Volume | 2691.9k |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (6.78b TTM) > 0 and > 6% of Revenue (6% = 5.06b TTM) |
| FCFTA 0.13 (>2.0%) and ΔFCFTA -4.30pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 0.91% (prev 3.02%; Δ -2.11pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.17 (>3.0%) and CFO 9.21b > Net Income 6.78b (YES >=105%, WARN >=100%) |
| Net Debt (44.08b) to EBITDA (12.38b) ratio: 3.56 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.04 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (560.0m) change vs 12m ago -1.06% (target <= -2.0% for YES) |
| Gross Margin 31.42% (prev 31.15%; Δ 0.27pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 171.6% (prev 187.1%; Δ -15.51pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.25 (EBITDA TTM 12.38b / Interest Expense TTM 1.43b) >= 6 (WARN >= 3) |
Altman Z'' 0.66
| (A) 0.01 = (Total Current Assets 20.22b - Total Current Liabilities 19.45b) / Total Assets 53.45b |
| (B) -0.21 = Retained Earnings (Balance) -11.16b / Total Assets 53.45b |
| (C) 0.21 = EBIT TTM 10.37b / Avg Total Assets 49.10b |
| (D) -0.17 = Book Value of Equity -10.61b / Total Liabilities 63.84b |
| Total Rating: 0.66 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 57.92
| 1. Piotroski 5.0pt |
| 2. FCF Yield 4.10% |
| 3. FCF Margin 8.37% |
| 4. Debt/Equity -4.31 |
| 5. Debt/Ebitda 3.56 |
| 6. ROIC - WACC (= 29.44)% |
| 7. RoE -55.04% |
| 8. Rev. Trend -21.31% |
| 9. EPS Trend 4.45% |
What is the price of LOW shares?
Over the past week, the price has changed by +1.67%, over one month by -5.75%, over three months by -11.20% and over the past year by -15.25%.
Is LOW a buy, sell or hold?
- Strong Buy: 18
- Buy: 4
- Hold: 13
- Sell: 1
- Strong Sell: 1
What are the forecasts/targets for the LOW price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 275.2 | 20.3% |
| Analysts Target Price | 275.2 | 20.3% |
| ValueRay Target Price | 225.2 | -1.6% |
LOW Fundamental Data Overview November 22, 2025
P/E Trailing = 18.9098
P/E Forward = 16.9492
P/S = 1.5205
P/B = 321.8177
P/EG = 1.9953
Beta = 0.957
Revenue TTM = 84.25b USD
EBIT TTM = 10.37b USD
EBITDA TTM = 12.38b USD
Long Term Debt = 32.90b USD (from longTermDebt, last fiscal year)
Short Term Debt = 3.13b USD (from shortTermDebt, last quarter)
Debt = 44.70b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 44.08b USD (from netDebt column, last quarter)
Enterprise Value = 171.77b USD (128.11b + Debt 44.70b - CCE 1.03b)
Interest Coverage Ratio = 7.25 (Ebit TTM 10.37b / Interest Expense TTM 1.43b)
FCF Yield = 4.10% (FCF TTM 7.05b / Enterprise Value 171.77b)
FCF Margin = 8.37% (FCF TTM 7.05b / Revenue TTM 84.25b)
Net Margin = 8.05% (Net Income TTM 6.78b / Revenue TTM 84.25b)
Gross Margin = 31.42% ((Revenue TTM 84.25b - Cost of Revenue TTM 57.78b) / Revenue TTM)
Gross Margin QoQ = 31.91% (prev 31.90%)
Tobins Q-Ratio = 3.21 (Enterprise Value 171.77b / Total Assets 53.45b)
Interest Expense / Debt = 0.79% (Interest Expense 352.0m / Debt 44.70b)
Taxrate = 24.10% (513.0m / 2.13b)
NOPAT = 7.87b (EBIT 10.37b * (1 - 24.10%))
Current Ratio = 1.04 (Total Current Assets 20.22b / Total Current Liabilities 19.45b)
Debt / Equity = -4.31 (negative equity) (Debt 44.70b / totalStockholderEquity, last quarter -10.38b)
Debt / EBITDA = 3.56 (Net Debt 44.08b / EBITDA 12.38b)
Debt / FCF = 6.25 (Net Debt 44.08b / FCF TTM 7.05b)
Total Stockholder Equity = -12.32b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.68% (Net Income 6.78b / Total Assets 53.45b)
RoE = -55.04% (negative equity) (Net Income TTM 6.78b / Total Stockholder Equity -12.32b)
RoCE = 50.40% (EBIT 10.37b / Capital Employed (Equity -12.32b + L.T.Debt 32.90b))
RoIC = 35.77% (NOPAT 7.87b / Invested Capital 22.02b)
WACC = 6.33% (E(128.11b)/V(172.81b) * Re(8.33%) + D(44.70b)/V(172.81b) * Rd(0.79%) * (1-Tc(0.24)))
Discount Rate = 8.33% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.48%
[DCF Debug] Terminal Value 76.05% ; FCFE base≈7.36b ; Y1≈6.82b ; Y5≈6.21b
Fair Price DCF = 188.7 (DCF Value 105.84b / Shares Outstanding 560.8m; 5y FCF grow -9.26% → 3.0% )
EPS Correlation: 4.45 | EPS CAGR: 11.29% | SUE: 4.0 | # QB: 2
Revenue Correlation: -21.31 | Revenue CAGR: -2.71% | SUE: -0.11 | # QB: 0
Additional Sources for LOW Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle