LOW Stock Analysis: Lowe's Companies | NYSE
Home Improvement Retail | NYSE, USA | Market Cap: 100.709m USD | 12M Return: -22.4% | US5486611073 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 618M
EPS Trend: -41.2%
Qual. Beats: 5
Rev. Trend: 13.3%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Lowes Companies, Inc. is a home improvement retailer operating in the United States and Canada, offering a wide range of products across categories such as appliances, lumber, lawn and garden, kitchens and bath, hardware, paint, tools, flooring, and décor. Beyond merchandise, the company generates revenue through installation services provided by independent contractors, extended protection plans, repair services, and design, distribution, and installation of interior surface finishes to home builders and property managers. Its customer base includes professional contractors, individual homeowners, and renters, served through Lowes.com, mobile applications, retail home improvement stores, outlet stores, and branches. The company was founded in 1921 and is headquartered in Mooresville, North Carolina.
As a large-cap stock in the Consumer Discretionary sector, Lowes operates within the home improvement retail sub-industry, a category traditionally characterized by big-box store formats and significant exposure to housing-related demand drivers such as new construction, home sales, and renovation cycles. The industry is highly concentrated, with Lowes and The Home Depot representing the two dominant national players in the U.S. market.
- Mortgage rates rise, cooling home improvement demand
- Pro customer segment expansion boosts comparable sales
- Home Depot competition pressures market share and margins
| Net Income: 6.64b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.13 > 0.02 and ΔFCF/TA -3.97 > 1.0 |
| NWC/Revenue: 2.44% < 20% (prev 1.22%; Δ 1.23% < -1%) |
| CFO/TA 0.17 > 3% & CFO 9.26b > Net Income 6.64b |
| Net Debt (43.1b) to EBITDA (12.8b): 3.36 < 3 |
| Current Ratio: 1.10 > 1.5 & < 3 |
| Outstanding Shares: last quarter (560.0m) vs 12m ago 0.0% < -2% |
| Gross Margin: 33.08% > 18% (prev 33.46%; Δ -0.38% > 0.5%) |
| Asset Turnover: 176.5% > 50% (prev 179.4%; Δ -2.91% > 0%) |
| Interest Coverage Ratio: 6.52 > 6 (EBIT TTM 10.4b / Interest Expense TTM 1.59b) |
| A: 0.04 (Total Current Assets 23.3b - Total Current Liabilities 21.1b) / Total Assets 55.9b |
| B: -0.15 (Retained Earnings -8.19b / Total Assets 55.9b) |
| C: 0.20 (EBIT TTM 10.4b / Avg Total Assets 51.2b) |
| D: -0.12 (Book Value of Equity -7.44b / Total Liabilities 63.3b) |
| Altman-Z'' = 1.02 = BB |
| DSRI: 0.94 (Receivables 1.24b/1.22b, Revenue 90.4b/83.6b) |
| GMI: 1.01 (GM 33.46% / 33.08%) |
| AQI: 3.57 (AQ_t 0.18 / AQ_t-1 0.05) |
| SGI: 1.08 (Revenue 90.4b / 83.6b) |
| TATA: -0.05 (NI 6.64b - CFO 9.26b) / TA 55.9b) |
| Beneish M = -1.49 (Cap -4..+1) = D |
As of October 07, 2026, the stock is trading at USD 183.67 with a total of 2,702,704 shares traded. Over the past week, the price has changed by -1.92%, over one month by -8.53%, over three months by -17.42% and over the past year by -22.44%.
Current recommended Stop Loss: 177.90 (which is 3.1% or 1.3 ATR below the current price).
Lowe's Companies has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy LOW.
- StrongBuy: 18
- Buy: 5
- Hold: 11
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 251.1 | 36.7% |
P/E Trailing = 15.2896
P/E Forward = 15.6006
P/S = 1.1136
P/B = 321.8177
P/EG = 1.3123
Revenue TTM = 90.4b USD
EBIT TTM = 10.4b USD
EBITDA TTM = 12.8b USD
Long Term Debt = 35.2b USD (from longTermDebt, last quarter)
Short Term Debt = 3.08b USD (from shortTermDebt, last quarter)
Debt = 46.5b USD (from shortLongTermDebtTotal, last quarter) + Leases 4.47b
Net Debt = 43.1b USD (calculated: Debt 46.5b - CCE 3.41b)
Enterprise Value = 144b USD (101b + Debt 46.5b - CCE 3.41b)
Interest Coverage Ratio = 6.52 (Ebit TTM 10.4b / Interest Expense TTM 1.59b)
EV/FCF = 20.54x (Enterprise Value 144b / FCF TTM 7.00b)
FCF Yield = 4.87% (FCF TTM 7.00b / Enterprise Value 144b)
FCF Margin = 7.74% (FCF TTM 7.00b / Revenue TTM 90.4b)
Net Margin = 7.34% (Net Income TTM 6.64b / Revenue TTM 90.4b)
Gross Margin = 33.08% ((Revenue TTM 90.4b - Cost of Revenue TTM 60.5b) / Revenue TTM)
Gross Margin QoQ = 33.04% (prev 32.68%)
Tobins Q-Ratio = 2.57 (Enterprise Value 144b / Total Assets 55.9b)
Interest Expense / Debt = 3.42% (Interest Expense 1.59b / Debt 46.5b)
Taxrate = 24.21% (2.12b / 8.76b)
NOPAT = 7.86b (EBIT 10.4b * (1 - 24.21%))
Current Ratio = 1.10 (Total Current Assets 23.3b / Total Current Liabilities 21.1b)
Debt / Equity = -6.25 (negative equity) (Debt 46.5b / totalStockholderEquity, last quarter -7.44b)
Debt / EBITDA = 3.36 (Net Debt 43.1b / EBITDA 12.8b)
Debt / FCF = 6.15 (Net Debt 43.1b / FCF TTM 7.00b)
Total Stockholder Equity = -9.25b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.96% (Net Income 6.64b / Total Assets 55.9b)
RoE = -71.79% (negative equity) (Net Income TTM 6.64b / Total Stockholder Equity -9.25b)
RoCE = 39.97% (EBIT 10.4b / Capital Employed (Equity -9.25b + L.T.Debt 35.2b))
RoIC = 22.84% (NOPAT 7.86b / Invested Capital 34.4b)
WACC = 6.24% (E(101b)/V(147b) * Re(7.92%) + D(46.5b)/V(147b) * Rd(3.42%) * (1-Tc(0.24)))
Discount Rate = 7.92% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -86.01 | Cagr: -0.94%
[DCF] Terminal Value 74.13% ; FCFF base≈7.28b ; Y1≈6.76b ; Y5≈6.12b
[DCF] Fair Price = 95.91 (EV 96.9b - Net Debt 43.1b = Equity 53.8b / Shares 561.1m; r=8.35% [WACC [floored]]; 5y FCF grow -8.95% → 2.50% )
EPS Correlation: -41.20 | EPS CAGR: -1.85% | SUE: 4.0 | # QB: 5
Revenue Correlation: 13.27 | Revenue CAGR: 0.44% | SUE: -0.75 | # QB: 0
EPS current Quarter (2026-10-31): EPS=2.88 | Chg30d=-0.29% | Revisions=-90% | Analysts=28
EPS current Year (2027-01-31): EPS=12.31 | Chg30d=-0.12% | Revisions=-72% | GrowthEPS=+0.3% | GrowthRev=+6.8%
EPS next Year (2028-01-31): EPS=13.02 | Chg30d=-0.30% | Revisions=-79% | GrowthEPS=+5.8% | GrowthRev=+2.5%
[Analyst] Revisions Ratio: -85% (up=5, down=81)