Overview Dividends

(LTC) LTC Properties - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5021751020

Senior Housing, Skilled Nursing

LTC EPS (Earnings per Share)

EPS Growth (3Y CAGR): 3.05%
EPS Trend (3Y Correlation): 7.4%

LTC Revenue

Revenue Growth (3Y CAGR): 13.30%
Revenue Trend (3Y Correlation): 76.1%

Risk via 10d forecast
Volatility	18.0%
Value at Risk 5%th	30.4%
Relative Tail Risk	2.31%

Reward TTM
Sharpe Ratio	-0.17
Alpha	-8.37

Character TTM
Hurst Exponent	0.378
Beta	0.203
Beta Downside	0.089

Drawdowns 3y
Max DD	19.17%
Mean DD	8.63%
Median DD	8.33%

Description: LTC LTC Properties November 12, 2025

LTC Properties Inc. (NYSE:LTC) is a U.S.-based REIT that acquires, develops, and manages senior-housing and skilled-nursing facilities. Its investment approach mixes direct ownership through the Real Estate Investment Development Agreement (RIDEA) structure, triple-net leases, joint-venture partnerships, and structured-finance solutions, giving it flexibility to capture upside while limiting operational risk. The portfolio comprises roughly 200 properties in about 25 states, operated by more than 25 partner operators, with capital equally split between senior-housing and skilled-nursing assets.

As of the most recent FY2023 filing, LTC reported a funds-from-operations (FFO) of $0.49 per share, a dividend yield near 6.5%, and an occupancy rate of 92% across its senior-housing inventory-both metrics that exceed the sector average of roughly 88% occupancy and 5.5% yield. The REIT’s leverage stands at a debt-to-EBITDA ratio of 5.2×, reflecting a moderate risk profile relative to peers that typically trade around 5.5×.

The senior-housing and skilled-nursing market is driven primarily by U.S. demographic trends: the 65-plus population is projected to grow from 56 million in 2023 to over 78 million by 2035, sustaining demand for LTC-type facilities. At the same time, Medicare and Medicaid reimbursement policies, as well as the prevailing interest-rate environment, materially influence cash-flow stability and valuation multiples for health-care REITs.

For a deeper, data-rich analysis of LTC’s valuation dynamics, you might explore the company’s profile on ValueRay, where interactive metrics can help you test sensitivity scenarios and compare peers.

LTC Stock Overview

Market Cap in USD	1,708m
Sub-Industry	Health Care REITs
IPO / Inception	1992-08-17
Return 12m vs S&P 500	-12.6%
Analyst Rating	3.25 of 5

LTC Dividends

Dividend Yield	7.37%
Yield on Cost 5y	9.61%
Yield CAGR 5y	0.00%
Payout Consistency	91.3%
Payout Ratio	41.4%

LTC Growth Ratios

CAGR 3y	4.17%
CAGR/Max DD Calmar Ratio	0.22
CAGR/Mean DD Pain Ratio	0.48
Current Volume	432.8k
Average Volume	383.8k

Piotroski VR‑10 (Strict, 0-10) 2.5

Net Income (33.9m TTM) > 0 and > 6% of Revenue (6% = 13.7m TTM)

FCFTA 0.04 (>2.0%) and ΔFCFTA -1.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 204.3% (prev 287.8%; Δ -83.47pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.05 (>3.0%) and CFO 92.9m > Net Income 33.9m (YES >=105%, WARN >=100%)

Net Debt (929.2m) to EBITDA (155.9m) ratio: 5.96 <= 3.0 (WARN <= 3.5)

Current Ratio 21.93 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (46.1m) change vs 12m ago 3.89% (target <= -2.0% for YES)

Gross Margin 80.22% (prev 93.57%; Δ -13.36pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 11.66% (prev 11.08%; Δ 0.58pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 3.89 (EBITDA TTM 155.9m / Interest Expense TTM 30.8m) >= 6 (WARN >= 3)

Altman Z'' 1.51

(A) 0.23 = (Total Current Assets 488.9m - Total Current Liabilities 22.3m) / Total Assets 2.04b

(B) -0.06 = Retained Earnings (Balance) -126.4m / Total Assets 2.04b

(D) -0.19 = Book Value of Equity -188.7m / Total Liabilities 999.2m

Total Rating: 1.51 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 66.01

1. Piotroski 2.50pt = -2.50

2. FCF Yield 3.48% = 1.74

3. FCF Margin 40.15% = 7.50

4. Debt/Equity 0.99 = 2.03

5. Debt/Ebitda 5.96 = -2.50

6. ROIC - WACC (= 2.69)% = 3.36

7. RoE 3.53% = 0.29

8. Rev. Trend 76.07% = 5.71

9. EPS Trend 7.43% = 0.37

What is the price of LTC shares?

As of November 18, 2025, the stock is trading at USD 36.07 with a total of 432,800 shares traded.
Over the past week, the price has changed by -0.58%, over one month by +4.75%, over three months by +3.21% and over the past year by +1.10%.

Is LTC Properties a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, LTC Properties (NYSE:LTC) is currently (November 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 66.01 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LTC is around 36.68 USD . This means that LTC is currently overvalued and has a potential downside of 1.69%.

Is LTC a buy, sell or hold?

LTC Properties has received a consensus analysts rating of 3.25. Therefor, it is recommend to hold LTC.

Strong Buy: 1
Buy: 1
Hold: 5
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the LTC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	38.1	5.7%
Analysts Target Price	38.1	5.7%
ValueRay Target Price	39.5	9.4%

LTC Fundamental Data Overview November 11, 2025

Market Cap USD = 1.71b (1.71b USD * 1.0 USD.USD)
P/E Trailing = 49.8333
P/E Forward = 12.4533
P/S = 7.5264
P/B = 1.7536
P/EG = 5.41
Beta = 0.621
Revenue TTM = 228.4m USD
EBIT TTM = 119.8m USD
EBITDA TTM = 155.9m USD
Long Term Debt = 540.2m USD (from longTermDebt, last fiscal year)
Short Term Debt = 944.5m USD (from shortTermDebt, last quarter)
Debt = 947.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 929.2m USD (from netDebt column, last quarter)
Enterprise Value = 2.64b USD (1.71b + Debt 947.2m - CCE 17.9m)
Interest Coverage Ratio = 3.89 (Ebit TTM 119.8m / Interest Expense TTM 30.8m)
FCF Yield = 3.48% (FCF TTM 91.7m / Enterprise Value 2.64b)
FCF Margin = 40.15% (FCF TTM 91.7m / Revenue TTM 228.4m)
Net Margin = 14.83% (Net Income TTM 33.9m / Revenue TTM 228.4m)
Gross Margin = 80.22% ((Revenue TTM 228.4m - Cost of Revenue TTM 45.2m) / Revenue TTM)
Gross Margin QoQ = 70.28% (prev 68.11%)
Tobins Q-Ratio = 1.29 (Enterprise Value 2.64b / Total Assets 2.04b)
Interest Expense / Debt = 0.69% (Interest Expense 6.50m / Debt 947.2m)
Taxrate = -0.23% (negative due to tax credits) (42.0k / -18.5m)
NOPAT = 120.0m (EBIT 119.8m * (1 - -0.23%)) [negative tax rate / tax credits]
Current Ratio = 21.93 (Total Current Assets 488.9m / Total Current Liabilities 22.3m)
Debt / Equity = 0.99 (Debt 947.2m / totalStockholderEquity, last quarter 957.9m)
Debt / EBITDA = 5.96 (Net Debt 929.2m / EBITDA 155.9m)
Debt / FCF = 10.13 (Net Debt 929.2m / FCF TTM 91.7m)
Total Stockholder Equity = 959.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.66% (Net Income 33.9m / Total Assets 2.04b)
RoE = 3.53% (Net Income TTM 33.9m / Total Stockholder Equity 959.5m)
RoCE = 7.99% (EBIT 119.8m / Capital Employed (Equity 959.5m + L.T.Debt 540.2m))
RoIC = 7.28% (NOPAT 120.0m / Invested Capital 1.65b)
WACC = 4.59% (E(1.71b)/V(2.66b) * Re(6.76%) + D(947.2m)/V(2.66b) * Rd(0.69%) * (1-Tc(-0.00)))
Discount Rate = 6.76% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 100.0 | Cagr: 4.74%
[DCF Debug] Terminal Value 80.71% ; FCFE base≈98.5m ; Y1≈115.3m ; Y5≈174.5m
Fair Price DCF = 62.88 (DCF Value 2.99b / Shares Outstanding 47.6m; 5y FCF grow 18.21% → 3.0% )
EPS Correlation: 7.43 | EPS CAGR: 3.05% | SUE: 1.96 | # QB: 1
Revenue Correlation: 76.07 | Revenue CAGR: 13.30% | SUE: 0.08 | # QB: 0

Additional Sources for LTC Stock

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Fund Manager Positions: Dataroma | Stockcircle