LTC Stock Analysis: LTC Properties | NYSE
REIT - Healthcare Facilities | NYSE, USA | Market Cap: 2.019m USD | 12M Return: 17.1% | US5021751020 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 23.2M
EPS Trend: -69.9%
Qual. Beats: 0
Rev. Trend: 87.4%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
LTC Properties, Inc. is a U.S.-based real estate investment trust (REIT) that invests in seniors housing and health care properties. Its investment approach centers on the Senior Housing Operating Portfolio (SHOP) model, in which the REIT participates in property operations, alongside triple-net lease arrangements and joint ventures. The companys portfolio includes nearly 190 properties located throughout the United States, with roughly 64% of gross real estate investments allocated to seniors housing communities and the balance to skilled nursing centers. LTC Properties was incorporated in 1992 and is headquartered in Westlake Village, California.
As a REIT, LTC Properties is structured to distribute the majority of its taxable income to shareholders, a tax framework common to the health care REIT subsector. The combination of SHOP, triple-net, and joint venture structures allows the company to diversify its exposure to operator credit and day-to-day operating risk across the seniors housing and skilled nursing industries.
- Aging demographics drive senior housing occupancy and rental growth
- Federal Reserve rate moves pressure small-cap REIT valuations and dividend yields
- SHOP segment margins pressured by rising labor and operating costs
| Net Income: 135.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.00 > 0.02 and ΔFCF/TA -7.15 > 1.0 |
| NWC/Revenue: 522.4% < 20% (prev 251.1%; Δ 271.4% < -1%) |
| CFO/TA 0.08 > 3% & CFO 172.2m > Net Income 135.4m |
| Net Debt (-900.2m) to EBITDA (217.8m): -4.13 < 3 |
| Current Ratio: 4.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (52.2m) vs 12m ago 13.40% < -2% |
| Gross Margin: 85.08% > 18% (prev 90.07%; Δ -4.99% > 0.5%) |
| Asset Turnover: 17.52% > 50% (prev 12.12%; Δ 5.40% > 0%) |
| Interest Coverage Ratio: 4.37 > 6 (EBIT TTM 173.4m / Interest Expense TTM 39.6m) |
| A: 0.84 (Total Current Assets 2.40b - Total Current Liabilities 578.7m) / Total Assets 2.18b |
| B: -0.05 (Retained Earnings -115.8m / Total Assets 2.18b) |
| C: 0.09 (EBIT TTM 173.4m / Avg Total Assets 1.99b) |
| D: 1.52 (Book Value of Equity 1.27b / Total Liabilities 835.2m) |
| Altman-Z'' = 7.49 = AAA |
| DSRI: 0.24 (Receivables 326.0m/842.3m, Revenue 348.0m/217.6m) |
| GMI: 1.06 (GM 90.07% / 85.08%) |
| AQI: -21.26 (AQ_t -0.72 / AQ_t-1 0.03) |
| SGI: 1.60 (Revenue 348.0m / 217.6m) |
| TATA: -0.02 (NI 135.4m - CFO 172.2m) / TA 2.18b) |
| Beneish M = -16.37 (Cap -4..+1) = AAA |
As of August 11, 2026, the stock is trading at USD 39.42 with a total of 263,724 shares traded. Over the past week, the price has changed by +1.31%, over one month by +1.90%, over three months by +4.00% and over the past year by +17.07%.
Current recommended Stop Loss: 37.20 (which is 5.6% or 2.4 ATR below the current price).
LTC Properties has received a consensus analysts rating of 3.25. Therefore, it is recommended to hold LTC.
- StrongBuy: 1
- Buy: 1
- Hold: 5
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 41.6 | 5.5% |
P/E Trailing = 15.4706
P/E Forward = 18.5529
P/S = 6.7073
P/B = 1.7744
P/EG = 5.7437
Revenue TTM = 348.0m USD
EBIT TTM = 173.4m USD
EBITDA TTM = 217.8m USD
Long Term Debt = 589.3m USD (from longTermDebt, last fiscal year)
Short Term Debt = 578.7m USD (from shortTermDebt, last quarter)
Debt = 1.17b USD (corrected: LT Debt 589.3m + ST Debt 578.7m) + Leases 2.50m
Net Debt = -900.2m USD (calculated: Debt 1.17b - CCE 2.07b)
Enterprise Value = 1.12b USD (2.02b + Debt 1.17b - CCE 2.07b)
Interest Coverage Ratio = 4.37 (Ebit TTM 173.4m / Interest Expense TTM 39.6m)
EV/FCF = -547.1x (Enterprise Value 1.12b / FCF TTM -2.04m)
FCF Yield = -0.18% (FCF TTM -2.04m / Enterprise Value 1.12b)
FCF Margin = -0.59% (FCF TTM -2.04m / Revenue TTM 348.0m)
Net Margin = 38.92% (Net Income TTM 135.4m / Revenue TTM 348.0m)
Gross Margin = 85.08% ((Revenue TTM 348.0m - Cost of Revenue TTM 51.9m) / Revenue TTM)
Gross Margin QoQ = none% (prev 33.53%)
Tobins Q-Ratio = 0.51 (Enterprise Value 1.12b / Total Assets 2.18b)
Interest Expense / Debt = 3.39% (Interest Expense 39.6m / Debt 1.17b)
Taxrate = 0.14% (179k / 124.1m)
NOPAT = 173.1m (EBIT 173.4m * (1 - 0.14%))
Current Ratio = 4.14 (Total Current Assets 2.40b / Total Current Liabilities 578.7m)
Debt / Equity = 0.92 (Debt 1.17b / totalStockholderEquity, last quarter 1.27b)
Debt / EBITDA = -4.13 (Net Debt -900.2m / EBITDA 217.8m)
Debt / FCF = 440.2 (negative FCF - burning cash) (Net Debt -900.2m / FCF TTM -2.04m)
Total Stockholder Equity = 1.10b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.82% (Net Income 135.4m / Total Assets 2.18b)
RoE = 12.28% (Net Income TTM 135.4m / Total Stockholder Equity 1.10b)
RoCE = 10.25% (EBIT 173.4m / Capital Employed (Equity 1.10b + L.T.Debt 589.3m))
RoIC = 8.02% (NOPAT 173.1m / Invested Capital 2.16b)
WACC = 4.58% (E(2.02b)/V(3.19b) * Re(5.28%) + D(1.17b)/V(3.19b) * Rd(3.39%) * (1-Tc(0.00)))
Discount Rate = 5.28% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 91.27 | Cagr: 8.96%
[DCF] Fair Price = unknown (Cash Flow -2.04m)
EPS Correlation: -69.86 | EPS CAGR: -8.80% | SUE: -0.06 | # QB: 0
Revenue Correlation: 87.39 | Revenue CAGR: 20.28% | SUE: -0.20 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.39 | Chg30d=+0.00% | Revisions=-25% | Analysts=1
EPS current Year (2026-12-31): EPS=1.72 | Chg30d=+0.00% | Revisions=+25% | GrowthEPS=+0.0% | GrowthRev=+64.4%
EPS next Year (2027-12-31): EPS=1.65 | Chg30d=+0.00% | Revisions=+25% | GrowthEPS=-4.4% | GrowthRev=+32.1%
[Analyst] Revisions Ratio: +17% (up=2, down=1)