(LTC) LTC Properties - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5021751020

Seniors Housing, Skilled Nursing, Triple-Net, Joint Ventures

Stock: Health Care REITs
Age 33.4y

MCap 1,785m
Avg Vol 380K (13.1M USD)

Beta 0.161
Volatility 17.59%

EPS (Earnings per Share)

EPS CAGR: -13.76%
EPS Trend: -50.1%

Last SUE: -4.00
Qual. Beats: 0

Revenue

Rev. CAGR: 16.21%
Rev. Trend: 89.8%

Last SUE: 0.33
Qual. Beats: 0

Dividends

Dividend Yield	6.50%
Yield on Cost 5y	9.74%
Yield CAGR 5y	0.00%
Payout Consistency	91.4%
Payout Ratio	82.6%

Risk via 5d forecast
Volatility	17.6%
Value at Risk 5%th	29.9%
Relative Tail Risk	3.21%

Reward TTM
Sharpe Ratio	0.64
Alpha	9.57
CAGR/Max DD	0.45

Character TTM
Hurst Exponent	0.478
Beta	0.161
Beta Downside	0.014

Drawdowns 3y
Max DD	17.75%
Mean DD	7.77%
Median DD	7.68%

Description: LTC LTC Properties January 15, 2026

LTC Properties Inc. (NYSE:LTC) is a U.S.-based REIT that specializes in senior housing and health-care real estate, deploying capital through its RIDEA platform, triple-net leases, joint ventures, and structured-finance solutions. The portfolio comprises roughly 190 properties in about 25 states, operated by more than 31 partners, with senior-housing communities representing ~62% of gross real-estate investments and skilled-nursing centers the balance.

Key metrics as of the latest filing: occupancy across the senior-housing segment averaged 89.5%, while the average rent growth YoY was 3.2%, reflecting modest demand pressure. The REIT’s weighted-average lease term is 7.8 years, providing relatively stable cash flow in a sector where demographic trends (the aging Baby-Boom cohort) drive long-term demand for senior-care space.

Sector drivers include rising Medicare-linked reimbursement rates and the ongoing shortage of skilled-nursing capacity, which together support rent escalations and lower vacancy risk for operators with strong partnership networks.

For a deeper, data-rich analysis of LTC’s valuation dynamics, you might find ValueRay’s platform useful as a next step in your research.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income: 33.9m TTM > 0 and > 6% of Revenue
FCF/TA: 0.06 > 0.02 and ΔFCF/TA 0.15 > 1.0
NWC/Revenue: 201.9% < 20% (prev 287.8%; Δ -85.91% < -1%)
CFO/TA 0.06 > 3% & CFO 131.3m > Net Income 33.9m
Net Debt (929.2m) to EBITDA (109.0m): 8.53 < 3
Current Ratio: 21.93 > 1.5 & < 3
Outstanding Shares: last quarter (46.1m) vs 12m ago 3.89% < -2%
Gross Margin: 83.40% > 18% (prev 0.94%; Δ 8246 % > 0.5%)
Asset Turnover: 11.80% > 50% (prev 11.08%; Δ 0.72% > 0%)
Interest Coverage Ratio: 2.20 > 6 (EBITDA TTM 109.0m / Interest Expense TTM 33.1m)

Altman Z'' (< 1.1 .. > 2.6) 1.04

A: 0.23 (Total Current Assets 488.9m - Total Current Liabilities 22.3m) / Total Assets 2.04b
B: -0.09 (Retained Earnings -190.6m / Total Assets 2.04b)
C: 0.04 (EBIT TTM 72.9m / Avg Total Assets 1.96b)
D: -0.38 (Book Value of Equity -379.4m / Total Liabilities 999.2m)
Altman-Z'' Score: 1.04 = BB

ValueRay F-Score (Strict, 0-100) 60.54

1. Piotroski: 3.0pt
2. FCF Yield: 4.84%
3. FCF Margin: 56.82%
4. Debt/Equity: 0.99
5. Debt/Ebitda: 8.53
6. ROIC - WACC: -1.14%
7. RoE: 3.53%
8. Revenue Trend: 89.77%
9. EPS Trend: -50.14%

What is the price of LTC shares?

As of January 22, 2026, the stock is trading at USD 37.84 with a total of 552,166 shares traded.
Over the past week, the price has changed by +5.61%, over one month by +11.59%, over three months by +9.67% and over the past year by +14.19%.

Is LTC a buy, sell or hold?

LTC Properties has received a consensus analysts rating of 3.25. Therefor, it is recommend to hold LTC.

Strong Buy: 1
Buy: 1
Hold: 5
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the LTC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	38.1	0.8%
Analysts Target Price	38.1	0.8%
ValueRay Target Price	43	13.7%

LTC Fundamental Data Overview January 22, 2026

P/E Trailing = 52.0694
P/E Forward = 12.4533
P/S = 7.8641
P/B = 1.8353
P/EG = 5.41
Revenue TTM = 231.1m USD
EBIT TTM = 72.9m USD
EBITDA TTM = 109.0m USD
Long Term Debt = 396.1m USD (from longTermDebt, last quarter)
Short Term Debt = 944.5m USD (from shortTermDebt, last quarter)
Debt = 947.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 929.2m USD (from netDebt column, last quarter)
Enterprise Value = 2.71b USD (1.79b + Debt 947.2m - CCE 17.9m)
Interest Coverage Ratio = 2.20 (Ebit TTM 72.9m / Interest Expense TTM 33.1m)
EV/FCF = 20.67x (Enterprise Value 2.71b / FCF TTM 131.3m)
FCF Yield = 4.84% (FCF TTM 131.3m / Enterprise Value 2.71b)
FCF Margin = 56.82% (FCF TTM 131.3m / Revenue TTM 231.1m)
Net Margin = 14.65% (Net Income TTM 33.9m / Revenue TTM 231.1m)
Gross Margin = 83.40% ((Revenue TTM 231.1m - Cost of Revenue TTM 38.4m) / Revenue TTM)
Gross Margin QoQ = 71.22% (prev 79.72%)
Tobins Q-Ratio = 1.33 (Enterprise Value 2.71b / Total Assets 2.04b)
Interest Expense / Debt = 0.93% (Interest Expense 8.79m / Debt 947.2m)
Taxrate = 21.0% (US default 21%)
NOPAT = 57.6m (EBIT 72.9m * (1 - 21.00%))
Current Ratio = 21.93 (Total Current Assets 488.9m / Total Current Liabilities 22.3m)
Debt / Equity = 0.99 (Debt 947.2m / totalStockholderEquity, last quarter 957.9m)
Debt / EBITDA = 8.53 (Net Debt 929.2m / EBITDA 109.0m)
Debt / FCF = 7.08 (Net Debt 929.2m / FCF TTM 131.3m)
Total Stockholder Equity = 959.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.73% (Net Income 33.9m / Total Assets 2.04b)
RoE = 3.53% (Net Income TTM 33.9m / Total Stockholder Equity 959.5m)
RoCE = 5.38% (EBIT 72.9m / Capital Employed (Equity 959.5m + L.T.Debt 396.1m))
RoIC = 3.36% (NOPAT 57.6m / Invested Capital 1.71b)
WACC = 4.51% (E(1.79b)/V(2.73b) * Re(6.51%) + D(947.2m)/V(2.73b) * Rd(0.93%) * (1-Tc(0.21)))
Discount Rate = 6.51% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: 100.0 | Cagr: 4.74%
[DCF Debug] Terminal Value 87.43% ; FCFF base≈125.7m ; Y1≈141.6m ; Y5≈190.0m
Fair Price DCF = 98.04 (EV 5.60b - Net Debt 929.2m = Equity 4.67b / Shares 47.6m; r=5.90% [WACC]; 5y FCF grow 14.64% → 2.90% )
EPS Correlation: -50.14 | EPS CAGR: -13.76% | SUE: -4.0 | # QB: 0
Revenue Correlation: 89.77 | Revenue CAGR: 16.21% | SUE: 0.33 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.43 | Chg30d=-0.030 | Revisions Net=-1 | Analysts=1
EPS next Year (2026-12-31): EPS=1.91 | Chg30d=+0.000 | Revisions Net=-1 | Growth EPS=+14.7% | Growth Revenue=+70.4%

Additional Sources for LTC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle