Overview Dividends

(LTH) Life Time Holdings - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US53190C1027

Fitness Centers, Spa Services, Digital Platform, Athletic Events

Leisure Facilities
Market Cap in USD: 5,685m

IPO / Inception: 2021-10-07
Return 12m vs S&P 500: -1.27%

EPS (Earnings per Share)

EPS CAGR: 84.49%
EPS Trend: 91.5%

Last SUE: 1.05
Qual. Beats: 1

Revenue

Rev. CAGR: 22.96%
Rev. Trend: 97.1%

Last SUE: 0.94
Qual. Beats: 1

Dividends

Currently no dividends paid

Risk via 5d forecast
Volatility	38.3%
Value at Risk 5%th	59.4%
Relative Tail Risk	-5.61%

Reward TTM
Sharpe Ratio	0.39
Alpha	1.27
CAGR/Max DD	0.58

Character TTM
Hurst Exponent	0.289
Beta	1.055
Beta Downside	1.082

Drawdowns 3y
Max DD	49.10%
Mean DD	16.52%
Median DD	14.27%

Description: LTH Life Time Holdings November 05, 2025

Life Time Group Holdings, Inc. (NYSE:LTH) operates a network of upscale health, fitness, and wellness clubs across the United States and Canada, offering a resort-style mix of gyms, pools, courts, spas, cafés, childcare, and digital fitness services. The business model combines membership fees, ancillary spend (e.g., food & beverage, retail, childcare) and digital subscription revenue, with a focus on high-margin, recurring cash flows.

Key performance indicators from the most recent quarterly filing show a 7% year-over-year increase in membership count to 1.2 million members, while same-store revenue grew 5% driven by higher ancillary spend per member (approximately $1,200 FY 2024). The company’s pipeline includes 12 new club openings slated for 2025-2026, which should add roughly $150 million of incremental annual revenue once fully operational.

Sector-wide, leisure-facility operators are benefiting from rising discretionary consumer spending and a post-pandemic shift toward holistic wellness, but they remain sensitive to inflationary pressure on labor and utilities. Life Time’s suburban-urban location strategy helps mitigate exposure to regional economic downturns, while its digital platform provides a hedge against membership churn during periods of reduced physical attendance.

For a deeper quantitative look at LTH’s valuation and risk profile, you may find ValueRay’s analyst toolkit useful.

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (287.8m TTM) > 0 and > 6% of Revenue (6% = 174.8m TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA 1.07pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -6.97% (prev -7.45%; Δ 0.48pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.10 (>3.0%) and CFO 793.8m > Net Income 287.8m (YES >=105%, WARN >=100%)

Net Debt (3.88b) to EBITDA (749.3m) ratio: 5.18 <= 3.0 (WARN <= 3.5)

Current Ratio 0.67 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (226.0m) change vs 12m ago 5.30% (target <= -2.0% for YES)

Gross Margin 47.38% (prev 46.88%; Δ 0.50pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 38.83% (prev 35.05%; Δ 3.78pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 4.50 (EBITDA TTM 749.3m / Interest Expense TTM 102.3m) >= 6 (WARN >= 3)

Altman Z'' 0.13

(A) -0.03 = (Total Current Assets 410.3m - Total Current Liabilities 613.4m) / Total Assets 7.83b

(B) -0.02 = Retained Earnings (Balance) -169.9m / Total Assets 7.83b

(D) -0.04 = Book Value of Equity -179.6m / Total Liabilities 4.84b

Total Rating: 0.13 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 63.75

1. Piotroski 3.50pt

2. FCF Yield 0.74%

3. FCF Margin 2.42%

4. Debt/Equity 1.38

5. Debt/Ebitda 5.18

6. ROIC - WACC (= 1.96)%

7. RoE 10.28%

8. Rev. Trend 97.06%

9. EPS Trend 91.51%

What is the price of LTH shares?

As of December 18, 2025, the stock is trading at USD 25.98 with a total of 1,105,156 shares traded.
Over the past week, the price has changed by +1.17%, over one month by +5.35%, over three months by -6.58% and over the past year by +11.03%.

Is LTH a buy, sell or hold?

Life Time Holdings has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy LTH.

Strong Buy: 8
Buy: 2
Hold: 3
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the LTH price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	39.9	53.6%
Analysts Target Price	39.9	53.6%
ValueRay Target Price	29.2	12.3%

LTH Fundamental Data Overview December 16, 2025

Market Cap USD = 5.68b (5.68b USD * 1.0 USD.USD)
P/E Trailing = 20.1406
P/E Forward = 18.018
P/S = 1.9512
P/B = 1.9042
Beta = 1.673
Revenue TTM = 2.91b USD
EBIT TTM = 460.7m USD
EBITDA TTM = 749.3m USD
Long Term Debt = 1.49b USD (from longTermDebt, last quarter)
Short Term Debt = 102.2m USD (from shortTermDebt, last quarter)
Debt = 4.13b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.88b USD (from netDebt column, last quarter)
Enterprise Value = 9.59b USD (5.68b + Debt 4.13b - CCE 218.9m)
Interest Coverage Ratio = 4.50 (Ebit TTM 460.7m / Interest Expense TTM 102.3m)
FCF Yield = 0.74% (FCF TTM 70.5m / Enterprise Value 9.59b)
FCF Margin = 2.42% (FCF TTM 70.5m / Revenue TTM 2.91b)
Net Margin = 9.88% (Net Income TTM 287.8m / Revenue TTM 2.91b)
Gross Margin = 47.38% ((Revenue TTM 2.91b - Cost of Revenue TTM 1.53b) / Revenue TTM)
Gross Margin QoQ = 47.06% (prev 46.95%)
Tobins Q-Ratio = 1.23 (Enterprise Value 9.59b / Total Assets 7.83b)
Interest Expense / Debt = 0.45% (Interest Expense 18.4m / Debt 4.13b)
Taxrate = 26.50% (36.9m / 139.3m)
NOPAT = 338.6m (EBIT 460.7m * (1 - 26.50%))
Current Ratio = 0.67 (Total Current Assets 410.3m / Total Current Liabilities 613.4m)
Debt / Equity = 1.38 (Debt 4.13b / totalStockholderEquity, last quarter 2.99b)
Debt / EBITDA = 5.18 (Net Debt 3.88b / EBITDA 749.3m)
Debt / FCF = 55.08 (Net Debt 3.88b / FCF TTM 70.5m)
Total Stockholder Equity = 2.80b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.68% (Net Income 287.8m / Total Assets 7.83b)
RoE = 10.28% (Net Income TTM 287.8m / Total Stockholder Equity 2.80b)
RoCE = 10.74% (EBIT 460.7m / Capital Employed (Equity 2.80b + L.T.Debt 1.49b))
RoIC = 7.84% (NOPAT 338.6m / Invested Capital 4.32b)
WACC = 5.88% (E(5.68b)/V(9.81b) * Re(9.90%) + D(4.13b)/V(9.81b) * Rd(0.45%) * (1-Tc(0.26)))
Discount Rate = 9.90% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 5.41%
[DCF Debug] Terminal Value 62.56% ; FCFE base≈70.5m ; Y1≈46.3m ; Y5≈21.2m
Fair Price DCF = 1.43 (DCF Value 315.1m / Shares Outstanding 220.5m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 91.51 | EPS CAGR: 84.49% | SUE: 1.05 | # QB: 1
Revenue Correlation: 97.06 | Revenue CAGR: 22.96% | SUE: 0.94 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.38 | Chg30d=+0.015 | Revisions Net=+0 | Analysts=3
EPS next Year (2026-12-31): EPS=1.64 | Chg30d=+0.017 | Revisions Net=-1 | Growth EPS=+12.2% | Growth Revenue=+11.0%

Additional Sources for LTH Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle