LTH Stock Analysis: Life Time Holdings | NYSE
Leisure | NYSE, USA | Market Cap: 9.102m USD | 12M Return: 34.9% | US53190C1027 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 115M
EPS Trend: 98.0%
Qual. Beats: 0
Rev. Trend: 99.7%
Qual. Beats: 1
Warnings
Tailwinds
Seasonality 4.8 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Life Time Group Holdings (NYSE: LTH) operates a network of premium health, fitness, and wellness centers serving members across the United States and Canada. The company was founded in 1992 and is headquartered in Chanhassen, Minnesota, with its common stock listed on the NYSE since its October 2021 IPO.
Its facilities combine extensive in-club amenities with a broad service offering. Club features include fitness floors, group fitness and specialty studios, indoor and outdoor pools, tennis and pickleball courts, basketball and volleyball courts, saunas, cold plunges, recovery spaces, kids academies, and on-site LifeSpa and LifeCafe outlets. The company complements these amenities with personal training, nutrition and weight-loss coaching, physical therapy, swim lessons, sport-specific coaching, and signature community programs such as ARORA and MIORA.
Beyond its physical clubs, Life Time runs athletic leagues, tournaments, social and charity events, and youth camps, and it also designs, builds, and operates sports, recreation, and spa centers in resort-like settings in suburban and urban metropolitan areas. A digital platform extends the offering with live-streamed classes, remote personal training, and curated health and wellness content. As a member of the GICS Consumer Discretionary sector and Leisure Facilities sub-industry, Life Time competes in the premium health club segment alongside other subscription-based fitness operators, with revenue driven primarily by membership dues, ancillary in-club services, and digital offerings.
- Membership pricing power drives revenue per center higher
- New center openings accelerate footprint expansion plans
- High leverage magnifies interest expense risk in high rate environment
| Net Income: 414.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA -3.20 > 1.0 |
| NWC/Revenue: -7.15% < 20% (prev -7.10%; Δ -0.04% < -1%) |
| CFO/TA 0.11 > 3% & CFO 899.3m > Net Income 414.9m |
| Net Debt (6.82b) to EBITDA (933.2m): 7.31 < 3 |
| Current Ratio: 0.66 > 1.5 & < 3 |
| Outstanding Shares: last quarter (227.4m) vs 12m ago 0.84% < -2% |
| Gross Margin: 69.27% > 18% (prev 47.24%; Δ 22.03% > 0.5%) |
| Asset Turnover: 39.88% > 50% (prev 37.16%; Δ 2.73% > 0%) |
| Interest Coverage Ratio: 9.01 > 6 (EBIT TTM 616.7m / Interest Expense TTM 68.5m) |
| A: -0.03 (Total Current Assets 436.1m - Total Current Liabilities 663.6m) / Total Assets 8.36b |
| B: 0.02 (Retained Earnings 142.6m / Total Assets 8.36b) |
| C: 0.08 (EBIT TTM 616.7m / Avg Total Assets 7.98b) |
| D: 0.65 (Book Value of Equity 3.30b / Total Liabilities 5.06b) |
| Altman-Z'' = 1.08 = BB |
| DSRI: 0.44 (Receivables 26.3m/53.4m, Revenue 3.18b/2.82b) |
| GMI: 0.68 (GM 47.24% / 69.27%) |
| AQI: 0.92 (AQ_t 0.18 / AQ_t-1 0.20) |
| SGI: 1.13 (Revenue 3.18b / 2.82b) |
| TATA: -0.06 (NI 414.9m - CFO 899.3m) / TA 8.36b) |
| Beneish M = -3.74 (Cap -4..+1) = AAA |
As of September 23, 2026, the stock is trading at USD 38.19 with a total of 6,584,556 shares traded. Over the past week, the price has changed by -7.91%, over one month by -16.49%, over three months by +2.30% and over the past year by +34.90%.
Current recommended Stop Loss: 36.50 (which is 4.4% or 1.4 ATR below the current price).
Life Time Holdings has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy LTH.
- StrongBuy: 8
- Buy: 2
- Hold: 3
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 55.4 | 45.1% |
P/E Trailing = 22.6278
P/E Forward = 21.978
P/S = 2.8599
P/B = 2.8063
Revenue TTM = 3.18b USD
EBIT TTM = 616.7m USD
EBITDA TTM = 933.2m USD
Long Term Debt = 1.47b USD (from longTermDebt, last quarter)
Short Term Debt = 115.0m USD (from shortTermDebt, last quarter)
Debt = 7.04b USD (from shortLongTermDebtTotal, last quarter) + Leases 2.78b
Net Debt = 6.82b USD (calculated: Debt 7.04b - CCE 223.6m)
Enterprise Value = 15.9b USD (9.10b + Debt 7.04b - CCE 223.6m)
Interest Coverage Ratio = 9.01 (Ebit TTM 616.7m / Interest Expense TTM 68.5m)
EV/FCF = -105.5x (Enterprise Value 15.9b / FCF TTM -151.0m)
FCF Yield = -0.95% (FCF TTM -151.0m / Enterprise Value 15.9b)
FCF Margin = -4.74% (FCF TTM -151.0m / Revenue TTM 3.18b)
Net Margin = 13.04% (Net Income TTM 414.9m / Revenue TTM 3.18b)
Gross Margin = 69.27% ((Revenue TTM 3.18b - Cost of Revenue TTM 977.9m) / Revenue TTM)
Gross Margin QoQ = 89.11% (prev 88.60%)
Tobins Q-Ratio = 1.90 (Enterprise Value 15.9b / Total Assets 8.36b)
Interest Expense / Debt = 0.97% (Interest Expense 68.5m / Debt 7.04b)
Taxrate = 26.59% (150.3m / 565.2m)
NOPAT = 452.7m (EBIT 616.7m * (1 - 26.59%))
Current Ratio = 0.66 (Total Current Assets 436.1m / Total Current Liabilities 663.6m)
Debt / Equity = 2.13 (Debt 7.04b / totalStockholderEquity, last quarter 3.30b)
Debt / EBITDA = 7.31 (Net Debt 6.82b / EBITDA 933.2m)
Debt / FCF = -45.16 (negative FCF - burning cash) (Net Debt 6.82b / FCF TTM -151.0m)
Total Stockholder Equity = 3.16b (last 4 quarters mean from totalStockholderEquity)
RoA = 5.20% (Net Income 414.9m / Total Assets 8.36b)
RoE = 13.14% (Net Income TTM 414.9m / Total Stockholder Equity 3.16b)
RoCE = 13.34% (EBIT 616.7m / Capital Employed (Equity 3.16b + L.T.Debt 1.47b))
RoIC = 5.92% (NOPAT 452.7m / Invested Capital 7.65b)
WACC = 4.79% (E(9.10b)/V(16.1b) * Re(7.94%) + D(7.04b)/V(16.1b) * Rd(0.97%) * (1-Tc(0.27)))
Discount Rate = 7.94% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 90.33 | Cagr: 5.23%
[DCF] Fair Price = unknown (Cash Flow -151.0m)
EPS Correlation: 97.98 | EPS CAGR: 61.69% | SUE: 0.78 | # QB: 0
Revenue Correlation: 99.67 | Revenue CAGR: 15.90% | SUE: 1.88 | # QB: 1
EPS current Quarter (2026-09-30): EPS=0.45 | Chg30d=+1.45% | Revisions=+17% | Analysts=10
EPS current Year (2026-12-31): EPS=1.75 | Chg30d=+0.77% | Revisions=+67% | GrowthEPS=+21.2% | GrowthRev=+12.5%
EPS next Year (2027-12-31): EPS=2.04 | Chg30d=+0.74% | Revisions=+70% | GrowthEPS=+16.9% | GrowthRev=+11.8%
[Analyst] Revisions Ratio: +74% (up=15, down=1)