LYG - Lloyds Banking Group PLC ADR - Stock & Dividends
Exchange: USA Stocks • Country: United Kingdom • Currency: USD • Type: Common Stock • ISIN: US5394391099
Loans, Credit Cards, Investments, Insurance, Mortgages, Bank Accounts
Lloyds Banking Group PLC is a leading financial institution that offers a comprehensive range of banking and financial services to individuals, businesses, and institutions in the United Kingdom and globally. The company operates through three main segments: Retail, Commercial Banking, and Insurance, Pensions and Investments.
The Retail segment provides a wide array of financial products and services to personal customers, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards. This segment focuses on providing customers with convenient and accessible financial solutions to manage their daily lives.
The Commercial Banking segment caters to the financial needs of small and medium-sized entities, corporates, and institutions. It offers a range of services, including lending, transactional banking, working capital management, risk management, and debt financing. This segment helps businesses to manage their finances, mitigate risks, and achieve their growth objectives.
The Insurance, Pensions and Investments segment provides a diverse range of insurance, investment, and pension management products and services to customers. This segment helps individuals and businesses to manage their financial risks, achieve their long-term goals, and secure their financial futures.
In addition to its traditional banking services, Lloyds Banking Group PLC also offers digital banking services, enabling customers to manage their finances online and on-the-go. The company operates under a portfolio of well-known brand names, including Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Citra, IWeb, Cavendish Online, and Tusker.
With a rich history dating back to 1695, Lloyds Banking Group PLC is one of the oldest and most respected financial institutions in the world. Headquartered in London, the United Kingdom, the company has a strong commitment to serving its customers, supporting its communities, and driving economic growth.
Drawdown (Underwater) Chart
![Drawdown / Underwater Chart for LYG - Lloyds Banking Group PLC ADR - Stock & Dividends](https://www.valueray.com/images/drawdown_chart/LYG.NYSE_drawdown.png)
Overall Trend and Yearly Seasonality
![Drawdown / Underwater Chart for LYG - Lloyds Banking Group PLC ADR - Stock & Dividends](https://www.valueray.com/images/chart/LYG.NYSE_seasonality.png)
LYG Stock Overview
Market Cap in USD | 47,126m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC SubIndustry | Diversified Banks |
TER | 0.00% |
IPO / Inception | 2001-11-27 |
LYG Stock Ratings
Growth 5y | 32.7 |
Fundamental | -10.6 |
Dividend | 26.1 |
Rel. Performance vs Sector | 2.94 |
Analysts | 4.33/5 |
Fair Price Momentum | 3.13 USD |
Fair Price DCF | 2.29 USD |
LYG Dividends
Dividend Yield 12m | 4.51% |
Yield on Cost 5y | 6.70% |
Dividends CAGR 5y | -5.25% |
Payout Consistency | 67.1% |
LYG Growth Ratios
Growth 12m | 42.88% |
Growth Correlation 12m | 68% |
Growth Correlation 3m | 66% |
CAGR 5y | 8.20% |
CAGR/Mean DD 5y | 0.30 |
Sharpe Ratio 12m | 1.46 |
Alpha vs SP500 12m | 16.17 |
Beta vs SP500 5y weekly | 1.38 |
ValueRay RSI | 79.44 |
Volatility GJR Garch 1y | 22.77% |
Price / SMA 50 | 8.42% |
Price / SMA 200 | 29.29% |
Current Volume | 11208.4k |
Average Volume 20d | 9686.1k |
External Links for LYG Stock
Wall Street Journal • Benzinga • Yahoo Finance
Tweets
X • Stocktwits
Fund Manager Positions
Dataroma • Stockcircle
As of July 27, 2024, the stock is trading at USD 3.09 with a total of 11,208,415 shares traded.
Over the past week, the price has changed by +1.98%, over one month by +11.15%, over three months by +18.39% and over the past year by +42.88%.
According to ValueRays Forecast Model, LYG Lloyds Banking Group PLC ADR will be worth about 3.4 in July 2025. The stock is currently trading at 3.09. This means that the stock has a potential upside of +11.33%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 2.9 | -7.12 |
Analysts Target Price | 2.8 | -8.41 |
ValueRay Target Price | 3.4 | 11.3 |