(MAIN) Main Street Capital - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US56035L1044

Debt, Equity, Growth-Capital, Mezzanine, Recapitalization

MAIN EPS (Earnings per Share)

EPS (Earnings per Share) of MAIN over the last years for every Quarter: "2020-09": 0.46, "2020-12": 0.59, "2021-03": 0.58, "2021-06": 0.62, "2021-09": 0.71, "2021-12": 0.73, "2022-03": 0.73, "2022-06": 0.75, "2022-09": 0.83, "2022-12": 0.98, "2023-03": 1.02, "2023-06": 1.06, "2023-09": 0.99, "2023-12": 1.07, "2024-03": 1.05, "2024-06": 1.01, "2024-09": 1, "2024-12": 1.02, "2025-03": 1.01, "2025-06": 0.99, "2025-09": 0,

MAIN Revenue

Revenue of MAIN over the last years for every Quarter: 2020-09: 51.954, 2020-12: 90.068, 2021-03: 81.078, 2021-06: 129.735, 2021-09: 123.715, 2021-12: 135.479, 2022-03: 97.483, 2022-06: 55.543, 2022-09: 93.337, 2022-12: 150.103, 2023-03: 126.993, 2023-06: 130.264, 2023-09: 129.305, 2023-12: 117.986, 2024-03: 124.798, 2024-06: 141.455, 2024-09: 136.824, 2024-12: 140.44, 2025-03: 170.691, 2025-06: 202.285, 2025-09: null,

Description: MAIN Main Street Capital July 28, 2025

Main Street Capital Corporation (NYSE:MAIN) is a business development company that specializes in providing private equity capital and debt financing to lower middle market companies. The firm focuses on investments in various industries, including air freight and logistics, healthcare, and technology, and provides one-stop financing alternatives to its portfolio companies.

As a business development company, MAINs investment strategy involves a mix of control and non-control equity investments, as well as debt capital for strategic acquisitions, management buyouts, and refinancing. This diversified approach allows the firm to partner with entrepreneurs and management teams, providing tailored financing solutions to support their growth and expansion plans.

From a financial perspective, MAIN has demonstrated strong performance, with a Return on Equity (RoE) of 18.96%. The companys dividend yield is also noteworthy, as it has a history of paying consistent dividends to its shareholders. Additionally, MAINs debt-to-equity ratio is relatively conservative, indicating a manageable level of leverage. Key Performance Indicators (KPIs) such as the investment income ratio, net investment income, and the portfolio companys debt-to-equity ratio can provide further insights into the companys financial health and investment performance.

With a market capitalization of $5.73 billion, MAIN is a sizable player in the business development company space. The companys stock price has shown a strong upward trend, with a 52-week high of $65.83 and a low of $43.57, indicating a potential for long-term growth. As a Trading Analyst, it is essential to monitor MAINs financial performance, investment portfolio, and industry trends to identify potential opportunities and risks.

MAIN Stock Overview

Market Cap in USD 5,221m
Sub-Industry Asset Management & Custody Banks
IPO / Inception 2007-10-05

MAIN Stock Ratings

Growth Rating 86.6%
Fundamental 76.0%
Dividend Rating 95.9%
Return 12m vs S&P 500 0.97%
Analyst Rating 3.0 of 5

MAIN Dividends

Dividend Yield 12m 8.07%
Yield on Cost 5y 25.13%
Annual Growth 5y 16.19%
Payout Consistency 97.6%
Payout Ratio 26.5%

MAIN Growth Ratios

Growth Correlation 3m -61.7%
Growth Correlation 12m 71.9%
Growth Correlation 5y 92.7%
CAGR 5y 26.51%
CAGR/Max DD 3y (Calmar Ratio) 1.26
CAGR/Mean DD 3y (Pain Ratio) 7.39
Sharpe Ratio 12m 1.39
Alpha 3.50
Beta 0.873
Volatility 16.38%
Current Volume 338.2k
Average Volume 20d 516.1k
Stop Loss 56.6 (-3.2%)
Signal -0.16

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (506.8m TTM) > 0 and > 6% of Revenue (6% = 39.0m TTM)
FCFTA 0.07 (>2.0%) and ΔFCFTA 9.01pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 6.23% (prev 9.16%; Δ -2.94pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.07 (>3.0%) and CFO 372.3m <= Net Income 506.8m (YES >=105%, WARN >=100%)
Net Debt (2.13b) to EBITDA (589.6m) ratio: 3.61 <= 3.0 (WARN <= 3.5)
Current Ratio 1.87 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (89.3m) change vs 12m ago 3.56% (target <= -2.0% for YES)
Gross Margin 84.83% (prev 79.21%; Δ 5.62pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 12.69% (prev 10.36%; Δ 2.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 6.07 (EBITDA TTM 589.6m / Interest Expense TTM 131.2m) >= 6 (WARN >= 3)

Altman Z'' 1.57

(A) 0.01 = (Total Current Assets 87.0m - Total Current Liabilities 46.5m) / Total Assets 5.29b
(B) 0.09 = Retained Earnings (Balance) 453.5m / Total Assets 5.29b
(C) 0.16 = EBIT TTM 796.7m / Avg Total Assets 5.12b
(D) 0.19 = Book Value of Equity 454.4m / Total Liabilities 2.40b
Total Rating: 1.57 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 76.00

1. Piotroski 6.0pt = 1.0
2. FCF Yield 5.14% = 2.57
3. FCF Margin 58.09% = 7.50
4. Debt/Equity 0.77 = 2.21
5. Debt/Ebitda 3.61 = -2.39
6. ROIC - WACC (= 8.49)% = 10.61
7. RoE 18.08% = 1.51
8. Rev. Trend 72.34% = 5.43
9. EPS Trend -48.90% = -2.44

What is the price of MAIN shares?

As of October 29, 2025, the stock is trading at USD 58.50 with a total of 338,188 shares traded.
Over the past week, the price has changed by +0.93%, over one month by -7.27%, over three months by -8.71% and over the past year by +20.89%.

Is Main Street Capital a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, Main Street Capital (NYSE:MAIN) is currently (October 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 76.00 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of MAIN is around 66.91 USD . This means that MAIN is currently undervalued and has a potential upside of +14.38% (Margin of Safety).

Is MAIN a buy, sell or hold?

Main Street Capital has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold MAIN.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the MAIN price?

Issuer Target Up/Down from current
Wallstreet Target Price 61.3 4.8%
Analysts Target Price 61.3 4.8%
ValueRay Target Price 73.5 25.7%

MAIN Fundamental Data Overview October 15, 2025

Market Cap USD = 5.22b (5.22b USD * 1.0 USD.USD)
P/E Trailing = 9.2962
P/E Forward = 16.0772
P/S = 9.3517
P/B = 1.9835
P/EG = 2.09
Beta = 0.873
Revenue TTM = 650.2m USD
EBIT TTM = 796.7m USD
EBITDA TTM = 589.6m USD
Long Term Debt = 2.07b USD (estimated: total debt 2.22b - short term 150.3m)
Short Term Debt = 150.3m USD (from shortTermDebt, last quarter)
Debt = 2.22b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.13b USD (from netDebt column, last quarter)
Enterprise Value = 7.35b USD (5.22b + Debt 2.22b - CCE 87.0m)
Interest Coverage Ratio = 6.07 (Ebit TTM 796.7m / Interest Expense TTM 131.2m)
FCF Yield = 5.14% (FCF TTM 377.7m / Enterprise Value 7.35b)
FCF Margin = 58.09% (FCF TTM 377.7m / Revenue TTM 650.2m)
Net Margin = 77.94% (Net Income TTM 506.8m / Revenue TTM 650.2m)
Gross Margin = 84.83% ((Revenue TTM 650.2m - Cost of Revenue TTM 98.7m) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 81.74%)
Tobins Q-Ratio = 1.39 (Enterprise Value 7.35b / Total Assets 5.29b)
Interest Expense / Debt = 1.47% (Interest Expense 32.5m / Debt 2.22b)
Taxrate = 3.37% (4.27m / 126.8m)
NOPAT = 769.9m (EBIT 796.7m * (1 - 3.37%))
Current Ratio = 1.87 (Total Current Assets 87.0m / Total Current Liabilities 46.5m)
Debt / Equity = 0.77 (Debt 2.22b / totalStockholderEquity, last quarter 2.88b)
Debt / EBITDA = 3.61 (Net Debt 2.13b / EBITDA 589.6m)
Debt / FCF = 5.64 (Net Debt 2.13b / FCF TTM 377.7m)
Total Stockholder Equity = 2.80b (last 4 quarters mean from totalStockholderEquity)
RoA = 9.58% (Net Income 506.8m / Total Assets 5.29b)
RoE = 18.08% (Net Income TTM 506.8m / Total Stockholder Equity 2.80b)
RoCE = 16.36% (EBIT 796.7m / Capital Employed (Equity 2.80b + L.T.Debt 2.07b))
RoIC = 15.39% (NOPAT 769.9m / Invested Capital 5.00b)
WACC = 6.90% (E(5.22b)/V(7.44b) * Re(9.23%) + D(2.22b)/V(7.44b) * Rd(1.47%) * (1-Tc(0.03)))
Discount Rate = 9.23% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 2.81%
[DCF Debug] Terminal Value 65.28% ; FCFE base≈377.7m ; Y1≈248.0m ; Y5≈113.4m
Fair Price DCF = 20.66 (DCF Value 1.85b / Shares Outstanding 89.4m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -48.90 | EPS CAGR: -57.77% | SUE: -4.0 | # QB: 0
Revenue Correlation: 72.34 | Revenue CAGR: 32.48% | SUE: 1.51 | # QB: 1

Additional Sources for MAIN Stock

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Fund Manager Positions: Dataroma | Stockcircle