Overview Dividends

(MFG) Mizuho Financial - Ratings and Ratios

Exchange: NYSE • Country: Japan • Currency: USD • Type: Common Stock • ISIN: US60687Y1091

Banking, Securities, Asset Management, Trust Services, Advisory

EPS (Earnings per Share)

EPS CAGR: 19.05%
EPS Trend: 26.8%

Last SUE: 2.34σ
Qual. Beats: 1

Revenue

Revenue CAGR: 18.82%
Revenue Trend: 71.6%

Last SUE: 0.54σ
Qual. Beats: 0

Risk via 10d forecast
Volatility	32.5%
Value at Risk 5%th	50.0%
Relative Tail Risk	-6.41%

Reward TTM
Sharpe Ratio	1.03
Alpha	23.65

Character TTM
Hurst Exponent	0.392
Beta	1.052
Beta Downside	1.616

Drawdowns 3y
Max DD	28.34%
Mean DD	5.47%
Median DD	4.94%

Description: MFG Mizuho Financial September 26, 2025

Mizuho Financial Group (MFG) operates a fully integrated financial services platform across Japan and globally, spanning Retail & Business Banking, Corporate & Investment Banking, Global Markets, Asset Management, and ancillary services such as payroll, lottery ticket sales, and private banking.

In FY2023 the bank reported ¥1.2 trillion of net profit, a return on equity (ROE) of 7.5%, and a net interest margin (NIM) of 1.1%, while its non-performing loan (NPL) ratio held steady at 0.5%-both metrics that sit near the median for Japan’s “Big Four” banks.

Key macro drivers include the Bank of Japan’s shift toward a modest rate hike cycle, which could lift NIM but also increase funding costs, and the aging Japanese population that fuels demand for wealth-management and pension-related services.

Sector-wide, diversified banks are under pressure to digitize client interfaces and improve cost efficiency; Mizuho’s recent 3-year plan targets a 5% reduction in operating expenses and a 10% increase in fee-based income from advisory and capital-raising activities.

For a deeper quantitative breakdown of Mizuho’s valuation multiples and risk factors, the ValueRay platform offers a concise data sheet worth reviewing.

MFG Stock Overview

Market Cap in USD	82,316m
Sub-Industry	Diversified Banks
IPO / Inception	2000-09-28
Return 12m vs S&P 500	23.6%
Analyst Rating	4.0 of 5

MFG Dividends

Metric	Value
Dividend Yield	3.00%
Yield on Cost 5y	8.76%
Yield CAGR 5y	2.72%
Payout Consistency	92.3%
Payout Ratio	36.7%

MFG Growth Ratios

Metric	Value
CAGR 3y	45.63%
CAGR/Max DD Calmar Ratio	1.61
CAGR/Mean DD Pain Ratio	8.35
Current Volume	3207.4k
Average Volume	2391k

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (1009.24b TTM) > 0 and > 6% of Revenue (6% = 509.47b TTM)

FCFTA -0.01 (>2.0%) and ΔFCFTA -1.47pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -1928 % (prev -1773 %; Δ -155.0pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.01 (>3.0%) and CFO -3820.80b <= Net Income 1009.24b (YES >=105%, WARN >=100%)

Net Debt (-6496.99b) to EBITDA (1297.64b) ratio: -5.01 <= 3.0 (WARN <= 3.5)

Current Ratio 0.29 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (12.45b) change vs 12m ago -1.78% (target <= -2.0% for YES)

Gross Margin 45.38% (prev 38.65%; Δ 6.73pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 3.00% (prev 3.10%; Δ -0.10pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.28 (EBITDA TTM 1297.64b / Interest Expense TTM 4630.48b) >= 6 (WARN >= 3)

Altman Z'' -3.58

(A) -0.57 = (Total Current Assets 67287.88b - Total Current Liabilities 230988.23b) / Total Assets 288757.08b

(B) 0.02 = Retained Earnings (Balance) 6451.92b / Total Assets 288757.08b

(D) 0.04 = Book Value of Equity 9877.23b / Total Liabilities 277681.07b

Total Rating: -3.58 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 44.57

1. Piotroski 4.50pt

2. FCF Yield -65.36%

3. FCF Margin -49.06%

4. Debt/Equity 5.53

5. Debt/Ebitda -5.01

6. ROIC - WACC (= 0.06)%

7. RoE 9.50%

8. Rev. Trend 71.61%

9. EPS Trend 26.79%

What is the price of MFG shares?

As of November 24, 2025, the stock is trading at USD 6.61 with a total of 3,207,380 shares traded.
Over the past week, the price has changed by -2.51%, over one month by +2.96%, over three months by +2.20% and over the past year by +37.94%.

Is MFG a buy, sell or hold?

Mizuho Financial has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy MFG.

Strong Buy: 1
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the MFG price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	7	5.9%
Analysts Target Price	7	5.9%
ValueRay Target Price	9.3	41.3%

MFG Fundamental Data Overview November 24, 2025

Market Cap JPY = 12870.15b (82.32b USD * 156.35 USD.JPY)
P/E Trailing = 12.9608
P/E Forward = 11.3766
P/S = 0.0208
P/B = 1.1731
P/EG = 1.0536
Beta = 0.115
Revenue TTM = 8491.24b JPY
EBIT TTM = 1297.64b JPY
EBITDA TTM = 1297.64b JPY
Long Term Debt = 19434.92b JPY (from longTermDebt, last quarter)
Short Term Debt = 41355.97b JPY (from shortTermDebt, last quarter)
Debt = 60790.89b JPY (from shortLongTermDebtTotal, last quarter)
Net Debt = -6496.99b JPY (from netDebt column, last quarter)
Enterprise Value = 6373.15b JPY (12870.15b + Debt 60790.89b - CCE 67287.88b)
Interest Coverage Ratio = 0.28 (Ebit TTM 1297.64b / Interest Expense TTM 4630.48b)
FCF Yield = -65.36% (FCF TTM -4165.74b / Enterprise Value 6373.15b)
FCF Margin = -49.06% (FCF TTM -4165.74b / Revenue TTM 8491.24b)
Net Margin = 11.89% (Net Income TTM 1009.24b / Revenue TTM 8491.24b)
Gross Margin = 45.38% ((Revenue TTM 8491.24b - Cost of Revenue TTM 4638.24b) / Revenue TTM)
Gross Margin QoQ = 48.96% (prev 44.83%)
Tobins Q-Ratio = 0.02 (Enterprise Value 6373.15b / Total Assets 288757.08b)
Interest Expense / Debt = 1.84% (Interest Expense 1117.52b / Debt 60790.89b)
Taxrate = 22.92% (119.20b / 520.12b)
NOPAT = 1000.24b (EBIT 1297.64b * (1 - 22.92%))
Current Ratio = 0.29 (Total Current Assets 67287.88b / Total Current Liabilities 230988.23b)
Debt / Equity = 5.53 (Debt 60790.89b / totalStockholderEquity, last quarter 10995.64b)
Debt / EBITDA = -5.01 (Net Debt -6496.99b / EBITDA 1297.64b)
Debt / FCF = 1.56 (negative FCF - burning cash) (Net Debt -6496.99b / FCF TTM -4165.74b)
Total Stockholder Equity = 10620.27b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.35% (Net Income 1009.24b / Total Assets 288757.08b)
RoE = 9.50% (Net Income TTM 1009.24b / Total Stockholder Equity 10620.27b)
RoCE = 4.32% (EBIT 1297.64b / Capital Employed (Equity 10620.27b + L.T.Debt 19434.92b))
RoIC = 2.95% (NOPAT 1000.24b / Invested Capital 33850.43b)
WACC = 2.90% (E(12870.15b)/V(73661.03b) * Re(9.89%) + D(60790.89b)/V(73661.03b) * Rd(1.84%) * (1-Tc(0.23)))
Discount Rate = 9.89% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -0.92%
Fair Price DCF = unknown (Cash Flow -4165.74b)
EPS Correlation: 26.79 | EPS CAGR: 19.05% | SUE: 2.34 | # QB: 1
Revenue Correlation: 71.61 | Revenue CAGR: 18.82% | SUE: 0.54 | # QB: 0

Additional Sources for MFG Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle