MFG Stock Analysis: Mizuho Financial | NYSE
Banks - Regional | NYSE, USA | Market Cap: 120.845m USD | 12M Return: 51.8% | US60687Y1091 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 36.2M
EPS Trend: 97.3%
Qual. Beats: 4
Rev. Trend: 73.3%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Mizuho Financial Group, Inc. (NYSE: MFG) is a Japanese diversified bank operating across banking, trust banking, securities, and related financial services in Japan, the Americas, Europe, and Asia/Oceania. Its offerings span corporate and structured finance (including syndicated, acquisition, real estate, project, and ECA finance), capital markets advisory (debt, loan, and equity), treasury and market solutions (FX, derivatives, fixed income), asset management, research, and institutional services such as JPY clearing, custody, and securities lending.
The company is headquartered in Chiyoda, Japan, and was founded in 1873. Mizuho is one of Japans three largest banking groups (megabanks), alongside Mitsubishi UFJ Financial Group and Sumitomo Mitsui Financial Group, and serves as a major participant in both domestic Japanese banking and global wholesale/institutional finance. Classified under the GICS Diversified Banks sub-industry within the Financials sector, Mizuho derives a significant portion of its revenue from corporate lending, capital markets activity, and yen-denominated clearing services.
- Bank of Japan rate hikes expand net interest margins
- Share buybacks accelerate as capital returns to shareholders
- Asset management fees grow with rising Japanese household savings
| Net Income: 1391b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 1.66 > 1.0 |
| NWC/Revenue: 73.95% < 20% (prev -1.60k%; Δ 1.67k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 590b > Net Income 1391b |
| Net Debt (15677b) to EBITDA (2091b): 7.50 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (12.2b) vs 12m ago -3.03% < -2% |
| Gross Margin: 49.14% > 18% (prev 44.46%; Δ 4.68% > 0.5%) |
| Asset Turnover: 3.10% > 50% (prev 3.04%; Δ 0.07% > 0%) |
| Interest Coverage Ratio: 0.41 > 6 (EBIT TTM 1850b / Interest Expense TTM 4518b) |
| A: 0.02 (Total Current Assets 52552b - Total Current Liabilities 45889b) / Total Assets 302275b |
| B: 0.02 (Retained Earnings 6733b / Total Assets 302275b) |
| C: 0.01 (EBIT TTM 1850b / Avg Total Assets 290463b) |
| D: 0.04 (Book Value of Equity 11436b / Total Liabilities 290764b) |
| Altman-Z'' = 0.30 = B |
As of October 25, 2026, the stock is trading at USD 9.57 with a total of 5,125,658 shares traded. Over the past week, the price has changed by -5.90%, over one month by -10.21%, over three months by -8.76% and over the past year by +51.80%.
Current recommended Stop Loss: 9.20 (which is 3.9% or 1.4 ATR below the current price).
Mizuho Financial has received a consensus analysts rating of 3.50. Therefore, it is recommended to hold MFG.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 11 | 14.8% |
Market Cap JPY = 18951b (121b USD * 156.82 USD.JPY)
P/E Trailing = 13.7123
P/E Forward = 14.6199
P/S = 0.0255
P/B = 1.777
P/EG = 1.5887
Revenue TTM = 9009b JPY
EBIT TTM = 1850b JPY
EBITDA TTM = 2091b JPY
Long Term Debt = 21661b JPY (from longTermDebt, last quarter)
Short Term Debt = 45889b JPY (from shortTermDebt, last quarter)
Debt = 68229b JPY (from shortLongTermDebtTotal, last quarter) + Leases 646b
Net Debt = 15677b JPY (calculated: Debt 68229b - CCE 52552b)
Enterprise Value = 34628b JPY (18951b + Debt 68229b - CCE 52552b)
Interest Coverage Ratio = 0.41 (Ebit TTM 1850b / Interest Expense TTM 4518b)
EV/FCF = 71.00x (Enterprise Value 34628b / FCF TTM 488b)
FCF Yield = 1.41% (FCF TTM 488b / Enterprise Value 34628b)
FCF Margin = 5.41% (FCF TTM 488b / Revenue TTM 9009b)
Net Margin = 15.44% (Net Income TTM 1391b / Revenue TTM 9009b)
Gross Margin = 49.14% ((Revenue TTM 9009b - Cost of Revenue TTM 4582b) / Revenue TTM)
Gross Margin QoQ = 51.44% (prev 51.71%)
Tobins Q-Ratio = 0.11 (Enterprise Value 34628b / Total Assets 302275b)
Interest Expense / Debt = 6.62% (Interest Expense 4518b / Debt 68229b)
Taxrate = 24.49% (453b / 1850b)
NOPAT = 1397b (EBIT 1850b * (1 - 24.49%))
Current Ratio = 1.15 (Total Current Assets 52552b / Total Current Liabilities 45889b)
Debt / Equity = 5.97 (Debt 68229b / totalStockholderEquity, last quarter 11436b)
Debt / EBITDA = 7.50 (Net Debt 15677b / EBITDA 2091b)
Debt / FCF = 32.14 (Net Debt 15677b / FCF TTM 488b)
Total Stockholder Equity = 11243b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.48% (Net Income 1391b / Total Assets 302275b)
RoE = 12.37% (Net Income TTM 1391b / Total Stockholder Equity 11243b)
RoCE = 5.62% (EBIT 1850b / Capital Employed (Equity 11243b + L.T.Debt 21661b))
RoIC = 0.46% (NOPAT 1397b / Invested Capital 301824b)
WACC = 5.96% (E(18951b)/V(87180b) * Re(9.41%) + D(68229b)/V(87180b) * Rd(6.62%) * (1-Tc(0.24)))
Discount Rate = 9.41% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -93.43 | Cagr: -1.74%
[DCF] Terminal Value 75.44% ; FCFF base≈488b ; Y1≈490b ; Y5≈519b
[DCF] Fair Price = N/A (negative equity: EV 8069b - Net Debt 15677b = -7608b; debt exceeds intrinsic value)
EPS Correlation: 97.32 | EPS CAGR: 28.63% | SUE: 3.75 | # QB: 4
Revenue Correlation: 73.31 | Revenue CAGR: 8.00% | SUE: 0.74 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.21 | Chg30d=+7.67% | Revisions=+25% | Analysts=1
EPS next Quarter (2026-12-31): EPS=0.20 | Chg30d=+2.36% | Revisions=+25% | Analysts=1
EPS current Year (2027-03-31): EPS=0.78 | Chg30d=+6.41% | Revisions=+25% | GrowthEPS=+23.0% | GrowthRev=+103.4%
EPS next Year (2028-03-31): EPS=0.97 | Chg30d=+10.54% | Revisions=+25% | GrowthEPS=+23.7% | GrowthRev=+81.3%