(MFG) Mizuho Financial - NYSE
Sector: Financial Services | Industry: Banks - Regional | Exchange: NYSE (USA) | Market Cap: 123.527m USD | Total Return: 93.7% in 12m
Avg Turnover: 34.9M
EPS Trend: 94.7%
Qual. Beats: 3
Rev. Trend: 77.3%
Qual. Beats: 1
Warnings
Fakeout Extended 1w
Tailwinds
Rs Leader, Idiosyncratic Leader, Tailwind
Mizuho Financial Group, Inc. (NYSE: MFG) is a Tokyo-based financial holding company that operates one of Japans largest universal banking franchises, with operations spanning Japan, the Americas, Europe, and Asia/Oceania. Founded in 2000, Mizuho is classified under the GICS Diversified Banks sub-industry and is one of Japans three major banking groups (megabanks). The company reports through six core segments: Retail & Business Banking, Corporate & Investment Banking, Global Corporate & Investment Banking, Global Markets, Asset Management, and Others.
Its business model combines traditional commercial banking (deposits, syndicated and housing loans, card loans) with investment banking and capital markets activities (equity and bond underwriting, M&A advisory, sales and trading). Mizuho also extends into trust banking, pension and asset management, securities custody, trade finance, and securitization, alongside ancillary services such as real estate brokerage, payroll processing, stock transfer agency, and lottery ticket distribution. This breadth reflects the universal bank model common among large Japanese lenders, where retail, wholesale, and asset management functions are housed under a single corporate umbrella.
Mizuhos U.S. listing is structured as an American Depositary Receipt (ADR), allowing U.S. investors to trade the stock in dollars on the NYSE while the underlying shares remain listed in Japan.
- Bank of Japan rate hikes expand net interest margins
- Investment banking fees rise on global M&A and debt underwriting activity
- Share buybacks accelerate amid regulatory push for capital returns
| Net Income: 1253b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 1.63 > 1.0 |
| NWC/Revenue: -2.02k% < 20% (prev -1.54k%; Δ -481.3% < -1%) |
| CFO/TA 0.00 > 3% & CFO 590b > Net Income 1253b |
| Net Debt (5043b) to EBITDA (1884b): 2.68 < 3 |
| Current Ratio: 0.26 > 1.5 & < 3 |
| Outstanding Shares: last quarter (12.2b) vs 12m ago -2.91% < -2% |
| Gross Margin: 47.51% > 18% (prev 43.17%; Δ 4.34% > 0.5%) |
| Asset Turnover: 2.95% > 50% (prev 3.09%; Δ -0.14% > 0%) |
| Interest Coverage Ratio: 0.36 > 6 (EBIT TTM 1628b / Interest Expense TTM 4494b) |
| A: -0.58 (Total Current Assets 62460b - Total Current Liabilities 237707b) / Total Assets 303551b |
| B: 0.02 (Retained Earnings 6861b / Total Assets 303551b) |
| C: 0.01 (EBIT TTM 1628b / Avg Total Assets 293436b) |
| D: 0.04 (Book Value of Equity 11366b / Total Liabilities 292098b) |
| Altman-Z'' = -3.64 = D |
As of June 21, 2026, the stock is trading at USD 10.30 with a total of 3,487,900 shares traded.
Over the past week, the price has changed by +8.19%,
over one month by +18.53%,
over three months by +34.13% and
over the past year by +93.71%.
Mizuho Financial has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy MFG.
- StrongBuy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 9.9 | -4.4% |
Market Cap JPY = 19905b (124b USD * 161.14 USD.JPY)
P/E Trailing = 16.0952
P/E Forward = 15.2672
P/S = 0.0281
P/B = 1.7492
P/EG = 1.7549
Revenue TTM = 8662b JPY
EBIT TTM = 1628b JPY
EBITDA TTM = 1884b JPY
Long Term Debt = 21068b JPY (from longTermDebt, last quarter)
Short Term Debt = 45535b JPY (from shortTermDebt, last quarter)
Debt = 67503b JPY (from shortLongTermDebtTotal, last quarter) + Leases 646b
Net Debt = 5043b JPY (calculated: Debt 67503b - CCE 62460b)
Enterprise Value = 24948b JPY (19905b + Debt 67503b - CCE 62460b)
Interest Coverage Ratio = 0.36 (Ebit TTM 1628b / Interest Expense TTM 4494b)
EV/FCF = 51.15x (Enterprise Value 24948b / FCF TTM 488b)
FCF Yield = 1.95% (FCF TTM 488b / Enterprise Value 24948b)
FCF Margin = 5.63% (FCF TTM 488b / Revenue TTM 8662b)
Net Margin = 14.46% (Net Income TTM 1253b / Revenue TTM 8662b)
Gross Margin = 47.51% ((Revenue TTM 8662b - Cost of Revenue TTM 4547b) / Revenue TTM)
Gross Margin QoQ = 51.71% (prev 44.27%)
Tobins Q-Ratio = 0.08 (Enterprise Value 24948b / Total Assets 303551b)
Interest Expense / Debt = 6.66% (Interest Expense 4494b / Debt 67503b)
Taxrate = 22.69% (369b / 1628b)
NOPAT = 1258b (EBIT 1628b * (1 - 22.69%))
Current Ratio = 0.26 (Total Current Assets 62460b / Total Current Liabilities 237707b)
Debt / Equity = 5.94 (Debt 67503b / totalStockholderEquity, last quarter 11366b)
Debt / EBITDA = 2.68 (Net Debt 5043b / EBITDA 1884b)
Debt / FCF = 10.34 (Net Debt 5043b / FCF TTM 488b)
Total Stockholder Equity = 11019b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.43% (Net Income 1253b / Total Assets 303551b)
RoE = 11.37% (Net Income TTM 1253b / Total Stockholder Equity 11019b)
RoCE = 5.07% (EBIT 1628b / Capital Employed (Equity 11019b + L.T.Debt 21068b))
RoIC = 0.42% (NOPAT 1258b / Invested Capital 303118b)
WACC = 6.35% (E(19905b)/V(87409b) * Re(10.43%) + D(67503b)/V(87409b) * Rd(6.66%) * (1-Tc(0.23)))
Discount Rate = 10.43% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -95.45 | Cagr: -1.70%
[DCF] Terminal Value 75.44% ; FCFF base≈488b ; Y1≈490b ; Y5≈519b
[DCF] Fair Price = 248.4 (EV 8069b - Net Debt 5043b = Equity 3026b / Shares 12.2b; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: 94.70 | EPS CAGR: 23.23% | SUE: 3.04 | # QB: 3
Revenue Correlation: 77.31 | Revenue CAGR: 12.17% | SUE: 2.43 | # QB: 1
EPS current Quarter (2026-06-30): EPS=0.16 | Chg30d=-1.15% | Revisions=-20% | Analysts=1
EPS next Quarter (2026-09-30): EPS=0.17 | Chg30d=-1.14% | Revisions=-20% | Analysts=1
EPS current Year (2027-03-31): EPS=0.67 | Chg30d=-1.16% | Revisions=-20% | GrowthEPS=+5.4% | GrowthRev=+92.3%
EPS next Year (2028-03-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+79.0%