(MFG) Mizuho Financial - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: NYSE (USA) | Market Cap: 105.954m USD | Total Return: 77.6% in 12m
Avg Turnover: 27.7M
EPS Trend: 94.0%
Qual. Beats: 3
Rev. Trend: 77.3%
Qual. Beats: 1
Warnings
Extended 1w
Tailwinds
Pead
Mizuho Financial Group (MFG) is a Tokyo-based global financial institution operating through six primary segments, including Retail & Business Banking, Corporate & Investment Banking, and Asset Management. The firm provides a comprehensive range of services such as deposit taking, syndicated lending, underwriting, and securities trading across Japan, the Americas, Europe, and Asia.
As one of Japans three megabanks, Mizuho operates under a universal banking model, which allows it to integrate commercial banking with trust and securities services to capture multiple revenue streams from a single corporate client. The Japanese banking sector is characterized by a high degree of consolidation and significant exposure to domestic monetary policy set by the Bank of Japan.
Investors looking for a deeper dive into these fundamentals should consult the detailed analytics on ValueRay.
The company’s international operations focus heavily on transaction banking and capital markets, providing Japanese corporations with the infrastructure needed for overseas expansion and cross-border mergers and acquisitions. Mizuho also maintains a specialized role in the domestic market as the sole distributor of lottery tickets for Japanese prefectures and designated cities.
- Bank of Japan interest rate hikes drive net interest margin expansion
- Global investment banking fees fluctuate with cross-border M&A and underwriting volume
- Domestic loan growth depends on Japanese corporate capital expenditure and inflation
- Regulatory capital requirements and dividend payout ratios influence shareholder return potential
- Yen exchange rate volatility impacts valuation of international assets and earnings
| Net Income: 1253b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 0.16 > 1.0 |
| NWC/Revenue: -2.02k% < 20% (prev -1.54k%; Δ -481.3% < -1%) |
| CFO/TA 0.00 > 3% & CFO 590b > Net Income 1253b |
| Net Debt (5043b) to EBITDA (1884b): 2.68 < 3 |
| Current Ratio: 0.26 > 1.5 & < 3 |
| Outstanding Shares: last quarter (12.2b) vs 12m ago -2.91% < -2% |
| Gross Margin: 47.51% > 18% (prev 0.43%; Δ 4.71k% > 0.5%) |
| Asset Turnover: 2.95% > 50% (prev 3.09%; Δ -0.14% > 0%) |
| Interest Coverage Ratio: 0.36 > 6 (EBITDA TTM 1884b / Interest Expense TTM 4494b) |
| A: -0.58 (Total Current Assets 62460b - Total Current Liabilities 237707b) / Total Assets 303551b |
| B: 0.02 (Retained Earnings 6861b / Total Assets 303551b) |
| C: 0.01 (EBIT TTM 1628b / Avg Total Assets 293436b) |
| D: 0.04 (Book Value of Equity 10449b / Total Liabilities 292098b) |
| Altman-Z'' = -3.64 = D |
As of May 23, 2026, the stock is trading at USD 9.27 with a total of 4,580,625 shares traded.
Over the past week, the price has changed by +7.25%,
over one month by +12.83%,
over three months by +2.49% and
over the past year by +77.56%.
Mizuho Financial has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy MFG.
- StrongBuy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 9.9 | 6.3% |
P/E Trailing = 13.7937
P/E Forward = 12.9702
P/S = 0.0241
P/B = 1.4874
P/EG = 1.491
Revenue TTM = 8662b JPY
EBIT TTM = 1628b JPY
EBITDA TTM = 1884b JPY
Long Term Debt = 21068b JPY (from longTermDebt, last quarter)
Short Term Debt = 45535b JPY (from shortTermDebt, last quarter)
Debt = 67503b JPY (from shortLongTermDebtTotal, last quarter) + Leases 646b
Net Debt = 5043b JPY (calculated: Debt 67503b - CCE 62460b)
Enterprise Value = 21876b JPY (16833b + Debt 67503b - CCE 62460b)
Interest Coverage Ratio = 0.36 (Ebit TTM 1628b / Interest Expense TTM 4494b)
EV/FCF = 18.05x (Enterprise Value 21876b / FCF TTM 1212b)
FCF Yield = 5.54% (FCF TTM 1212b / Enterprise Value 21876b)
FCF Margin = 13.99% (FCF TTM 1212b / Revenue TTM 8662b)
Net Margin = 14.46% (Net Income TTM 1253b / Revenue TTM 8662b)
Gross Margin = 47.51% ((Revenue TTM 8662b - Cost of Revenue TTM 4547b) / Revenue TTM)
Gross Margin QoQ = 51.71% (prev 44.27%)
Tobins Q-Ratio = 0.07 (Enterprise Value 21876b / Total Assets 303551b)
Interest Expense / Debt = 6.66% (Interest Expense 4494b / Debt 67503b)
Taxrate = 23.00% (70.0b / 305b)
NOPAT = 1253b (EBIT 1628b * (1 - 23.00%))
Current Ratio = 0.16 (Total Current Assets 62460b / Total Current Liabilities 402662b)
Debt / Equity = 5.94 (Debt 67503b / totalStockholderEquity, last quarter 11366b)
Debt / EBITDA = 2.68 (Net Debt 5043b / EBITDA 1884b)
Debt / FCF = 4.16 (Net Debt 5043b / FCF TTM 1212b)
Total Stockholder Equity = 11019b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.43% (Net Income 1253b / Total Assets 303551b)
RoE = 11.37% (Net Income TTM 1253b / Total Stockholder Equity 11019b)
RoCE = 5.07% (EBIT 1628b / Capital Employed (Equity 11019b + L.T.Debt 21068b))
RoIC = 0.41% (NOPAT 1253b / Invested Capital 303551b)
WACC = 6.17% (E(16833b)/V(84336b) * Re(10.37%) + D(67503b)/V(84336b) * Rd(6.66%) * (1-Tc(0.23)))
Discount Rate = 10.37% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -95.45 | Cagr: -1.70%
[DCF] Terminal Value 77.97% ; FCFF base≈1000b ; Y1≈1146b ; Y5≈1687b
[DCF] Fair Price = 1.67k (EV 25388b - Net Debt 5043b = Equity 20345b / Shares 12.2b; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 94.02 | EPS CAGR: 22.40% | SUE: 2.71 | # QB: 3
Revenue Correlation: 77.31 | Revenue CAGR: 12.17% | SUE: 2.43 | # QB: 1
EPS current Quarter (2026-06-30): EPS=0.17 | Chg30d=+2.48% | Revisions=+20% | Analysts=1
EPS next Quarter (2026-09-30): EPS=0.17 | Chg30d=-7.80% | Revisions=-20% | Analysts=1
EPS current Year (2027-03-31): EPS=0.68 | Chg30d=-1.68% | Revisions=-20% | GrowthEPS=+6.5% | GrowthRev=+85.3%