(MFG) Mizuho Financial - Ratings and Ratios
Banking, Trust, Securities, Loans, Investment
MFG EPS (Earnings per Share)
MFG Revenue
Description: MFG Mizuho Financial
Mizuho Financial Group Inc. (NYSE:MFG) is a diversified financial services company operating globally, with a presence in Japan, the Americas, Europe, Asia/Oceania, and other regions. The companys business is segmented into Retail & Business Banking, Corporate & Institutional, Global Corporate, Global Markets, Asset Management, and Others, offering a wide range of financial products and services.
The companys services include deposit products, loans, business matching, advisory services for overseas expansions and M&A, consulting services for asset management and succession, payroll services, and lottery ticket sales. It also provides fund management, underwriting, risk hedging products, and solutions based on capital management, business strategy, and financial strategy for corporate customers. Additionally, Mizuho offers corporate finance, transaction banking, sales and trading services, investment products, pension funds, and ALM and investment services.
From a financial perspective, Mizuho Financial Group has a market capitalization of approximately $69.7 billion USD, with a price-to-earnings ratio of 11.44 and a forward P/E of 10.24. The companys return on equity (RoE) is 8.44%, indicating a relatively stable profitability. To further evaluate the companys performance, key performance indicators (KPIs) such as net interest margin (NIM), non-performing loan (NPL) ratio, and capital adequacy ratio (CAR) can be considered. For instance, a high NIM indicates a companys ability to generate revenue from its core lending and deposit-taking activities, while a low NPL ratio suggests effective credit risk management. A CAR above regulatory requirements indicates a strong capital position.
To assess Mizuhos stock performance, metrics such as dividend yield, beta, and Sharpe ratio can be examined. A stable dividend yield can attract income-focused investors, while a low beta indicates relatively lower volatility compared to the overall market. The Sharpe ratio, which measures risk-adjusted returns, can help investors evaluate the companys stock performance relative to its risk. By analyzing these KPIs, investors can gain a more comprehensive understanding of Mizuho Financial Groups financial health, profitability, and stock performance.
MFG Stock Overview
| Market Cap in USD | 82,407m |
| Sub-Industry | Diversified Banks |
| IPO / Inception | 2000-09-28 |
MFG Stock Ratings
| Growth Rating | 92.3% |
| Fundamental | 58.4% |
| Dividend Rating | 54.3% |
| Return 12m vs S&P 500 | 43.3% |
| Analyst Rating | 4.0 of 5 |
MFG Dividends
| Dividend Yield 12m | 3.19% |
| Yield on Cost 5y | 8.80% |
| Annual Growth 5y | 2.17% |
| Payout Consistency | 92.3% |
| Payout Ratio | 40.4% |
MFG Growth Ratios
| Growth Correlation 3m | 92% |
| Growth Correlation 12m | 84.2% |
| Growth Correlation 5y | 85.7% |
| CAGR 5y | 47.75% |
| CAGR/Max DD 3y | 1.69 |
| CAGR/Mean DD 3y | 9.71 |
| Sharpe Ratio 12m | 1.34 |
| Alpha | 58.69 |
| Beta | 0.560 |
| Volatility | 28.48% |
| Current Volume | 984k |
| Average Volume 20d | 1706.7k |
| Stop Loss | 6.4 (-3.2%) |
| Signal | -0.24 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (886.65b TTM) > 0 and > 6% of Revenue (6% = 507.63b TTM) |
| FCFTA -0.01 (>2.0%) and ΔFCFTA -1.55pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1898 % (prev -1379 %; Δ -518.6pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.02 (>3.0%) and CFO -5042.95b <= Net Income 886.65b (YES >=105%, WARN >=100%) |
| Net Debt (-7315.62b) to EBITDA (6059.90b) ratio: -1.21 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.29 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (12.57b) change vs 12m ago -0.84% (target <= -2.0% for YES) |
| Gross Margin 44.46% (prev 97.51%; Δ -53.05pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.96% (prev 2.07%; Δ 0.89pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.25 (EBITDA TTM 6059.90b / Interest Expense TTM 4686.06b) >= 6 (WARN >= 3) |
Altman Z'' -3.53
| (A) -0.58 = (Total Current Assets 64770.80b - Total Current Liabilities 225356.29b) / Total Assets 278650.46b |
| (B) 0.02 = Retained Earnings (Balance) 6152.42b / Total Assets 278650.46b |
| (C) 0.02 = EBIT TTM 5853.98b / Avg Total Assets 285476.42b |
| (D) 0.04 = Book Value of Equity 9461.38b / Total Liabilities 268030.73b |
| Total Rating: -3.53 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 58.40
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield data missing |
| 3. FCF Margin -49.24% = -7.50 |
| 4. Debt/Equity 5.39 = -2.50 |
| 5. Debt/Ebitda 9.37 = -2.50 |
| 6. ROIC - WACC 10.52% = 12.50 |
| 7. RoE 8.41% = 0.70 |
| 8. Rev. Trend 86.22% = 4.31 |
| 9. Rev. CAGR 48.72% = 2.50 |
| 10. EPS Trend 12.58% = 0.31 |
| 11. EPS CAGR 20.69% = 2.07 |
What is the price of MFG shares?
Over the past week, the price has changed by -0.90%, over one month by +1.69%, over three months by +19.96% and over the past year by +69.49%.
Is Mizuho Financial a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of MFG is around 9.21 USD . This means that MFG is currently undervalued and has a potential upside of +39.33% (Margin of Safety).
Is MFG a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the MFG price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 6.8 | 2.1% |
| Analysts Target Price | 6.8 | 2.1% |
| ValueRay Target Price | 9.7 | 47.2% |
Last update: 2025-09-13 04:38
MFG Fundamental Data Overview
CCE Cash And Equivalents = 64770.80b JPY (Cash And Short Term Investments, last quarter)
P/E Trailing = 13.8125
P/E Forward = 11.3895
P/S = 0.0211
P/B = 1.1524
P/EG = 1.325
Beta = 0.155
Revenue TTM = 8460.51b JPY
EBIT TTM = 5853.98b JPY
EBITDA TTM = 6059.90b JPY
Long Term Debt = 16777.29b JPY (from longTermDebt, last quarter)
Short Term Debt = 40034.04b JPY (from shortTermDebt, last quarter)
Debt = 56811.33b JPY (Calculated: Short Term 40034.04b + Long Term 16777.29b)
Net Debt = -7315.62b JPY (from netDebt column, last quarter)
Enterprise Value = 4188.96b JPY (12148.43b + Debt 56811.33b - CCE 64770.80b)
Interest Coverage Ratio = 1.25 (Ebit TTM 5853.98b / Interest Expense TTM 4686.06b)
FCF Yield = -99.45% (FCF TTM -4165.74b / Enterprise Value 4188.96b)
FCF Margin = -49.24% (FCF TTM -4165.74b / Revenue TTM 8460.51b)
Net Margin = 10.48% (Net Income TTM 886.65b / Revenue TTM 8460.51b)
Gross Margin = 44.46% ((Revenue TTM 8460.51b - Cost of Revenue TTM 4698.72b) / Revenue TTM)
Tobins Q-Ratio = 0.44 (Enterprise Value 4188.96b / Book Value Of Equity 9461.38b)
Interest Expense / Debt = 1.97% (Interest Expense 1121.10b / Debt 56811.33b)
Taxrate = 25.33% (301.42b / 1190.08b)
NOPAT = 4371.33b (EBIT 5853.98b * (1 - 25.33%))
Current Ratio = 0.29 (Total Current Assets 64770.80b / Total Current Liabilities 225356.29b)
Debt / Equity = 5.39 (Debt 56811.33b / last Quarter total Stockholder Equity 10541.06b)
Debt / EBITDA = 9.37 (Net Debt -7315.62b / EBITDA 6059.90b)
Debt / FCF = -13.64 (Debt 56811.33b / FCF TTM -4165.74b)
Total Stockholder Equity = 10541.77b (last 4 quarters mean)
RoA = 0.32% (Net Income 886.65b, Total Assets 278650.46b )
RoE = 8.41% (Net Income TTM 886.65b / Total Stockholder Equity 10541.77b)
RoCE = 21.43% (Ebit 5853.98b / (Equity 10541.77b + L.T.Debt 16777.29b))
RoIC = 13.16% (NOPAT 4371.33b / Invested Capital 33214.62b)
WACC = 2.64% (E(12148.43b)/V(68959.76b) * Re(8.08%)) + (D(56811.33b)/V(68959.76b) * Rd(1.97%) * (1-Tc(0.25)))
Shares Correlation 3-Years: -23.64 | Cagr: -0.08%
Discount Rate = 8.08% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -4165.74b)
Revenue Correlation: 86.22 | Revenue CAGR: 48.72%
Rev Growth-of-Growth: -14.84
EPS Correlation: 12.58 | EPS CAGR: 20.69%
EPS Growth-of-Growth: -14.46
Additional Sources for MFG Stock
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