(MHO) M/I Homes - Ratings and Ratios
Single-Family Homes, Townhomes, Homebuilding
MHO EPS (Earnings per Share)
MHO Revenue
Description: MHO M/I Homes
M/I Homes Inc (NYSE:MHO) is a homebuilding company operating in multiple US states, catering to diverse customer segments with its single-family homes and attached townhomes under the M/I Homes brand. The companys business is divided into three segments: Northern Homebuilding, Southern Homebuilding, and Financial Services, allowing it to manage its operations effectively across different regions.
With a presence in nine states, M/I Homes has established itself as a significant player in the US homebuilding industry. Its ability to purchase undeveloped land, develop it into lots, and construct homes on it provides a vertically integrated business model, potentially leading to cost efficiencies and better control over the construction process. Additionally, the companys financial services segment enables it to originate and sell mortgages, as well as provide title insurance services, creating a one-stop-shop experience for its customers.
From a financial perspective, M/I Homes has a market capitalization of approximately $3.17 billion, with a price-to-earnings ratio of 6.60, indicating a relatively low valuation compared to its earnings. The companys return on equity (ROE) stands at 17.23%, suggesting a decent return for shareholders. To further analyze the companys performance, key metrics such as revenue growth, gross margin, and debt-to-equity ratio can be examined. For instance, M/I Homes revenue growth rate, gross margin percentage, and debt-to-equity ratio can provide insights into its operational efficiency, pricing power, and financial leverage.
Some key performance indicators (KPIs) to monitor M/I Homes performance include: - Revenue growth rate: to assess the companys ability to expand its top line. - Gross margin percentage: to evaluate the companys pricing power and cost management. - Debt-to-equity ratio: to analyze the companys financial leverage and risk profile. - Homebuilding backlog: to gauge the companys future revenue visibility. - Land holdings and pipeline: to assess the companys growth prospects and ability to sustain its operations. By analyzing these KPIs, investors can gain a better understanding of M/I Homes financial health, operational efficiency, and growth prospects.
MHO Stock Overview
| Market Cap in USD | 4,149m |
| Sub-Industry | Homebuilding |
| IPO / Inception | 1986-10-03 |
MHO Stock Ratings
| Growth Rating | 35.5% |
| Fundamental | 65.4% |
| Dividend Rating | 8.43% |
| Return 12m vs S&P 500 | -22.0% |
| Analyst Rating | 5.0 of 5 |
MHO Dividends
Currently no dividends paidMHO Growth Ratios
| Growth Correlation 3m | 97.3% |
| Growth Correlation 12m | -58% |
| Growth Correlation 5y | 78.2% |
| CAGR 5y | 58.35% |
| CAGR/Max DD 3y | 1.44 |
| CAGR/Mean DD 3y | 7.23 |
| Sharpe Ratio 12m | 0.59 |
| Alpha | -20.69 |
| Beta | 0.975 |
| Volatility | 36.07% |
| Current Volume | 211.4k |
| Average Volume 20d | 253.2k |
| Stop Loss | 148.9 (-3.4%) |
| Signal | -0.04 |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (511.4m TTM) > 0 and > 6% of Revenue (6% = 269.2m TTM) |
| FCFTA 0.03 (>2.0%) and ΔFCFTA -3.31pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 91.72% (prev 81.59%; Δ 10.13pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.03 (>3.0%) and CFO 139.1m <= Net Income 511.4m (YES >=105%, WARN >=100%) |
| Net Debt (229.2m) to EBITDA (671.7m) ratio: 0.34 <= 3.0 (WARN <= 3.5) |
| Current Ratio 17.30 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (27.7m) change vs 12m ago -3.47% (target <= -2.0% for YES) |
| Gross Margin 25.53% (prev 26.79%; Δ -1.26pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 98.83% (prev 96.21%; Δ 2.62pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 68.68 (EBITDA TTM 671.7m / Interest Expense TTM 9.46m) >= 6 (WARN >= 3) |
Altman Z'' 10.75
| (A) 0.87 = (Total Current Assets 4.37b - Total Current Liabilities 252.5m) / Total Assets 4.74b |
| (B) 0.65 = Retained Earnings (Balance) 3.10b / Total Assets 4.74b |
| (C) 0.14 = EBIT TTM 649.7m / Avg Total Assets 4.54b |
| (D) 1.87 = Book Value of Equity 3.10b / Total Liabilities 1.66b |
| Total Rating: 10.75 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 65.35
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 3.16% = 1.58 |
| 3. FCF Margin 3.04% = 0.76 |
| 4. Debt/Equity 0.32 = 2.45 |
| 5. Debt/Ebitda 1.45 = 1.05 |
| 6. ROIC - WACC 4.88% = 6.10 |
| 7. RoE 17.23% = 1.44 |
| 8. Rev. Trend 26.16% = 1.31 |
| 9. Rev. CAGR 5.14% = 0.64 |
| 10. EPS Trend 12.19% = 0.30 |
| 11. EPS CAGR -2.28% = -0.29 |
What is the price of MHO shares?
Over the past week, the price has changed by -1.98%, over one month by +7.89%, over three months by +42.71% and over the past year by -7.74%.
Is M/I Homes a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of MHO is around 188.35 USD . This means that MHO is currently undervalued and has a potential upside of +22.23% (Margin of Safety).
Is MHO a buy, sell or hold?
- Strong Buy: 3
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the MHO price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 162 | 5.1% |
| Analysts Target Price | 162 | 5.1% |
| ValueRay Target Price | 208.8 | 35.5% |
Last update: 2025-09-09 04:42
MHO Fundamental Data Overview
CCE Cash And Equivalents = 800.4m USD (last quarter)
P/E Trailing = 8.629
P/E Forward = 11.1111
P/S = 0.9247
P/B = 1.3435
P/EG = 0.78
Beta = 1.662
Revenue TTM = 4.49b USD
EBIT TTM = 649.7m USD
EBITDA TTM = 671.7m USD
Long Term Debt = 971.6m USD (from longTermDebt, last quarter)
Short Term Debt = unknown (0.0)
Debt = 971.6m USD (Calculated: Short Term 0.0 + Long Term 971.6m)
Net Debt = 229.2m USD (from netDebt column, last quarter)
Enterprise Value = 4.32b USD (4.15b + Debt 971.6m - CCE 800.4m)
Interest Coverage Ratio = 68.68 (Ebit TTM 649.7m / Interest Expense TTM 9.46m)
FCF Yield = 3.16% (FCF TTM 136.4m / Enterprise Value 4.32b)
FCF Margin = 3.04% (FCF TTM 136.4m / Revenue TTM 4.49b)
Net Margin = 11.40% (Net Income TTM 511.4m / Revenue TTM 4.49b)
Gross Margin = 25.53% ((Revenue TTM 4.49b - Cost of Revenue TTM 3.34b) / Revenue TTM)
Tobins Q-Ratio = 1.39 (Enterprise Value 4.32b / Book Value Of Equity 3.10b)
Interest Expense / Debt = 0.45% (Interest Expense 4.38m / Debt 971.6m)
Taxrate = 23.16% (169.9m / 733.6m)
NOPAT = 499.2m (EBIT 649.7m * (1 - 23.16%))
Current Ratio = 17.30 (Total Current Assets 4.37b / Total Current Liabilities 252.5m)
Debt / Equity = 0.32 (Debt 971.6m / last Quarter total Stockholder Equity 3.08b)
Debt / EBITDA = 1.45 (Net Debt 229.2m / EBITDA 671.7m)
Debt / FCF = 7.12 (Debt 971.6m / FCF TTM 136.4m)
Total Stockholder Equity = 2.97b (last 4 quarters mean)
RoA = 10.79% (Net Income 511.4m, Total Assets 4.74b )
RoE = 17.23% (Net Income TTM 511.4m / Total Stockholder Equity 2.97b)
RoCE = 16.49% (Ebit 649.7m / (Equity 2.97b + L.T.Debt 971.6m))
RoIC = 12.74% (NOPAT 499.2m / Invested Capital 3.92b)
WACC = 7.85% (E(4.15b)/V(5.12b) * Re(9.61%)) + (D(971.6m)/V(5.12b) * Rd(0.45%) * (1-Tc(0.23)))
Shares Correlation 3-Years: -9.09 | Cagr: -0.17%
Discount Rate = 9.61% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 63.72% ; FCFE base≈189.3m ; Y1≈124.3m ; Y5≈56.8m
Fair Price DCF = 33.28 (DCF Value 878.3m / Shares Outstanding 26.4m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: 26.16 | Revenue CAGR: 5.14%
Rev Growth-of-Growth: 6.51
EPS Correlation: 12.19 | EPS CAGR: -2.28%
EPS Growth-of-Growth: -6.07
Additional Sources for MHO Stock
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Fund Manager Positions: Dataroma | Stockcircle