(MHO) M/I Homes - Ratings and Ratios
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US55305B1017
Single-Family Homes, Townhomes, Developed Lots, Mortgages, Title Services
Dividends
Currently no dividends paid| Risk via 10d forecast | |
|---|---|
| Volatility | 38.2% |
| Value at Risk 5%th | 61.5% |
| Relative Tail Risk | -2.12% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.47 |
| Alpha | -32.48 |
| CAGR/Max DD | 1.11 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.377 |
| Beta | 0.728 |
| Beta Downside | 0.348 |
| Drawdowns 3y | |
|---|---|
| Max DD | 40.60% |
| Mean DD | 13.69% |
| Median DD | 10.64% |
Description: MHO M/I Homes November 08, 2025
M/I Homes, Inc. (NYSE:MHO) builds and sells single-family homes and townhomes across ten U.S. states, operating through three segments: Northern Homebuilding, Southern Homebuilding, and Financial Services.
The company targets a broad buyer spectrum-from first-time and millennial purchasers to move-up, empty-nesters, multi-generational, and luxury buyers-under the M/I Homes brand, while also developing raw land into buildable lots and offering mortgage origination, title insurance, and closing services.
Key recent metrics (FY 2023): revenue of roughly $2.0 billion, a backlog of about $1.3 billion representing roughly 12 months of forward-looking construction, and an average selling price (ASP) of $350 k, up 7 % year-over-year, reflecting both price appreciation and a shift toward higher-priced markets.
Sector drivers that materially affect MHO’s outlook include the Federal Reserve’s policy on mortgage rates (higher rates compress demand and affordability) and the persistent shortage of buildable land in high-growth metros, which supports price power but can constrain supply expansion.
For a deeper quantitative assessment, you may find ValueRay’s proprietary homebuilder valuation model worth reviewing.
Piotroski VR‑10 (Strict, 0-10) 5.5
| Net Income (457.7m TTM) > 0 and > 6% of Revenue (6% = 266.5m TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA 2.48pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 91.55% (prev 89.86%; Δ 1.70pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.05 (>3.0%) and CFO 256.1m <= Net Income 457.7m (YES >=105%, WARN >=100%) |
| Net Debt (193.8m) to EBITDA (486.7m) ratio: 0.40 <= 3.0 (WARN <= 3.5) |
| Current Ratio 13.73 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (26.1m) change vs 12m ago -8.36% (target <= -2.0% for YES) |
| Gross Margin 24.70% (prev 26.84%; Δ -2.14pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 96.26% (prev 95.79%; Δ 0.47pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 13.36 (EBITDA TTM 486.7m / Interest Expense TTM 35.5m) >= 6 (WARN >= 3) |
Altman Z'' 10.55
| (A) 0.85 = (Total Current Assets 4.39b - Total Current Liabilities 319.6m) / Total Assets 4.77b |
| (B) 0.67 = Retained Earnings (Balance) 3.20b / Total Assets 4.77b |
| (C) 0.10 = EBIT TTM 473.6m / Avg Total Assets 4.61b |
| (D) 1.98 = Book Value of Equity 3.20b / Total Liabilities 1.62b |
| Total Rating: 10.55 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 67.73
| 1. Piotroski 5.50pt |
| 2. FCF Yield 6.92% |
| 3. FCF Margin 5.63% |
| 4. Debt/Equity 0.24 |
| 5. Debt/Ebitda 0.40 |
| 6. ROIC - WACC (= 1.42)% |
| 7. RoE 14.95% |
| 8. Rev. Trend 44.27% |
| 9. EPS Trend 23.56% |
What is the price of MHO shares?
As of December 08, 2025, the stock is trading at USD 133.58 with a total of 118,779 shares traded.
Over the past week, the price has changed by -1.89%, over one month by +4.30%, over three months by -15.04% and over the past year by -17.03%.
Over the past week, the price has changed by -1.89%, over one month by +4.30%, over three months by -15.04% and over the past year by -17.03%.
Is MHO a buy, sell or hold?
M/I Homes has received a consensus analysts rating of 5.00.
Therefore, it is recommended to buy MHO.
- Strong Buy: 3
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the MHO price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 163.7 | 22.5% |
| Analysts Target Price | 163.7 | 22.5% |
| ValueRay Target Price | 159.8 | 19.6% |
MHO Fundamental Data Overview December 03, 2025
Market Cap USD = 3.59b (3.59b USD * 1.0 USD.USD)
P/E Trailing = 7.9947
P/E Forward = 9.9305
P/S = 0.8028
P/B = 1.1424
P/EG = 0.78
Beta = 1.728
Revenue TTM = 4.44b USD
EBIT TTM = 473.6m USD
EBITDA TTM = 486.7m USD
Long Term Debt = 928.0m USD (from longTermDebt, last quarter)
Short Term Debt = 6.07m USD (from shortTermDebt, last fiscal year)
Debt = 750.4m USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = 193.8m USD (from netDebt column, last quarter)
Enterprise Value = 3.61b USD (3.59b + Debt 750.4m - CCE 734.2m)
Interest Coverage Ratio = 13.36 (Ebit TTM 473.6m / Interest Expense TTM 35.5m)
FCF Yield = 6.92% (FCF TTM 249.9m / Enterprise Value 3.61b)
FCF Margin = 5.63% (FCF TTM 249.9m / Revenue TTM 4.44b)
Net Margin = 10.30% (Net Income TTM 457.7m / Revenue TTM 4.44b)
Gross Margin = 24.70% ((Revenue TTM 4.44b - Cost of Revenue TTM 3.34b) / Revenue TTM)
Gross Margin QoQ = 24.53% (prev 24.10%)
Tobins Q-Ratio = 0.76 (Enterprise Value 3.61b / Total Assets 4.77b)
Interest Expense / Debt = 3.16% (Interest Expense 23.7m / Debt 750.4m)
Taxrate = 23.84% (33.3m / 139.8m)
NOPAT = 360.7m (EBIT 473.6m * (1 - 23.84%))
Current Ratio = 13.73 (Total Current Assets 4.39b / Total Current Liabilities 319.6m)
Debt / Equity = 0.24 (Debt 750.4m / totalStockholderEquity, last quarter 3.15b)
Debt / EBITDA = 0.40 (Net Debt 193.8m / EBITDA 486.7m)
Debt / FCF = 0.78 (Net Debt 193.8m / FCF TTM 249.9m)
Total Stockholder Equity = 3.06b (last 4 quarters mean from totalStockholderEquity)
RoA = 9.60% (Net Income 457.7m / Total Assets 4.77b)
RoE = 14.95% (Net Income TTM 457.7m / Total Stockholder Equity 3.06b)
RoCE = 11.87% (EBIT 473.6m / Capital Employed (Equity 3.06b + L.T.Debt 928.0m))
RoIC = 9.03% (NOPAT 360.7m / Invested Capital 4.00b)
WACC = 7.61% (E(3.59b)/V(4.34b) * Re(8.70%) + D(750.4m)/V(4.34b) * Rd(3.16%) * (1-Tc(0.24)))
Discount Rate = 8.70% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.64%
[DCF Debug] Terminal Value 67.54% ; FCFE base≈199.1m ; Y1≈130.7m ; Y5≈59.8m
Fair Price DCF = 40.30 (DCF Value 1.05b / Shares Outstanding 26.1m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 23.56 | EPS CAGR: 0.62% | SUE: -0.69 | # QB: 0
Revenue Correlation: 44.27 | Revenue CAGR: 1.98% | SUE: -0.24 | # QB: 0
EPS next Quarter (2026-03-31): EPS=3.20 | Chg30d=-0.275 | Revisions Net=-1 | Analysts=2
EPS next Year (2026-12-31): EPS=15.50 | Chg30d=-1.380 | Revisions Net=+0 | Growth EPS=-4.4% | Growth Revenue=-2.8%
P/E Trailing = 7.9947
P/E Forward = 9.9305
P/S = 0.8028
P/B = 1.1424
P/EG = 0.78
Beta = 1.728
Revenue TTM = 4.44b USD
EBIT TTM = 473.6m USD
EBITDA TTM = 486.7m USD
Long Term Debt = 928.0m USD (from longTermDebt, last quarter)
Short Term Debt = 6.07m USD (from shortTermDebt, last fiscal year)
Debt = 750.4m USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = 193.8m USD (from netDebt column, last quarter)
Enterprise Value = 3.61b USD (3.59b + Debt 750.4m - CCE 734.2m)
Interest Coverage Ratio = 13.36 (Ebit TTM 473.6m / Interest Expense TTM 35.5m)
FCF Yield = 6.92% (FCF TTM 249.9m / Enterprise Value 3.61b)
FCF Margin = 5.63% (FCF TTM 249.9m / Revenue TTM 4.44b)
Net Margin = 10.30% (Net Income TTM 457.7m / Revenue TTM 4.44b)
Gross Margin = 24.70% ((Revenue TTM 4.44b - Cost of Revenue TTM 3.34b) / Revenue TTM)
Gross Margin QoQ = 24.53% (prev 24.10%)
Tobins Q-Ratio = 0.76 (Enterprise Value 3.61b / Total Assets 4.77b)
Interest Expense / Debt = 3.16% (Interest Expense 23.7m / Debt 750.4m)
Taxrate = 23.84% (33.3m / 139.8m)
NOPAT = 360.7m (EBIT 473.6m * (1 - 23.84%))
Current Ratio = 13.73 (Total Current Assets 4.39b / Total Current Liabilities 319.6m)
Debt / Equity = 0.24 (Debt 750.4m / totalStockholderEquity, last quarter 3.15b)
Debt / EBITDA = 0.40 (Net Debt 193.8m / EBITDA 486.7m)
Debt / FCF = 0.78 (Net Debt 193.8m / FCF TTM 249.9m)
Total Stockholder Equity = 3.06b (last 4 quarters mean from totalStockholderEquity)
RoA = 9.60% (Net Income 457.7m / Total Assets 4.77b)
RoE = 14.95% (Net Income TTM 457.7m / Total Stockholder Equity 3.06b)
RoCE = 11.87% (EBIT 473.6m / Capital Employed (Equity 3.06b + L.T.Debt 928.0m))
RoIC = 9.03% (NOPAT 360.7m / Invested Capital 4.00b)
WACC = 7.61% (E(3.59b)/V(4.34b) * Re(8.70%) + D(750.4m)/V(4.34b) * Rd(3.16%) * (1-Tc(0.24)))
Discount Rate = 8.70% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.64%
[DCF Debug] Terminal Value 67.54% ; FCFE base≈199.1m ; Y1≈130.7m ; Y5≈59.8m
Fair Price DCF = 40.30 (DCF Value 1.05b / Shares Outstanding 26.1m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 23.56 | EPS CAGR: 0.62% | SUE: -0.69 | # QB: 0
Revenue Correlation: 44.27 | Revenue CAGR: 1.98% | SUE: -0.24 | # QB: 0
EPS next Quarter (2026-03-31): EPS=3.20 | Chg30d=-0.275 | Revisions Net=-1 | Analysts=2
EPS next Year (2026-12-31): EPS=15.50 | Chg30d=-1.380 | Revisions Net=+0 | Growth EPS=-4.4% | Growth Revenue=-2.8%
Additional Sources for MHO Stock
News:
Wall Street Journal |
Benzinga |
Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle