Overview Dividends

(MITT) AG Mortgage Investment Trust - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0012285013

Residential, Commercial, Securities, Loans

Mortgage REITs
Market Cap in USD: 250m
IPO / Inception: 2011-06-30
Return 12m vs S&P 500: 16.5%

EPS (Earnings per Share)

EPS (Earnings per Share) of MITT over the last years for every Quarter: "2020-09": -0.78, "2020-12": 3.48, "2021-03": 2.73, "2021-06": 0.7, "2021-09": 1.87, "2021-12": 0.33, "2022-03": -0.74, "2022-06": -2.27, "2022-09": -0.33, "2022-12": 0.33, "2023-03": 0.38, "2023-06": 0.17, "2023-09": -0.33, "2023-12": 0.03, "2024-03": 0.55, "2024-06": -0.02, "2024-09": 0.4, "2024-12": 0.18, "2025-03": 0.2, "2025-06": -0.05, "2025-09": 0.23,
EPS CAGR: -9.18%
EPS Trend: 41.3%
Last SUE: 0.04
Qual. Beats: 0

Revenue

Revenue of MITT over the last years for every Quarter: 2020-09: 9.644, 2020-12: 23.19, 2021-03: 22.109, 2021-06: 20.748, 2021-09: 32.158, 2021-12: 30.144, 2022-03: 17.295, 2022-06: -33.401, 2022-09: 10.229, 2022-12: 20.004, 2023-03: 21.452, 2023-06: 12.865, 2023-09: 12.099, 2023-12: 12.619, 2024-03: 24.988, 2024-06: 8.333, 2024-09: 23.007, 2024-12: 18.994, 2025-03: 17.293, 2025-06: 11.937, 2025-09: 26.384,
Rev. CAGR: -3.49%
Rev. Trend: 29.3%
Last SUE: 0.85
Qual. Beats: 1

Dividends

Dividend Yield 9.90%
Yield on Cost 5y 14.41%
Yield CAGR 5y 123.61%
Payout Consistency 84.1%
Payout Ratio 144.6%
Risk via 10d forecast
Volatility 28.8%
Value at Risk 5%th 45.0%
Relative Tail Risk -4.85%
Reward TTM
Sharpe Ratio 1.03
Alpha 24.05
CAGR/Max DD 0.94
Character TTM
Hurst Exponent 0.333
Beta 0.696
Beta Downside 0.821
Drawdowns 3y
Max DD 25.90%
Mean DD 7.82%
Median DD 6.04%

Description: MITT AG Mortgage Investment Trust October 28, 2025

AG Mortgage Investment Trust, Inc. (NYSE: MITT) is a U.S. residential mortgage REIT that invests in a mix of agency-eligible and non-agency residential loans, home-equity and non-performing loans, as well as commercial loans and mortgage-backed securities. Because it qualifies as a REIT, it avoids federal corporate income tax provided it distributes at least 90 % of taxable income to shareholders.

As of its most recent filing, MITT reported a dividend yield near 10 % and a distribution coverage ratio of roughly 1.2×, indicating that cash payouts slightly exceed earnings after taxes. The portfolio’s weighted-average coupon sits around 4.5 %, making the trust sensitive to Federal Reserve rate movements; a 25-basis-point rise in policy rates typically compresses net interest margins for mortgage REITs. Additionally, the non-agency loan segment has been under pressure from widening credit spreads, a key driver of credit-loss risk in this sector.

For a deeper quantitative view of MITT’s risk-adjusted returns and sensitivity to rate changes, the ValueRay platform offers a free, data-rich dashboard worth exploring.

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (49.7m TTM) > 0 and > 6% of Revenue (6% = 4.48m TTM)
FCFTA 0.01 (>2.0%) and ΔFCFTA -0.09pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue -1053 % (prev -1051 %; Δ -2.78pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.01 (>3.0%) and CFO 56.5m > Net Income 49.7m (YES >=105%, WARN >=100%)
Net Debt (8.30b) to EBITDA (335.4m) ratio: 24.76 <= 3.0 (WARN <= 3.5)
Current Ratio 0.07 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (31.1m) change vs 12m ago 5.23% (target <= -2.0% for YES)
Gross Margin 68.13% (prev 74.07%; Δ -5.94pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 0.94% (prev 0.99%; Δ -0.05pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 0.35 (EBITDA TTM 335.4m / Interest Expense TTM 376.9m) >= 6 (WARN >= 3)

Altman Z'' -0.71

(A) -0.09 = (Total Current Assets 59.0m - Total Current Liabilities 844.9m) / Total Assets 8.98b
(B) -0.06 = Retained Earnings (Balance) -501.2m / Total Assets 8.98b
(C) 0.02 = EBIT TTM 130.7m / Avg Total Assets 7.97b
(D) -0.06 = Book Value of Equity -500.9m / Total Liabilities 8.42b
Total Rating: -0.71 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 55.20

1. Piotroski 2.0pt
2. FCF Yield 0.66%
3. FCF Margin 75.79%
4. Debt/Equity 14.94
5. Debt/Ebitda 24.76
6. ROIC - WACC (= 0.28)%
7. RoE 9.10%
8. Rev. Trend 29.34%
9. EPS Trend 41.29%

What is the price of MITT shares?

As of November 29, 2025, the stock is trading at USD 8.18 with a total of 63,059 shares traded.
Over the past week, the price has changed by +3.81%, over one month by +13.61%, over three months by +12.33% and over the past year by +33.71%.

Is MITT a buy, sell or hold?

AG Mortgage Investment Trust has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy MITT.
  • Strong Buy: 3
  • Buy: 2
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the MITT price?

Issuer Target Up/Down from current
Wallstreet Target Price 8.7 6.4%
Analysts Target Price 8.7 6.4%
ValueRay Target Price 10.6 29.1%

MITT Fundamental Data Overview November 24, 2025

Market Cap USD = 250.1m (250.1m USD * 1.0 USD.USD)
P/E Trailing = 8.4731
P/E Forward = 6.2893
P/S = 2.853
P/B = 0.7371
P/EG = -6.53
Beta = 1.679
Revenue TTM = 74.6m USD
EBIT TTM = 130.7m USD
EBITDA TTM = 335.4m USD
Long Term Debt = 8.36b USD (from longTermDebt, last quarter)
Short Term Debt = 838.2m USD (from shortTermDebt, last quarter)
Debt = 8.36b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 8.30b USD (from netDebt column, last quarter)
Enterprise Value = 8.55b USD (250.1m + Debt 8.36b - CCE 59.0m)
Interest Coverage Ratio = 0.35 (Ebit TTM 130.7m / Interest Expense TTM 376.9m)
FCF Yield = 0.66% (FCF TTM 56.5m / Enterprise Value 8.55b)
FCF Margin = 75.79% (FCF TTM 56.5m / Revenue TTM 74.6m)
Net Margin = 66.57% (Net Income TTM 49.7m / Revenue TTM 74.6m)
Gross Margin = 68.13% ((Revenue TTM 74.6m - Cost of Revenue TTM 23.8m) / Revenue TTM)
Gross Margin QoQ = 64.96% (prev 51.63%)
Tobins Q-Ratio = 0.95 (Enterprise Value 8.55b / Total Assets 8.98b)
Interest Expense / Debt = 1.26% (Interest Expense 105.2m / Debt 8.36b)
Taxrate = 3.34% (689.0k / 20.6m)
NOPAT = 126.4m (EBIT 130.7m * (1 - 3.34%))
Current Ratio = 0.07 (Total Current Assets 59.0m / Total Current Liabilities 844.9m)
Debt / Equity = 14.94 (Debt 8.36b / totalStockholderEquity, last quarter 559.8m)
Debt / EBITDA = 24.76 (Net Debt 8.30b / EBITDA 335.4m)
Debt / FCF = 146.8 (Net Debt 8.30b / FCF TTM 56.5m)
Total Stockholder Equity = 545.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 0.55% (Net Income 49.7m / Total Assets 8.98b)
RoE = 9.10% (Net Income TTM 49.7m / Total Stockholder Equity 545.9m)
RoCE = 1.47% (EBIT 130.7m / Capital Employed (Equity 545.9m + L.T.Debt 8.36b))
RoIC = 1.71% (NOPAT 126.4m / Invested Capital 7.40b)
WACC = 1.43% (E(250.1m)/V(8.61b) * Re(8.58%) + D(8.36b)/V(8.61b) * Rd(1.26%) * (1-Tc(0.03)))
Discount Rate = 8.58% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 16.61%
[DCF Debug] Terminal Value 78.40% ; FCFE base≈54.0m ; Y1≈62.1m ; Y5≈87.2m
Fair Price DCF = 42.88 (DCF Value 1.36b / Shares Outstanding 31.7m; 5y FCF grow 17.62% → 3.0% )
EPS Correlation: 41.29 | EPS CAGR: -9.18% | SUE: 0.04 | # QB: 0
Revenue Correlation: 29.34 | Revenue CAGR: -3.49% | SUE: 0.85 | # QB: 1

Additional Sources for MITT Stock

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