Overview Dividends

(MOS) The Mosaic - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US61945C1036

Phosphate, Potash, Fertilizer, Crop Nutrients

MOS EPS (Earnings per Share)

EPS Growth (3Y CAGR): -71.05%
EPS Trend (3Y Correlation): -90.1%

MOS Revenue

Revenue Growth (3Y CAGR): -18.91%
Revenue Trend (3Y Correlation): -84.9%

Risk via 10d forecast
Volatility	35.2%
Value at Risk 5%th	55.7%
Relative Tail Risk	-3.72%

Reward TTM
Sharpe Ratio	0.15
Alpha	-7.56

Character TTM
Hurst Exponent	0.396
Beta	0.733
Beta Downside	0.973

Drawdowns 3y
Max DD	57.67%
Mean DD	37.96%
Median DD	40.21%

Description: MOS The Mosaic October 30, 2025

The Mosaic Company (NYSE:MOS) is a vertically integrated producer and marketer of concentrated phosphate and potash crop nutrients, operating through three segments-Phosphates, Potash, and Mosaic Fertilizantes. Its asset base includes mines, chemical plants, blending and bagging facilities, port terminals, and warehouses across 17 countries, enabling sales to distributors, cooperatives, retailers, industrial accounts, and farmers worldwide.

In 2023 Mosaic generated roughly $13.5 billion in revenue with an adjusted EBITDA margin near 15 %, while maintaining a net debt of about $3.2 billion. Production volumes averaged 11.5 million tons of phosphate products and 5.2 million tons of potash, positioning the company as the second-largest potash supplier globally. Key economic drivers include global food demand growth, commodity price cycles (especially nitrogen, phosphate, and potash), and geopolitical factors that affect fertilizer supply chains, such as the Russia-Ukraine conflict.

For a deeper dive into Mosaic’s valuation metrics, scenario analysis, and how its exposure to fertilizer price volatility may affect future returns, explore the detailed research available on ValueRay.

MOS Stock Overview

Market Cap in USD	8,712m
Sub-Industry	Fertilizers & Agricultural Chemicals
IPO / Inception	2004-10-25
Return 12m vs S&P 500	-11.0%
Analyst Rating	3.85 of 5

MOS Dividends

Dividend Yield	3.34%
Yield on Cost 5y	5.11%
Yield CAGR 5y	43.16%
Payout Consistency	72.2%
Payout Ratio	60.0%

MOS Growth Ratios

CAGR 3y	-16.92%
CAGR/Max DD Calmar Ratio	-0.29
CAGR/Mean DD Pain Ratio	-0.45
Current Volume	6154.1k
Average Volume	6039k

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (940.0m TTM) > 0 and > 6% of Revenue (6% = 675.2m TTM)

FCFTA 0.00 (>2.0%) and ΔFCFTA -2.04pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 5.34% (prev 5.25%; Δ 0.09pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.05 (>3.0%) and CFO 1.18b > Net Income 940.0m (YES >=105%, WARN >=100%)

Net Debt (4.34b) to EBITDA (2.50b) ratio: 1.74 <= 3.0 (WARN <= 3.5)

Current Ratio 1.14 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (318.5m) change vs 12m ago -0.84% (target <= -2.0% for YES)

Gross Margin 15.33% (prev 14.45%; Δ 0.88pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 48.02% (prev 54.03%; Δ -6.02pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 6.42 (EBITDA TTM 2.50b / Interest Expense TTM 228.9m) >= 6 (WARN >= 3)

Altman Z'' 3.64

(A) 0.02 = (Total Current Assets 5.02b - Total Current Liabilities 4.42b) / Total Assets 24.30b

(B) 0.60 = Retained Earnings (Balance) 14.50b / Total Assets 24.30b

(D) 1.06 = Book Value of Equity 12.42b / Total Liabilities 11.72b

Total Rating: 3.64 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 43.56

1. Piotroski 5.0pt = 0.0

2. FCF Yield 0.03% = 0.02

3. FCF Margin 0.04% = 0.01

4. Debt/Equity 0.37 = 2.43

5. Debt/Ebitda 1.74 = 0.51

6. ROIC - WACC (= 0.65)% = 0.81

7. RoE 7.92% = 0.66

8. Rev. Trend -84.90% = -6.37

9. EPS Trend -90.12% = -4.51

What is the price of MOS shares?

As of November 15, 2025, the stock is trading at USD 26.05 with a total of 6,154,098 shares traded.
Over the past week, the price has changed by +1.84%, over one month by -13.02%, over three months by -18.29% and over the past year by +1.97%.

Is The Mosaic a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, The Mosaic (NYSE:MOS) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 43.56 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of MOS is around 24.41 USD . This means that MOS is currently overvalued and has a potential downside of -6.3%.

Is MOS a buy, sell or hold?

The Mosaic has received a consensus analysts rating of 3.85. Therefore, it is recommended to buy MOS.

Strong Buy: 5
Buy: 7
Hold: 8
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the MOS price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	37.6	44.5%
Analysts Target Price	37.6	44.5%
ValueRay Target Price	26.6	2.2%

MOS Fundamental Data Overview November 03, 2025

Market Cap USD = 8.71b (8.71b USD * 1.0 USD.USD)
P/E Trailing = 9.3051
P/E Forward = 9.4162
P/S = 0.7742
P/B = 0.8872
P/EG = 0.9281
Beta = 1.01
Revenue TTM = 11.25b USD
EBIT TTM = 1.47b USD
EBITDA TTM = 2.50b USD
Long Term Debt = 3.33b USD (from longTermDebt, last quarter)
Short Term Debt = 1.12b USD (from shortTermDebt, last quarter)
Debt = 4.63b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 4.34b USD (from netDebt column, last quarter)
Enterprise Value = 13.05b USD (8.71b + Debt 4.63b - CCE 286.2m)
Interest Coverage Ratio = 6.42 (Ebit TTM 1.47b / Interest Expense TTM 228.9m)
FCF Yield = 0.03% (FCF TTM 4.30m / Enterprise Value 13.05b)
FCF Margin = 0.04% (FCF TTM 4.30m / Revenue TTM 11.25b)
Net Margin = 8.35% (Net Income TTM 940.0m / Revenue TTM 11.25b)
Gross Margin = 15.33% ((Revenue TTM 11.25b - Cost of Revenue TTM 9.53b) / Revenue TTM)
Gross Margin QoQ = 17.25% (prev 18.63%)
Tobins Q-Ratio = 0.54 (Enterprise Value 13.05b / Total Assets 24.30b)
Interest Expense / Debt = 1.43% (Interest Expense 66.1m / Debt 4.63b)
Taxrate = 25.87% (146.0m / 564.3m)
NOPAT = 1.09b (EBIT 1.47b * (1 - 25.87%))
Current Ratio = 1.14 (Total Current Assets 5.02b / Total Current Liabilities 4.42b)
Debt / Equity = 0.37 (Debt 4.63b / totalStockholderEquity, last quarter 12.44b)
Debt / EBITDA = 1.74 (Net Debt 4.34b / EBITDA 2.50b)
Debt / FCF = 1009 (out of range, set to none) (Net Debt 4.34b / FCF TTM 4.30m)
Total Stockholder Equity = 11.87b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.87% (Net Income 940.0m / Total Assets 24.30b)
RoE = 7.92% (Net Income TTM 940.0m / Total Stockholder Equity 11.87b)
RoCE = 9.67% (EBIT 1.47b / Capital Employed (Equity 11.87b + L.T.Debt 3.33b))
RoIC = 6.73% (NOPAT 1.09b / Invested Capital 16.20b)
WACC = 6.08% (E(8.71b)/V(13.34b) * Re(8.75%) + D(4.63b)/V(13.34b) * Rd(1.43%) * (1-Tc(0.26)))
Discount Rate = 8.75% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -81.65 | Cagr: -1.41%
[DCF Debug] Terminal Value 67.32% ; FCFE base≈188.6m ; Y1≈123.8m ; Y5≈56.6m
Fair Price DCF = 3.12 (DCF Value 990.5m / Shares Outstanding 317.4m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -90.12 | EPS CAGR: -71.05% | SUE: -4.0 | # QB: 0
Revenue Correlation: -84.90 | Revenue CAGR: -18.91% | SUE: -0.52 | # QB: 0

Additional Sources for MOS Stock

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