(NNI) Nelnet - Ratings and Ratios

Nelnet, Inc. (NYSE:NNI) operates as a diversified financial services and education technology company, offering a range of services globally. The company is structured into four primary business segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems division provides comprehensive loan servicing solutions, including loan conversion, application processing, borrower updates, payment processing, funds management, and claim processing. Additionally, this segment offers student loan servicing software and business process outsourcing services, such as contact center management, inbound and outbound customer engagement, and administrative support. The Education Technology Services and Payments segment delivers financial management tools, school information systems, donation platforms, education technology solutions, and professional development programs. It also provides tuition payment plans, billing and payment solutions, campus payment systems, and an integrated commerce platform. The Asset Generation and Management segment focuses on acquiring, managing, and owning loan assets, while Nelnet Bank operates as an internet industrial bank, offering investment advisory services, real estate investments, and solar engineering and construction. Established in 1977, Nelnet is headquartered in Lincoln, Nebraska, and serves clients across various industries, including education and consumer finance.

Over the next three months, Nelnets stock is expected to experience moderate volatility, with potential upside driven by its diversified revenue streams and stable financial performance. The technical analysis suggests that the stock is currently testing support levels, with the 20-day SMA at 106.19 and the 50-day SMA at 111.21, indicating a potential near-term rebound. The ATR of 3.25 suggests moderate price fluctuations. On the fundamental side, the companys P/E ratio of 20.34, compared to a forward P/E of 15.75, indicates expectations of future earnings growth. The P/B ratio of 1.11 reflects a reasonable valuation relative to book value, while the P/S ratio of 2.74 suggests a premium for its revenue streams. The ROE of 5.49% indicates modest profitability. Based on these factors, the stock is likely to trade in a range of $100 to $115 over the next three months, with potential upside if the company delivers strong quarterly results or announces strategic initiatives.