NU 📈 Nu Holdings - Overview

Exchange: NYSE • Country: Brazil • Currency: USD • Type: Common Stock • ISIN: KYG6683N1034

NU: Digital Banking, Credit Cards, Loans, Investments, Insurance

Nu Holdings Ltd, a digital banking pioneer, offers a comprehensive suite of financial solutions across nine countries, including Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay.

The company's spending solutions are designed to cater to diverse customer needs. Its flagship product, Nu credit and prepaid card, is a digitally enabled card that combines the benefits of credit and prepaid cards. For affluent customers, Nu offers Ultraviolet, a premium metal credit card with exclusive rewards and benefits. Mobile payment solutions enable NuAccount customers to make transactions, pay bills, and shop online using their mobile phones. Nu Shopping, an integrated online mall, allows customers to purchase goods and services from various e-commerce retailers.

Nu's savings solutions focus on convenience and flexibility. Nu Personal Accounts provide a digital account solution for personal financial activities, while Nu business prepaid and credit cards, as well as Nu business accounts, cater to entrepreneurs and their businesses.

The company's investing solutions are designed to be user-friendly and accessible. Money Boxes enable goal-based investing, while Nucoin is a proprietary utility token for its loyalty program. NuInvest offers a range of investment products, including equities, fixed-income securities, stock options, ETFs, and multimarket funds. Additionally, NuCrypto allows customers to buy and sell cryptocurrencies through the Nu app.

Nu's borrowing solutions are designed to be flexible and convenient. The company offers personal unsecured and secured loans, as well as innovative financing options like Pix financing, which enables credit card and digital account customers to make free and instant peer-to-peer transfers. Boleto financing allows customers to make payments using their credit line, while purchase financing and NuPay enable online purchases and payments through the Nubank app.

Lastly, Nu's protection solutions include a range of insurance policies, such as life, mobile, auto, home, and financial protection insurance, all accessible through NuInsurance.

Founded in 2013, Nu Holdings Ltd is headquartered in São Paulo, Brazil, and has established itself as a leader in digital banking. For more information, visit https://www.nubank.com.br.

Additional Sources for NU Stock

NU Stock Overview

Market Cap in USD 65,033m
Sector Financial Services
Industry Banks - Regional
GiC Industry Banks
TER 0.00%
IPO / Inception 2021-12-09

NU Stock Ratings

Growth 5y 36.5%
Fundamental 67.7%
Dividend -
Rel. Performance Sector 2.19
Analysts 3.79/5
Fair Price Momentum 11.69 USD
Fair Price DCF 51.37 USD

NU Dividends

Dividend Yield 12m 0.00%
Yield on Cost 5y 0.00%
Annual Growth 5y 0.00%
Payout Consistency 0.00%

NU Growth Ratios

Growth Correlation 3m -14.5%
Growth Correlation 12m 89.1%
Growth Correlation 5y 72%
CAGR 5y 5.01%
CAGR/Mean DD 5y 0.14
Sharpe Ratio 12m 1.08
Alpha 2.66
Beta 1.34
Volatility 48.28%
Current Volume 37547.8k
Average Volume 20d 49253.5k
What is the price of NU stocks?
As of December 06, 2024, the stock is trading at USD 11.96 with a total of 37,547,824 shares traded.
Over the past week, the price has changed by -4.55%, over one month by -18.47%, over three months by -16.60% and over the past year by +45.68%.
Is Nu Holdings a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, Nu Holdings (NYSE:NU) is currently (December 2024) a good stock to buy. It has a ValueRay Fundamental Rating of 67.66 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of NU as of December 2024 is 11.69. This means that NU is currently overvalued and has a potential downside of -2.26%.
Is NU a buy, sell or hold?
Nu Holdings has received a consensus analysts rating of 3.79. Therefor, it is recommend to hold NU.
  • Strong Buy: 7
  • Buy: 3
  • Hold: 8
  • Sell: 0
  • Strong Sell: 1
What are the forecast for NU stock price target?
According to ValueRays Forecast Model, NU Nu Holdings will be worth about 13.1 in December 2025. The stock is currently trading at 11.96. This means that the stock has a potential upside of +9.87%.
Issuer Forecast Upside
Wallstreet Target Price 15.9 33.1%
Analysts Target Price 9.2 -23.4%
ValueRay Target Price 13.1 9.9%