(NU) Nu Holdings - Ratings and Ratios

Exchange: NYSE • Country: Brazil • Currency: USD • Type: Common Stock • ISIN: KYG6683N1034

NU EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of NU over the last 5 years for every Quarter.

NU Revenue

This chart shows the Revenue of NU over the last 5 years for every Quarter.

NU: Spending, Transactional, Savings, Investing, Borrowing, Protection

Nu Holdings Ltd (NYSE:NU) is a pioneering digital banking platform operating in key markets including Brazil, Mexico, Colombia, the Cayman Islands, and the United States, offering a comprehensive suite of financial services and products tailored to the evolving needs of its customer base.

The companys product portfolio is diverse, encompassing spending solutions like the Nu credit and prepaid card, Nubank+ Tier, and Ultraviolet credit and prepaid card, alongside mobile payment solutions that facilitate transactions, bill payments, and purchases directly through customers mobile devices. Additionally, Nu Shopping provides an integrated marketplace for ecommerce, expanding customer engagement and transaction opportunities.

Beyond spending solutions, Nu Holdings offers transactional services, including Nu Personal Accounts and Nu business accounts, catering to both individual and entrepreneurial customers. The company also provides savings and investing products, such as Money Boxes for goal-based investing, investing solutions with personalized guidance, and NuCrypto for cryptocurrency transactions, diversifying its revenue streams and enhancing customer retention.

The companys borrowing solutions, including personal unsecured and secured loans, Pix financing, Boleto financing, purchase financing, and NuPay, demonstrate its capability to address various customer financial needs. Furthermore, Nu Holdings extends its offerings to protection solutions like NuInsurance, covering life, mobile, auto, home, and financial protection insurance, as well as non-financial services such as NuTravel and NuCel, enriching its ecosystem.

From a technical analysis perspective, the stocks recent price movements indicate a potential for volatility, with the last price at $12.00, an SMA20 of $12.55, and an ATR of 0.43, translating to a 3.59% volatility. The stock is currently below its 52-week high of $15.89 but above its 52-week low of $9.60. Given the current SMA20 and SMA50 trends, a bullish crossover may be anticipated if the stock continues to gain momentum, potentially driving the price upwards.

Fundamentally, Nu Holdings boasts a market capitalization of $57.94 billion USD, with a P/E ratio of 27.30 and a forward P/E of 21.28, indicating a relatively high valuation but with expectations of future earnings growth. The companys RoE of 27.91% signifies strong profitability. Combining technical and fundamental insights, a forecast for Nu Holdings could involve a potential short-term correction due to the current volatility and the stocks position relative to its SMAs. However, the long-term outlook appears promising, driven by the companys diversified product offerings, expanding customer base, and robust financial performance. A potential target could be a move towards the 52-week high, contingent on sustained positive momentum and favorable market conditions.

Additional Sources for NU Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

NU Stock Overview

Market Cap in USD 57,941m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Diversified Banks
IPO / Inception 2021-12-09

NU Stock Ratings

Growth Rating 13.6
Fundamental 91.6
Dividend Rating 0.0
Rel. Strength -17.7
Analysts 3.7 of 5
Fair Price Momentum 10.29 USD
Fair Price DCF 9.55 USD

NU Dividends

Currently no dividends paid

NU Growth Ratios

Growth Correlation 3m 61.5%
Growth Correlation 12m -42.8%
Growth Correlation 5y 77.5%
CAGR 5y 4.11%
CAGR/Max DD 5y 0.06
Sharpe Ratio 12m 0.89
Alpha -12.21
Beta 1.436
Volatility 47.78%
Current Volume 50569.9k
Average Volume 20d 50478.6k
What is the price of NU shares?
As of June 15, 2025, the stock is trading at USD 11.90 with a total of 50,569,923 shares traded.
Over the past week, the price has changed by -2.06%, over one month by -9.44%, over three months by +10.70% and over the past year by +2.41%.
Is Nu Holdings a good stock to buy?
Yes, based on ValueRay´s Fundamental Analyses, Nu Holdings (NYSE:NU) is currently (June 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 91.59 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of NU is around 10.29 USD . This means that NU is currently overvalued and has a potential downside of -13.53%.
Is NU a buy, sell or hold?
Nu Holdings has received a consensus analysts rating of 3.70. Therefor, it is recommend to hold NU.
  • Strong Buy: 7
  • Buy: 4
  • Hold: 7
  • Sell: 0
  • Strong Sell: 2
What are the forecasts for NU share price target?
According to our own proprietary Forecast Model, NU Nu Holdings will be worth about 12.1 in June 2026. The stock is currently trading at 11.90. This means that the stock has a potential upside of +1.6%.
Issuer Target Up/Down from current
Wallstreet Target Price 14.4 20.6%
Analysts Target Price 14.4 20.6%
ValueRay Target Price 12.1 1.6%