(OFG) OFG Bancorp - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: PR67103X1020
OFG: Banking, Loans, Wealth Management, Mortgage, Investment
OFG Bancorp (NYSE:OFG), a financial holding company headquartered in San Juan, Puerto Rico, operates as a diversified financial services provider with a focus on banking, wealth management, and treasury services. Established in 1964, the company serves as the parent of Oriental Bank, a leading financial institution in Puerto Rico. Its Banking segment offers a range of deposit products, including savings accounts, CDs, IRAs, and commercial and personal checking accounts, as well as a variety of loan products such as commercial loans, auto loans, mortgage loans, and consumer loans. The Wealth Management segment provides securities brokerage, insurance, trust services, and investment alternatives like mutual funds, stocks, and bonds. The Treasury segment focuses on asset/liability management, including investment securities, derivatives, and interest rate risk management. The companys investment portfolio includes mortgage-backed securities, U.S. Treasury securities, and obligations of government-sponsored agencies. OFG Bancorp has a strong market presence in Puerto Rico, with a strategic focus on digital transformation and customer-centric financial solutions.
Over the next three months, OFG Bancorp is expected to maintain its stable financial position, supported by its diversified revenue streams and robust risk management framework. Based on the technical data, the stocks short-term trend appears bullish, with the last price of $39.35 trading above the SMA 20 ($36.63) and SMA 50 ($38.98), though below the SMA 200 ($41.79). The ATR of 1.38 indicates moderate volatility. From a fundamental perspective, the companys P/E ratio of 9.33 reflects reasonable valuation, while the P/B ratio of 1.32 suggests that the stock is trading at a slight premium to book value. The return on equity (RoE) of 15.80% highlights strong profitability. Given these factors, OFG Bancorp is likely to experience steady performance, with potential upside driven by its ability to navigate interest rate dynamics and maintain its market share in Puerto Ricos banking sector.
Additional Sources for OFG Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
OFG Stock Overview
Market Cap in USD | 1,907m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1990-03-28 |
OFG Stock Ratings
Growth Rating | 78.9 |
Fundamental | 72.9 |
Dividend Rating | 86.0 |
Rel. Strength | -5.28 |
Analysts | 4/5 |
Fair Price Momentum | 45.96 USD |
Fair Price DCF | 58.36 USD |
OFG Dividends
Dividend Yield 12m | 3.23% |
Yield on Cost 5y | 11.96% |
Annual Growth 5y | 28.99% |
Payout Consistency | 95.7% |
OFG Growth Ratios
Growth Correlation 3m | 12.3% |
Growth Correlation 12m | 2.2% |
Growth Correlation 5y | 95% |
CAGR 5y | 29.91% |
CAGR/Max DD 5y | 1.22 |
Sharpe Ratio 12m | 0.76 |
Alpha | 4.27 |
Beta | 0.903 |
Volatility | 28.30% |
Current Volume | 199.8k |
Average Volume 20d | 249.3k |
As of May 22, 2025, the stock is trading at USD 41.78 with a total of 199,816 shares traded.
Over the past week, the price has changed by -1.60%, over one month by +17.92%, over three months by +1.04% and over the past year by +14.69%.
Yes, based on ValueRay Fundamental Analyses, OFG Bancorp (NYSE:OFG) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 72.93 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of OFG as of May 2025 is 45.96. This means that OFG is currently undervalued and has a potential upside of +10% (Margin of Safety).
OFG Bancorp has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy OFG.
- Strong Buy: 1
- Buy: 2
- Hold: 1
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, OFG OFG Bancorp will be worth about 53 in May 2026. The stock is currently trading at 41.78. This means that the stock has a potential upside of +26.88%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 45.5 | 8.9% |
Analysts Target Price | 45.5 | 8.9% |
ValueRay Target Price | 53 | 26.9% |