(OFG) OFG Bancorp - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: PR67103X1020

OFG: Banking, Loans, Wealth Management, Mortgage, Investment

OFG Bancorp (NYSE:OFG), a financial holding company headquartered in San Juan, Puerto Rico, operates as a diversified financial services provider with a focus on banking, wealth management, and treasury services. Established in 1964, the company serves as the parent of Oriental Bank, a leading financial institution in Puerto Rico. Its Banking segment offers a range of deposit products, including savings accounts, CDs, IRAs, and commercial and personal checking accounts, as well as a variety of loan products such as commercial loans, auto loans, mortgage loans, and consumer loans. The Wealth Management segment provides securities brokerage, insurance, trust services, and investment alternatives like mutual funds, stocks, and bonds. The Treasury segment focuses on asset/liability management, including investment securities, derivatives, and interest rate risk management. The companys investment portfolio includes mortgage-backed securities, U.S. Treasury securities, and obligations of government-sponsored agencies. OFG Bancorp has a strong market presence in Puerto Rico, with a strategic focus on digital transformation and customer-centric financial solutions.

Over the next three months, OFG Bancorp is expected to maintain its stable financial position, supported by its diversified revenue streams and robust risk management framework. Based on the technical data, the stocks short-term trend appears bullish, with the last price of $39.35 trading above the SMA 20 ($36.63) and SMA 50 ($38.98), though below the SMA 200 ($41.79). The ATR of 1.38 indicates moderate volatility. From a fundamental perspective, the companys P/E ratio of 9.33 reflects reasonable valuation, while the P/B ratio of 1.32 suggests that the stock is trading at a slight premium to book value. The return on equity (RoE) of 15.80% highlights strong profitability. Given these factors, OFG Bancorp is likely to experience steady performance, with potential upside driven by its ability to navigate interest rate dynamics and maintain its market share in Puerto Ricos banking sector.

Additional Sources for OFG Stock

OFG Stock Overview

Market Cap in USD 1,907m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1990-03-28

OFG Stock Ratings

Growth Rating 78.9
Fundamental 72.9
Dividend Rating 86.0
Rel. Strength -5.28
Analysts 4/5
Fair Price Momentum 45.96 USD
Fair Price DCF 58.36 USD

OFG Dividends

Dividend Yield 12m 3.23%
Yield on Cost 5y 11.96%
Annual Growth 5y 28.99%
Payout Consistency 95.7%

OFG Growth Ratios

Growth Correlation 3m 12.3%
Growth Correlation 12m 2.2%
Growth Correlation 5y 95%
CAGR 5y 29.91%
CAGR/Max DD 5y 1.22
Sharpe Ratio 12m 0.76
Alpha 4.27
Beta 0.903
Volatility 28.30%
Current Volume 199.8k
Average Volume 20d 249.3k
What is the price of OFG stocks?
As of May 22, 2025, the stock is trading at USD 41.78 with a total of 199,816 shares traded.
Over the past week, the price has changed by -1.60%, over one month by +17.92%, over three months by +1.04% and over the past year by +14.69%.
Is OFG Bancorp a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, OFG Bancorp (NYSE:OFG) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 72.93 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of OFG as of May 2025 is 45.96. This means that OFG is currently undervalued and has a potential upside of +10% (Margin of Safety).
Is OFG a buy, sell or hold?
OFG Bancorp has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy OFG.
  • Strong Buy: 1
  • Buy: 2
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0
What are the forecast for OFG stock price target?
According to ValueRays Forecast Model, OFG OFG Bancorp will be worth about 53 in May 2026. The stock is currently trading at 41.78. This means that the stock has a potential upside of +26.88%.
Issuer Forecast Upside
Wallstreet Target Price 45.5 8.9%
Analysts Target Price 45.5 8.9%
ValueRay Target Price 53 26.9%