(OMF) OneMain Holdings - Ratings and Ratios

OneMain Holdings, Inc. operates as a consumer finance and insurance company in the United States, specializing in personal loans secured by automobiles, other titled collateral, or unsecured assets. The company provides secured auto financing, credit cards, and a range of insurance products, including life, disability, and involuntary unemployment insurance, as well as non-credit insurance and membership plans. Its lending operations are conducted through a network of branches, central operations, digital affiliates, and its website. Originally founded in 1912 as Springleaf Holdings, Inc., the company rebranded as OneMain Holdings, Inc. in November 2015. Headquartered in Evansville, Indiana, OneMain Financial is one of the largest providers of non-prime consumer loans in the U.S., targeting subprime borrowers with limited access to traditional credit. The company has a long history of serving credit-challenged consumers, focusing on personalized loan products tailored to individual financial needs. Its business model emphasizes direct customer interactions through its extensive branch network, which complements its digital lending platform.

3-month forecast: Based on and , OneMain Holdings, Inc. (NYSE:OMF) is expected to maintain its current upward momentum, with potential resistance at $48.79 and support at $45.37. The stock is trading above its 20-day SMA ($45.37) and 50-day SMA ($48.92), indicating short-term bullish sentiment. However, the 200-day SMA ($49.28) remains a critical resistance level. With an ATR of 2.60, volatility is expected to remain moderate. On the fundamental side, the companys P/E ratio of 10.47 and forward P/E of 7.22 suggest undervaluation relative to earnings expectations. The P/B ratio of 1.66 and P/S ratio of 2.12 indicate a balanced valuation, while the RoE of 15.95 highlights strong profitability. Overall, OMF is projected to stabilize near its current price range, with potential upside driven by improving fundamentals and stable credit performance.