(ONIT) Onity - Ratings and Ratios
Mortgage Loans, Servicing Rights, Reverse Mortgage, Multi Family Loans
ONIT EPS (Earnings per Share)
ONIT Revenue
Description: ONIT Onity
Onity Group Inc. (NYSE:ONIT) is a financial services company specializing in originating and servicing mortgage loans across the United States and several international locations. The companys business is divided into Servicing and Originations segments, offering a range of products including mortgage servicing rights, conventional and government-insured loans, reverse mortgages, and multi-family loans.
Key aspects of Onity Groups operations include its correspondent lending arrangements, broker relationships, and retail channels, which enable the company to originate and purchase a variety of mortgage loans. The company serves financial institutions under brands such as PHH Mortgage and Liberty Reverse Mortgage. Having changed its name from Ocwen Financial Corporation to Onity Group Inc. in June 2024, the company has a history dating back to 1988 and is headquartered in West Palm Beach, Florida.
To further analyze Onity Groups performance, we can look at key performance indicators (KPIs) such as revenue growth, net interest margin, and delinquency rates. The companys market capitalization of $300 million and a price-to-earnings ratio of 12.96 suggest a relatively stable valuation. Additionally, a return on equity (RoE) of 5.40% indicates a moderate level of profitability. Other relevant KPIs for mortgage finance companies like Onity Group include the ratio of servicing assets to total assets, the efficiency of their origination channels, and their exposure to interest rate risk.
From a trading perspective, Onity Groups stock has shown a positive trend, with its current price of $38.99 being closer to its 52-week high of $40.13 than its low of $22.80. The stocks moving averages (SMA20, SMA50, and SMA200) indicate a bullish trend, with the short-term averages above the long-term average. The average true range (ATR) of 1.15, representing a 2.95% daily price movement, suggests moderate volatility.
Additional Sources for ONIT Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
ONIT Stock Overview
Market Cap in USD | 297m |
Sector | Financial Services |
Industry | Mortgage Finance |
GiC Sub-Industry | Commercial & Residential Mortgage Finance |
IPO / Inception | 1996-09-25 |
ONIT Stock Ratings
Growth Rating | 61.9 |
Fundamental | -4.48 |
Dividend Rating | 1.60 |
Rel. Strength | 22.9 |
Analysts | 4.75 of 5 |
Fair Price Momentum | 38.26 USD |
Fair Price DCF | - |
ONIT Dividends
Currently no dividends paidONIT Growth Ratios
Growth Correlation 3m | 55.7% |
Growth Correlation 12m | 77.9% |
Growth Correlation 5y | 29.3% |
CAGR 5y | 33.14% |
CAGR/Max DD 5y | 0.59 |
Sharpe Ratio 12m | -0.48 |
Alpha | 30.33 |
Beta | 1.185 |
Volatility | 43.62% |
Current Volume | 47.2k |
Average Volume 20d | 38.5k |
Stop Loss | 35.7 (-3.7%) |
As of July 14, 2025, the stock is trading at USD 37.06 with a total of 47,211 shares traded.
Over the past week, the price has changed by -1.80%, over one month by -1.49%, over three months by +24.11% and over the past year by +51.27%.
Neither. Based on ValueRay´s Fundamental Analyses, Onity is currently (July 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -4.48 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ONIT is around 38.26 USD . This means that ONIT is currently overvalued and has a potential downside of 3.24%.
Onity has received a consensus analysts rating of 4.75. Therefore, it is recommended to buy ONIT.
- Strong Buy: 3
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, ONIT Onity will be worth about 45.8 in July 2026. The stock is currently trading at 37.06. This means that the stock has a potential upside of +23.45%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 49.3 | 32.9% |
Analysts Target Price | 48 | 29.5% |
ValueRay Target Price | 45.8 | 23.4% |