(ORI) Old Republic International - Ratings and Ratios

Old Republic International Corporation (NYSE:ORI) is a leading insurance holding company with a diversified portfolio of insurance products and services. Established in 1923 and headquartered in Chicago, Illinois, the company operates primarily in the United States and Canada through two core segments: Specialty Insurance and Title Insurance. Its subsidiaries provide underwriting and related services tailored to specific industries and customer needs.

The Specialty Insurance segment delivers a broad range of insurance solutions, including accident and health, aviation, commercial auto, and workers compensation policies. It also offers financial indemnity products such as errors and omissions, fidelity, directors and officers, and surety coverage. This segment serves a diverse array of industries, including transportation, commercial construction, healthcare, education, retail, and financial services. Its customer base includes businesses, state and local governments, and other institutions, positioning Old Republic as a trusted partner for complex risk management needs.

The Title Insurance segment focuses on real estate-related services, providing lenders and owners policies to facilitate property purchases and investments. Beyond traditional title insurance, this segment offers escrow closing services, construction disbursement oversight, and real estate information products. Additionally, it provides national default management services and support for loan transactions, making it a comprehensive solution provider for real estate transfers and mortgage-related activities.

With a market capitalization of $9.39 billion, Old Republic operates with a price-to-earnings (P/E) ratio of 11.72 and a price-to-book (P/B) ratio of 1.67, indicating moderate valuation relative to its book value. The companys trailing 20-day average volume is 1.15 million shares, with a last price of $37.97. Its short-term moving averages (SMA 20: $37.79, SMA 50: $37.44) suggest near-term stability, while the SMA 200 ($34.31) reflects longer-term upward momentum. The Average True Range (ATR) of 0.98 highlights moderate volatility.

Based on the technical and fundamental data, Old Republic International Corp (NYSE:ORI) is expected to maintain its stable performance in the next three months. The stocks short-term moving averages (SMA 20 and SMA 50) are converging near current prices, suggesting a potential sideways trend with limited upside. However, the SMA 200 remains below current levels, indicating long-term bullish momentum. The ATR of 0.98 suggests moderate price fluctuations, with potential resistance near $40 and support around $36. Fundamentally, the companys P/E of 11.72 and P/S of 1.14 align with industry averages, suggesting a reasonable valuation. Overall, ORI is likely to trade within a narrow range, with upside driven by strong earnings or positive macroeconomic developments.