(PAG) Penske Automotive - Ratings and Ratios
Automotive Dealerships, Truck Dealerships, Vehicle Parts, Finance And Insurance
Dividends
| Dividend Yield | 3.17% |
| Yield on Cost 5y | 10.20% |
| Yield CAGR 5y | 48.55% |
| Payout Consistency | 83.2% |
| Payout Ratio | 37.2% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 26.8% |
| Value at Risk 5%th | 38.8% |
| Relative Tail Risk | -12.15% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.00 |
| Alpha | -10.96 |
| CAGR/Max DD | 0.59 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.493 |
| Beta | 0.733 |
| Beta Downside | 0.478 |
| Drawdowns 3y | |
|---|---|
| Max DD | 20.42% |
| Mean DD | 9.18% |
| Median DD | 9.36% |
Description: PAG Penske Automotive November 03, 2025
Penske Automotive Group, Inc. (NYSE:PAG) is a diversified transportation services firm that runs automotive and commercial-truck dealerships worldwide under franchise agreements with multiple manufacturers. The business is organized into four segments-Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments-and offers a full suite of services including new and used vehicle sales, maintenance and repair, third-party finance and insurance products, extended service contracts, aftermarket parts, collision repair, and wholesale parts distribution. Its commercial-truck arm sells Freightliner, Western Star, MAN, and Dennis Eagle trucks and related engines and power systems. Founded in 1990, PAG is headquartered in Bloomfield Hills, Michigan, and is a subsidiary of Penske Corporation.
Key recent metrics: FY 2023 revenue was approximately $23.3 billion with an adjusted operating margin of about 3 %, and same-store sales grew roughly 2 % year-over-year despite a softening new-vehicle market. The segment’s performance is closely tied to macro drivers such as consumer confidence, credit availability, and inventory levels, while the commercial-truck side is more sensitive to freight demand and infrastructure spending. Additionally, the accelerating shift toward electric vehicles and stricter emissions standards are beginning to reshape inventory mix and service revenue streams across the automotive retail sector.
If you want a data-driven, comparative analysis of PAG’s valuation and peer benchmarks, consider reviewing the analytics available on ValueRay.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (943.7m TTM) > 0 and > 6% of Revenue (6% = 1.84b TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 0.63pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -0.62% (prev -1.92%; Δ 1.30pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.06 (>3.0%) and CFO 1.07b > Net Income 943.7m (YES >=105%, WARN >=100%) |
| Net Debt (3.88b) to EBITDA (1.71b) ratio: 2.27 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.97 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (66.0m) change vs 12m ago -1.17% (target <= -2.0% for YES) |
| Gross Margin 16.54% (prev 16.46%; Δ 0.08pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 179.5% (prev 175.8%; Δ 3.67pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 5.83 (EBITDA TTM 1.71b / Interest Expense TTM 265.1m) >= 6 (WARN >= 3) |
Altman Z'' 2.19
| (A) -0.01 = (Total Current Assets 6.01b - Total Current Liabilities 6.20b) / Total Assets 17.12b |
| (B) 0.35 = Retained Earnings (Balance) 5.91b / Total Assets 17.12b |
| (C) 0.09 = EBIT TTM 1.55b / Avg Total Assets 17.09b |
| (D) 0.50 = Book Value of Equity 5.71b / Total Liabilities 11.39b |
| Total Rating: 2.19 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 63.21
| 1. Piotroski 5.0pt |
| 2. FCF Yield 5.28% |
| 3. FCF Margin 2.47% |
| 4. Debt/Equity 0.69 |
| 5. Debt/Ebitda 2.27 |
| 6. ROIC - WACC (= 3.35)% |
| 7. RoE 17.22% |
| 8. Rev. Trend 87.89% |
| 9. EPS Trend -80.21% |
What is the price of PAG shares?
Over the past week, the price has changed by +0.65%, over one month by +3.54%, over three months by -10.39% and over the past year by +1.07%.
Is PAG a buy, sell or hold?
- Strong Buy: 4
- Buy: 1
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the PAG price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 179.1 | 9.8% |
| Analysts Target Price | 179.1 | 9.8% |
| ValueRay Target Price | 174.7 | 7% |
PAG Fundamental Data Overview November 26, 2025
P/E Trailing = 11.138
P/E Forward = 11.5473
P/S = 0.3404
P/B = 1.8536
P/EG = 2.0118
Beta = 0.915
Revenue TTM = 30.68b USD
EBIT TTM = 1.55b USD
EBITDA TTM = 1.71b USD
Long Term Debt = 1.27b USD (from longTermDebt, last quarter)
Short Term Debt = 305.4m USD (from shortTermDebt, last quarter)
Debt = 3.96b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.88b USD (from netDebt column, last quarter)
Enterprise Value = 14.33b USD (10.45b + Debt 3.96b - CCE 80.3m)
Interest Coverage Ratio = 5.83 (Ebit TTM 1.55b / Interest Expense TTM 265.1m)
FCF Yield = 5.28% (FCF TTM 757.0m / Enterprise Value 14.33b)
FCF Margin = 2.47% (FCF TTM 757.0m / Revenue TTM 30.68b)
Net Margin = 3.08% (Net Income TTM 943.7m / Revenue TTM 30.68b)
Gross Margin = 16.54% ((Revenue TTM 30.68b - Cost of Revenue TTM 25.61b) / Revenue TTM)
Gross Margin QoQ = 16.23% (prev 16.92%)
Tobins Q-Ratio = 0.84 (Enterprise Value 14.33b / Total Assets 17.12b)
Interest Expense / Debt = 1.64% (Interest Expense 64.9m / Debt 3.96b)
Taxrate = 27.10% (79.2m / 292.2m)
NOPAT = 1.13b (EBIT 1.55b * (1 - 27.10%))
Current Ratio = 0.97 (Total Current Assets 6.01b / Total Current Liabilities 6.20b)
Debt / Equity = 0.69 (Debt 3.96b / totalStockholderEquity, last quarter 5.71b)
Debt / EBITDA = 2.27 (Net Debt 3.88b / EBITDA 1.71b)
Debt / FCF = 5.13 (Net Debt 3.88b / FCF TTM 757.0m)
Total Stockholder Equity = 5.48b (last 4 quarters mean from totalStockholderEquity)
RoA = 5.51% (Net Income 943.7m / Total Assets 17.12b)
RoE = 17.22% (Net Income TTM 943.7m / Total Stockholder Equity 5.48b)
RoCE = 22.92% (EBIT 1.55b / Capital Employed (Equity 5.48b + L.T.Debt 1.27b))
RoIC = 10.00% (NOPAT 1.13b / Invested Capital 11.27b)
WACC = 6.65% (E(10.45b)/V(14.41b) * Re(8.72%) + D(3.96b)/V(14.41b) * Rd(1.64%) * (1-Tc(0.27)))
Discount Rate = 8.72% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -0.90%
[DCF Debug] Terminal Value 74.62% ; FCFE base≈713.3m ; Y1≈662.0m ; Y5≈604.8m
Fair Price DCF = 145.9 (DCF Value 9.61b / Shares Outstanding 65.9m; 5y FCF grow -9.11% → 3.0% )
EPS Correlation: -80.21 | EPS CAGR: -5.48% | SUE: -1.16 | # QB: 0
Revenue Correlation: 87.89 | Revenue CAGR: 5.50% | SUE: -0.23 | # QB: 0
EPS next Quarter (2026-03-31): EPS=3.32 | Chg30d=-0.062 | Revisions Net=+1 | Analysts=4
EPS next Year (2026-12-31): EPS=13.64 | Chg30d=-0.199 | Revisions Net=-2 | Growth EPS=+0.8% | Growth Revenue=+2.6%
Additional Sources for PAG Stock
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Fund Manager Positions: Dataroma | Stockcircle