(PAG) Penske Automotive - Ratings and Ratios
New Vehicles, Used Vehicles, Truck Parts, Repair Services, Finance Products
PAG EPS (Earnings per Share)
PAG Revenue
Description: PAG Penske Automotive
Penske Automotive Group Inc (NYSE:PAG) is a diversified transportation services company operating globally through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company has a significant presence in the automotive retail industry, operating dealerships under franchise agreements with various manufacturers and distributors.
Key aspects of PAGs business include the sale of new and used vehicles, maintenance and repair services, finance and insurance products, and collision repair services. The company also has a substantial commercial truck business, offering Freightliner and Western Star branded trucks, as well as used trucks. Additionally, PAG imports and distributes heavy-duty trucks, buses, and refuse collection vehicles, along with associated parts and power systems.
From a financial perspective, PAG has demonstrated solid performance, with a Return on Equity (RoE) of 18.26%. To further evaluate the companys profitability, we can examine other key performance indicators (KPIs) such as Return on Assets (RoA), Debt-to-Equity ratio, and Operating Margin. For instance, a high Operating Margin would indicate PAGs ability to maintain a competitive edge in the market, while a reasonable Debt-to-Equity ratio would suggest a healthy capital structure.
To assess PAGs valuation, we can consider metrics such as Price-to-Book (P/B) ratio, Enterprise Value-to-EBITDA (EV/EBITDA) ratio, and Dividend Yield. A comparison of these metrics with industry peers and the overall market can provide insights into PAGs relative valuation and potential investment opportunities. Furthermore, analyzing the companys revenue growth, gross margin trends, and cash flow generation can help investors understand its long-term prospects.
PAG Stock Overview
| Market Cap in USD | 12,367m |
| Sub-Industry | Automotive Retail |
| IPO / Inception | 1996-10-23 |
PAG Stock Ratings
| Growth Rating | 82.1% |
| Fundamental | 60.7% |
| Dividend Rating | 80.0% |
| Return 12m vs S&P 500 | -2.78% |
| Analyst Rating | 3.73 of 5 |
PAG Dividends
| Dividend Yield 12m | 2.90% |
| Yield on Cost 5y | 11.51% |
| Annual Growth 5y | 37.24% |
| Payout Consistency | 85.1% |
| Payout Ratio | 35.4% |
PAG Growth Ratios
| Growth Correlation 3m | 64.5% |
| Growth Correlation 12m | 61.5% |
| Growth Correlation 5y | 94.3% |
| CAGR 5y | 34.06% |
| CAGR/Max DD 5y | 1.51 |
| Sharpe Ratio 12m | -0.86 |
| Alpha | 0.12 |
| Beta | 0.665 |
| Volatility | 28.44% |
| Current Volume | 176.9k |
| Average Volume 20d | 204k |
| Stop Loss | 179 (-3%) |
| Signal | 1.83 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (956.8m TTM) > 0 and > 6% of Revenue (6% = 1.83b TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA -0.60pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -2.30% (prev -0.31%; Δ -1.98pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 1.32b > Net Income 956.8m (YES >=105%, WARN >=100%) |
| Net Debt (8.26b) to EBITDA (1.73b) ratio: 4.77 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.90 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (66.2m) change vs 12m ago -1.04% (target <= -2.0% for YES) |
| Gross Margin 16.58% (prev 16.47%; Δ 0.11pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 179.7% (prev 179.5%; Δ 0.18pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 5.72 (EBITDA TTM 1.73b / Interest Expense TTM 273.9m) >= 6 (WARN >= 3) |
Altman Z'' 1.94
| (A) -0.04 = (Total Current Assets 6.29b - Total Current Liabilities 6.99b) / Total Assets 17.39b |
| (B) 0.33 = Retained Earnings (Balance) 5.79b / Total Assets 17.39b |
| (C) 0.09 = EBIT TTM 1.57b / Avg Total Assets 17.01b |
| (D) 0.48 = Book Value of Equity 5.61b / Total Liabilities 11.76b |
| Total Rating: 1.94 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 60.71
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 3.95% = 1.97 |
| 3. FCF Margin 2.35% = 0.59 |
| 4. Debt/Equity 1.07 = 1.96 |
| 5. Debt/Ebitda 3.47 = -2.29 |
| 6. ROIC - WACC 4.39% = 5.49 |
| 7. RoE 17.87% = 1.49 |
| 8. Rev. Trend 86.01% = 4.30 |
| 9. Rev. CAGR 3.77% = 0.47 |
| 10. EPS Trend -55.90% = -1.40 |
| 11. EPS CAGR -7.00% = -0.88 |
What is the price of PAG shares?
Over the past week, the price has changed by -1.40%, over one month by +10.43%, over three months by +16.42% and over the past year by +14.15%.
Is Penske Automotive a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PAG is around 221.38 USD . This means that PAG is currently undervalued and has a potential upside of +19.9% (Margin of Safety).
Is PAG a buy, sell or hold?
- Strong Buy: 4
- Buy: 1
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the PAG price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 177.6 | -3.8% |
| Analysts Target Price | 177.6 | -3.8% |
| ValueRay Target Price | 241.2 | 30.7% |
Last update: 2025-08-27 04:45
PAG Fundamental Data Overview
CCE Cash And Equivalents = 155.3m USD (last quarter)
P/E Trailing = 13.0397
P/E Forward = 13.459
P/S = 0.4044
P/B = 2.203
P/EG = 2.3371
Beta = 0.862
Revenue TTM = 30.58b USD
EBIT TTM = 1.57b USD
EBITDA TTM = 1.73b USD
Long Term Debt = 906.7m USD (from longTermDebt, last quarter)
Short Term Debt = 5.11b USD (from shortTermDebt, last quarter)
Debt = 6.01b USD (Calculated: Short Term 5.11b + Long Term 906.7m)
Net Debt = 8.26b USD (from netDebt column, last quarter)
Enterprise Value = 18.22b USD (12.37b + Debt 6.01b - CCE 155.3m)
Interest Coverage Ratio = 5.72 (Ebit TTM 1.57b / Interest Expense TTM 273.9m)
FCF Yield = 3.95% (FCF TTM 719.7m / Enterprise Value 18.22b)
FCF Margin = 2.35% (FCF TTM 719.7m / Revenue TTM 30.58b)
Net Margin = 3.13% (Net Income TTM 956.8m / Revenue TTM 30.58b)
Gross Margin = 16.58% ((Revenue TTM 30.58b - Cost of Revenue TTM 25.51b) / Revenue TTM)
Tobins Q-Ratio = 3.25 (Enterprise Value 18.22b / Book Value Of Equity 5.61b)
Interest Expense / Debt = 1.08% (Interest Expense 64.9m / Debt 6.01b)
Taxrate = 25.53% (316.5m / 1.24b)
NOPAT = 1.17b (EBIT 1.57b * (1 - 25.53%))
Current Ratio = 0.90 (Total Current Assets 6.29b / Total Current Liabilities 6.99b)
Debt / Equity = 1.07 (Debt 6.01b / last Quarter total Stockholder Equity 5.61b)
Debt / EBITDA = 3.47 (Net Debt 8.26b / EBITDA 1.73b)
Debt / FCF = 8.35 (Debt 6.01b / FCF TTM 719.7m)
Total Stockholder Equity = 5.36b (last 4 quarters mean)
RoA = 5.50% (Net Income 956.8m, Total Assets 17.39b )
RoE = 17.87% (Net Income TTM 956.8m / Total Stockholder Equity 5.36b)
RoCE = 25.03% (Ebit 1.57b / (Equity 5.36b + L.T.Debt 906.7m))
RoIC = 10.35% (NOPAT 1.17b / Invested Capital 11.27b)
WACC = 5.96% (E(12.37b)/V(18.38b) * Re(8.47%)) + (D(6.01b)/V(18.38b) * Rd(1.08%) * (1-Tc(0.26)))
Shares Correlation 5-Years: -100.0 | Cagr: -4.05%
Discount Rate = 8.47% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 75.38% ; FCFE base≈747.3m ; Y1≈686.5m ; Y5≈614.6m
Fair Price DCF = 154.8 (DCF Value 10.23b / Shares Outstanding 66.0m; 5y FCF grow -10.21% → 3.0% )
Revenue Correlation: 86.01 | Revenue CAGR: 3.77%
Rev Growth-of-Growth: -2.38
EPS Correlation: -55.90 | EPS CAGR: -7.00%
EPS Growth-of-Growth: 26.93
Additional Sources for PAG Stock
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