(PAGS) PagSeguro Digital - Ratings and Ratios

PagSeguro Digital Ltd. is a leading provider of financial and payment solutions tailored for consumers, individual entrepreneurs, micro-merchants, and small to medium-sized businesses in Brazil and international markets. The company offers a comprehensive suite of digital banking services, including account deposits, pre-paid mobile top-ups, debt management tools, tax collection solutions, wire transfers, ATM withdrawals, and a variety of online and point-of-sale (POS) payment options. Additionally, it provides a range of card products such as debit, credit, cash, and prepaid cards, along with credit solutions like FGTS withdrawals, payroll loans, working capital loans, and overdraft facilities. PagSeguro also offers insurance products, including coverage for accounts, cards, homes, businesses, health assistance, life, and credit life insurance. Its investment services encompass portfolio management, financial advisory, brokerage services, fund management, and research. The company operates Shopping PagBank, an e-commerce platform hosting various brands. Furthermore, it provides software solutions like PagVendas, a POS management app; ClubPag, a marketing tool for advertising to customers via POS devices; and PlugPag, a Bluetooth-enabled wireless solution for integrating POS systems with business automation.

Founded in 2006 and headquartered in São Paulo, Brazil, PagSeguro Digital Ltd. is listed on the NYSE under the ticker symbol PAGS. The company operates within the Data Processing & Outsourced Services sector and has established itself as a key player in Brazils fintech ecosystem, leveraging technology to simplify financial transactions and expand access to banking services for underserved populations. Its product portfolio is designed to cater to both individual and business needs, fostering financial inclusion and digital payment adoption in a rapidly evolving economic landscape.

3-Month Forecast (Based on Technical and Fundamental Data): - Technical Outlook: PAGS is currently trading above its 200-day SMA (8.78) and 50-day SMA (8.12), indicating a bullish trend. The stocks 20-day SMA (8.52) suggests short-term momentum. With an ATR of 0.45, volatility is moderate, implying potential price fluctuations within a manageable range. - Fundamental Outlook: The companys forward P/E (7.60) is lower than its current P/E (8.53), signaling improving earnings expectations. A P/B ratio of 1.17 indicates assets are fairly valued relative to book value. The P/S ratio of 0.16 reflects undervaluation relative to revenue, while an RoE of 14.43% highlights efficient profitability. - Price Projection: Based on these factors, PAGS is expected to trade in the range of $9.20 to $10.50 over the next three months, with potential resistance at $10.80 and support at $8.80.