Overview Dividends

(PAR) PAR Technology - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US6988841036

POS, Loyalty Platform, Payment Services, Hardware Terminals, Support Services

PAR EPS (Earnings per Share)

EPS Growth (3Y CAGR): 27.91%
EPS Trend (3Y Correlation): 64.0%

PAR Revenue

Revenue Growth (3Y CAGR): 7.52%
Revenue Trend (3Y Correlation): 49.8%

Description: PAR PAR Technology November 08, 2025

PAR Technology Corp. (NYSE:PAR) delivers a suite of cloud-based hardware and software solutions aimed at omnichannel retail and hospitality operations. Its product portfolio spans the ENGAGEMENT CLOUD (loyalty platforms such as PUNCHH and PLEXURE), the OPERATOR CLOUD (POS, payment services, and ancillary hardware), and the PAR OPS suite (data analytics and operational tools). The company’s customer base includes enterprise restaurants, franchisees, convenience stores, and a range of entertainment venues like cinemas and casinos.

Key metrics from the most recent filings (FY 2023) show revenue of roughly $1.2 billion, with subscription-based services now accounting for about 70 % of total sales-a sign of increasing recurring-revenue stability. The omnichannel POS market is projected to grow at a ~10 % CAGR through 2028, driven by labor-cost pressures and accelerated digital ordering adoption post-COVID-19. PAR’s gross margin has hovered near 38 %, but margin expansion is constrained by rising component costs for its hardware peripherals.

For a deeper, data-driven valuation of PAR, you might explore the analytics platform ValueRay, which aggregates peer benchmarks and forward-looking cash-flow models to help assess the company’s upside potential.

PAR Stock Overview

Market Cap in USD	1,570m
Sub-Industry	Electronic Equipment & Instruments
IPO / Inception	1988-12-16

PAR Stock Ratings

Growth Rating	-14.1%
Fundamental	37.8%
Dividend Rating	0.31%
Return 12m vs S&P 500	-54.6%
Analyst Rating	4.50 of 5

PAR Dividends

Currently no dividends paid

PAR Growth Ratios

Growth Correlation 3m	-95.2%
Growth Correlation 12m	-81.7%
Growth Correlation 5y	-3.7%
CAGR 5y	12.19%
CAGR/Max DD 3y (Calmar Ratio)	0.21
CAGR/Mean DD 3y (Pain Ratio)	0.81
Sharpe Ratio 12m	-0.59
Alpha	-64.78
Beta	1.380
Volatility	46.78%
Current Volume	1608.1k
Average Volume 20d	765.9k
Stop Loss	36.9 (-4.6%)
Signal	-1.16

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (-84.6m TTM) > 0 and > 6% of Revenue (6% = 26.4m TTM)

FCFTA -0.01 (>2.0%) and ΔFCFTA 1.45pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 21.16% (prev 34.95%; Δ -13.79pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.01 (>3.0%) and CFO -12.0m > Net Income -84.6m (YES >=105%, WARN >=100%)

NO Net Debt/EBITDA fails (EBITDA <= 0)

Current Ratio 1.70 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (40.6m) change vs 12m ago 13.15% (target <= -2.0% for YES)

Gross Margin 43.94% (prev 36.16%; Δ 7.79pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 32.91% (prev 27.14%; Δ 5.77pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -7.63 (EBITDA TTM -43.1m / Interest Expense TTM 7.92m) >= 6 (WARN >= 3)

Altman Z'' -1.36

(A) 0.07 = (Total Current Assets 227.1m - Total Current Liabilities 133.9m) / Total Assets 1.38b

(B) -0.25 = Retained Earnings (Balance) -343.5m / Total Assets 1.38b

(D) -0.65 = Book Value of Equity -350.6m / Total Liabilities 539.3m

Total Rating: -1.36 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 37.82

1. Piotroski 2.0pt = -3.0

2. FCF Yield -0.88% = -0.44

3. FCF Margin -3.76% = -1.41

4. Debt/Equity 0.48 = 2.39

5. Debt/Ebitda -7.19 = -2.50

6. ROIC - WACC (= -14.63)% = -12.50

7. RoE -9.89% = -1.65

8. Rev. Trend 49.82% = 3.74

9. EPS Trend 63.98% = 3.20

What is the price of PAR shares?

As of November 10, 2025, the stock is trading at USD 38.67 with a total of 1,608,117 shares traded.
Over the past week, the price has changed by +8.65%, over one month by +2.87%, over three months by -17.19% and over the past year by -48.55%.

Is PAR Technology a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, PAR Technology (NYSE:PAR) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 37.82 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PAR is around 31.46 USD . This means that PAR is currently overvalued and has a potential downside of -18.64%.

Is PAR a buy, sell or hold?

PAR Technology has received a consensus analysts rating of 4.50. Therefore, it is recommended to buy PAR.

Strong Buy: 7
Buy: 1
Hold: 2
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the PAR price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	70.7	82.8%
Analysts Target Price	70.7	82.8%
ValueRay Target Price	35.5	-8.3%

PAR Fundamental Data Overview November 10, 2025

Market Cap USD = 1.57b (1.57b USD * 1.0 USD.USD)
P/S = 3.5637
P/B = 1.8029
Beta = 1.38
Revenue TTM = 440.5m USD
EBIT TTM = -60.4m USD
EBITDA TTM = -43.1m USD
Long Term Debt = 368.4m USD (from longTermDebt, last fiscal year)
Short Term Debt = 22.0m USD (from shortTermDebt, last quarter)
Debt = 402.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 309.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.88b USD (1.57b + Debt 402.3m - CCE 93.0m)
Interest Coverage Ratio = -7.63 (Ebit TTM -60.4m / Interest Expense TTM 7.92m)
FCF Yield = -0.88% (FCF TTM -16.6m / Enterprise Value 1.88b)
FCF Margin = -3.76% (FCF TTM -16.6m / Revenue TTM 440.5m)
Net Margin = -19.21% (Net Income TTM -84.6m / Revenue TTM 440.5m)
Gross Margin = 43.94% ((Revenue TTM 440.5m - Cost of Revenue TTM 246.9m) / Revenue TTM)
Gross Margin QoQ = 41.29% (prev 45.36%)
Tobins Q-Ratio = 1.36 (Enterprise Value 1.88b / Total Assets 1.38b)
Interest Expense / Debt = 0.36% (Interest Expense 1.47m / Debt 402.3m)
Taxrate = -1.50% (negative due to tax credits) (277.0k / -18.5m)
NOPAT = -61.4m (EBIT -60.4m * (1 - -1.50%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 1.70 (Total Current Assets 227.1m / Total Current Liabilities 133.9m)
Debt / Equity = 0.48 (Debt 402.3m / totalStockholderEquity, last quarter 838.0m)
Debt / EBITDA = -7.19 (negative EBITDA) (Net Debt 309.9m / EBITDA -43.1m)
Debt / FCF = -18.71 (negative FCF - burning cash) (Net Debt 309.9m / FCF TTM -16.6m)
Total Stockholder Equity = 855.2m (last 4 quarters mean from totalStockholderEquity)
RoA = -6.14% (Net Income -84.6m / Total Assets 1.38b)
RoE = -9.89% (Net Income TTM -84.6m / Total Stockholder Equity 855.2m)
RoCE = -4.94% (EBIT -60.4m / Capital Employed (Equity 855.2m + L.T.Debt 368.4m))
RoIC = -4.93% (negative operating profit) (NOPAT -61.4m / Invested Capital 1.25b)
WACC = 9.71% (E(1.57b)/V(1.97b) * Re(12.10%) + D(402.3m)/V(1.97b) * Rd(0.36%) * (1-Tc(-0.02)))
Discount Rate = 12.10% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 20.46%
Fair Price DCF = unknown (Cash Flow -16.6m)
EPS Correlation: 63.98 | EPS CAGR: 27.91% | SUE: 0.37 | # QB: 0
Revenue Correlation: 49.82 | Revenue CAGR: 7.52% | SUE: 0.15 | # QB: 0

Additional Sources for PAR Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle