Overview Dividends

(PBF) PBF Energy - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US69318G1067

Gasoline, Diesel, Jet Fuel, Petrochemicals, Asphalt

PBF EPS (Earnings per Share)

EPS Growth (3Y CAGR): -30.83%
EPS Trend (3Y Correlation): -82.0%

PBF Revenue

Revenue Growth (3Y CAGR): -11.92%
Revenue Trend (3Y Correlation): -88.2%

Risk via 10d forecast
Volatility	58.5%
Value at Risk 5%th	93.9%
Relative Tail Risk	-2.43%

Reward TTM
Sharpe Ratio	0.72
Alpha	20.11

Character TTM
Hurst Exponent	0.550
Beta	1.260
Beta Downside	1.654

Drawdowns 3y
Max DD	76.04%
Mean DD	32.39%
Median DD	26.50%

Description: PBF PBF Energy November 10, 2025

PBF Energy Inc. (NYSE:PBF) operates a vertically integrated refining and logistics business in the United States, producing a slate of fuels-including gasoline, ultra-low-sulfur diesel, heating oil, jet fuel, and petrochemical feedstocks-and delivering them via rail, truck, marine terminals, and pipelines. The firm’s two operating segments are Refining, which runs three Gulf Coast refineries with a combined crude capacity of roughly 540,000 bpd, and Logistics, which manages the transportation and storage network that supports those assets. Its market footprint spans the Northeast, Midwest, Gulf Coast, and West Coast, plus export channels to Canada, Mexico, and overseas markets.

Key performance indicators to watch include the company’s realized refining margin (currently around $7 per barrel, subject to crude price volatility) and its debt-to-EBITDA ratio (~4.2×), which reflects the capital-intensive nature of the business. PBF’s earnings are highly sensitive to seasonal demand swings in heating oil and diesel, as well as to regulatory trends such as the U.S. Renewable Fuel Standard that can affect blend-stock requirements. Additionally, the broader sector’s capacity utilization rate-hovering near 85 % in 2024-sets a baseline for pricing power and throughput efficiency.

For a deeper, data-driven assessment of PBF’s valuation dynamics, you may find the analytical tools on ValueRay useful for modeling scenario-based outcomes.

PBF Stock Overview

Market Cap in USD	4,517m
Sub-Industry	Oil & Gas Refining & Marketing
IPO / Inception	2012-12-13
Return 12m vs S&P 500	12.1%
Analyst Rating	2.73 of 5

PBF Dividends

Dividend Yield	2.82%
Yield on Cost 5y	16.69%
Yield CAGR 5y	35.96%
Payout Consistency	76.9%
Payout Ratio	15.4%

PBF Growth Ratios

CAGR 3y	-2.37%
CAGR/Max DD Calmar Ratio	-0.03
CAGR/Mean DD Pain Ratio	-0.07
Current Volume	1822.6k
Average Volume	2543.6k

Piotroski VR‑10 (Strict, 0-10) 0.5

Net Income (-526.2m TTM) > 0 and > 6% of Revenue (6% = 1.77b TTM)

FCFTA -0.08 (>2.0%) and ΔFCFTA -10.17pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 4.45% (prev 3.68%; Δ 0.77pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.06 (>3.0%) and CFO -772.7m <= Net Income -526.2m (YES >=105%, WARN >=100%)

Net Debt (2.68b) to EBITDA (154.9m) ratio: 17.30 <= 3.0 (WARN <= 3.5)

Current Ratio 1.38 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (118.0m) change vs 12m ago 1.73% (target <= -2.0% for YES)

Gross Margin -2.53% (prev 0.06%; Δ -2.59pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 225.8% (prev 265.8%; Δ -40.04pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -2.99 (EBITDA TTM 154.9m / Interest Expense TTM 171.5m) >= 6 (WARN >= 3)

Altman Z'' 1.60

(A) 0.10 = (Total Current Assets 4.81b - Total Current Liabilities 3.50b) / Total Assets 13.04b

(B) 0.24 = Retained Earnings (Balance) 3.10b / Total Assets 13.04b

(D) 0.40 = Book Value of Equity 3.10b / Total Liabilities 7.68b

Total Rating: 1.60 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 14.13

1. Piotroski 0.50pt = -4.50

2. FCF Yield -14.26% = -5.0

3. FCF Margin -3.47% = -1.30

4. Debt/Equity 0.60 = 2.32

5. Debt/Ebitda 17.30 = -2.50

6. ROIC - WACC (= -11.81)% = -12.50

7. RoE -10.03% = -1.67

8. Rev. Trend -88.19% = -6.61

9. EPS Trend -82.01% = -4.10

What is the price of PBF shares?

As of November 17, 2025, the stock is trading at USD 38.99 with a total of 1,822,601 shares traded.
Over the past week, the price has changed by -1.36%, over one month by +38.06%, over three months by +65.59% and over the past year by +29.57%.

Is PBF Energy a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, PBF Energy (NYSE:PBF) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 14.13 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PBF is around 36.99 USD . This means that PBF is currently overvalued and has a potential downside of -5.13%.

Is PBF a buy, sell or hold?

PBF Energy has received a consensus analysts rating of 2.73. Therefor, it is recommend to hold PBF.

Strong Buy: 1
Buy: 0
Hold: 10
Sell: 2
Strong Sell: 2

What are the forecasts/targets for the PBF price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	30.1	-22.9%
Analysts Target Price	30.1	-22.9%
ValueRay Target Price	40.6	4.1%

PBF Fundamental Data Overview November 17, 2025

Market Cap USD = 4.52b (4.52b USD * 1.0 USD.USD)
P/E Forward = 10.7296
P/S = 0.1529
P/B = 0.863
P/EG = 2.51
Beta = 0.409
Revenue TTM = 29.54b USD
EBIT TTM = -512.6m USD
EBITDA TTM = 154.9m USD
Long Term Debt = 2.39b USD (from longTermDebt, last quarter)
Short Term Debt = 173.9m USD (from shortTermDebt, last quarter)
Debt = 3.16b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.68b USD (from netDebt column, last quarter)
Enterprise Value = 7.20b USD (4.52b + Debt 3.16b - CCE 482.0m)
Interest Coverage Ratio = -2.99 (Ebit TTM -512.6m / Interest Expense TTM 171.5m)
FCF Yield = -14.26% (FCF TTM -1.03b / Enterprise Value 7.20b)
FCF Margin = -3.47% (FCF TTM -1.03b / Revenue TTM 29.54b)
Net Margin = -1.78% (Net Income TTM -526.2m / Revenue TTM 29.54b)
Gross Margin = -2.53% ((Revenue TTM 29.54b - Cost of Revenue TTM 30.29b) / Revenue TTM)
Gross Margin QoQ = 0.51% (prev -0.78%)
Tobins Q-Ratio = 0.55 (Enterprise Value 7.20b / Total Assets 13.04b)
Interest Expense / Debt = 1.59% (Interest Expense 50.3m / Debt 3.16b)
Taxrate = 27.25% (64.3m / 236.0m)
NOPAT = -372.9m (EBIT -512.6m * (1 - 27.25%)) [loss with tax shield]
Current Ratio = 1.38 (Total Current Assets 4.81b / Total Current Liabilities 3.50b)
Debt / Equity = 0.60 (Debt 3.16b / totalStockholderEquity, last quarter 5.23b)
Debt / EBITDA = 17.30 (Net Debt 2.68b / EBITDA 154.9m)
Debt / FCF = -2.61 (negative FCF - burning cash) (Net Debt 2.68b / FCF TTM -1.03b)
Total Stockholder Equity = 5.24b (last 4 quarters mean from totalStockholderEquity)
RoA = -4.03% (Net Income -526.2m / Total Assets 13.04b)
RoE = -10.03% (Net Income TTM -526.2m / Total Stockholder Equity 5.24b)
RoCE = -6.71% (EBIT -512.6m / Capital Employed (Equity 5.24b + L.T.Debt 2.39b))
RoIC = -5.06% (negative operating profit) (NOPAT -372.9m / Invested Capital 7.36b)
WACC = 6.75% (E(4.52b)/V(7.68b) * Re(10.66%) + D(3.16b)/V(7.68b) * Rd(1.59%) * (1-Tc(0.27)))
Discount Rate = 10.66% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -1.62%
Fair Price DCF = unknown (Cash Flow -1.03b)
EPS Correlation: -82.01 | EPS CAGR: -30.83% | SUE: -0.11 | # QB: 0
Revenue Correlation: -88.19 | Revenue CAGR: -11.92% | SUE: 0.36 | # QB: 0

Additional Sources for PBF Stock

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