PBF Stock Analysis: PBF Energy | NYSE
Oil & Gas Refining & Marketing | NYSE, USA | Market Cap: 9.824m USD | 12M Return: 221.3% | US69318G1067 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 269M
Qual. Beats: 1
Rev. Trend: -82.0%
Qual. Beats: 1
Warnings
No concerns identified
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
PBF Energy Inc. (NYSE: PBF) is a U.S.-based independent petroleum refiner founded in 2008 and headquartered in Parsippany, New Jersey. The company operates through two business segments: Refining and Logistics, producing a broad slate of refined products including gasoline, ultra-low-sulfur diesel, jet fuel, heating oil, lubricants, petrochemicals, and asphalt. PBF sells its products across the Northeast, Midwest, Gulf Coast, and West Coast of the United States, with additional international reach into Canada, Mexico, and other overseas markets.
The Logistics segment complements the refining operations by providing rail, truck, and marine terminaling services, as well as pipeline transportation and storage, giving PBF partial vertical integration across the refined-products value chain. Independent refiners like PBF typically focus on purchasing crude oil and selling finished fuels, with profitability heavily influenced by refining margins (the crack spread) and the price differential between crude inputs and refined outputs. The company went public in December 2012 and is classified within the Energy sector under the Oil & Gas Refining & Marketing sub-industry.
- Crack spreads widen on strong gasoline demand and tight inventories
- Renewable fuel credit costs pressure refining margins
- RIN compliance and biofuel mandates squeeze diesel producer profitability
- West Coast and Mid-Continent throughput utilization drives segment EBITDA
| Net Income: 1.35b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 15.32 > 1.0 |
| NWC/Revenue: 4.21% < 20% (prev 3.75%; Δ 0.47% < -1%) |
| CFO/TA 0.11 > 3% & CFO 1.66b > Net Income 1.35b |
| Net Debt (2.39b) to EBITDA (2.15b): 1.11 < 3 |
| Current Ratio: 1.33 > 1.5 & < 3 |
| Outstanding Shares: last quarter (121.1m) vs 12m ago 5.63% < -2% |
| Gross Margin: 4.47% > 18% (prev -3.55%; Δ 8.02% > 0.5%) |
| Asset Turnover: 248.2% > 50% (prev 233.2%; Δ 14.95% > 0%) |
| Interest Coverage Ratio: 8.16 > 6 (EBIT TTM 1.49b / Interest Expense TTM 183.0m) |
| A: 0.10 (Total Current Assets 5.83b - Total Current Liabilities 4.38b) / Total Assets 14.7b |
| B: 0.28 (Retained Earnings 4.19b / Total Assets 14.7b) |
| C: 0.11 (EBIT TTM 1.49b / Avg Total Assets 13.8b) |
| D: 0.78 (Book Value of Equity 6.41b / Total Liabilities 8.17b) |
| Altman-Z'' = 3.12 = A |
| DSRI: 1.44 (Receivables 1.84b/1.13b, Revenue 34.4b/30.3b) |
| GMI: 1.00 (fallback, negative margins) |
| AQI: 0.93 (AQ_t 0.16 / AQ_t-1 0.17) |
| SGI: 1.14 (Revenue 34.4b / 30.3b) |
| TATA: -0.02 (NI 1.35b - CFO 1.66b) / TA 14.7b) |
| Beneish M = -2.61 (Cap -4..+1) = A |
As of October 14, 2026, the stock is trading at USD 91.17 with a total of 3,399,980 shares traded. Over the past week, the price has changed by +10.00%, over one month by +29.50%, over three months by +59.31% and over the past year by +221.34%.
Current recommended Stop Loss: 84.80 (which is 7% or 1.4 ATR below the current price).
PBF Energy has received a consensus analysts rating of 2.64. Therefore, it is recommended to hold PBF.
- StrongBuy: 1
- Buy: 0
- Hold: 9
- Sell: 1
- StrongSell: 3
| Analysts Target Price | 77 | -15.5% |
P/E Trailing = 7.4066
P/E Forward = 8.4317
P/S = 0.2858
P/B = 1.3038
P/EG = 2.51
Revenue TTM = 34.4b USD
EBIT TTM = 1.49b USD
EBITDA TTM = 2.15b USD
Long Term Debt = 1.75b USD (from longTermDebt, last quarter)
Short Term Debt = 187.9m USD (from shortTermDebt, last quarter)
Debt = 3.28b USD (from shortLongTermDebtTotal, last quarter) + Leases 765.9m
Net Debt = 2.39b USD (calculated: Debt 3.28b - CCE 894.1m)
Enterprise Value = 12.2b USD (9.82b + Debt 3.28b - CCE 894.1m)
Interest Coverage Ratio = 8.16 (Ebit TTM 1.49b / Interest Expense TTM 183.0m)
EV/FCF = 16.44x (Enterprise Value 12.2b / FCF TTM 742.8m)
FCF Yield = 6.08% (FCF TTM 742.8m / Enterprise Value 12.2b)
FCF Margin = 2.16% (FCF TTM 742.8m / Revenue TTM 34.4b)
Net Margin = 3.94% (Net Income TTM 1.35b / Revenue TTM 34.4b)
Gross Margin = 4.47% ((Revenue TTM 34.4b - Cost of Revenue TTM 32.8b) / Revenue TTM)
Gross Margin QoQ = 9.82% (prev 6.12%)
Tobins Q-Ratio = 0.83 (Enterprise Value 12.2b / Total Assets 14.7b)
Interest Expense / Debt = 5.58% (Interest Expense 183.0m / Debt 3.28b)
Taxrate = 24.59% (445.4m / 1.81b)
NOPAT = 1.13b (EBIT 1.49b * (1 - 24.59%))
Current Ratio = 1.33 (Total Current Assets 5.83b / Total Current Liabilities 4.38b)
Debt / Equity = 0.51 (Debt 3.28b / totalStockholderEquity, last quarter 6.41b)
Debt / EBITDA = 1.11 (Net Debt 2.39b / EBITDA 2.15b)
Debt / FCF = 3.21 (Net Debt 2.39b / FCF TTM 742.8m)
Total Stockholder Equity = 5.62b (last 4 quarters mean from totalStockholderEquity)
RoA = 9.77% (Net Income 1.35b / Total Assets 14.7b)
RoE = 24.08% (Net Income TTM 1.35b / Total Stockholder Equity 5.62b)
RoCE = 20.27% (EBIT 1.49b / Capital Employed (Equity 5.62b + L.T.Debt 1.75b))
RoIC = 11.70% (NOPAT 1.13b / Invested Capital 9.63b)
WACC = 7.62% (E(9.82b)/V(13.1b) * Re(8.76%) + D(3.28b)/V(13.1b) * Rd(5.58%) * (1-Tc(0.25)))
Discount Rate = 8.76% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 6.23 | Cagr: -1.29%
[DCF] Terminal Value 75.44% ; FCFF base≈742.8m ; Y1≈745.9m ; Y5≈790.1m
[DCF] Fair Price = 83.53 (EV 12.3b - Net Debt 2.39b = Equity 9.90b / Shares 118.5m; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 4.0 | # QB: 1
Revenue Correlation: -82.03 | Revenue CAGR: -9.60% | SUE: 4.0 | # QB: 1
EPS current Quarter (2026-09-30): EPS=10.73 | Chg30d=+25.88% | Revisions=+40% | Analysts=12
EPS current Year (2026-12-31): EPS=23.07 | Chg30d=+28.36% | Revisions=+57% | GrowthEPS=+658.6% | GrowthRev=+37.3%
EPS next Year (2027-12-31): EPS=17.66 | Chg30d=+60.50% | Revisions=+57% | GrowthEPS=-33.8% | GrowthRev=-9.2%
[Analyst] Revisions Ratio: +77% (up=10, down=0)