(PHM) PulteGroup - Overview
Sector: Consumer Cyclical | Industry: Residential Construction | Exchange: NYSE (USA) | Market Cap: 22.512m USD | Total Return: 17.4% in 12m
Avg Turnover: 198M
EPS Trend: -11.9%
Qual. Beats: 0
Rev. Trend: 52.3%
Qual. Beats: 0
Warnings
Choppy
Tailwinds
No distinct edge detected
PulteGroup, Inc. is a leading U.S. residential homebuilder that operates an integrated business model encompassing land acquisition, development, and construction. The company markets diverse housing types, including single-family detached homes, townhomes, and condominiums, through a portfolio of established brands such as Centex, Pulte Homes, and Del Webb.
The firm targets various consumer segments, ranging from first-time buyers to active adults, and maintains a financial services arm to provide mortgage banking, title, and insurance services. This vertical integration allows homebuilders to capture additional revenue streams and exert greater control over the closing process.
The homebuilding sector is highly sensitive to interest rate fluctuations and regional demographic shifts, which directly impact housing affordability and demand. You can explore further valuation metrics for PHM on ValueRay. Founded in 1950 and headquartered in Atlanta, PulteGroup remains a significant constituent of the domestic residential construction market.
- Mortgage rate fluctuations directly impact homebuyer affordability and new contract cancellation rates
- Strategic land acquisition and development pipeline determines future housing delivery volume capacity
- Del Webb brand performance drives revenue through aging baby boomer demographic demand
- Input cost inflation for labor and materials pressures homebuilding gross profit margins
- Mortgage banking and title services provide high-margin supplemental revenue to core construction
| Net Income: 2.04b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.09 > 0.02 and ΔFCF/TA 0.66 > 1.0 |
| NWC/Revenue: 76.04% < 20% (prev 63.56%; Δ 12.47% < -1%) |
| CFO/TA 0.10 > 3% & CFO 1.74b > Net Income 2.04b |
| Net Debt (222.3m) to EBITDA (2.78b): 0.08 < 3 |
| Current Ratio: 5.48 > 1.5 & < 3 |
| Outstanding Shares: last quarter (193.9m) vs 12m ago -4.82% < -2% |
| Gross Margin: 26.06% > 18% (prev 28.60%; Δ -2.54% > 0.5%) |
| Asset Turnover: 94.72% > 50% (prev 103.2%; Δ -8.48% > 0%) |
| Interest Coverage Ratio: 4.16k > 6 (EBIT TTM 2.67b / Interest Expense TTM 642k) |
| A: 0.70 (Total Current Assets 15.7b - Total Current Liabilities 2.86b) / Total Assets 18.2b |
| B: 0.52 (Retained Earnings 9.44b / Total Assets 18.2b) |
| C: 0.15 (EBIT TTM 2.67b / Avg Total Assets 17.8b) |
| D: 2.47 (Book Value of Equity 13.0b / Total Liabilities 5.24b) |
| Altman-Z'' = 9.91 = AAA |
| DSRI: 1.12 (Receivables 265.9m/253.4m, Revenue 16.8b/17.9b) |
| GMI: 1.10 (GM 28.60% / 26.06%) |
| AQI: 0.70 (AQ_t 0.12 / AQ_t-1 0.17) |
| SGI: 0.94 (Revenue 16.8b / 17.9b) |
| TATA: 0.02 (NI 2.04b - CFO 1.74b) / TA 18.2b) |
| Beneish M = -3.06 (Cap -4..+1) = AA |
As of June 07, 2026, the stock is trading at USD 118.40 with a total of 1,281,392 shares traded.
Over the past week, the price has changed by +0.19%,
over one month by +0.36%,
over three months by -8.48% and
over the past year by +17.42%.
PulteGroup has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy PHM.
- StrongBuy: 7
- Buy: 3
- Hold: 7
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 137.5 | 16.1% |
P/E Trailing = 11.4294
P/E Forward = 11.6144
P/S = 1.3482
P/B = 1.7328
P/EG = 1.0554
Revenue TTM = 16.8b USD
EBIT TTM = 2.67b USD
EBITDA TTM = 2.78b USD
Long Term Debt = 2.28b USD (from longTermDebt, last quarter)
Short Term Debt = 478.7m USD (from shortTermDebt, last quarter)
Debt = 2.54b USD (from shortLongTermDebtTotal, last quarter) + Leases 133.2m
Net Debt = 222.3m USD (calculated: Debt 2.54b - CCE 2.32b)
Enterprise Value = 22.7b USD (22.5b + Debt 2.54b - CCE 2.32b)
Interest Coverage Ratio = 4.16k (Ebit TTM 2.67b / Interest Expense TTM 642k)
EV/FCF = 13.83x (Enterprise Value 22.7b / FCF TTM 1.64b)
FCF Yield = 7.23% (FCF TTM 1.64b / Enterprise Value 22.7b)
FCF Margin = 9.77% (FCF TTM 1.64b / Revenue TTM 16.8b)
Net Margin = 12.14% (Net Income TTM 2.04b / Revenue TTM 16.8b)
Gross Margin = 26.06% ((Revenue TTM 16.8b - Cost of Revenue TTM 12.4b) / Revenue TTM)
Gross Margin QoQ = 24.12% (prev 24.78%)
Tobins Q-Ratio = 1.25 (Enterprise Value 22.7b / Total Assets 18.2b)
Interest Expense / Debt = 0.03% (Interest Expense 642k / Debt 2.54b)
Taxrate = 23.76% (636.7m / 2.68b)
NOPAT = 2.04b (EBIT 2.67b * (1 - 23.76%))
Current Ratio = 5.48 (Total Current Assets 15.7b / Total Current Liabilities 2.86b)
Debt / Equity = 0.20 (Debt 2.54b / totalStockholderEquity, last quarter 13.0b)
Debt / EBITDA = 0.08 (Net Debt 222.3m / EBITDA 2.78b)
Debt / FCF = 0.14 (Net Debt 222.3m / FCF TTM 1.64b)
Total Stockholder Equity = 12.8b (last 4 quarters mean from totalStockholderEquity)
RoA = 11.50% (Net Income 2.04b / Total Assets 18.2b)
RoE = 15.92% (Net Income TTM 2.04b / Total Stockholder Equity 12.8b)
RoCE = 17.67% (EBIT 2.67b / Capital Employed (Equity 12.8b + L.T.Debt 2.28b))
RoIC = 13.60% (NOPAT 2.04b / Invested Capital 15.0b)
WACC = 8.22% (E(22.5b)/V(25.1b) * Re(9.14%) + D(2.54b)/V(25.1b) * Rd(0.03%) * (1-Tc(0.24)))
Discount Rate = 9.14% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -100.00 | Cagr: -4.65%
[DCF] Terminal Value 77.70% ; FCFF base≈1.57b ; Y1≈1.77b ; Y5≈2.51b
[DCF] Fair Price = 197.7 (EV 37.9b - Net Debt 222.3m = Equity 37.7b / Shares 190.5m; r=8.35% [WACC [floored]]; 5y FCF grow 13.29% → 2.50% )
EPS Correlation: -11.90 | EPS CAGR: -1.26% | SUE: -0.04 | # QB: 0
Revenue Correlation: 52.31 | Revenue CAGR: 2.02% | SUE: 0.21 | # QB: 0
EPS current Quarter (2026-06-30): EPS=2.35 | Chg30d=-0.59% | Revisions=-75% | Analysts=12
EPS next Quarter (2026-09-30): EPS=2.79 | Chg30d=-0.36% | Revisions=+25% | Analysts=12
EPS current Year (2026-12-31): EPS=10.02 | Chg30d=-0.15% | Revisions=-62% | GrowthEPS=-9.8% | GrowthRev=-4.9%
EPS next Year (2027-12-31): EPS=11.16 | Chg30d=-0.17% | Revisions=-47% | GrowthEPS=+11.4% | GrowthRev=+4.2%
[Analyst] Revisions Ratio: -75%