(PHM) PulteGroup - Overview

Sector: Consumer Cyclical | Industry: Residential Construction | Exchange: NYSE (USA) | Market Cap: 22.536m USD | Total Return: 26.8% in 12m

Housing, Land, Mortgages, Title, Insurance
Total Rating 49
Safety 66
Buy Signal 0.65
Residential Construction
Industry Rotation: +2.0
Market Cap: 22.5B
Avg Turnover: 203M USD
ATR: 3.44%
Peers RS (IBD): 78.6
Risk 5d forecast
Volatility35.1%
Rel. Tail Risk-9.51%
Reward TTM
Sharpe Ratio0.89
Alpha-8.54
Character TTM
Beta1.011
Beta Downside1.318
Drawdowns 3y
Max DD38.01%
CAGR/Max DD0.75
EPS (Earnings per Share) EPS (Earnings per Share) of PHM over the last years for every Quarter: "2021-03": 1.13, "2021-06": 1.9, "2021-09": 1.82, "2021-12": 2.61, "2022-03": 1.83, "2022-06": 2.73, "2022-09": 2.69, "2022-12": 3.85, "2023-03": 2.35, "2023-06": 3.21, "2023-09": 2.9, "2023-12": 3.28, "2024-03": 3.1, "2024-06": 3.83, "2024-09": 3.35, "2024-12": 4.43, "2025-03": 2.57, "2025-06": 3.03, "2025-09": 2.96, "2025-12": 2.56,
EPS CAGR: 9.36%
EPS Trend: 34.4%
Last SUE: -0.66
Qual. Beats: 0
Revenue Revenue of PHM over the last years for every Quarter: 2021-03: 2729.791, 2021-06: 3359.484, 2021-09: 3479.05, 2021-12: 4358.558, 2022-03: 3149.519, 2022-06: 3926.186, 2022-09: 3895.062, 2022-12: 5171.378, 2023-03: 3575.641, 2023-06: 4188.753, 2023-09: 4003.533, 2023-12: 4293.652, 2024-03: 3949.16, 2024-06: 4599.655, 2024-09: 4476.342, 2024-12: 4921.794, 2025-03: 3892.65, 2025-06: 4403.755, 2025-09: 4404.799, 2025-12: 4610.748,
Rev. CAGR: 10.70%
Rev. Trend: 51.2%
Last SUE: 1.39
Qual. Beats: 1

Warnings

No concerns identified

Tailwinds

Squeeze

Description: PHM PulteGroup

PulteGroup, Inc. (PHM) operates in the homebuilding sector in the United States. Its core business involves acquiring and developing land, then constructing and selling various residential properties, including single-family homes, townhomes, condominiums, and duplexes.

The company utilizes multiple brands, such as Centex, Pulte Homes, and Del Webb, to target different market segments. Homebuilders often differentiate their offerings through brand recognition and community design. PulteGroup also extends its services to include mortgage banking, title, and insurance operations, a common strategy in the housing industry to provide comprehensive customer solutions and capture additional revenue streams.

For more detailed financial analysis of PHM and its peers, consider exploring ValueRay.

Headlines to Watch Out For
  • Mortgage rate fluctuations impact homebuyer affordability
  • Land acquisition costs influence profit margins
  • Housing demand shifts affect sales volume
  • Regulatory changes in zoning and building codes pose risks
  • Economic growth drives consumer confidence in housing
Piotroski VR‑10 (Strict) 5.5
Net Income: 2.22b TTM > 0 and > 6% of Revenue
FCF/TA: 0.10 > 0.02 and ΔFCF/TA 0.69 > 1.0
NWC/Revenue: 72.94% < 20% (prev 73.29%; Δ -0.35% < -1%)
CFO/TA 0.10 > 3% & CFO 1.87b > Net Income 2.22b
Net Debt (394.4m) to EBITDA (3.02b): 0.13 < 3
Current Ratio: 5.91 > 1.5 & < 3
Outstanding Shares: last quarter (195.8m) vs 12m ago -5.04% < -2%
Gross Margin: 26.75% > 18% (prev 0.29%; Δ 2.65k% > 0.5%)
Asset Turnover: 97.77% > 50% (prev 103.4%; Δ -5.58% > 0%)
Interest Coverage Ratio: 4.81k > 6 (EBITDA TTM 3.02b / Interest Expense TTM 605k)
Altman Z'' 9.38
A: 0.70 (Total Current Assets 15.20b - Total Current Liabilities 2.57b) / Total Assets 18.05b
B: 0.53 (Retained Earnings 9.49b / Total Assets 18.05b)
C: 0.16 (EBIT TTM 2.91b / Avg Total Assets 17.71b)
D: 1.88 (Book Value of Equity 9.50b / Total Liabilities 5.06b)
Altman-Z'' Score: 9.38 = AAA
Beneish M -2.15
DSRI: 1.09 (Receivables 265.9m/253.4m, Revenue 17.31b/17.95b)
GMI: 1.09 (GM 26.75% / 29.09%)
AQI: 2.24 (AQ_t 0.14 / AQ_t-1 0.06)
SGI: 0.96 (Revenue 17.31b / 17.95b)
TATA: 0.02 (NI 2.22b - CFO 1.87b) / TA 18.05b)
Beneish M-Score: -2.15 (Cap -4..+1) = BB
What is the price of PHM shares? As of April 10, 2026, the stock is trading at USD 122.23 with a total of 1,423,216 shares traded.
Over the past week, the price has changed by +4.21%, over one month by -3.29%, over three months by -7.34% and over the past year by +26.80%.
Is PHM a buy, sell or hold? PulteGroup has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy PHM.
  • StrongBuy: 7
  • Buy: 3
  • Hold: 7
  • Sell: 0
  • StrongSell: 0
What are the forecasts/targets for the PHM price?
Analysts Target Price 143.4 17.3%
PulteGroup (PHM) - Fundamental Data Overview as of 06 April 2026
P/E Trailing = 10.5477
P/E Forward = 11.5607
P/S = 1.3018
P/B = 1.7305
P/EG = 1.0505
Revenue TTM = 17.31b USD
EBIT TTM = 2.91b USD
EBITDA TTM = 3.02b USD
Long Term Debt = 1.63b USD (from longTermDebt, last quarter)
Short Term Debt = 560.9m USD (from shortTermDebt, last quarter)
Debt = 2.40b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 394.4m USD (from netDebt column, last quarter)
Enterprise Value = 22.96b USD (22.54b + Debt 2.40b - CCE 1.98b)
Interest Coverage Ratio = 4.81k (Ebit TTM 2.91b / Interest Expense TTM 605k)
EV/FCF = 13.13x (Enterprise Value 22.96b / FCF TTM 1.75b)
FCF Yield = 7.62% (FCF TTM 1.75b / Enterprise Value 22.96b)
FCF Margin = 10.10% (FCF TTM 1.75b / Revenue TTM 17.31b)
Net Margin = 12.82% (Net Income TTM 2.22b / Revenue TTM 17.31b)
Gross Margin = 26.75% ((Revenue TTM 17.31b - Cost of Revenue TTM 12.68b) / Revenue TTM)
Gross Margin QoQ = 24.78% (prev 27.77%)
Tobins Q-Ratio = 1.27 (Enterprise Value 22.96b / Total Assets 18.05b)
Interest Expense / Debt = 0.01% (Interest Expense 167k / Debt 2.40b)
Taxrate = 23.45% (153.6m / 655.2m)
NOPAT = 2.23b (EBIT 2.91b * (1 - 23.45%))
Current Ratio = 5.91 (Total Current Assets 15.20b / Total Current Liabilities 2.57b)
Debt / Equity = 0.19 (Debt 2.40b / totalStockholderEquity, last quarter 12.99b)
Debt / EBITDA = 0.13 (Net Debt 394.4m / EBITDA 3.02b)
Debt / FCF = 0.23 (Net Debt 394.4m / FCF TTM 1.75b)
Total Stockholder Equity = 12.67b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.53% (Net Income 2.22b / Total Assets 18.05b)
RoE = 17.51% (Net Income TTM 2.22b / Total Stockholder Equity 12.67b)
RoCE = 20.36% (EBIT 2.91b / Capital Employed (Equity 12.67b + L.T.Debt 1.63b))
RoIC = 15.10% (NOPAT 2.23b / Invested Capital 14.76b)
WACC = 8.62% (E(22.54b)/V(24.94b) * Re(9.54%) + D(2.40b)/V(24.94b) * Rd(0.01%) * (1-Tc(0.23)))
Discount Rate = 9.54% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.74%
[DCF] Terminal Value 78.14% ; FCFF base≈1.67b ; Y1≈1.91b ; Y5≈2.64b
[DCF] Fair Price = 211.4 (EV 40.89b - Net Debt 394.4m = Equity 40.50b / Shares 191.6m; r=8.62% [WACC]; 5y FCF grow 16.44% → 3.0% )
EPS Correlation: 34.38 | EPS CAGR: 9.36% | SUE: -0.66 | # QB: 0
Revenue Correlation: 51.22 | Revenue CAGR: 10.70% | SUE: 1.39 | # QB: 1
EPS next Quarter (2026-06-30): EPS=2.62 | Chg7d=+0.011 | Chg30d=+0.017 | Revisions Net=-7 | Analysts=13
EPS current Year (2026-12-31): EPS=10.17 | Chg7d=+0.021 | Chg30d=-0.011 | Revisions Net=-11 | Growth EPS=-8.5% | Growth Revenue=-4.7%
EPS next Year (2027-12-31): EPS=11.32 | Chg7d=+0.081 | Chg30d=-0.191 | Revisions Net=-5 | Growth EPS=+11.3% | Growth Revenue=+5.0%
[Analyst] Revisions Ratio: -1.00 (0 Up / 7 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 0.1% (Discount Rate 9.5% - Earnings Yield 9.5%)
[Growth] Growth Spread = -4.9% (Analyst -4.8% - Implied 0.1%)
External Resources
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