(PHM) PulteGroup - Ratings and Ratios
Homes, Land, Mortgage Loans, Title Insurance, Closing Services
PHM EPS (Earnings per Share)
PHM Revenue
Description: PHM PulteGroup
PulteGroup Inc (NYSE:PHM) is a leading US homebuilding company operating through various subsidiaries. The company is involved in acquiring and developing land for residential purposes and constructing homes, offering a range of designs under different brand names. Additionally, PulteGroup provides financing options to homebuyers through mortgage loan origination, sells servicing rights, and offers title insurance and closing services.
To further analyze PulteGroups performance, we can examine key performance indicators (KPIs) such as revenue growth, gross margin, and return on equity (RoE). With a RoE of 24.94%, the company demonstrates a strong ability to generate profits from shareholders equity. Other relevant KPIs include the companys homebuilding backlog, average sales price, and community count, which can indicate the companys growth prospects and operational efficiency.
From a valuation perspective, PulteGroups price-to-earnings (P/E) ratio of 7.72 suggests that the stock may be undervalued relative to its earnings. However, the forward P/E ratio of 9.96 indicates expected earnings growth. To better understand the companys valuation, we can compare its P/E ratio to that of its peers in the homebuilding industry and examine its historical valuation multiples.
To assess PulteGroups future prospects, we can analyze trends in the US housing market, including factors such as housing demand, mortgage rates, and land prices. The companys ability to adapt to changing market conditions, manage its land inventory, and maintain a strong brand portfolio will be crucial in driving its future performance.
PHM Stock Overview
| Market Cap in USD | 27,050m |
| Sub-Industry | Homebuilding |
| IPO / Inception | 1985-07-01 |
PHM Stock Ratings
| Growth Rating | 44.2% |
| Fundamental | 75.2% |
| Dividend Rating | 59.2% |
| Return 12m vs S&P 500 | -18.8% |
| Analyst Rating | 4.0 of 5 |
PHM Dividends
| Dividend Yield 12m | 0.72% |
| Yield on Cost 5y | 2.04% |
| Annual Growth 5y | 10.40% |
| Payout Consistency | 85.8% |
| Payout Ratio | 6.6% |
PHM Growth Ratios
| Growth Correlation 3m | 96.4% |
| Growth Correlation 12m | -36.2% |
| Growth Correlation 5y | 81.9% |
| CAGR 5y | 51.65% |
| CAGR/Max DD 3y | 1.36 |
| CAGR/Mean DD 3y | 8.67 |
| Sharpe Ratio 12m | -0.66 |
| Alpha | 0.00 |
| Beta | 0.969 |
| Volatility | 31.60% |
| Current Volume | 2257.8k |
| Average Volume 20d | 2008.1k |
| Stop Loss | 129.8 (-3%) |
| Signal | 0.56 |
Piotroski VR‑10 (Strict, 0-10) 4.5
| Net Income (2.74b TTM) > 0 and > 6% of Revenue (6% = 1.06b TTM) |
| FCFTA 0.07 (>2.0%) and ΔFCFTA -0.37pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 71.40% (prev 75.56%; Δ -4.16pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 1.45b <= Net Income 2.74b (YES >=105%, WARN >=100%) |
| Net Debt (887.3m) to EBITDA (3.67b) ratio: 0.24 <= 3.0 (WARN <= 3.5) |
| Current Ratio 6.20 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (200.7m) change vs 12m ago -4.98% (target <= -2.0% for YES) |
| Gross Margin 27.81% (prev 30.15%; Δ -2.34pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 103.7% (prev 101.8%; Δ 1.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 6947 (EBITDA TTM 3.67b / Interest Expense TTM 515.0k) >= 6 (WARN >= 3) |
Altman Z'' 9.72
| (A) 0.72 = (Total Current Assets 15.06b - Total Current Liabilities 2.43b) / Total Assets 17.59b |
| (B) 0.52 = Retained Earnings (Balance) 9.11b / Total Assets 17.59b |
| (C) 0.21 = EBIT TTM 3.58b / Avg Total Assets 17.07b |
| (D) 1.82 = Book Value of Equity 9.11b / Total Liabilities 5.01b |
| Total Rating: 9.72 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 75.21
| 1. Piotroski 4.50pt = -0.50 |
| 2. FCF Yield 4.63% = 2.32 |
| 3. FCF Margin 7.45% = 1.86 |
| 4. Debt/Equity 0.21 = 2.48 |
| 5. Debt/Ebitda 0.71 = 2.12 |
| 6. ROIC - WACC 10.57% = 12.50 |
| 7. RoE 22.59% = 1.88 |
| 8. Rev. Trend 20.08% = 1.51 |
| 9. EPS Trend 20.82% = 1.04 |
What is the price of PHM shares?
Over the past week, the price has changed by -1.92%, over one month by +4.59%, over three months by +31.20% and over the past year by -3.53%.
Is PulteGroup a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PHM is around 161.38 USD . This means that PHM is currently undervalued and has a potential upside of +20.55% (Margin of Safety).
Is PHM a buy, sell or hold?
- Strong Buy: 7
- Buy: 3
- Hold: 7
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PHM price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 137 | 2.3% |
| Analysts Target Price | 137 | 2.3% |
| ValueRay Target Price | 180.4 | 34.7% |
Last update: 2025-09-15 04:42
PHM Fundamental Data Overview
CCE Cash And Equivalents = 1.23b USD (last quarter)
P/E Trailing = 10.2697
P/E Forward = 12.7389
P/S = 1.5287
P/B = 2.1511
P/EG = 0.4247
Beta = 1.275
Revenue TTM = 17.69b USD
EBIT TTM = 3.58b USD
EBITDA TTM = 3.67b USD
Long Term Debt = 2.12b USD (from longTermDebt, last quarter)
Short Term Debt = 498.4m USD (from shortTermDebt, last quarter)
Debt = 2.62b USD (Calculated: Short Term 498.4m + Long Term 2.12b)
Net Debt = 887.3m USD (from netDebt column, last quarter)
Enterprise Value = 28.44b USD (27.05b + Debt 2.62b - CCE 1.23b)
Interest Coverage Ratio = 6947 (Ebit TTM 3.58b / Interest Expense TTM 515.0k)
FCF Yield = 4.63% (FCF TTM 1.32b / Enterprise Value 28.44b)
FCF Margin = 7.45% (FCF TTM 1.32b / Revenue TTM 17.69b)
Net Margin = 15.50% (Net Income TTM 2.74b / Revenue TTM 17.69b)
Gross Margin = 27.81% ((Revenue TTM 17.69b - Cost of Revenue TTM 12.77b) / Revenue TTM)
Tobins Q-Ratio = 3.12 (Enterprise Value 28.44b / Book Value Of Equity 9.11b)
Interest Expense / Debt = 0.01% (Interest Expense 141.0k / Debt 2.62b)
Taxrate = 23.03% (922.6m / 4.01b)
NOPAT = 2.75b (EBIT 3.58b * (1 - 23.03%))
Current Ratio = 6.20 (Total Current Assets 15.06b / Total Current Liabilities 2.43b)
Debt / Equity = 0.21 (Debt 2.62b / last Quarter total Stockholder Equity 12.57b)
Debt / EBITDA = 0.71 (Net Debt 887.3m / EBITDA 3.67b)
Debt / FCF = 1.99 (Debt 2.62b / FCF TTM 1.32b)
Total Stockholder Equity = 12.14b (last 4 quarters mean)
RoA = 15.59% (Net Income 2.74b, Total Assets 17.59b )
RoE = 22.59% (Net Income TTM 2.74b / Total Stockholder Equity 12.14b)
RoCE = 25.09% (Ebit 3.58b / (Equity 12.14b + L.T.Debt 2.12b))
RoIC = 19.31% (NOPAT 2.75b / Invested Capital 14.26b)
WACC = 8.74% (E(27.05b)/V(29.67b) * Re(9.59%)) + (D(2.62b)/V(29.67b) * Rd(0.01%) * (1-Tc(0.23)))
Shares Correlation 3-Years: -100.00 | Cagr: -1.32%
Discount Rate = 9.59% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 72.18% ; FCFE base≈1.31b ; Y1≈1.26b ; Y5≈1.24b
Fair Price DCF = 86.43 (DCF Value 17.05b / Shares Outstanding 197.3m; 5y FCF grow -4.91% → 3.0% )
EPS Correlation: 20.82 | EPS CAGR: 4.42% | SUE: 0.16 | # QB: False
Revenue Correlation: 20.08 | Revenue CAGR: 4.56%
Additional Sources for PHM Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle