(PRG) PROG Holdings - Ratings and Ratios

PROG Holdings, Inc. (NYSE:PRG), a financial technology holding company, specializes in providing consumer payment and credit solutions in the United States. The company operates through two primary segments: Progressive Leasing and Vive Financial. Progressive Leasing offers in-store, app-based, and e-commerce point-of-sale lease-to-own solutions, enabling consumers to access products with flexible payment options. Vive Financial, on the other hand, provides omnichannel second-look revolving credit products, targeting customers who may not qualify for traditional credit. Additionally, the company offers a buy now, pay later (BNPL) option through four interest-free installments and a credit-building tool called Build. Formerly known as Aarons Holdings Company, Inc., the company rebranded as PROG Holdings, Inc. in December 2020. Headquartered in Draper, Utah, PROG Holdings has been in operation since 1955 and has established itself as a key player in the consumer finance industry.

From a forecasting perspective, shows that PRGs stock is currently trading at $27.08, below its 200-day SMA of $39.84, indicating potential long-term bearish pressure. However, the 20-day and 50-day SMAs are rising, suggesting short-term momentum could improve. The average true range (ATR) of 1.24 reflects moderate volatility. On the fundamental side, highlights a market cap of $1.037B, a low P/E ratio of 5.28, and a high return on equity (RoE) of 32.09%, signaling strong profitability. However, the forward P/E of 51.28 suggests high future growth expectations. The P/S ratio of 0.41 indicates undervaluation relative to its revenue. Overall, PRGs stock presents a mixed outlook, with strong fundamentals offset by technical challenges.