PSTL Stock Analysis: Postal Realty Trust | NYSE
REIT - Office | NYSE, USA | Market Cap: 875m USD | 12M Return: 49.3% | US73757R1023 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 5.12M
EPS Trend: 95.6%
Qual. Beats: 1
Rev. Trend: 99.7%
Qual. Beats: 2
Warnings
Tailwinds
Seasonality 7.4 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Postal Realty Trust, Inc. (NYSE: PSTL) is an internally managed real estate investment trust (REIT) that owns and manages a portfolio of over 2,300 properties, leased primarily to the United States Postal Service (USPS). Headquartered in Cedarhurst, New York, the company is structured as a small-cap REIT with a market capitalization of approximately $903 million and has been publicly traded since its May 2019 IPO. As a specialized net-lease REIT, Postal Realty generates revenue through long-term lease agreements with the USPS, making its business model highly dependent on the operational and financial health of its single largest tenant.
- USPS mail volume decline pressures long-term lease demand
- Property acquisitions accelerate revenue growth across portfolio
- Interest rate hikes increase borrowing costs for acquisitions
| Net Income: 18.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA -0.16 > 1.0 |
| NWC/Revenue: 2.76% < 20% (prev -59.54%; Δ 62.30% < -1%) |
| CFO/TA 0.06 > 3% & CFO 47.3m > Net Income 18.7m |
| Net Debt (354.6m) to EBITDA (63.7m): 5.57 < 3 |
| Current Ratio: 1.19 > 1.5 & < 3 |
| Outstanding Shares: last quarter (27.7m) vs 12m ago 17.98% < -2% |
| Gross Margin: 78.09% > 18% (prev 77.25%; Δ 0.83% > 0.5%) |
| Asset Turnover: 13.84% > 50% (prev 12.54%; Δ 1.30% > 0%) |
| Interest Coverage Ratio: 2.11 > 6 (EBIT TTM 39.8m / Interest Expense TTM 18.9m) |
| A: 0.00 (Total Current Assets 18.6m - Total Current Liabilities 15.6m) / Total Assets 836.6m |
| B: -0.09 (Retained Earnings -78.9m / Total Assets 836.6m) |
| C: 0.05 (EBIT TTM 39.8m / Avg Total Assets 763.2m) |
| D: 0.80 (Book Value of Equity 334.6m / Total Liabilities 419.3m) |
| Altman-Z'' = 0.90 = BB |
As of October 21, 2026, the stock is trading at USD 21.63 with a total of 163,071 shares traded. Over the past week, the price has changed by -4.55%, over one month by -8.43%, over three months by -7.99% and over the past year by +49.25%.
Current recommended Stop Loss: 20.80 (which is 3.8% or 1.4 ATR below the current price).
Postal Realty Trust has received a consensus analysts rating of 4.43. Therefore, it is recommended to buy PSTL.
- StrongBuy: 4
- Buy: 2
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 26.4 | 21.9% |
P/E Trailing = 40.7222
P/E Forward = 36.4964
P/S = 8.2918
P/B = 2.1154
Revenue TTM = 105.7m USD
EBIT TTM = 39.8m USD
EBITDA TTM = 63.7m USD
Long Term Debt = 337.1m USD (from longTermDebt, last quarter)
Short Term Debt = 303.6m USD (from shortTermDebt, last quarter)
Debt = 356.5m USD (from shortLongTermDebtTotal, last quarter) + Leases 7.90m
Net Debt = 354.6m USD (calculated: Debt 356.5m - CCE 1.83m)
Enterprise Value = 1.23b USD (875.2m + Debt 356.5m - CCE 1.83m)
Interest Coverage Ratio = 2.11 (Ebit TTM 39.8m / Interest Expense TTM 18.9m)
EV/FCF = 29.73x (Enterprise Value 1.23b / FCF TTM 41.4m)
FCF Yield = 3.36% (FCF TTM 41.4m / Enterprise Value 1.23b)
FCF Margin = 39.16% (FCF TTM 41.4m / Revenue TTM 105.7m)
Net Margin = 17.68% (Net Income TTM 18.7m / Revenue TTM 105.7m)
Gross Margin = 78.09% ((Revenue TTM 105.7m - Cost of Revenue TTM 23.1m) / Revenue TTM)
Gross Margin QoQ = 88.80% (prev 30.88%)
Tobins Q-Ratio = 1.47 (Enterprise Value 1.23b / Total Assets 836.6m)
Interest Expense / Debt = 5.29% (Interest Expense 18.9m / Debt 356.5m)
Taxrate = 0.24% (53.0k / 22.1m)
NOPAT = 39.7m (EBIT 39.8m * (1 - 0.24%))
Current Ratio = 1.19 (Total Current Assets 18.6m / Total Current Liabilities 15.6m)
Debt / Equity = 1.07 (Debt 356.5m / totalStockholderEquity, last quarter 334.6m)
Debt / EBITDA = 5.57 (Net Debt 354.6m / EBITDA 63.7m)
Debt / FCF = 8.57 (Net Debt 354.6m / FCF TTM 41.4m)
Total Stockholder Equity = 296.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.45% (Net Income 18.7m / Total Assets 836.6m)
RoE = 6.30% (Net Income TTM 18.7m / Total Stockholder Equity 296.5m)
RoCE = 6.28% (EBIT 39.8m / Capital Employed (Equity 296.5m + L.T.Debt 337.1m))
RoIC = 3.54% (NOPAT 39.7m / Invested Capital 1.12b)
WACC = 5.65% (E(875.2m)/V(1.23b) * Re(5.80%) + D(356.5m)/V(1.23b) * Rd(5.29%) * (1-Tc(0.00)))
Discount Rate = 5.80% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 91.83 | Cagr: 10.74%
[DCF] Terminal Value 77.97% ; FCFF base≈38.9m ; Y1≈44.6m ; Y5≈65.6m
[DCF] Fair Price = 20.94 (EV 987.9m - Net Debt 354.6m = Equity 633.3m / Shares 30.2m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 95.57 | EPS CAGR: 118.6% | SUE: 1.32 | # QB: 1
Revenue Correlation: 99.70 | Revenue CAGR: 22.83% | SUE: 1.11 | # QB: 2
EPS current Quarter (2026-09-30): EPS=0.22 | Chg30d=+9.71% | Revisions=+40% | Analysts=2
EPS current Year (2026-12-31): EPS=0.75 | Chg30d=+9.18% | Revisions=+40% | GrowthEPS=+20.7% | GrowthRev=+19.6%
EPS next Year (2027-12-31): EPS=0.83 | Chg30d=+8.30% | Revisions=+40% | GrowthEPS=+10.9% | GrowthRev=+16.4%
[Analyst] Revisions Ratio: +67% (up=6, down=0)