RITM Stock Analysis: Rithm Capital | NYSE
REIT - Mortgage | NYSE, USA | Market Cap: 4.749m USD | 12M Return: -13% | US64828T2015 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 57.0M
EPS Trend: 87.3%
Qual. Beats: 1
Rev. Trend: 90.4%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Rithm Capital Corp. (NYSE: RITM) is a U.S.-based asset manager operating across real estate, credit, and financial services through three segments: Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio. Its investment portfolio spans single-family rental (SFR) properties, residential mortgage loans, real estate securities, excess mortgage servicing rights, servicer advance investments, collateralized loan obligations (CLOs), consumer loans, and title, appraisal, and property preservation services. The company also originates government-sponsored enterprise (GSE) and government-guaranteed loans, as well as non-GSE residential transitional loans.
Structured as a real estate investment trust (REIT), Rithm is generally exempt from federal corporate income tax provided it distributes at least 90% of its taxable income to shareholders-a feature common to REITs that typically results in higher dividend payouts but limits reinvestment flexibility. Originally incorporated in 2011 as New Residential Investment Corp., the company rebranded as Rithm Capital in August 2022, reflecting its evolution from a mortgage-focused REIT into a broader alternative asset manager. Its mid-cap valuation places it among mid-sized U.S. financial firms operating at the intersection of housing finance and asset management.
- Mortgage origination volume pressured by elevated interest rates
- MSR portfolio gains on interest rate volatility
- Asset management AUM expansion drives fee income growth
| Net Income: 472.3m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.03 > 0.02 and ΔFCF/TA -2.91 > 1.0 |
| NWC/Revenue: 37.88% < 20% (prev -47.79%; Δ 85.67% < -1%) |
| CFO/TA -0.03 > 3% & CFO -1.73b > Net Income 472.3m |
| Net Debt (33.8b) to EBITDA (1.27b): 26.73 < 3 |
| Current Ratio: 1.12 > 1.5 & < 3 |
| Outstanding Shares: last quarter (568.3m) vs 12m ago 5.75% < -2% |
| Gross Margin: 79.71% > 18% (prev 93.33%; Δ -13.62% > 0.5%) |
| Asset Turnover: 11.50% > 50% (prev 11.90%; Δ -0.40% > 0%) |
| Interest Coverage Ratio: 0.58 > 6 (EBIT TTM 1.02b / Interest Expense TTM 1.75b) |
| A: 0.04 (Total Current Assets 20.1b - Total Current Liabilities 18.0b) / Total Assets 54.1b |
| B: -0.00 (Retained Earnings -226.4m / Total Assets 54.1b) |
| C: 0.02 (EBIT TTM 1.02b / Avg Total Assets 49.2b) |
| D: 0.19 (Book Value of Equity 8.52b / Total Liabilities 44.7b) |
| Altman-Z'' = 0.59 = B |
| DSRI: 0.17 (Receivables 732.4m/3.97b, Revenue 5.66b/5.27b) |
| GMI: 1.17 (GM 93.33% / 79.71%) |
| AQI: 0.54 (AQ_t 0.51 / AQ_t-1 0.96) |
| SGI: 1.07 (Revenue 5.66b / 5.27b) |
| TATA: 0.04 (NI 472.3m - CFO -1.73b) / TA 54.1b) |
| Beneish M = -3.77 (Cap -4..+1) = AAA |
As of October 08, 2026, the stock is trading at USD 8.53 with a total of 7,967,332 shares traded. Over the past week, the price has changed by -1.73%, over one month by -11.80%, over three months by -4.82% and over the past year by -12.96%.
Current recommended Stop Loss: 8.20 (which is 3.9% or 1.5 ATR below the current price).
Rithm Capital has received a consensus analysts rating of 4.64. Therefore, it is recommended to buy RITM.
- StrongBuy: 7
- Buy: 4
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 13.1 | 53.6% |
P/E Trailing = 14.175
P/E Forward = 4.0601
P/S = 1.1003
P/B = 0.7641
Revenue TTM = 5.66b USD
EBIT TTM = 1.02b USD
EBITDA TTM = 1.27b USD
Long Term Debt = 36.0b USD (from longTermDebt, last quarter)
Short Term Debt = 18.0b USD (from shortTermDebt, last quarter)
Debt = 40.4b USD (from shortLongTermDebtTotal, last quarter) + Leases 165.4m
Net Debt = 33.8b USD (calculated: Debt 40.4b - CCE 6.55b)
Enterprise Value = 38.6b USD (4.75b + Debt 40.4b - CCE 6.55b)
Interest Coverage Ratio = 0.58 (Ebit TTM 1.02b / Interest Expense TTM 1.75b)
EV/FCF = -22.31x (Enterprise Value 38.6b / FCF TTM -1.73b)
FCF Yield = -4.48% (FCF TTM -1.73b / Enterprise Value 38.6b)
FCF Margin = -30.57% (FCF TTM -1.73b / Revenue TTM 5.66b)
Net Margin = 8.35% (Net Income TTM 472.3m / Revenue TTM 5.66b)
Gross Margin = 79.71% ((Revenue TTM 5.66b - Cost of Revenue TTM 1.15b) / Revenue TTM)
Gross Margin QoQ = 63.81% (prev 68.80%)
Tobins Q-Ratio = 0.71 (Enterprise Value 38.6b / Total Assets 54.1b)
Interest Expense / Debt = 4.34% (Interest Expense 1.75b / Debt 40.4b)
Taxrate = 27.41% (187.6m / 684.3m)
NOPAT = 741.0m (EBIT 1.02b * (1 - 27.41%))
Current Ratio = 1.12 (Total Current Assets 20.1b / Total Current Liabilities 18.0b)
Debt / Equity = 4.74 (Debt 40.4b / totalStockholderEquity, last quarter 8.52b)
Debt / EBITDA = 26.73 (Net Debt 33.8b / EBITDA 1.27b)
Debt / FCF = -19.56 (negative FCF - burning cash) (Net Debt 33.8b / FCF TTM -1.73b)
Total Stockholder Equity = 8.51b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.96% (Net Income 472.3m / Total Assets 54.1b)
RoE = 5.55% (Net Income TTM 472.3m / Total Stockholder Equity 8.51b)
RoCE = 2.29% (EBIT 1.02b / Capital Employed (Equity 8.51b + L.T.Debt 36.0b))
RoIC = 1.38% (NOPAT 741.0m / Invested Capital 53.8b)
WACC = 3.72% (E(4.75b)/V(45.1b) * Re(8.55%) + D(40.4b)/V(45.1b) * Rd(4.34%) * (1-Tc(0.27)))
Discount Rate = 8.55% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 97.81 | Cagr: 7.20%
[DCF] Fair Price = unknown (Cash Flow -1.73b)
EPS Correlation: 87.31 | EPS CAGR: 7.09% | SUE: 1.58 | # QB: 1
Revenue Correlation: 90.39 | Revenue CAGR: 21.47% | SUE: -0.27 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.50 | Chg30d=-0.60% | Revisions=-55% | Analysts=10
EPS current Year (2026-12-31): EPS=2.30 | Chg30d=-0.20% | Revisions=+46% | GrowthEPS=-2.3% | GrowthRev=+27.1%
EPS next Year (2027-12-31): EPS=2.34 | Chg30d=-0.42% | Revisions=+15% | GrowthEPS=+2.1% | GrowthRev=+8.0%
[Analyst] Revisions Ratio: +6% (up=15, down=13)