(RKT) Rocket Companies - Ratings and Ratios
Mortgage, Real Estate, Personal Finance, Loans, Financial Services
RKT EPS (Earnings per Share)
RKT Revenue
Description: RKT Rocket Companies
Rocket Companies, Inc. (NYSE:RKT) is a multifaceted financial services company operating in the US and Canada, offering a range of services including mortgage lending, real estate, and personal finance. The companys diversified business model is segmented into Direct to Consumer and Partner Network, catering to various customer needs.
The companys suite of services includes Rocket Mortgage, a prominent mortgage lender; Rocket Homes, a real estate platform; and Rocket Loans, a personal loans business. Additionally, it provides financial wellness services through Rocket Money and software solutions like Lendesk for mortgage professionals and private lenders. This diversified portfolio enables the company to capitalize on various opportunities in the financial services market.
To evaluate the companys performance, key performance indicators (KPIs) such as revenue growth, loan origination volume, and customer acquisition costs are crucial. The companys ability to originate, close, and service agency-conforming loans is a significant contributor to its revenue. Furthermore, metrics like return on equity (RoE) of 0.10 and a forward P/E ratio of 52.91 indicate the companys profitability and valuation. With a market capitalization of $27.2 billion, Rocket Companies, Inc. is a significant player in the mortgage finance industry.
Analyzing the companys operational efficiency, metrics such as loan processing time, customer satisfaction ratings, and retention rates are essential. The companys technology-enabled services, such as Rocket Homes, enhance the home buying and selling experience, potentially leading to increased customer satisfaction and loyalty. Moreover, the companys software solutions, like Lendesk, provide a competitive edge in the market by streamlining processes for mortgage professionals and private lenders.
RKT Stock Overview
| Market Cap in USD | 44,557m |
| Sub-Industry | Commercial & Residential Mortgage Finance |
| IPO / Inception | 2020-08-06 |
RKT Stock Ratings
| Growth Rating | 41.1% |
| Fundamental | 39.6% |
| Dividend Rating | 3.25% |
| Return 12m vs S&P 500 | -0.11% |
| Analyst Rating | 3.17 of 5 |
RKT Dividends
| Dividend Yield 12m | 4.63% |
| Yield on Cost 5y | 4.02% |
| Annual Growth 5y | -4.61% |
| Payout Consistency | 22.9% |
| Payout Ratio | 4.0% |
RKT Growth Ratios
| Growth Correlation 3m | 88.5% |
| Growth Correlation 12m | 13.5% |
| Growth Correlation 5y | -16.5% |
| CAGR 5y | 43.64% |
| CAGR/Max DD 3y | 0.86 |
| CAGR/Mean DD 3y | 2.52 |
| Sharpe Ratio 12m | -0.33 |
| Alpha | 1.26 |
| Beta | 0.747 |
| Volatility | 58.58% |
| Current Volume | 22592.6k |
| Average Volume 20d | 17756k |
| Stop Loss | 19.9 (-5.7%) |
| Signal | 0.28 |
Piotroski VR‑10 (Strict, 0-10) 1.0
| Net Income (-308.0k TTM) > 0 and > 6% of Revenue (6% = 299.5m TTM) |
| FCFTA 0.00 (>2.0%) and ΔFCFTA -0.01pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 97.16% (prev 232.9%; Δ -135.7pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 505.8m > Net Income -308.0k (YES >=105%, WARN >=100%) |
| Net Debt (15.22b) to EBITDA (239.7m) ratio: 63.51 <= 3.0 (WARN <= 3.5) |
| Current Ratio 18.43 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (171.4m) change vs 12m ago 22.76% (target <= -2.0% for YES) |
| Gross Margin 92.20% (prev 91.13%; Δ 1.06pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 18.49% (prev 20.55%; Δ -2.06pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.25 (EBITDA TTM 239.7m / Interest Expense TTM 510.7m) >= 6 (WARN >= 3) |
Altman Z'' 1.11
| (A) 0.16 = (Total Current Assets 5.13b - Total Current Liabilities 278.2m) / Total Assets 30.36b |
| (B) 0.01 = Retained Earnings (Balance) 178.5m / Total Assets 30.36b |
| (C) 0.00 = EBIT TTM 127.4m / Avg Total Assets 27.00b |
| (D) 0.01 = Book Value of Equity 177.3m / Total Liabilities 22.91b |
| Total Rating: 1.11 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 39.62
| 1. Piotroski 1.0pt = -4.0 |
| 2. FCF Yield 0.10% = 0.05 |
| 3. FCF Margin 1.25% = 0.31 |
| 4. Debt/Equity 2.69 = -0.30 |
| 5. Debt/Ebitda 83.61 = -2.50 |
| 6. ROIC - WACC -4.90% = -6.13 |
| 7. RoE -0.01% = -0.00 |
| 8. Rev. Trend 38.35% = 1.92 |
| 9. Rev. CAGR -0.94% = -0.16 |
| 10. EPS Trend 16.88% = 0.42 |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of RKT shares?
Over the past week, the price has changed by +4.15%, over one month by +15.49%, over three months by +49.01% and over the past year by +18.92%.
Is Rocket Companies a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of RKT is around 19.05 USD . This means that RKT is currently overvalued and has a potential downside of -9.72%.
Is RKT a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 11
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the RKT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 17.4 | -17.4% |
| Analysts Target Price | 17.4 | -17.4% |
| ValueRay Target Price | 20.8 | -1.6% |
Last update: 2025-09-13 04:40
RKT Fundamental Data Overview
CCE Cash And Equivalents = 5.09b USD (last quarter)
P/E Forward = 28.8184
P/S = 8.649
P/B = 5.9641
P/EG = 0.6463
Beta = 2.305
Revenue TTM = 4.99b USD
EBIT TTM = 127.4m USD
EBITDA TTM = 239.7m USD
Long Term Debt = 8.00b USD (from longTermDebt, last quarter)
Short Term Debt = 12.04b USD (from shortTermDebt, last quarter)
Debt = 20.04b USD (Calculated: Short Term 12.04b + Long Term 8.00b)
Net Debt = 15.22b USD (from netDebt column, last quarter)
Enterprise Value = 59.51b USD (44.56b + Debt 20.04b - CCE 5.09b)
Interest Coverage Ratio = 0.25 (Ebit TTM 127.4m / Interest Expense TTM 510.7m)
FCF Yield = 0.10% (FCF TTM 62.3m / Enterprise Value 59.51b)
FCF Margin = 1.25% (FCF TTM 62.3m / Revenue TTM 4.99b)
Net Margin = -0.01% (Net Income TTM -308.0k / Revenue TTM 4.99b)
Gross Margin = 92.20% ((Revenue TTM 4.99b - Cost of Revenue TTM 389.6m) / Revenue TTM)
Tobins Q-Ratio = 335.6 (set to none) (Enterprise Value 59.51b / Book Value Of Equity 177.3m)
Interest Expense / Debt = 0.74% (Interest Expense 148.6m / Debt 20.04b)
Taxrate = 4.82% (32.2m / 668.1m)
NOPAT = 121.3m (EBIT 127.4m * (1 - 4.82%))
Current Ratio = 18.43 (Total Current Assets 5.13b / Total Current Liabilities 278.2m)
Debt / Equity = 2.69 (Debt 20.04b / last Quarter total Stockholder Equity 7.45b)
Debt / EBITDA = 83.61 (Net Debt 15.22b / EBITDA 239.7m)
Debt / FCF = 321.8 (Debt 20.04b / FCF TTM 62.3m)
Total Stockholder Equity = 4.43b (last 4 quarters mean)
RoA = -0.00% (Net Income -308.0k, Total Assets 30.36b )
RoE = -0.01% (Net Income TTM -308.0k / Total Stockholder Equity 4.43b)
RoCE = 1.02% (Ebit 127.4m / (Equity 4.43b + L.T.Debt 8.00b))
RoIC = 1.36% (NOPAT 121.3m / Invested Capital 8.89b)
WACC = 6.27% (E(44.56b)/V(64.60b) * Re(8.77%)) + (D(20.04b)/V(64.60b) * Rd(0.74%) * (1-Tc(0.05)))
Shares Correlation 3-Years: 57.58 | Cagr: 1.81%
Discount Rate = 8.77% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 67.24% ; FCFE base≈57.4m ; Y1≈37.7m ; Y5≈17.2m
Fair Price DCF = 2.17 (DCF Value 300.4m / Shares Outstanding 138.4m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: 38.35 | Revenue CAGR: -0.94%
Rev Growth-of-Growth: -16.68
EPS Correlation: 16.88 | EPS CAGR: 0.0%
EPS Growth-of-Growth: -127.0
Additional Sources for RKT Stock
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Fund Manager Positions: Dataroma | Stockcircle