RSKD Stock Analysis: Riskified | NYSE
Software - Application | NYSE, USA | Market Cap: 1.031m USD | 12M Return: 84.7% | IL0011786493 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 14.2M
Qual. Beats: 0
Rev. Trend: 99.0%
Qual. Beats: 1
Warnings
Tailwinds
Seasonality 5.2 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Riskified Ltd. (NYSE: RSKD) is a New York-based software company founded in 2012 that provides an e-commerce risk intelligence platform helping online merchants across the Americas, Europe, the Middle East, Africa, and Asia-Pacific to authenticate transactions and prevent fraud. Its offerings include Chargeback Guarantee, Dispute Resolve, Policy Protect, Account Secure, and PSD2 optimization-a solution tied to compliance with the European Unions Payment Services Directive 2 and its Strong Customer Authentication requirements. Riskified serves direct-to-consumer brands, online-only and omnichannel retailers, marketplaces, and e-commerce service providers across industries such as payments, travel, electronics, and fashion and luxury goods, and is classified within the Application Software sub-industry following its 2021 NYSE listing.
- E-commerce volume growth drives chargeback guarantee revenue expansion
- Major merchant wins accelerate gross profit margin improvement
- Competition from Forter pressures pricing and enterprise win rates
| Net Income: -15.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.14 > 0.02 and ΔFCF/TA 6.85 > 1.0 |
| NWC/Revenue: 54.96% < 20% (prev 96.81%; Δ -41.85% < -1%) |
| CFO/TA 0.15 > 3% & CFO 48.3m > Net Income -15.6m |
| Current Ratio: 3.62 > 1.5 & < 3 |
| Outstanding Shares: last quarter (139.3m) vs 12m ago -12.45% < -2% |
| Gross Margin: 50.80% > 18% (prev 50.03%; Δ 0.77% > 0.5%) |
| Asset Turnover: 94.76% > 50% (prev 75.38%; Δ 19.38% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM) |
| A: 0.61 (Total Current Assets 279.7m - Total Current Liabilities 77.3m) / Total Assets 331.5m |
| B: -1.47 (Retained Earnings -487.6m / Total Assets 331.5m) |
| C: -0.03 (EBIT TTM -10.1m / Avg Total Assets 388.5m) |
| D: 1.71 (Book Value of Equity 209.2m / Total Liabilities 122.3m) |
| Altman-Z'' = 0.83 = B |
| DSRI: 1.18 (Receivables 43.2m/33.4m, Revenue 368.1m/335.8m) |
| GMI: 0.98 (GM 50.03% / 50.80%) |
| AQI: 1.31 (AQ_t 0.07 / AQ_t-1 0.05) |
| SGI: 1.10 (Revenue 368.1m / 335.8m) |
| TATA: -0.19 (NI -15.6m - CFO 48.3m) / TA 331.5m) |
| Beneish M = -2.66 (Cap -4..+1) = A |
As of October 13, 2026, the stock is trading at USD 8.57 with a total of 3,418,277 shares traded. Over the past week, the price has changed by +9.73%, over one month by +36.25%, over three months by +64.18% and over the past year by +84.70%.
Current recommended Stop Loss: 8.10 (which is 5.5% or 1.3 ATR below the current price).
Riskified has received a consensus analysts rating of 3.67. Therefore, it is recommended to hold RSKD.
- StrongBuy: 3
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 7.3 | -15.4% |
P/E Forward = 117.6471
P/S = 2.8011
P/B = 4.5065
Revenue TTM = 368.1m USD
EBIT TTM = -10.1m USD
EBITDA TTM = 1.87m USD
Long Term Debt = 17.2m USD (estimated: total debt 23.5m - short term 6.35m)
Short Term Debt = 6.35m USD (from shortTermDebt, last quarter)
Debt = 23.5m USD (from shortLongTermDebtTotal, last quarter) (leases 23.5m already included)
Net Debt = -200.0m USD (calculated: Debt 23.5m - CCE 223.6m)
Enterprise Value = 831.2m USD (1.03b + Debt 23.5m - CCE 223.6m)
Interest Coverage Ratio = unknown (Ebit TTM -10.1m / Interest Expense TTM 0.0)
EV/FCF = 17.47x (Enterprise Value 831.2m / FCF TTM 47.6m)
FCF Yield = 5.72% (FCF TTM 47.6m / Enterprise Value 831.2m)
FCF Margin = 12.92% (FCF TTM 47.6m / Revenue TTM 368.1m)
Net Margin = -4.23% (Net Income TTM -15.6m / Revenue TTM 368.1m)
Gross Margin = 50.80% ((Revenue TTM 368.1m - Cost of Revenue TTM 181.1m) / Revenue TTM)
Gross Margin QoQ = 44.98% (prev 51.34%)
Tobins Q-Ratio = 2.51 (Enterprise Value 831.2m / Total Assets 331.5m)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 23.5m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = -8.01m (EBIT -10.1m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 3.62 (Total Current Assets 279.7m / Total Current Liabilities 77.3m)
Debt / Equity = 0.11 (Debt 23.5m / totalStockholderEquity, last quarter 209.2m)
Debt / EBITDA = -107.1 (out of range, set to none) (Net Debt -200.0m / EBITDA 1.87m)
Debt / FCF = -4.20 (Net Debt -200.0m / FCF TTM 47.6m)
Total Stockholder Equity = 273.1m (last 4 quarters mean from totalStockholderEquity)
RoA = -4.01% (Net Income -15.6m / Total Assets 331.5m)
RoE = -5.70% (Net Income TTM -15.6m / Total Stockholder Equity 273.1m)
RoCE = -3.49% (EBIT -10.1m / Capital Employed (Equity 273.1m + L.T.Debt 17.2m))
RoIC = -3.31% (negative operating profit) (NOPAT -8.01m / Invested Capital 242.1m)
WACC = 10.06% (E(1.03b)/V(1.05b) * Re(10.29%) + D(23.5m)/V(1.05b) * Rd(0.0%) * (1-Tc(0.21)))
Discount Rate = 10.29% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -97.21 | Cagr: -10.11%
[DCF] Terminal Value 72.64% ; FCFF base≈41.9m ; Y1≈48.1m ; Y5≈70.7m
[DCF] Fair Price = 11.08 (EV 817.5m - Net Debt -200.0m = Equity 1.02b / Shares 91.8m; r=10.06% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: -0.51 | # QB: 0
Revenue Correlation: 98.98 | Revenue CAGR: 7.92% | SUE: 4.0 | # QB: 1
EPS current Quarter (2026-09-30): EPS=0.03 | Chg30d=N/A | Revisions=+0% | Analysts=4
EPS current Year (2026-12-31): EPS=0.25 | Chg30d=+6.09% | Revisions=+17% | GrowthEPS=+26.2% | GrowthRev=+17.9%
EPS next Year (2027-12-31): EPS=0.39 | Chg30d=+5.87% | Revisions=+17% | GrowthEPS=+53.5% | GrowthRev=+11.2%
[Analyst] Revisions Ratio: +18% (up=5, down=3)