(SCHW) Charles Schwab - Ratings and Ratios
Brokerage, Banking, Wealth Management, ETFs, Mutual Funds
SCHW EPS (Earnings per Share)
SCHW Revenue
Description: SCHW Charles Schwab
Charles Schwab Corp (NYSE:SCHW) is a leading financial services company providing a comprehensive range of wealth management, securities brokerage, banking, and asset management services to individuals and institutions in the US and internationally. The companys diverse offerings include brokerage accounts, margin lending, options trading, cash management, and advisory solutions for managed portfolios.
Key performance indicators (KPIs) for Charles Schwab Corp include its market capitalization of $169.05 billion, indicating a significant presence in the financial services sector. The companys price-to-earnings (P/E) ratio of 28.19 and forward P/E of 21.83 suggest a relatively high valuation, potentially reflecting investor confidence in its growth prospects. Additionally, the return on equity (RoE) of 13.73% indicates a decent level of profitability.
From a business perspective, Charles Schwab Corp operates through two main segments: Investor Services and Advisor Services. The company provides a range of services, including digital retirement calculators, integrated trading platforms, and self-service education and support tools, to cater to the diverse needs of its clients. Its banking products, such as checking and savings accounts, mortgage loans, and home equity lines of credit, further enhance its appeal to customers.
To evaluate the companys stock performance, we can look at its support and resistance levels. The current price of $91.61 is near the resistance level of $92.7, suggesting potential upside or downside depending on market dynamics. The companys ability to maintain its market share and grow its client base will be crucial in determining its future stock performance.
SCHW Stock Overview
| Market Cap in USD | 173,934m |
| Sub-Industry | Investment Banking & Brokerage |
| IPO / Inception | 1987-09-22 |
SCHW Stock Ratings
| Growth Rating | 75.6% |
| Fundamental | 67.0% |
| Dividend Rating | 60.7% |
| Return 12m vs S&P 500 | 30.6% |
| Analyst Rating | 4.14 of 5 |
SCHW Dividends
| Dividend Yield 12m | 1.20% |
| Yield on Cost 5y | 3.19% |
| Annual Growth 5y | 6.79% |
| Payout Consistency | 98.8% |
| Payout Ratio | 26.8% |
SCHW Growth Ratios
| Growth Correlation 3m | 89.6% |
| Growth Correlation 12m | 86.8% |
| Growth Correlation 5y | 41% |
| CAGR 5y | 24.03% |
| CAGR/Max DD 5y | 0.48 |
| Sharpe Ratio 12m | 1.28 |
| Alpha | 34.95 |
| Beta | 1.150 |
| Volatility | 24.94% |
| Current Volume | 4819.2k |
| Average Volume 20d | 7337.6k |
| Stop Loss | 94.1 (-3.1%) |
| Signal | -0.15 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (7.28b TTM) > 0 and > 6% of Revenue (6% = 1.60b TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -0.11pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 367.9% (prev -808.0%; Δ 1176 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 8.27b > Net Income 7.28b (YES >=105%, WARN >=100%) |
| Net Debt (268.0m) to EBITDA (10.81b) ratio: 0.02 <= 3.0 (WARN <= 3.5) |
| Current Ratio 13.83 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (1.82b) change vs 12m ago -0.65% (target <= -2.0% for YES) |
| Gross Margin 77.86% (prev 64.75%; Δ 13.10pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 6.11% (prev 4.86%; Δ 1.25pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.86 (EBITDA TTM 10.81b / Interest Expense TTM 5.04b) >= 6 (WARN >= 3) |
Altman Z'' 2.09
| (A) 0.23 = (Total Current Assets 105.75b - Total Current Liabilities 7.64b) / Total Assets 422.73b |
| (B) 0.10 = Retained Earnings (Balance) 40.37b / Total Assets 422.73b |
| (C) 0.02 = EBIT TTM 9.40b / Avg Total Assets 436.20b |
| (D) 0.11 = Book Value of Equity 40.37b / Total Liabilities 373.23b |
| Total Rating: 2.09 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 67.00
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield 8.22% = 4.11 |
| 3. FCF Margin 29.58% = 7.40 |
| 4. Debt/Equity 0.56 = 2.35 |
| 5. Debt/Ebitda 2.57 = -1.09 |
| 6. ROIC - WACC -0.62% = -0.77 |
| 7. RoE 14.97% = 1.25 |
| 8. Rev. Trend 69.89% = 3.49 |
| 9. Rev. CAGR 8.11% = 1.01 |
| 10. EPS Trend 16.62% = 0.42 |
| 11. EPS CAGR 3.34% = 0.33 |
What is the price of SCHW shares?
Over the past week, the price has changed by +1.33%, over one month by -0.56%, over three months by +10.58% and over the past year by +53.70%.
Is Charles Schwab a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SCHW is around 102.12 USD . This means that SCHW is currently overvalued and has a potential downside of 5.18%.
Is SCHW a buy, sell or hold?
- Strong Buy: 10
- Buy: 7
- Hold: 2
- Sell: 1
- Strong Sell: 1
What are the forecasts/targets for the SCHW price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 108 | 11.2% |
| Analysts Target Price | 91.3 | -5.9% |
| ValueRay Target Price | 114.6 | 18% |
Last update: 2025-08-23 05:04
SCHW Fundamental Data Overview
CCE Cash And Equivalents = 105.75b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 25.7581
P/E Forward = 20.7469
P/S = 8.0428
P/B = 4.0614
P/EG = 0.8239
Beta = 0.955
Revenue TTM = 26.67b USD
EBIT TTM = 9.40b USD
EBITDA TTM = 10.81b USD
Long Term Debt = 20.16b USD (from longTermDebt, last quarter)
Short Term Debt = 7.64b USD (from shortTermDebt, last quarter)
Debt = 27.81b USD (Calculated: Short Term 7.64b + Long Term 20.16b)
Net Debt = 268.0m USD (from netDebt column, last quarter)
Enterprise Value = 95.99b USD (173.93b + Debt 27.81b - CCE 105.75b)
Interest Coverage Ratio = 1.86 (Ebit TTM 9.40b / Interest Expense TTM 5.04b)
FCF Yield = 8.22% (FCF TTM 7.89b / Enterprise Value 95.99b)
FCF Margin = 29.58% (FCF TTM 7.89b / Revenue TTM 26.67b)
Net Margin = 27.31% (Net Income TTM 7.28b / Revenue TTM 26.67b)
Gross Margin = 77.86% ((Revenue TTM 26.67b - Cost of Revenue TTM 5.91b) / Revenue TTM)
Tobins Q-Ratio = 2.38 (Enterprise Value 95.99b / Book Value Of Equity 40.37b)
Interest Expense / Debt = 3.47% (Interest Expense 965.0m / Debt 27.81b)
Taxrate = 22.75% (from yearly Income Tax Expense: 1.75b / 7.69b)
NOPAT = 7.27b (EBIT 9.40b * (1 - 22.75%))
Current Ratio = 13.83 (Total Current Assets 105.75b / Total Current Liabilities 7.64b)
Debt / Equity = 0.56 (Debt 27.81b / last Quarter total Stockholder Equity 49.50b)
Debt / EBITDA = 2.57 (Net Debt 268.0m / EBITDA 10.81b)
Debt / FCF = 3.52 (Debt 27.81b / FCF TTM 7.89b)
Total Stockholder Equity = 48.65b (last 4 quarters mean)
RoA = 1.72% (Net Income 7.28b, Total Assets 422.73b )
RoE = 14.97% (Net Income TTM 7.28b / Total Stockholder Equity 48.65b)
RoCE = 13.67% (Ebit 9.40b / (Equity 48.65b + L.T.Debt 20.16b))
RoIC = 8.59% (NOPAT 7.27b / Invested Capital 84.59b)
WACC = 9.21% (E(173.93b)/V(201.74b) * Re(10.25%)) + (D(27.81b)/V(201.74b) * Rd(3.47%) * (1-Tc(0.23)))
Shares Correlation 5-Years: -90.0 | Cagr: -1.07%
Discount Rate = 10.25% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 69.03% ; FCFE base≈8.29b ; Y1≈7.62b ; Y5≈6.84b
Fair Price DCF = 47.58 (DCF Value 86.36b / Shares Outstanding 1.82b; 5y FCF grow -10.11% → 3.0% )
Revenue Correlation: 69.89 | Revenue CAGR: 8.11%
Rev Growth-of-Growth: 16.50
EPS Correlation: 16.62 | EPS CAGR: 3.34%
EPS Growth-of-Growth: 66.48
Additional Sources for SCHW Stock
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Fund Manager Positions: Dataroma | Stockcircle