(SCM) Stellus Capital Investment - Ratings and Ratios
Debt Financing, Equity Investment, Loan, Credit, Investment
SCM EPS (Earnings per Share)
SCM Revenue
Description: SCM Stellus Capital Investment
Stellus Capital Investment Corporation is a business development company that specializes in investing in private middle-market companies in the US and Canada. The company focuses on debt financing, including first lien, second lien, unitranche, and mezzanine debt, often accompanied by equity investments. It targets companies with EBITDA between $5 million and $50 million, indicating a preference for businesses with established cash flows.
To evaluate Stellus Capitals performance, key performance indicators (KPIs) such as dividend yield, net investment income (NII), and the ratio of non-accrual loans to total investments are crucial. A high dividend yield can indicate attractive returns for shareholders, while NII reflects the companys ability to generate income from its investments. The ratio of non-accrual loans to total investments is a measure of asset quality, with lower ratios suggesting a healthier portfolio.
Additionally, the companys investment portfolio composition, including the industry diversification and the average investment size, can provide insights into its risk management strategy. The net asset value (NAV) per share is another important metric, as it gives an indication of the companys intrinsic value. Comparing the NAV to the market price can help identify whether the stock is undervalued or overvalued.
Stellus Capitals financial health can be further assessed by examining its debt-to-equity ratio, interest coverage ratio, and return on equity (RoE). The provided RoE of 11.53% suggests a reasonable return for shareholders. However, a more detailed analysis of these metrics over time, along with comparisons to industry peers, would be necessary to form a comprehensive view of the companys financial stability and profitability.
SCM Stock Overview
| Market Cap in USD | 413m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2012-11-08 |
SCM Stock Ratings
| Growth Rating | 84.6% |
| Fundamental | 56.9% |
| Dividend Rating | 88.4% |
| Return 12m vs S&P 500 | 1.92% |
| Analyst Rating | 3.33 of 5 |
SCM Dividends
| Dividend Yield 12m | 13.55% |
| Yield on Cost 5y | 39.30% |
| Annual Growth 5y | 6.79% |
| Payout Consistency | 88.9% |
| Payout Ratio | 37.3% |
SCM Growth Ratios
| Growth Correlation 3m | 73.5% |
| Growth Correlation 12m | 64.5% |
| Growth Correlation 5y | 96.7% |
| CAGR 5y | 25.58% |
| CAGR/Max DD 5y | 1.07 |
| Sharpe Ratio 12m | 1.86 |
| Alpha | 6.59 |
| Beta | 0.563 |
| Volatility | 17.71% |
| Current Volume | 134k |
| Average Volume 20d | 158.7k |
| Stop Loss | 14 (-3.2%) |
| Signal | -0.87 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (43.6m TTM) > 0 and > 6% of Revenue (6% = 7.22m TTM) |
| FCFTA -0.00 (>2.0%) and ΔFCFTA -0.64pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -105.7m% (prev 50.38%; Δ -105.7mpp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.00 (>3.0%) and CFO -42.1m <= Net Income 43.6m (YES >=105%, WARN >=100%) |
| Current Ratio 0.27 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (28.4m) change vs 12m ago 14.87% (target <= -2.0% for YES) |
| Gross Margin 40.99% (prev 34.23%; Δ 6.76pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 0.00% (prev 7.54%; Δ -7.54pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.00 (EBITDA TTM 101.7m / Interest Expense TTM 8680.04b) >= 6 (WARN >= 3) |
Altman Z'' -0.81
| (A) -0.12 = (Total Current Assets 45878.30b - Total Current Liabilities 172986.49b) / Total Assets 1034765.73b |
| (B) -0.00 = Retained Earnings (Balance) -17.0m / Total Assets 1034765.73b |
| (C) 0.00 = EBIT TTM 56.4m / Avg Total Assets 517383.34b |
| (D) 0.00 = Book Value of Equity 28.40b / Total Liabilities 659394.84b |
| Total Rating: -0.81 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 56.86
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield -0.00% = -0.00 |
| 3. FCF Margin -23.82% = -7.50 |
| 4. Debt/Equity 1.75 = 1.13 |
| 5. Debt/Ebitda data missing |
| 6. ROIC - WACC 4.28% = 5.35 |
| 7. RoE 0.00% = 0.00 |
| 8. Rev. Trend 77.98% = 3.90 |
| 9. Rev. CAGR 71.74% = 2.50 |
| 10. EPS Trend 47.93% = 1.20 |
| 11. EPS CAGR 22.93% = 2.29 |
What is the price of SCM shares?
Over the past week, the price has changed by -0.48%, over one month by -1.71%, over three months by +10.00% and over the past year by +18.23%.
Is Stellus Capital Investment a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SCM is around 18.63 USD . This means that SCM is currently undervalued and has a potential upside of +28.75% (Margin of Safety).
Is SCM a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 5
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the SCM price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 13.6 | -6% |
| Analysts Target Price | 13.9 | -3.9% |
| ValueRay Target Price | 19.7 | 35.9% |
Last update: 2025-08-20 02:49
SCM Fundamental Data Overview
CCE Cash And Equivalents = 39991.69b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 10.0972
P/E Forward = 12.7551
P/S = 4.0207
P/B = 1.1007
Beta = 0.877
Revenue TTM = 120.3m USD
EBIT TTM = 56.4m USD
EBITDA TTM = 101.7m USD
Long Term Debt = 486408.34b USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 172310.20b USD (from shortTermDebt, last quarter)
Debt = 658718.55b USD (Calculated: Short Term 172310.20b + Long Term 486408.34b)
Net Debt = 437691.71b USD (from netDebt column, last quarter)
Enterprise Value = 618727.27b USD (413.2m + Debt 658718.55b - CCE 39991.69b)
Interest Coverage Ratio = 0.00 (Ebit TTM 56.4m / Interest Expense TTM 8680.04b)
FCF Yield = -0.00% (FCF TTM -28.6m / Enterprise Value 618727.27b)
FCF Margin = -23.82% (FCF TTM -28.6m / Revenue TTM 120.3m)
Net Margin = 36.23% (Net Income TTM 43.6m / Revenue TTM 120.3m)
Gross Margin = 40.99% ((Revenue TTM 120.3m - Cost of Revenue TTM 71.0m) / Revenue TTM)
Tobins Q-Ratio = 21.8k (set to none) (Enterprise Value 618727.27b / Book Value Of Equity 28.40b)
Interest Expense / Debt = 1.32% (Interest Expense 8680.01b / Debt 658718.55b)
Taxrate = 3.86% (from yearly Income Tax Expense: 1.62m / 41.9m)
NOPAT = 54.3m (EBIT 56.4m * (1 - 3.86%))
Current Ratio = 0.27 (Total Current Assets 45878.30b / Total Current Liabilities 172986.49b)
Debt / Equity = 1.75 (Debt 658718.55b / last Quarter total Stockholder Equity 375370.89b)
Debt / EBITDA = 6.48m (Net Debt 437691.71b / EBITDA 101.7m)
Debt / EBITDA = 6.48m --> set to None
Debt / FCF = -23.0m (Debt 658718.55b / FCF TTM -28.6m)
Total Stockholder Equity = 93843.00b (last 4 quarters mean)
RoA = 0.00% (Net Income 43.6m, Total Assets 1034765.73b )
RoE = 0.00% (Net Income TTM 43.6m / Total Stockholder Equity 93843.00b)
RoCE = 0.00% (Ebit 56.4m / (Equity 93843.00b + L.T.Debt 486408.34b))
RoIC = 5.54% (NOPAT 54.3m / Invested Capital 978.6m)
WACC = 1.27% (E(413.2m)/V(658718.96b) * Re(8.09%)) + (D(658718.55b)/V(658718.96b) * Rd(1.32%) * (1-Tc(0.04)))
Shares Correlation 5-Years: 100.0 | Cagr: 9.89%
Discount Rate = 8.09% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -28.6m)
Revenue Correlation: 77.98 | Revenue CAGR: 71.74%
Rev Growth-of-Growth: -19.22
EPS Correlation: 47.93 | EPS CAGR: 22.93%
EPS Growth-of-Growth: 27.85
Additional Sources for SCM Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle