(SF) Stifel Financial - Overview
Sector: Financial Services | Industry: Capital Markets | Exchange: NYSE (USA) | Market Cap: 11.142m USD | Total Return: 17.5% in 12m
Avg Turnover: 89.1M
EPS Trend: 82.7%
Qual. Beats: -1
Rev. Trend: 98.9%
Qual. Beats: 0
Warnings
Below Avwap Earnings
Tailwinds
No distinct edge detected
Stifel Financial Corp. (NYSE: SF) is a diversified financial services holding company headquartered in St. Louis, Missouri. Established in 1890, the firm operates through three primary segments: Global Wealth Management, Institutional Group, and Other. Its service suite encompasses retail brokerage, investment banking, equity research, and commercial lending across North America and Europe.
The company utilizes an integrated business model that balances recurring fee-based revenue from wealth management with transaction-based income from capital markets and M&A advisory. In the Investment Banking & Brokerage sector, mid-tier firms like Stifel often compete by providing specialized regional expertise and middle-market focus that larger bulge-bracket banks may overlook. The firm’s banking subsidiary further supports this ecosystem by providing liquidity for personal and commercial lending programs.
For a detailed analysis of the companys valuation metrics and historical performance, consider reviewing the data available on ValueRay. Stifel continues to manage underwritings for corporate and public finance while maintaining a global footprint in institutional sales and trading.
- Net interest income volatility driven by Federal Reserve monetary policy shifts
- Wealth management fee growth depends on equity market performance and asset inflows
- Investment banking revenue fluctuates with corporate M&A and equity underwriting cycles
- Institutional trading volume sensitivity to global financial market volatility and liquidity
- Regulatory compliance costs and capital requirements impact bank holding company margins
| Net Income: 882.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.02 > 0.02 and ΔFCF/TA -0.06 > 1.0 |
| NWC/Revenue: -458.6% < 20% (prev -483.2%; Δ 24.56% < -1%) |
| CFO/TA 0.02 > 3% & CFO 924.1m > Net Income 882.2m |
| Net Debt (798.4m) to EBITDA (1.45b): 0.55 < 3 |
| Current Ratio: 0.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (110.3m) vs 12m ago -0.26% < -2% |
| Gross Margin: 86.07% > 18% (prev 0.84%; Δ 8.52k% > 0.5%) |
| Asset Turnover: 15.64% > 50% (prev 14.71%; Δ 0.93% > 0%) |
| Interest Coverage Ratio: 1.71 > 6 (EBITDA TTM 1.45b / Interest Expense TTM 791.7m) |
| A: -0.70 (Total Current Assets 4.92b - Total Current Liabilities 34.8b) / Total Assets 42.9b |
| B: 0.10 (Retained Earnings 4.27b / Total Assets 42.9b) |
| C: 0.03 (EBIT TTM 1.35b / Avg Total Assets 41.6b) |
| D: 0.12 (Book Value of Equity 4.27b / Total Liabilities 36.9b) |
| Altman-Z'' = -3.90 = D |
| DSRI: 1.33 (Receivables 1.53b/1.05b, Revenue 6.51b/5.94b) |
| GMI: 0.97 (GM 86.07% / 83.63%) |
| AQI: 0.99 (AQ_t 0.86 / AQ_t-1 0.87) |
| SGI: 1.10 (Revenue 6.51b / 5.94b) |
| TATA: -0.00 (NI 882.2m - CFO 924.1m) / TA 42.9b) |
| Beneish M = -2.72 (Cap -4..+1) = A |
As of May 24, 2026, the stock is trading at USD 72.63 with a total of 1,153,129 shares traded.
Over the past week, the price has changed by -2.34%,
over one month by -6.18%,
over three months by -2.67% and
over the past year by +17.48%.
Stifel Financial has received a consensus analysts rating of 3.71. Therefore, it is recommended to hold SF.
- StrongBuy: 2
- Buy: 1
- Hold: 4
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 87.8 | 20.8% |
P/E Forward = 11.1359
P/S = 1.9651
P/B = 2.1024
P/EG = 0.9521
Revenue TTM = 6.51b USD
EBIT TTM = 1.35b USD
EBITDA TTM = 1.45b USD
Long Term Debt = 672.6m USD (from longTermDebt, last quarter)
Short Term Debt = 1.79b USD (from shortTermDebt, last quarter)
Debt = 4.16b USD (from shortLongTermDebtTotal, last quarter) + Leases 849.1m
Net Debt = 798.4m USD (calculated: Debt 4.16b - CCE 3.36b)
Enterprise Value = 11.9b USD (11.1b + Debt 4.16b - CCE 3.36b)
Interest Coverage Ratio = 1.71 (Ebit TTM 1.35b / Interest Expense TTM 791.7m)
EV/FCF = 14.37x (Enterprise Value 11.9b / FCF TTM 830.7m)
FCF Yield = 6.96% (FCF TTM 830.7m / Enterprise Value 11.9b)
FCF Margin = 12.76% (FCF TTM 830.7m / Revenue TTM 6.51b)
Net Margin = 13.55% (Net Income TTM 882.2m / Revenue TTM 6.51b)
Gross Margin = 86.07% ((Revenue TTM 6.51b - Cost of Revenue TTM 907.0m) / Revenue TTM)
Gross Margin QoQ = 82.82% (prev 89.03%)
Tobins Q-Ratio = 0.28 (Enterprise Value 11.9b / Total Assets 42.9b)
Interest Expense / Debt = 19.04% (Interest Expense 791.7m / Debt 4.16b)
Taxrate = 22.89% (74.7m / 326.1m)
NOPAT = 1.04b (EBIT 1.35b * (1 - 22.89%))
Current Ratio = 0.14 (Total Current Assets 4.92b / Total Current Liabilities 34.8b)
Debt / Equity = 0.69 (Debt 4.16b / totalStockholderEquity, last quarter 5.98b)
Debt / EBITDA = 0.55 (Net Debt 798.4m / EBITDA 1.45b)
Debt / FCF = 0.96 (Net Debt 798.4m / FCF TTM 830.7m)
Total Stockholder Equity = 5.83b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.12% (Net Income 882.2m / Total Assets 42.9b)
RoE = 15.14% (Net Income TTM 882.2m / Total Stockholder Equity 5.83b)
RoCE = 20.77% (EBIT 1.35b / Capital Employed (Equity 5.83b + L.T.Debt 672.6m))
RoIC = 10.51% (NOPAT 1.04b / Invested Capital 9.90b)
WACC = 11.95% (E(11.1b)/V(15.3b) * Re(10.93%) + D(4.16b)/V(15.3b) * Rd(19.04%) * (1-Tc(0.23)))
Discount Rate = 10.93% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -13.48 | Cagr: -0.39%
[DCF] Terminal Value 64.39% ; FCFF base≈821.7m ; Y1≈844.2m ; Y5≈936.0m
[DCF] Fair Price = 53.25 (EV 8.97b - Net Debt 798.4m = Equity 8.17b / Shares 153.4m; r=11.95% [WACC]; 5y FCF grow 2.78% → 2.50% )
EPS Correlation: 82.67 | EPS CAGR: 15.43% | SUE: -1.61 | # QB: -1
Revenue Correlation: 98.89 | Revenue CAGR: 11.37% | SUE: 0.67 | # QB: 0
EPS current Quarter (2026-06-30): EPS=1.38 | Chg30d=-5.54% | Revisions=-56% | Analysts=7
EPS next Quarter (2026-09-30): EPS=1.52 | Chg30d=-4.61% | Revisions=-56% | Analysts=5
EPS current Year (2026-12-31): EPS=6.31 | Chg30d=-3.08% | Revisions=-64% | GrowthEPS=+39.9% | GrowthRev=+8.4%
EPS next Year (2027-12-31): EPS=7.00 | Chg30d=-5.21% | Revisions=-64% | GrowthEPS=+11.0% | GrowthRev=+7.8%
[Analyst] Revisions Ratio: -64%