(SF) Stifel Financial - Ratings and Ratios
Wealth Management, Investment Banking, Securities Brokerage, Lending, Deposits
SF EPS (Earnings per Share)
SF Revenue
Description: SF Stifel Financial
Stifel Financial Corporation (NYSE:SF) is a bank holding company that provides a comprehensive range of financial services, including wealth management, investment banking, and retail banking, to individual and institutional clients. The companys operations are divided into three segments: Global Wealth Management, Institutional Group, and Other, allowing it to cater to diverse client needs.
The companys wealth management services include private client services, such as financial planning and securities transactions, as well as securities brokerage services, encompassing the sale of equities, mutual funds, and fixed income products. Additionally, Stifel Financial Corp. offers institutional equity and fixed income sales, trading, and research, and municipal finance services, making it a one-stop-shop for institutional clients.
From a financial perspective, key performance indicators (KPIs) such as revenue growth, net interest margin, and assets under management (AUM) are crucial in evaluating the companys performance. The companys ability to generate revenue through its diversified business segments, including wealth management and investment banking, is a key driver of its financial performance. With a market capitalization of $11.3 billion, Stifel Financial Corp. has demonstrated a return on equity (ROE) of 11.20%, indicating a relatively stable and profitable business model.
To further analyze the companys performance, other relevant KPIs could include its price-to-book (P/B) ratio, dividend yield, and efficiency ratio. The P/B ratio can help investors assess the companys valuation relative to its book value, while the dividend yield can provide insight into the companys ability to generate returns for shareholders. The efficiency ratio, which measures the companys operating expenses as a percentage of its revenue, can help investors evaluate the companys ability to manage its costs effectively.
SF Stock Overview
| Market Cap in USD | 11,780m |
| Sub-Industry | Investment Banking & Brokerage |
| IPO / Inception | 1983-07-19 |
SF Stock Ratings
| Growth Rating | 60.6% |
| Fundamental | 67.4% |
| Dividend Rating | 58.7% |
| Return 12m vs S&P 500 | 11.7% |
| Analyst Rating | 3.71 of 5 |
SF Dividends
| Dividend Yield 12m | 1.65% |
| Yield on Cost 5y | 5.49% |
| Annual Growth 5y | 29.97% |
| Payout Consistency | 52.0% |
| Payout Ratio | 31.6% |
SF Growth Ratios
| Growth Correlation 3m | 90.4% |
| Growth Correlation 12m | 19.4% |
| Growth Correlation 5y | 72.7% |
| CAGR 5y | 28.13% |
| CAGR/Max DD 3y | 0.81 |
| CAGR/Mean DD 3y | 5.39 |
| Sharpe Ratio 12m | 0.41 |
| Alpha | 20.67 |
| Beta | 0.879 |
| Volatility | 24.93% |
| Current Volume | 858.6k |
| Average Volume 20d | 671.5k |
| Stop Loss | 111.8 (-3%) |
| Signal | 0.43 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (601.2m TTM) > 0 and > 6% of Revenue (6% = 393.7m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 1.60pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 44.06% (prev 54.04%; Δ -9.98pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.03 (>3.0%) and CFO 1.02b > Net Income 601.2m (YES >=105%, WARN >=100%) |
| Net Debt (-1.37b) to EBITDA (805.2m) ratio: -1.71 <= 3.0 (WARN <= 3.5) |
| Current Ratio 3.15 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (108.8m) change vs 12m ago -1.30% (target <= -2.0% for YES) |
| Gross Margin 57.25% (prev 77.94%; Δ -20.69pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 16.90% (prev 11.93%; Δ 4.96pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.83 (EBITDA TTM 805.2m / Interest Expense TTM 899.7m) >= 6 (WARN >= 3) |
Altman Z'' 1.03
| (A) 0.07 = (Total Current Assets 4.23b - Total Current Liabilities 1.34b) / Total Assets 39.86b |
| (B) 0.10 = Retained Earnings (Balance) 3.81b / Total Assets 39.86b |
| (C) 0.02 = EBIT TTM 743.1m / Avg Total Assets 38.83b |
| (D) 0.11 = Book Value of Equity 3.81b / Total Liabilities 34.26b |
| Total Rating: 1.03 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 67.41
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 8.61% = 4.31 |
| 3. FCF Margin 14.60% = 3.65 |
| 4. Debt/Equity 0.28 = 2.46 |
| 5. Debt/Ebitda 1.92 = 0.16 |
| 6. ROIC - WACC 1.08% = 1.35 |
| 7. RoE 10.75% = 0.90 |
| 8. Rev. Trend 77.50% = 3.88 |
| 9. Rev. CAGR 14.37% = 1.80 |
| 10. EPS Trend -8.84% = -0.22 |
| 11. EPS CAGR 1.37% = 0.14 |
What is the price of SF shares?
Over the past week, the price has changed by +2.16%, over one month by -0.12%, over three months by +18.78% and over the past year by +32.09%.
Is Stifel Financial a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SF is around 122.66 USD . This means that SF is currently overvalued and has a potential downside of 6.39%.
Is SF a buy, sell or hold?
- Strong Buy: 2
- Buy: 1
- Hold: 4
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the SF price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 126.8 | 10% |
| Analysts Target Price | 126.8 | 10% |
| ValueRay Target Price | 137.9 | 19.6% |
Last update: 2025-09-15 04:44
SF Fundamental Data Overview
CCE Cash And Equivalents = 2.20b USD (Cash only, last quarter)
P/E Trailing = 22.343
P/E Forward = 11.3636
P/S = 2.3135
P/B = 2.3981
P/EG = 0.852
Beta = 1.129
Revenue TTM = 6.56b USD
EBIT TTM = 743.1m USD
EBITDA TTM = 805.2m USD
Long Term Debt = 677.0m USD (from longTermDebt, last quarter)
Short Term Debt = 867.4m USD (from shortTermDebt, last fiscal year)
Debt = 1.54b USD (Calculated: Short Term 867.4m + Long Term 677.0m)
Net Debt = -1.37b USD (from netDebt column, last fiscal year)
Enterprise Value = 11.12b USD (11.78b + Debt 1.54b - CCE 2.20b)
Interest Coverage Ratio = 0.83 (Ebit TTM 743.1m / Interest Expense TTM 899.7m)
FCF Yield = 8.61% (FCF TTM 957.9m / Enterprise Value 11.12b)
FCF Margin = 14.60% (FCF TTM 957.9m / Revenue TTM 6.56b)
Net Margin = 9.16% (Net Income TTM 601.2m / Revenue TTM 6.56b)
Gross Margin = 57.25% ((Revenue TTM 6.56b - Cost of Revenue TTM 2.80b) / Revenue TTM)
Tobins Q-Ratio = 2.92 (Enterprise Value 11.12b / Book Value Of Equity 3.81b)
Interest Expense / Debt = 13.39% (Interest Expense 206.8m / Debt 1.54b)
Taxrate = 21.23% (197.1m / 928.4m)
NOPAT = 585.3m (EBIT 743.1m * (1 - 21.23%))
Current Ratio = 3.15 (Total Current Assets 4.23b / Total Current Liabilities 1.34b)
Debt / Equity = 0.28 (Debt 1.54b / last Quarter total Stockholder Equity 5.60b)
Debt / EBITDA = 1.92 (Net Debt -1.37b / EBITDA 805.2m)
Debt / FCF = 1.61 (Debt 1.54b / FCF TTM 957.9m)
Total Stockholder Equity = 5.59b (last 4 quarters mean)
RoA = 1.51% (Net Income 601.2m, Total Assets 39.86b )
RoE = 10.75% (Net Income TTM 601.2m / Total Stockholder Equity 5.59b)
RoCE = 11.85% (Ebit 743.1m / (Equity 5.59b + L.T.Debt 677.0m))
RoIC = 10.48% (NOPAT 585.3m / Invested Capital 5.59b)
WACC = 9.40% (E(11.78b)/V(13.32b) * Re(9.25%)) + (D(1.54b)/V(13.32b) * Rd(13.39%) * (1-Tc(0.21)))
Shares Correlation 3-Years: -69.70 | Cagr: -0.67%
Discount Rate = 9.25% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.11% ; FCFE base≈696.4m ; Y1≈796.7m ; Y5≈1.11b
Fair Price DCF = 150.7 (DCF Value 15.39b / Shares Outstanding 102.2m; 5y FCF grow 16.84% → 3.0% )
Revenue Correlation: 77.50 | Revenue CAGR: 14.37%
Rev Growth-of-Growth: 21.66
EPS Correlation: -8.84 | EPS CAGR: 1.37%
EPS Growth-of-Growth: 3.97
Additional Sources for SF Stock
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Fund Manager Positions: Dataroma | Stockcircle