SF Stock Analysis: Stifel Financial | NYSE
Capital Markets | NYSE, USA | Market Cap: 10.621m USD | 12M Return: -4.1% | US8606301021 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 99.2M
EPS Trend: 91.8%
Qual. Beats: 0
Rev. Trend: 98.9%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Stifel Financial Corp. is a bank holding company headquartered in Saint Louis, Missouri, founded in 1890. It operates through three main segments: Global Wealth Management, Institutional Group, and Other, serving individual investors, corporations, municipalities, and institutions across the U.S., U.K., Canada, and internationally.
The company offers a broad range of financial services, including securities brokerage, financial planning, institutional equity and fixed income sales and trading, municipal finance, investment banking (covering M&A, public offerings, and private placements), and retail and commercial banking with lending programs and deposit accounts. It also participates in corporate and public finance underwritings and provides financial advisory services.
As a bank holding company in the Investment Banking & Brokerage sub-industry, Stifel is regulated by the Federal Reserve, and its diversified model combines traditional brokerage, capital markets, and banking activities under one corporate structure. The firm is generally recognized for its focus on the middle-market segment of investment banking, complementing the wealth management and institutional services that form the core of its revenue base.
- Global Wealth Management AUM growth and advisor recruiting accelerate
- Investment Banking revenue rebounds on stronger M&A and ECM pipeline
- Net interest margin compresses as Fed cuts rates
| Net Income: 953.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA -1.47 > 1.0 |
| NWC/Revenue: -465.2% < 20% (prev -479.4%; Δ 14.25% < -1%) |
| CFO/TA 0.01 > 3% & CFO 448.4m > Net Income 953.6m |
| Net Debt (-922.1m) to EBITDA (1.74b): -0.53 < 3 |
| Current Ratio: 0.11 > 1.5 & < 3 |
| Outstanding Shares: last quarter (110.3m) vs 12m ago 1.38% < -2% |
| Gross Margin: 84.93% > 18% (prev 84.28%; Δ 0.65% > 0.5%) |
| Asset Turnover: 15.75% > 50% (prev 14.96%; Δ 0.79% > 0%) |
| Interest Coverage Ratio: 2.12 > 6 (EBIT TTM 1.64b / Interest Expense TTM 772.9m) |
| A: -0.69 (Total Current Assets 3.72b - Total Current Liabilities 34.8b) / Total Assets 44.9b |
| B: 0.10 (Retained Earnings 4.43b / Total Assets 44.9b) |
| C: 0.04 (EBIT TTM 1.64b / Avg Total Assets 42.4b) |
| D: 0.15 (Book Value of Equity 6.01b / Total Liabilities 38.9b) |
| Altman-Z'' = -3.79 = D |
| DSRI: 0.10 (Receivables 1.36m/1.17b, Revenue 6.68b/5.96b) |
| GMI: 0.99 (GM 84.28% / 84.93%) |
| AQI: 1.01 (AQ_t 0.89 / AQ_t-1 0.89) |
| SGI: 1.12 (Revenue 6.68b / 5.96b) |
| TATA: 0.01 (NI 953.6m - CFO 448.4m) / TA 44.9b) |
| Beneish M = -3.68 (Cap -4..+1) = AAA |
As of October 08, 2026, the stock is trading at USD 69.71 with a total of 1,082,482 shares traded. Over the past week, the price has changed by -0.47%, over one month by -13.68%, over three months by -6.62% and over the past year by -4.13%.
Current recommended Stop Loss: 67.10 (which is 3.7% or 1.4 ATR below the current price).
Stifel Financial has received a consensus analysts rating of 3.63. Therefore, it is recommended to hold SF.
- StrongBuy: 2
- Buy: 1
- Hold: 5
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 89 | 27.7% |
P/E Trailing = 12.516
P/E Forward = 12.0337
P/S = 1.8204
P/B = 2.0739
P/EG = 0.8659
Revenue TTM = 6.68b USD
EBIT TTM = 1.64b USD
EBITDA TTM = 1.74b USD
Long Term Debt = 1.12b USD (from longTermDebt, last quarter)
Short Term Debt = 838.1m USD (from shortTermDebt, last quarter)
Debt = 2.80b USD (corrected: LT Debt 1.12b + ST Debt 838.1m) + Leases 838.1m
Net Debt = -922.1m USD (calculated: Debt 2.80b - CCE 3.72b)
Enterprise Value = 9.70b USD (10.6b + Debt 2.80b - CCE 3.72b)
Interest Coverage Ratio = 2.12 (Ebit TTM 1.64b / Interest Expense TTM 772.9m)
EV/FCF = 23.22x (Enterprise Value 9.70b / FCF TTM 417.7m)
FCF Yield = 4.31% (FCF TTM 417.7m / Enterprise Value 9.70b)
FCF Margin = 6.26% (FCF TTM 417.7m / Revenue TTM 6.68b)
Net Margin = 14.28% (Net Income TTM 953.6m / Revenue TTM 6.68b)
Gross Margin = 84.93% ((Revenue TTM 6.68b - Cost of Revenue TTM 1.01b) / Revenue TTM)
Gross Margin QoQ = 80.83% (prev 82.82%)
Tobins Q-Ratio = 0.22 (Enterprise Value 9.70b / Total Assets 44.9b)
Interest Expense / Debt = 27.61% (Interest Expense 772.9m / Debt 2.80b)
Taxrate = 21.80% (265.8m / 1.22b)
NOPAT = 1.28b (EBIT 1.64b * (1 - 21.80%))
Current Ratio = 0.11 (Total Current Assets 3.72b / Total Current Liabilities 34.8b)
Debt / Equity = 0.47 (Debt 2.80b / totalStockholderEquity, last quarter 6.01b)
Debt / EBITDA = -0.53 (Net Debt -922.1m / EBITDA 1.74b)
Debt / FCF = -2.21 (Net Debt -922.1m / FCF TTM 417.7m)
Total Stockholder Equity = 5.93b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.25% (Net Income 953.6m / Total Assets 44.9b)
RoE = 16.07% (Net Income TTM 953.6m / Total Stockholder Equity 5.93b)
RoCE = 23.20% (EBIT 1.64b / Capital Employed (Equity 5.93b + L.T.Debt 1.12b))
RoIC = 2.87% (NOPAT 1.28b / Invested Capital 44.6b)
WACC = 12.52% (E(10.6b)/V(13.4b) * Re(10.13%) + D(2.80b)/V(13.4b) * Rd(27.61%) * (1-Tc(0.22)))
Discount Rate = 10.13% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -16.85 | Cagr: 0.14%
[DCF] Terminal Value 59.25% ; FCFF base≈633.8m ; Y1≈555.8m ; Y5≈449.0m
[DCF] Fair Price = 34.57 (EV 4.30b - Net Debt -922.1m = Equity 5.22b / Shares 151.0m; r=12.52% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 91.83 | EPS CAGR: 24.01% | SUE: 0.24 | # QB: 0
Revenue Correlation: 98.95 | Revenue CAGR: 10.97% | SUE: 0.65 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.59 | Chg30d=+3.88% | Revisions=+62% | Analysts=5
EPS current Year (2026-12-31): EPS=6.52 | Chg30d=+0.00% | Revisions=+70% | GrowthEPS=+44.8% | GrowthRev=+9.1%
EPS next Year (2027-12-31): EPS=7.33 | Chg30d=+0.00% | Revisions=+73% | GrowthEPS=+12.3% | GrowthRev=+8.4%
[Analyst] Revisions Ratio: +87% (up=20, down=0)