(SFL) SFL - Ratings and Ratios

Exchange: NYSE • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG7738W1064

Tankers, Dry Bulk, Containers, Car Carriers, Drilling Rigs

Dividends

Dividend Yield 14.70%
Yield on Cost 5y 28.27%
Yield CAGR 5y 1.71%
Payout Consistency 89.4%
Payout Ratio 3.9%
Risk via 10d forecast
Volatility 26.7%
Value at Risk 5%th 41.9%
Relative Tail Risk -4.65%
Reward TTM
Sharpe Ratio -0.29
Alpha -26.80
CAGR/Max DD 0.08
Character TTM
Hurst Exponent 0.573
Beta 0.713
Beta Downside 0.875
Drawdowns 3y
Max DD 46.05%
Mean DD 15.89%
Median DD 11.19%

Description: SFL SFL November 16, 2025

SFL Corporation Ltd. (NYSE:SFL) is a Bermuda-incorporated owner and lessor of maritime and offshore assets, operating a diversified fleet that includes 18 tankers, 15 dry-bulk carriers, 29 container ships, seven car carriers and two drilling rigs as of 31 Dec 2024. The company generates revenue through medium- and long-term charters across multiple segments-oil and product transportation, dry-bulk and container shipping, car transport, and offshore drilling-while maintaining a global presence in key flag states such as Bermuda, Cyprus, Liberia and Singapore.

According to its most recent Form 10-Q (Q3 2024), SFL reported adjusted EBITDA of roughly $85 million, a 12 % year-over-year increase driven by higher spot rates in the tanker market and a rebound in dry-bulk freight as the Baltic Dry Index rose above 2,200 points. The firm’s fleet utilization averaged 92 % in Q3, reflecting strong demand for oil transportation amid a modest uptick in global crude consumption (≈ 1 % YoY). A key sector driver remains the volatility of freight rates, which are closely tied to global trade volumes, geopolitical supply-chain disruptions, and evolving environmental regulations that push operators toward newer, lower-emission vessels.

For a deeper dive into SFL’s valuation metrics and scenario analysis, the ValueRay platform offers a useful starting point.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income (-1.58m TTM) > 0 and > 6% of Revenue (6% = 46.4m TTM)
FCFTA 0.03 (>2.0%) and ΔFCFTA 8.89pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue -67.65% (prev -42.66%; Δ -24.99pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.08 (>3.0%) and CFO 317.4m > Net Income -1.58m (YES >=105%, WARN >=100%)
Net Debt (2.48b) to EBITDA (434.8m) ratio: 5.71 <= 3.0 (WARN <= 3.5)
Current Ratio 0.42 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (132.8m) change vs 12m ago 0.78% (target <= -2.0% for YES)
Gross Margin 25.80% (prev 37.18%; Δ -11.38pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 19.47% (prev 21.37%; Δ -1.90pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 1.03 (EBITDA TTM 434.8m / Interest Expense TTM 182.8m) >= 6 (WARN >= 3)

Altman Z'' -0.57

(A) -0.14 = (Total Current Assets 380.6m - Total Current Liabilities 904.2m) / Total Assets 3.85b
(B) 0.0 = Retained Earnings (Balance) 0.0 / Total Assets 3.85b
(C) 0.05 = EBIT TTM 188.1m / Avg Total Assets 3.98b
(D) 0.00 = Book Value of Equity 4.68m / Total Liabilities 2.86b
Total Rating: -0.57 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 53.90

1. Piotroski 3.0pt
2. FCF Yield 3.38%
3. FCF Margin 16.03%
4. Debt/Equity 2.78
5. Debt/Ebitda 5.71
6. ROIC - WACC (= 2.37)%
7. RoE -0.15%
8. Rev. Trend 46.80%
9. EPS Trend -65.92%

What is the price of SFL shares?

As of December 01, 2025, the stock is trading at USD 8.23 with a total of 690,375 shares traded.
Over the past week, the price has changed by +0.61%, over one month by +10.32%, over three months by +4.77% and over the past year by -11.73%.

Is SFL a buy, sell or hold?

SFL has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy SFL.
  • Strong Buy: 2
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the SFL price?

Issuer Target Up/Down from current
Wallstreet Target Price 9.4 14.6%
Analysts Target Price 9.4 14.6%
ValueRay Target Price 9.5 15.9%

SFL Fundamental Data Overview November 25, 2025

Market Cap USD = 1.19b (1.19b USD * 1.0 USD.USD)
P/E Forward = 8.0064
P/S = 1.5398
P/B = 1.2028
P/EG = -1.57
Beta = 0.482
Revenue TTM = 774.0m USD
EBIT TTM = 188.1m USD
EBITDA TTM = 434.8m USD
Long Term Debt = 1.95b USD (from longTermDebt, last quarter)
Short Term Debt = 813.1m USD (from shortTermDebt, last quarter)
Debt = 2.76b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.48b USD (from netDebt column, last quarter)
Enterprise Value = 3.67b USD (1.19b + Debt 2.76b - CCE 281.7m)
Interest Coverage Ratio = 1.03 (Ebit TTM 188.1m / Interest Expense TTM 182.8m)
FCF Yield = 3.38% (FCF TTM 124.1m / Enterprise Value 3.67b)
FCF Margin = 16.03% (FCF TTM 124.1m / Revenue TTM 774.0m)
Net Margin = -0.20% (Net Income TTM -1.58m / Revenue TTM 774.0m)
Gross Margin = 25.80% ((Revenue TTM 774.0m - Cost of Revenue TTM 574.3m) / Revenue TTM)
Gross Margin QoQ = 28.19% (prev 22.04%)
Tobins Q-Ratio = 0.95 (Enterprise Value 3.67b / Total Assets 3.85b)
Interest Expense / Debt = 1.66% (Interest Expense 45.8m / Debt 2.76b)
Taxrate = -1.56% (negative due to tax credits) (-133.0k / 8.50m)
NOPAT = 191.0m (EBIT 188.1m * (1 - -1.56%)) [negative tax rate / tax credits]
Current Ratio = 0.42 (Total Current Assets 380.6m / Total Current Liabilities 904.2m)
Debt / Equity = 2.78 (Debt 2.76b / totalStockholderEquity, last quarter 991.6m)
Debt / EBITDA = 5.71 (Net Debt 2.48b / EBITDA 434.8m)
Debt / FCF = 20.01 (Net Debt 2.48b / FCF TTM 124.1m)
Total Stockholder Equity = 1.05b (last 4 quarters mean from totalStockholderEquity)
RoA = -0.04% (Net Income -1.58m / Total Assets 3.85b)
RoE = -0.15% (Net Income TTM -1.58m / Total Stockholder Equity 1.05b)
RoCE = 6.28% (EBIT 188.1m / Capital Employed (Equity 1.05b + L.T.Debt 1.95b))
RoIC = 6.15% (NOPAT 191.0m / Invested Capital 3.11b)
WACC = 3.78% (E(1.19b)/V(3.95b) * Re(8.64%) + D(2.76b)/V(3.95b) * Rd(1.66%) * (1-Tc(-0.02)))
Discount Rate = 8.64% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 2.78%
[DCF Debug] Terminal Value 67.80% ; FCFE base≈124.1m ; Y1≈81.5m ; Y5≈37.3m
Fair Price DCF = 4.59 (DCF Value 663.0m / Shares Outstanding 144.6m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -65.92 | EPS CAGR: -33.87% | SUE: 1.33 | # QB: 1
Revenue Correlation: 46.80 | Revenue CAGR: 3.86% | SUE: 0.40 | # QB: 0
EPS current Year (2025-12-31): EPS=0.06 | Chg30d=+0.088 | Revisions Net=+0 | Growth EPS=-94.0% | Growth Revenue=-19.9%
EPS next Year (2026-12-31): EPS=0.14 | Chg30d=-0.222 | Revisions Net=+0 | Growth EPS=+130.8% | Growth Revenue=-4.9%

Additional Sources for SFL Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle