(SHG) Shinhan Financial - Ratings and Ratios
Banking, Insurance, Securities, Credit, Investment, Asset Management
SHG EPS (Earnings per Share)
SHG Revenue
Description: SHG Shinhan Financial
Shinhan Financial Group Co., Ltd. is a diversified financial services company operating in South Korea and internationally, offering a wide range of financial products and services across six business segments: Commercial Banking, Credit Card, Securities, Insurance, Credit, and Others.
The companys diversified business model allows it to provide a broad spectrum of financial services, including retail and corporate banking, credit card services, securities brokerage, insurance, and asset management. Its comprehensive service offerings enable it to cater to various customer needs, from basic banking services to complex financial solutions.
Key Performance Indicators (KPIs) that can be used to evaluate Shinhan Financial Groups performance include its Return on Equity (RoE) of 8.20%, indicating a relatively decent return on shareholders equity. The companys Price-to-Earnings (P/E) ratio of 7.11 and Forward P/E of 4.08 suggest that the stock may be undervalued compared to its earnings potential. Additionally, the companys Market Capitalization of $22.47 billion USD indicates a significant market presence.
To further analyze Shinhan Financial Groups performance, other relevant KPIs could include its Net Interest Margin (NIM), Non-Performing Loan (NPL) ratio, and Capital Adequacy Ratio (CAR). These metrics can provide insights into the companys asset quality, capital management, and profitability. For instance, a high NIM would indicate a strong ability to generate income from its core lending business, while a low NPL ratio would suggest effective credit risk management.
Overall, Shinhan Financial Groups diversified business model, comprehensive service offerings, and relatively strong financial performance make it a significant player in the South Korean financial services industry. Further analysis of its KPIs and financial metrics can help investors and analysts better understand its growth prospects and potential risks.
Additional Sources for SHG Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
SHG Stock Overview
Market Cap in USD | 25,158m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Diversified Banks |
IPO / Inception | 2003-09-16 |
SHG Stock Ratings
Growth Rating | 58.2 |
Fundamental | - |
Dividend Rating | 54.2 |
Rel. Strength | -3 |
Analysts | 5 of 5 |
Fair Price Momentum | 49.02 USD |
Fair Price DCF | - |
SHG Dividends
Dividend Yield 12m | 2.69% |
Yield on Cost 5y | 6.13% |
Annual Growth 5y | 8.03% |
Payout Consistency | 85.1% |
Payout Ratio | 18.5% |
SHG Growth Ratios
Growth Correlation 3m | 95.8% |
Growth Correlation 12m | 1.2% |
Growth Correlation 5y | 66.8% |
CAGR 5y | 20.71% |
CAGR/Max DD 5y | 0.57 |
Sharpe Ratio 12m | 0.25 |
Alpha | 3.64 |
Beta | 0.733 |
Volatility | 28.96% |
Current Volume | 133.2k |
Average Volume 20d | 236.7k |
Stop Loss | 47.7 (-3%) |
As of July 31, 2025, the stock is trading at USD 49.18 with a total of 133,233 shares traded.
Over the past week, the price has changed by -1.17%, over one month by +8.85%, over three months by +40.57% and over the past year by +18.34%.
Partly, yes. Based on ValueRay´s Analyses, Shinhan Financial (NYSE:SHG) is currently (July 2025) ok to buy, but has to be watched. It has a Growth Technical Rating of 58.16 and therefor an somewhat technical positive rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SHG is around 49.02 USD . This means that SHG is currently overvalued and has a potential downside of -0.33%.
Shinhan Financial has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy SHG.
- Strong Buy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, SHG Shinhan Financial will be worth about 55.9 in July 2026. The stock is currently trading at 49.18. This means that the stock has a potential upside of +13.64%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 65.7 | 33.6% |
Analysts Target Price | 54 | 9.8% |
ValueRay Target Price | 55.9 | 13.6% |