(SPNT) Siriuspoint - Ratings and Ratios
Property, Casualty, Specialty
SPNT EPS (Earnings per Share)
SPNT Revenue
Description: SPNT Siriuspoint
SiriusPoint Ltd (NYSE:SPNT) is a Property & Casualty Insurance company based in Bermuda, with a market capitalization of approximately $2.15 billion. The companys stock is listed on the New York Stock Exchange under the ticker symbol SPNT.
To evaluate the companys financial health, we can examine its income statement, specifically the yearly Income Tax Expense. A key driver of a companys income tax expense is its pre-tax income, which is influenced by its underwriting profitability, investment income, and operating expenses. Property & Casualty Insurers like SiriusPoint generate revenue primarily through premiums earned and investment income.
Key Performance Indicators (KPIs) to monitor for SiriusPoint include the combined ratio, which measures underwriting profitability, and the return on equity (RoE), which is currently at 7.75%. The companys forward P/E ratio of 6.46 suggests that investors expect earnings to grow. Other important economic drivers for the company include interest rates, which impact investment income, and the overall state of the insurance market, including competition and regulatory changes.
To assess the stocks performance, we can look at its price relative to its moving averages. The stocks beta of 0.863 indicates relatively lower volatility compared to the overall market. Investors should also consider the companys dividend yield and payout ratio, as well as its capital management strategies, including share repurchases and debt issuance.
Overall, a thorough analysis of SiriusPoint Ltd would require examining its financial statements, managements discussion and analysis, and industry trends to identify areas of strength and weakness, as well as opportunities for growth.
SPNT Stock Overview
| Market Cap in USD | 2,223m |
| Sub-Industry | Property & Casualty Insurance |
| IPO / Inception | 2013-08-15 |
SPNT Stock Ratings
| Growth Rating | 87.2% |
| Fundamental | 48.7% |
| Dividend Rating | 1.0% |
| Return 12m vs S&P 500 | 7.05% |
| Analyst Rating | 3.0 of 5 |
SPNT Dividends
Currently no dividends paidSPNT Growth Ratios
| Growth Correlation 3m | -53.2% |
| Growth Correlation 12m | 84% |
| Growth Correlation 5y | 72% |
| CAGR 5y | 53.90% |
| CAGR/Max DD 3y | 3.37 |
| CAGR/Mean DD 3y | 9.98 |
| Sharpe Ratio 12m | 0.64 |
| Alpha | 0.01 |
| Beta | 0.983 |
| Volatility | 29.63% |
| Current Volume | 637.5k |
| Average Volume 20d | 878.4k |
| Stop Loss | 17.4 (-3.4%) |
| Signal | -0.99 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (169.7m TTM) > 0 and > 6% of Revenue (6% = 159.0m TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA -1.66pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 233.7% (prev -55.54%; Δ 289.2pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 135.1m <= Net Income 169.7m (YES >=105%, WARN >=100%) |
| Net Debt (-923.2m) to EBITDA (128.2m) ratio: -7.20 <= 3.0 (WARN <= 3.5) |
| Current Ratio 4.44 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (161.4m) change vs 12m ago -9.70% (target <= -2.0% for YES) |
| Gross Margin 18.64% (prev 56.81%; Δ -38.17pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 23.62% (prev 27.56%; Δ -3.94pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.73 (EBITDA TTM 128.2m / Interest Expense TTM 72.6m) >= 6 (WARN >= 3) |
Altman Z'' 3.70
| (A) 0.50 = (Total Current Assets 7.99b - Total Current Liabilities 1.80b) / Total Assets 12.36b |
| (B) 0.07 = Retained Earnings (Balance) 901.7m / Total Assets 12.36b |
| (C) 0.01 = EBIT TTM 125.3m / Avg Total Assets 11.22b |
| (D) 0.09 = Book Value of Equity 959.9m / Total Liabilities 10.25b |
| Total Rating: 3.70 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 48.65
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield -4.90% = -2.45 |
| 3. FCF Margin 5.10% = 1.27 |
| 4. Debt/Equity 0.32 = 2.45 |
| 5. Debt/Ebitda 5.31 = -2.50 |
| 6. ROIC - WACC (= -3.91)% = -4.88 |
| 7. RoE 7.75% = 0.65 |
| 8. Rev. Trend 48.92% = 3.67 |
| 9. EPS Trend 39.03% = 1.95 |
What is the price of SPNT shares?
Over the past week, the price has changed by -3.90%, over one month by -1.10%, over three months by -7.92% and over the past year by +27.10%.
Is Siriuspoint a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SPNT is around 21.74 USD . This means that SPNT is currently undervalued and has a potential upside of +20.71% (Margin of Safety).
Is SPNT a buy, sell or hold?
- Strong Buy: 0
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the SPNT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 25.3 | 40.6% |
| Analysts Target Price | 25.3 | 40.6% |
| ValueRay Target Price | 24.1 | 34% |
Last update: 2025-09-16 04:41
SPNT Fundamental Data Overview
CCE Cash And Equivalents = 5.66b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 20.0421
P/E Forward = 8.5034
P/S = 0.7958
P/B = 1.1666
Beta = 0.845
Revenue TTM = 2.65b USD
EBIT TTM = 125.3m USD
EBITDA TTM = 128.2m USD
Long Term Debt = 678.4m USD (from longTermDebt, last quarter)
Short Term Debt = 2.90m USD (from shortTermDebt, last quarter)
Debt = 681.3m USD (Calculated: Short Term 2.90m + Long Term 678.4m)
Net Debt = -923.2m USD (from netDebt column, last quarter)
Enterprise Value = -2.75b USD (2.22b + Debt 681.3m - CCE 5.66b)
Interest Coverage Ratio = 1.73 (Ebit TTM 125.3m / Interest Expense TTM 72.6m)
FCF Yield = -4.90% (FCF TTM 135.1m / Enterprise Value -2.75b)
FCF Margin = 5.10% (FCF TTM 135.1m / Revenue TTM 2.65b)
Net Margin = 6.40% (Net Income TTM 169.7m / Revenue TTM 2.65b)
Gross Margin = 18.64% ((Revenue TTM 2.65b - Cost of Revenue TTM 2.16b) / Revenue TTM)
Tobins Q-Ratio = -2.87 (set to none) (Enterprise Value -2.75b / Book Value Of Equity 959.9m)
Interest Expense / Debt = 3.10% (Interest Expense 21.1m / Debt 681.3m)
Taxrate = 13.17% (30.7m / 233.1m)
NOPAT = 108.8m (EBIT 125.3m * (1 - 13.17%))
Current Ratio = 4.44 (Total Current Assets 7.99b / Total Current Liabilities 1.80b)
Debt / Equity = 0.32 (Debt 681.3m / last Quarter total Stockholder Equity 2.11b)
Debt / EBITDA = 5.31 (Net Debt -923.2m / EBITDA 128.2m)
Debt / FCF = 5.04 (Debt 681.3m / FCF TTM 135.1m)
Total Stockholder Equity = 2.19b (last 4 quarters mean)
RoA = 1.37% (Net Income 169.7m, Total Assets 12.36b )
RoE = 7.75% (Net Income TTM 169.7m / Total Stockholder Equity 2.19b)
RoCE = 4.37% (Ebit 125.3m / (Equity 2.19b + L.T.Debt 678.4m))
RoIC = 4.10% (NOPAT 108.8m / Invested Capital 2.65b)
WACC = 8.01% (E(2.22b)/V(2.90b) * Re(9.64%)) + (D(681.3m)/V(2.90b) * Rd(3.10%) * (1-Tc(0.13)))
Shares Correlation 3-Years: 23.26 | Cagr: 0.06%
Discount Rate = 9.64% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.43% ; FCFE base≈191.9m ; Y1≈236.7m ; Y5≈403.8m
Fair Price DCF = 44.31 (DCF Value 5.17b / Shares Outstanding 116.8m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 39.03 | EPS CAGR: 231.1% | SUE: 0.36 | # QB: 0
Revenue Correlation: 48.92 | Revenue CAGR: 164.4% | SUE: N/A | # QB: None
Additional Sources for SPNT Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle