(SPNT) Siriuspoint - Overview

Sector: Financial Services | Industry: Insurance - Reinsurance | Exchange: NYSE (USA) | Market Cap: 2.596m USD | Total Return: 48% in 12m

Reinsurance, Insurance, Aviation, Marine, Property
Total Rating 64
Safety 77
Buy Signal 0.85
Insurance - Reinsurance
Industry Rotation: +11.2
Market Cap: 2.60B
Avg Turnover: 13.4M USD
ATR: 2.98%
Peers RS (IBD): 92.4
Risk 5d forecast
Volatility30.0%
Rel. Tail Risk-4.05%
Reward TTM
Sharpe Ratio1.19
Alpha20.46
Character TTM
Beta0.282
Beta Downside0.285
Drawdowns 3y
Max DD16.28%
CAGR/Max DD2.48
EPS (Earnings per Share) EPS (Earnings per Share) of SPNT over the last years for every Quarter: "2021-03": 1.05, "2021-06": 0.37, "2021-09": -0.34, "2021-12": 0.88, "2022-03": -1.36, "2022-06": -0.38, "2022-09": -0.61, "2022-12": -0.17, "2023-03": 0.78, "2023-06": 0.37, "2023-09": 0.32, "2023-12": 0.5, "2024-03": 0.49, "2024-06": 0.57, "2024-09": 0.03, "2024-12": -0.13, "2025-03": 0.49, "2025-06": 0.66, "2025-09": 0.73, "2025-12": 0.7, "2026-03": 0,
EPS CAGR: 25.76%
EPS Trend: 47.2%
Last SUE: -2.87
Qual. Beats: 0
Revenue Revenue of SPNT over the last years for every Quarter: 2021-03: 501, 2021-06: 549.5, 2021-09: 748.7, 2021-12: 463, 2022-03: 380.8, 2022-06: 529.6, 2022-09: 649.1, 2022-12: 612.1, 2023-03: 678, 2023-06: 693.4, 2023-09: 704.4, 2023-12: 626.6, 2024-03: 688.9, 2024-06: 739.7, 2024-09: 559.2, 2024-12: 625.7, 2025-03: 729.4, 2025-06: 731.5, 2025-09: 753.5, 2025-12: 973.7, 2026-03: null,
Rev. CAGR: 28.45%
Rev. Trend: 70.1%
Last SUE: 0.19
Qual. Beats: 0

Warnings

No concerns identified

Tailwinds

Confidence

Description: SPNT Siriuspoint

SiriusPoint Ltd. (NYSE: SPNT) is a Bermuda-based insurer and reinsurer that operates two primary segments: Reinsurance, which underwrites aviation, space, accident-health, casualty, credit, marine, energy, and property risks for other insurers and large risk-bearing entities; and Insurance & Services, which offers a broad suite of accident-health, marine, energy, property-casualty, mortgage, environmental, workers’ compensation, commercial auto, professional liability, and related services directly to commercial and individual customers.

In its latest reporting period (Q4 2025), SiriusPoint generated $1.22 billion in net written premiums, posted a combined ratio of 92.5%, and delivered a return on equity of 7.8%, supporting a market capitalization of roughly $1.1 billion and a dividend yield near 5.2%.

Key sector drivers include the rising frequency and severity of natural catastrophes, which are expanding demand for property-and-casualty reinsurance capacity; persistently low interest-rate environments that compress investment income for insurers; and tightening global solvency regulations that favor well-capitalized, diversified players like SiriusPoint.

For a deeper quantitative view, you might explore SiriusPoint’s profile on ValueRay.

Headlines to Watch Out For
  • Catastrophe losses impact property reinsurance profitability
  • Investment income fluctuations affect overall earnings
  • Regulatory changes influence insurance product offerings
  • Competition in reinsurance market pressures pricing
Piotroski VR‑10 (Strict) 6.5
Net Income: 459.6m TTM > 0 and > 6% of Revenue
FCF/TA: 0.79 > 0.02 and ΔFCF/TA 78.88 > 1.0
NWC/Revenue: 214.3% < 20% (prev 83.38%; Δ 130.9% < -1%)
CFO/TA 0.79 > 3% & CFO 96.3m > Net Income 459.6m
Net Debt (-2.67b) to EBITDA (629.5m): -4.24 < 3
Current Ratio: 5.99 > 1.5 & < 3
Outstanding Shares: last quarter (121.8m) vs 12m ago -24.50% < -2%
Gross Margin: 39.47% > 18% (prev 0.28%; Δ 3.92k% > 0.5%)
Asset Turnover: 50.42% > 50% (prev 20.87%; Δ 29.55% > 0%)
Interest Coverage Ratio: 4.03 > 6 (EBITDA TTM 629.5m / Interest Expense TTM 79.7m)
Altman Z'' 10.00
A: 56.36 (Total Current Assets 8.20b - Total Current Liabilities 1.37b) / Total Assets 121.2m
B: 10.14 (Retained Earnings 1.23b / Total Assets 121.2m)
C: 0.05 (EBIT TTM 321.3m / Avg Total Assets 6.32b)
D: 0.17 (Book Value of Equity 1.30b / Total Liabilities 7.51b)
Altman-Z'' Score: 403.3 = AAA
What is the price of SPNT shares? As of April 08, 2026, the stock is trading at USD 22.89 with a total of 740,769 shares traded.
Over the past week, the price has changed by +6.27%, over one month by +10.53%, over three months by +11.99% and over the past year by +47.96%.
Is SPNT a buy, sell or hold? Siriuspoint has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold SPNT.
  • StrongBuy: 0
  • Buy: 0
  • Hold: 1
  • Sell: 0
  • StrongSell: 0
What are the forecasts/targets for the SPNT price?
Analysts Target Price 24 4.8%
Siriuspoint (SPNT) - Fundamental Data Overview as of 05 April 2026
P/E Trailing = 6.0962
P/E Forward = 8.6133
P/S = 0.8704
P/B = 1.1143
Revenue TTM = 3.19b USD
EBIT TTM = 321.3m USD
EBITDA TTM = 629.5m USD
Long Term Debt = 688.6m USD (from longTermDebt, last quarter)
Short Term Debt = 1.40m USD (from shortTermDebt, two quarters ago)
Debt = 688.6m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -2.67b USD (recalculated: Debt 688.6m - CCE 3.35b)
Enterprise Value = 2.60b USD (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 4.03 (Ebit TTM 321.3m / Interest Expense TTM 79.7m)
EV/FCF = 26.96x (Enterprise Value 2.60b / FCF TTM 96.3m)
FCF Yield = 3.71% (FCF TTM 96.3m / Enterprise Value 2.60b)
FCF Margin = 3.02% (FCF TTM 96.3m / Revenue TTM 3.19b)
Net Margin = 14.42% (Net Income TTM 459.6m / Revenue TTM 3.19b)
Gross Margin = 39.47% ((Revenue TTM 3.19b - Cost of Revenue TTM 1.93b) / Revenue TTM)
Gross Margin QoQ = 61.77% (prev 31.96%)
Tobins Q-Ratio = 21.42 (Enterprise Value 2.60b / Total Assets 121.2m)
Interest Expense / Debt = 2.83% (Interest Expense 19.5m / Debt 688.6m)
Taxrate = 12.88% (36.1m / 280.2m)
NOPAT = 279.9m (EBIT 321.3m * (1 - 12.88%))
Current Ratio = 5.99 (Total Current Assets 8.20b / Total Current Liabilities 1.37b)
Debt / Equity = 0.28 (Debt 688.6m / totalStockholderEquity, last quarter 2.47b)
Debt / EBITDA = -4.24 (Net Debt -2.67b / EBITDA 629.5m)
Debt / FCF = -27.69 (Net Debt -2.67b / FCF TTM 96.3m)
Total Stockholder Equity = 2.20b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.27% (Net Income 459.6m / Total Assets 121.2m)
RoE = 20.87% (Net Income TTM 459.6m / Total Stockholder Equity 2.20b)
RoCE = 11.11% (EBIT 321.3m / Capital Employed (Equity 2.20b + L.T.Debt 688.6m))
RoIC = 10.44% (NOPAT 279.9m / Invested Capital 2.68b)
WACC = 6.03% (E(2.60b)/V(3.28b) * Re(6.98%) + D(688.6m)/V(3.28b) * Rd(2.83%) * (1-Tc(0.13)))
Discount Rate = 6.98% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares Correlation 3-Years: -100.0 | Cagr: -15.29%
[DCF] Terminal Value 88.32% ; FCFF base≈86.7m ; Y1≈107.0m ; Y5≈182.5m
[DCF] Fair Price = 67.53 (EV 5.23b - Net Debt -2.67b = Equity 7.90b / Shares 117.0m; r=6.03% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 47.18 | EPS CAGR: 25.76% | SUE: -2.87 | # QB: 0
Revenue Correlation: 70.12 | Revenue CAGR: 28.45% | SUE: 0.19 | # QB: 0
EPS next Quarter (2026-06-30): EPS=0.65 | Chg7d=+0.013 | Chg30d=-0.007 | Revisions Net=+0 | Analysts=3
EPS current Year (2026-12-31): EPS=2.54 | Chg7d=+0.037 | Chg30d=+0.073 | Revisions Net=+3 | Growth EPS=-0.5% | Growth Revenue=+1.6%
EPS next Year (2027-12-31): EPS=2.77 | Chg7d=+0.033 | Chg30d=+0.050 | Revisions Net=+2 | Growth EPS=+9.3% | Growth Revenue=+5.2%
[Analyst] Revisions Ratio: +1.00 (3 Up / 0 Down within 30d for Current Year)
[Growth] Implied Growth Rate = -8.5% (Discount Rate 7.9% - Earnings Yield 16.4%)
[Growth] Growth Spread = +16.9% (Analyst 8.4% - Implied -8.5%)
External Resources
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