Overview Dividends

(STT) State Street - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US8574771031

Custody, Fund Administration, ETF, Analytics, Trading

STT EPS (Earnings per Share)

EPS Growth (3Y CAGR): 11.32%
EPS Trend (3Y Correlation): 69.1%

STT Revenue

Revenue Growth (3Y CAGR): 14.61%
Revenue Trend (3Y Correlation): 94.9%

Risk via 10d forecast
Volatility	23.4%
Value at Risk 5%th	38.0%

Reward
Sharpe Ratio	0.93
Alpha Jensen	8.00

Character
Hurst Exponent	0.369
Beta	1.456

Drawdowns 3y
Max DD	31.28%
Mean DD	11.73%

Description: STT State Street October 14, 2025

State Street Corporation (NYSE:STT) delivers a broad suite of financial infrastructure services to institutional investors, including custody, accounting, fund administration, record-keeping, client reporting, transaction management, and collateral services for both traditional and alternative assets.

The firm’s technology offering centers on the State Street Alpha platform, which integrates portfolio management, trading execution, analytics, compliance, and data aggregation to streamline front-office processes and post-trade settlement for large-scale investors.

Beyond infrastructure, State Street provides investment-management solutions such as equity, fixed-income, multi-asset, and alternative strategies, the SPDR family of ETFs and index funds, and outsourced CIO services for defined-benefit and defined-contribution plans.

Its client base spans mutual funds, retirement plans, insurance companies, foundations, endowments, and other pooled investment vehicles, and it has a strategic alliance with UC Investments to broaden wealth-building tools for individual investors.

Key metrics (as of FY 2024) include approximately $43 trillion in assets under custody and administration, revenue of $13.9 billion, and an operating margin near 30 %, reflecting the high-margin nature of custodial and data-services businesses.

Sector drivers that materially affect State Street’s outlook are (1) regulatory pressure on fee transparency and data-security standards, (2) the continued shift toward passive and ETF investing, which boosts demand for custody and data services, and (3) macro-economic trends in interest rates that influence cash-management and short-term investment volumes.

For a deeper, data-rich assessment of State Street’s valuation and risk profile, consider exploring the analyst tools and proprietary metrics available on ValueRay.

STT Stock Overview

Market Cap in USD	33,045m
Sub-Industry	Asset Management & Custody Banks
IPO / Inception	1986-07-09
Return 12m vs S&P 500	10.5%
Analyst Rating	3.69 of 5

STT Dividends

Dividend Yield	2.61%
Yield on Cost 5y	5.34%
Yield CAGR 5y	0.71%
Payout Consistency	95.9%
Payout Ratio	31.4%

STT Growth Ratios

CAGR	18.70%
CAGR/Max DD Calmar Ratio	0.60
CAGR/Mean DD Pain Ratio	1.59
Current Volume	1208.7k
Average Volume	2093.7k

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income (2.98b TTM) > 0 and > 6% of Revenue (6% = 1.37b TTM)

FCFTA -0.02 (>2.0%) and ΔFCFTA -0.89pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 300.6% (prev -609.7%; Δ 910.3pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.02 (>3.0%) and CFO -5.57b <= Net Income 2.98b (YES >=105%, WARN >=100%)

Net Debt (29.76b) to EBITDA (4.13b) ratio: 7.20 <= 3.0 (WARN <= 3.5)

Current Ratio 8.01 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (288.2m) change vs 12m ago -4.53% (target <= -2.0% for YES)

Gross Margin 59.48% (prev 58.64%; Δ 0.84pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 6.46% (prev 6.28%; Δ 0.18pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.42 (EBITDA TTM 4.13b / Interest Expense TTM 9.00b) >= 6 (WARN >= 3)

Altman Z'' 1.65

(A) 0.19 = (Total Current Assets 78.67b - Total Current Liabilities 9.82b) / Total Assets 371.07b

(B) 0.08 = Retained Earnings (Balance) 30.94b / Total Assets 371.07b

(D) 0.09 = Book Value of Equity 30.27b / Total Liabilities 343.43b

Total Rating: 1.65 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 52.46

1. Piotroski 3.0pt = -2.0

2. FCF Yield 92.49% = 5.0

3. FCF Margin -26.81% = -7.50

4. Debt/Equity 1.25 = 1.77

5. Debt/Ebitda 7.20 = -2.50

6. ROIC - WACC (= -3.06)% = -3.82

7. RoE 11.14% = 0.93

8. Rev. Trend 94.94% = 7.12

9. EPS Trend 69.13% = 3.46

What is the price of STT shares?

As of November 13, 2025, the stock is trading at USD 119.43 with a total of 1,208,663 shares traded.
Over the past week, the price has changed by +2.82%, over one month by +4.59%, over three months by +9.53% and over the past year by +27.56%.

Is State Street a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, State Street is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 52.46 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of STT is around 122.83 USD . This means that STT is currently overvalued and has a potential downside of 2.85%.

Is STT a buy, sell or hold?

State Street has received a consensus analysts rating of 3.69. Therefor, it is recommend to hold STT.

Strong Buy: 4
Buy: 4
Hold: 7
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the STT price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	130.4	9.2%
Analysts Target Price	130.4	9.2%
ValueRay Target Price	136.5	14.3%

STT Fundamental Data Overview November 09, 2025

Market Cap USD = 33.05b (33.05b USD * 1.0 USD.USD)
P/E Trailing = 12.5594
P/E Forward = 10.8342
P/S = 2.4252
P/B = 1.3752
P/EG = 1.0524
Beta = 1.456
Revenue TTM = 22.91b USD
EBIT TTM = 3.77b USD
EBITDA TTM = 4.13b USD
Long Term Debt = 23.16b USD (from longTermDebt, last fiscal year)
Short Term Debt = 9.82b USD (from shortTermDebt, last quarter)
Debt = 34.51b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 29.76b USD (from netDebt column, last quarter)
Enterprise Value = -6.64b USD (33.05b + Debt 34.51b - CCE 74.20b)
Interest Coverage Ratio = 0.42 (Ebit TTM 3.77b / Interest Expense TTM 9.00b)
FCF Yield = 92.49% (FCF TTM -6.14b / Enterprise Value -6.64b)
FCF Margin = -26.81% (FCF TTM -6.14b / Revenue TTM 22.91b)
Net Margin = 13.01% (Net Income TTM 2.98b / Revenue TTM 22.91b)
Gross Margin = 59.48% ((Revenue TTM 22.91b - Cost of Revenue TTM 9.28b) / Revenue TTM)
Gross Margin QoQ = 59.23% (prev 59.20%)
Tobins Q-Ratio = -0.02 (set to none) (Enterprise Value -6.64b / Total Assets 371.07b)
Interest Expense / Debt = 6.38% (Interest Expense 2.20b / Debt 34.51b)
Taxrate = 21.87% (241.0m / 1.10b)
NOPAT = 2.95b (EBIT 3.77b * (1 - 21.87%))
Current Ratio = 8.01 (Total Current Assets 78.67b / Total Current Liabilities 9.82b)
Debt / Equity = 1.25 (Debt 34.51b / totalStockholderEquity, last quarter 27.64b)
Debt / EBITDA = 7.20 (Net Debt 29.76b / EBITDA 4.13b)
Debt / FCF = -4.84 (negative FCF - burning cash) (Net Debt 29.76b / FCF TTM -6.14b)
Total Stockholder Equity = 26.74b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.80% (Net Income 2.98b / Total Assets 371.07b)
RoE = 11.14% (Net Income TTM 2.98b / Total Stockholder Equity 26.74b)
RoCE = 7.56% (EBIT 3.77b / Capital Employed (Equity 26.74b + L.T.Debt 23.16b))
RoIC = 5.06% (NOPAT 2.95b / Invested Capital 58.28b)
WACC = 8.11% (E(33.05b)/V(67.56b) * Re(11.38%) + D(34.51b)/V(67.56b) * Rd(6.38%) * (1-Tc(0.22)))
Discount Rate = 11.38% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.65%
Fair Price DCF = unknown (Cash Flow -6.14b)
EPS Correlation: 69.13 | EPS CAGR: 11.32% | SUE: 3.00 | # QB: 2
Revenue Correlation: 94.94 | Revenue CAGR: 14.61% | SUE: 0.93 | # QB: 2

Additional Sources for STT Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle