(STWD) Starwood Property Trust - Ratings and Ratios
Mortgages, CMBS, Mezzanine, Infrastructure Debt, Property Equity
STWD EPS (Earnings per Share)
STWD Revenue
Description: STWD Starwood Property Trust
Starwood Property Trust Inc (NYSE:STWD) is a real estate investment trust (REIT) with a diversified portfolio across commercial and residential lending, infrastructure lending, property investment, and investing and servicing. The companys business segments provide a range of financial products and services, including loan origination, acquisition, and management, as well as property investment and asset management.
From a financial perspective, STWDs performance can be evaluated using key performance indicators (KPIs) such as Funds From Operations (FFO) per share, which is a crucial metric for REITs. A review of STWDs historical FFO per share data reveals a relatively stable trend, indicating a consistent ability to generate cash flows. Additionally, the companys dividend yield, which is currently around 8-10%, is attractive to income-seeking investors. The dividend payout ratio, which is around 80-90%, suggests that STWD is distributing a significant portion of its taxable income to shareholders, consistent with its REIT status.
STWDs business model is characterized by a mix of lending and investment activities, which provides a diversified revenue stream. The companys exposure to various asset classes, including commercial and residential mortgages, infrastructure debt, and commercial real estate properties, helps to mitigate risk. However, the portfolios credit quality and the potential for loan delinquencies or defaults are essential factors to monitor. Key metrics to watch include the companys loan-to-value (LTV) ratio, debt service coverage ratio (DSCR), and the proportion of non-performing assets (NPAs) in the portfolio.
In terms of valuation, STWDs price-to-book (P/B) ratio and price-to-FFO (P/FFO) ratio can be used to assess whether the stock is fairly valued relative to its peers and historical averages. A review of these metrics suggests that STWDs valuation is influenced by its growth prospects, dividend yield, and the overall market sentiment towards REITs. Investors should consider these factors when evaluating the stocks potential for long-term appreciation.
STWD Stock Overview
| Market Cap in USD | 7,633m |
| Sub-Industry | Mortgage REITs |
| IPO / Inception | 2009-08-12 |
STWD Stock Ratings
| Growth Rating | 51.7% |
| Fundamental | 59.9% |
| Dividend Rating | 68.7% |
| Return 12m vs S&P 500 | -8.31% |
| Analyst Rating | 3.88 of 5 |
STWD Dividends
| Dividend Yield 12m | 12.29% |
| Yield on Cost 5y | 23.83% |
| Annual Growth 5y | 0.00% |
| Payout Consistency | 90.8% |
| Payout Ratio | 104.4% |
STWD Growth Ratios
| Growth Correlation 3m | 20.2% |
| Growth Correlation 12m | 73.6% |
| Growth Correlation 5y | 60.9% |
| CAGR 5y | 6.36% |
| CAGR/Max DD 3y | 0.27 |
| CAGR/Mean DD 3y | 1.18 |
| Sharpe Ratio 12m | 1.73 |
| Alpha | 0.03 |
| Beta | 0.921 |
| Volatility | 16.22% |
| Current Volume | 2666.1k |
| Average Volume 20d | 2306.8k |
| Stop Loss | 19.6 (-3.4%) |
| Signal | 0.46 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (367.7m TTM) > 0 and > 6% of Revenue (6% = 114.5m TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA 0.35pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -5.58% (prev 855.3%; Δ -860.9pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 688.9m > Net Income 367.7m (YES >=105%, WARN >=100%) |
| Net Debt (-259.9m) to EBITDA (1.08b) ratio: -0.24 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.90 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (337.1m) change vs 12m ago 7.50% (target <= -2.0% for YES) |
| Gross Margin 66.03% (prev 90.75%; Δ -24.72pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 3.02% (prev 3.35%; Δ -0.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.83 (EBITDA TTM 1.08b / Interest Expense TTM 1.26b) >= 6 (WARN >= 3) |
Altman Z'' 0.11
| (A) -0.00 = (Total Current Assets 927.2m - Total Current Liabilities 1.03b) / Total Assets 62.37b |
| (B) 0.00 = Retained Earnings (Balance) 148.5m / Total Assets 62.37b |
| (C) 0.02 = EBIT TTM 1.04b / Avg Total Assets 63.23b |
| (D) 0.00 = Book Value of Equity 164.8m / Total Liabilities 55.20b |
| Total Rating: 0.11 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 59.85
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 4.09% = 2.04 |
| 3. FCF Margin 34.61% = 7.50 |
| 4. Debt/Equity 1.45 = 1.54 |
| 5. Debt/Ebitda 8.57 = -2.50 |
| 6. ROIC - WACC (= 0.30)% = 0.38 |
| 7. RoE 5.70% = 0.47 |
| 8. Rev. Trend 62.60% = 4.69 |
| 9. EPS Trend -45.71% = -2.29 |
What is the price of STWD shares?
Over the past week, the price has changed by -2.08%, over one month by +2.17%, over three months by +4.63% and over the past year by +8.68%.
Is Starwood Property Trust a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of STWD is around 21.48 USD . This means that STWD is currently overvalued and has a potential downside of 5.92%.
Is STWD a buy, sell or hold?
- Strong Buy: 2
- Buy: 3
- Hold: 3
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the STWD price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 21.9 | 7.8% |
| Analysts Target Price | 21.9 | 7.8% |
| ValueRay Target Price | 23.4 | 15.4% |
Last update: 2025-09-05 05:02
STWD Fundamental Data Overview
CCE Cash And Equivalents = 762.5m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 18.7593
P/E Forward = 10.395
P/S = 22.2949
P/B = 1.1582
P/EG = 2.73
Beta = 1.302
Revenue TTM = 1.91b USD
EBIT TTM = 1.04b USD
EBITDA TTM = 1.08b USD
Long Term Debt = 8.05b USD (from longTermDebt, last quarter)
Short Term Debt = 1.24b USD (from shortLongTermDebt, last quarter)
Debt = 9.28b USD (Calculated: Short Term 1.24b + Long Term 8.05b)
Net Debt = -259.9m USD (from netDebt column, last quarter)
Enterprise Value = 16.15b USD (7.63b + Debt 9.28b - CCE 762.5m)
Interest Coverage Ratio = 0.83 (Ebit TTM 1.04b / Interest Expense TTM 1.26b)
FCF Yield = 4.09% (FCF TTM 660.4m / Enterprise Value 16.15b)
FCF Margin = 34.61% (FCF TTM 660.4m / Revenue TTM 1.91b)
Net Margin = 19.27% (Net Income TTM 367.7m / Revenue TTM 1.91b)
Gross Margin = 66.03% ((Revenue TTM 1.91b - Cost of Revenue TTM 648.1m) / Revenue TTM)
Tobins Q-Ratio = 98.03 (Enterprise Value 16.15b / Book Value Of Equity 164.8m)
Interest Expense / Debt = 3.41% (Interest Expense 316.1m / Debt 9.28b)
Taxrate = 6.26% (25.4m / 406.0m)
NOPAT = 973.7m (EBIT 1.04b * (1 - 6.26%))
Current Ratio = 0.90 (Total Current Assets 927.2m / Total Current Liabilities 1.03b)
Debt / Equity = 1.45 (Debt 9.28b / last Quarter total Stockholder Equity 6.42b)
Debt / EBITDA = 8.57 (Net Debt -259.9m / EBITDA 1.08b)
Debt / FCF = 14.06 (Debt 9.28b / FCF TTM 660.4m)
Total Stockholder Equity = 6.45b (last 4 quarters mean)
RoA = 0.59% (Net Income 367.7m, Total Assets 62.37b )
RoE = 5.70% (Net Income TTM 367.7m / Total Stockholder Equity 6.45b)
RoCE = 7.16% (Ebit 1.04b / (Equity 6.45b + L.T.Debt 8.05b))
RoIC = 6.30% (NOPAT 973.7m / Invested Capital 15.45b)
WACC = 6.00% (E(7.63b)/V(16.92b) * Re(9.41%)) + (D(9.28b)/V(16.92b) * Rd(3.41%) * (1-Tc(0.06)))
Shares Correlation 3-Years: 56.49 | Cagr: 0.57%
Discount Rate = 9.41% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 71.77% ; FCFE base≈577.2m ; Y1≈525.8m ; Y5≈462.9m
Fair Price DCF = 18.00 (DCF Value 6.61b / Shares Outstanding 367.1m; 5y FCF grow -11.12% → 3.0% )
EPS Correlation: -45.71 | EPS CAGR: -6.02% | SUE: 0.62 | # QB: 0
Revenue Correlation: 62.60 | Revenue CAGR: 16.83% | SUE: 0.20 | # QB: 0
Additional Sources for STWD Stock
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