SYF Dividend History & Analysis | 1.7% Yield

SYF has a dividend yield of 1.7% and paid 1.2 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.65%
Payout Ratio 12.2%
Growth Rate CAGR 5y 7.9%
Consistency Lifetime 100%
Yield on Cost 5y 2.7%
Payout FCF 5.3%
Streak Years 5
Dividend Rating 60.8%
Chowder Number yield + growth 9.6% below 15% target for healthy growth
Yield vs Average 5y -21.9% avg 2.11% vs now 1.65%
Debt / EBITDA leverage -0.8x healthy
Income per 10k invested 165 USD per year
Dividends Cash Amount per Share Yearly SYF annual dividends paid per share, showing the total cash Synchrony Financial distributed to shareholders each year.
Dividend Growth Year over Year SYF year-over-year dividend growth rate, showing how Synchrony Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History SYF dividend yield history versus share price over the past 5 years, showing how Synchrony Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Consumer Finance

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF NYSE
OneMain Holdings
6,614 M 7.40% 10.85%
JCAP NASDAQ
Jefferson Capital, Common
1,100 M 5.11% 5.45%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 4.37% 4.55%
ALLY NYSE
Ally Financial
14,171 M 2.98% 2.73%
SLM NASDAQ
SLM
4,828 M 2.11% 2.85%
SYF NYSE
Synchrony Financial
25,675 M 1.65% 2.71%
COF NYSE
Capital One Financial
127,208 M 1.47% 2.00%
PRG NYSE
PROG Holdings
1,771 M 1.78% 1.24%
AXP NYSE
American Express
242,929 M 1.07% 2.17%
FCFS NASDAQ
FirstCash
9,730 M 0.98% 2.30%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
AXP NYSE
American Express
242,929 M 16.65% 100.0%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 13.87% 67.5%
FCFS NASDAQ
FirstCash
9,730 M 8.29% 100.0%
PRG NYSE
PROG Holdings
1,771 M 8.17% 100.0%
SYF NYSE
Synchrony Financial
25,675 M 7.91% 100.0%
NNI NYSE
Nelnet
4,736 M 6.98% 100.0%
SLM NASDAQ
SLM
4,828 M 6.88% 99.2%
OMF NYSE
OneMain Holdings
6,614 M 3.89% 95.6%
BFH NYSE
Bread Financial Holdings
4,130 M 1.42% 98.3%
ALLY NYSE
Ally Financial
14,171 M 0.98% 97.5%

SYF Dividend History

Dividend Monthly Return EX date, 5 years of data

Jan - -
Feb 0.51% 100
Mar - -
Apr 0.12% 20
May 0.46% 80
Jun - -
Jul 0.38% 60
Aug 0.20% 40
Sep - -
Oct 0.40% 60
Nov 0.17% 40
Dec - -

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-05 2026-05-05 2026-05-15 Quarterly 0.3 0% 0.41%
2026-02-06 2026-02-06 2026-02-17 Quarterly 0.3 0% 0.4%
2025-11-05 2025-11-05 2025-11-17 Quarterly 0.3 0% 0.41%
2025-08-05 2025-08-05 2025-08-15 Quarterly 0.3 0% 0.43%
2025-05-05 2025-05-05 2025-05-15 Quarterly 0.3 +20% 0.56%
2025-02-03 2025-02-03 2025-02-18 Quarterly 0.25 0% 0.38%
2024-11-04 2024-11-04 2024-11-15 Quarterly 0.25 0% 0.46%
2024-08-05 2024-08-05 2024-08-15 Quarterly 0.25 0% 0.58%
2024-05-03 2024-05-06 2024-05-15 Quarterly 0.25 0% 0.55%
2024-02-02 2024-02-05 2024-02-15 Quarterly 0.25 0% 0.66%
2023-10-31 2023-11-01 2023-11-09 Quarterly 0.25 0% 0.88%
2023-07-28 2023-07-31 2023-08-10 Quarterly 0.25 +8.7% 0.71%
2023-05-01 2023-05-02 2023-05-12 Quarterly 0.23 0% 0.78%
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.23 0% 0.62%
2022-10-31 2022-11-01 2022-11-10 Quarterly 0.23 0% 0.65%
2022-07-29 2022-08-01 2022-08-11 Quarterly 0.23 +4.5% 0.71%
2022-04-29 2022-05-02 2022-05-12 Quarterly 0.22 0% 0.58%
2022-02-09 2022-02-10 2022-02-17 Quarterly 0.22 0% 0.5%
2021-10-29 2021-11-01 2021-11-12 Quarterly 0.22 0% 0.46%
2021-07-30 2021-08-02 2021-08-12 Quarterly 0.22 0% 0.46%

SYF Dividend FAQ

What is the Dividend Yield of SYF?

As of July 2026, SYF's dividend yield is 1.65%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.20 USD by the current share price of 72.44.

Does SYF pay a dividend?

As of July 2026, SYF paid a dividend of 1.20 USD in the last 12 months. The last dividend was paid on 2026-05-05 and the payout was 0.3 USD.

How often does SYF pay dividends?

SYF pays dividends quarterly. Over the last 12 months, SYF has issued 4 dividend payments. The last dividend payment was made on 2026-05-05.

SYF dividend forecast

Based on historical data, the forecasted dividends per share for SYF for the next payments are between 0.319 (+6.3%) and 0.334 (+11.3%). This indicates a solid dividend increase compared to the last payment. The expected Yield for the next 12 months is about 1.80%.

Will SYF pay dividends in 2026?

The latest dividend paid per share was 0.3 USD with an Ex-Dividend Date of 2026-05-05. The next Ex-Dividend date for Synchrony Financial (SYF) is currently unknown.

What is the next Ex-Dividend Date for SYF?

The next Ex-Dividend date for Synchrony Financial (SYF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of SYF?

SYF's average dividend growth rate over the past 5 years is 7.91% per year. Strong growth: SYF's dividend growth is outpacing inflation.

What is the Yield on Cost of SYF?

SYF's 5-Year Yield on Cost is 2.71%. If you bought SYF's shares at 44.28 USD five years ago, your current annual dividend income (1.20 USD per share, trailing 12 months) equals 2.71% of your original purchase price.

What is the Payout Consistency of SYF?

SYF Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Synchrony Financial has a strong track record of consistent dividend payments over its lifetime.

Does SYF have a good Dividend Yield?

SYF's 1.65% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of SYF?

The Dividend Payout Ratio of SYF is 12.2%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of SYF?

SYF's Overall Dividend Rating is 60.83%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

SYF Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in SYF's Outstanding Shares?

Synchrony Financial's outstanding shares have decreased by approximately 6.95% annually over the past 3 years (Trend Reliability: -91.1%). Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has SYF ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2012 705,000,000 0%
2013 831,170,000 +17.9%
2014 834,300,000 +0.38%
2015 835,800,000 +0.18%
2016 823,800,000 -1.44%
2017 784,000,000 -4.83%
2018 720,900,000 -8.05%
2019 637,700,000 -11.54%
2020 586,600,000 -8.01%
2021 543,000,000 -7.43%
2022 448,900,000 -17.33%
2023 406,875,800 -9.36%
2024 394,800,000 -2.97%
2025 357,843,100 -9.36%
2026 346,000,000 -3.31%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-08 02:36 UTC