TDC Stock Analysis: Teradata | NYSE
Software - Infrastructure | NYSE, USA | Market Cap: 2.544m USD | 12M Return: 29.2% | US88076W1036 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 53.8M
EPS Trend: 91.7%
Qual. Beats: 10
Rev. Trend: -90.7%
Qual. Beats: 4
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Teradata Corporation (NYSE: TDC) is a U.S.-based software company that provides AI and knowledge platforms, alongside consulting services, primarily serving large enterprise customers. The company operates through two segments-Product Sales and Consulting Services-with its core platform designed to handle enterprise-grade analytic and AI workloads. Its consulting arm helps organizations define data and AI strategies, design hybrid cloud architectures, and deploy analytics solutions.
Teradata sells to a broad range of industries, including financial services, healthcare and life sciences, the public sector, manufacturing, retail, telecommunications, and travel/transportation, primarily through a direct sales force. The company was founded in 1979, is headquartered in San Diego, California, and has been publicly traded since its 2007 IPO. It is classified within the Information Technology sector under the Systems Software sub-industry, a category that includes providers of database, analytics, and enterprise application infrastructure software.
- Cloud ARR growth accelerates on Vantage platform adoption
- Competition from Snowflake and Databricks pressures enterprise analytics share
- Enterprise AI demand drives new hybrid cloud platform contracts
| Net Income: 458.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.45 > 0.02 and ΔFCF/TA 28.76 > 1.0 |
| NWC/Revenue: -4.26% < 20% (prev -8.42%; Δ 4.16% < -1%) |
| CFO/TA 0.46 > 3% & CFO 761.0m > Net Income 458.0m |
| Net Debt (164.0m) to EBITDA (705.0m): 0.23 < 3 |
| Current Ratio: 0.91 > 1.5 & < 3 |
| Outstanding Shares: last quarter (96.2m) vs 12m ago 0.21% < -2% |
| Gross Margin: 60.91% > 18% (prev 58.93%; Δ 1.99% > 0.5%) |
| Asset Turnover: 99.62% > 50% (prev 96.43%; Δ 3.19% > 0%) |
| Interest Coverage Ratio: 24.40 > 6 (EBIT TTM 610.0m / Interest Expense TTM 25.0m) |
| A: -0.04 (Total Current Assets 773.0m - Total Current Liabilities 845.0m) / Total Assets 1.66b |
| B: -0.98 (Retained Earnings -1.62b / Total Assets 1.66b) |
| C: 0.36 (EBIT TTM 610.0m / Avg Total Assets 1.70b) |
| D: 0.56 (Book Value of Equity 593.0m / Total Liabilities 1.06b) |
| Altman-Z'' = -0.46 = B |
| DSRI: 0.87 (Receivables 256.0m/293.0m, Revenue 1.69b/1.68b) |
| GMI: 0.97 (GM 58.93% / 60.91%) |
| AQI: 0.94 (AQ_t 0.41 / AQ_t-1 0.44) |
| SGI: 1.01 (Revenue 1.69b / 1.68b) |
| TATA: -0.18 (NI 458.0m - CFO 761.0m) / TA 1.66b) |
| Beneish M = -3.22 (Cap -4..+1) = AA |
As of September 16, 2026, the stock is trading at USD 27.84 with a total of 1,799,565 shares traded. Over the past week, the price has changed by -3.30%, over one month by +3.65%, over three months by -15.12% and over the past year by +29.19%.
Current recommended Stop Loss: 26.40 (which is 5.2% or 1.3 ATR below the current price).
Teradata has received a consensus analysts rating of 3.45. Therefore, it is recommended to hold TDC.
- StrongBuy: 3
- Buy: 1
- Hold: 5
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 34 | 22.1% |
P/E Trailing = 5.8712
P/E Forward = 9.5694
P/S = 1.5047
P/B = 4.3693
P/EG = 3.3535
Revenue TTM = 1.69b USD
EBIT TTM = 610.0m USD
EBITDA TTM = 705.0m USD
Long Term Debt = 431.0m USD (from longTermDebt, last fiscal year)
Short Term Debt = 48.0m USD (from shortTermDebt, last quarter)
Debt = 578.0m USD (corrected: LT Debt 431.0m + ST Debt 48.0m) + Leases 99.0m
Net Debt = 164.0m USD (calculated: Debt 578.0m - CCE 414.0m)
Enterprise Value = 2.71b USD (2.54b + Debt 578.0m - CCE 414.0m)
Interest Coverage Ratio = 24.40 (Ebit TTM 610.0m / Interest Expense TTM 25.0m)
EV/FCF = 3.64x (Enterprise Value 2.71b / FCF TTM 745.0m)
FCF Yield = 27.51% (FCF TTM 745.0m / Enterprise Value 2.71b)
FCF Margin = 44.06% (FCF TTM 745.0m / Revenue TTM 1.69b)
Net Margin = 27.08% (Net Income TTM 458.0m / Revenue TTM 1.69b)
Gross Margin = 60.91% ((Revenue TTM 1.69b - Cost of Revenue TTM 661.0m) / Revenue TTM)
Gross Margin QoQ = 59.27% (prev 62.16%)
Tobins Q-Ratio = 1.63 (Enterprise Value 2.71b / Total Assets 1.66b)
Interest Expense / Debt = 4.33% (Interest Expense 25.0m / Debt 578.0m)
Taxrate = 22.50% (133.0m / 591.0m)
NOPAT = 472.7m (EBIT 610.0m * (1 - 22.50%))
Current Ratio = 0.91 (Total Current Assets 773.0m / Total Current Liabilities 845.0m)
Debt / Equity = 0.97 (Debt 578.0m / totalStockholderEquity, last quarter 593.0m)
Debt / EBITDA = 0.23 (Net Debt 164.0m / EBITDA 705.0m)
Debt / FCF = 0.22 (Net Debt 164.0m / FCF TTM 745.0m)
Total Stockholder Equity = 399.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 26.98% (Net Income 458.0m / Total Assets 1.66b)
RoE = 114.6% (Net Income TTM 458.0m / Total Stockholder Equity 399.8m)
RoCE = 73.43% (EBIT 610.0m / Capital Employed (Equity 399.8m + L.T.Debt 431.0m))
RoIC = 60.88% (NOPAT 472.7m / Invested Capital 776.5m)
WACC = 7.94% (E(2.54b)/V(3.12b) * Re(8.98%) + D(578.0m)/V(3.12b) * Rd(4.33%) * (1-Tc(0.23)))
Discount Rate = 8.98% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -73.44 | Cagr: -1.75%
[DCF] Terminal Value 77.97% ; FCFF base≈559.4m ; Y1≈641.3m ; Y5≈943.8m
[DCF] Fair Price = 150.9 (EV 14.2b - Net Debt 164.0m = Equity 14.0b / Shares 93.0m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 91.69 | EPS CAGR: 13.59% | SUE: 1.47 | # QB: 10
Revenue Correlation: -90.68 | Revenue CAGR: -3.97% | SUE: 1.11 | # QB: 4
EPS current Quarter (2026-09-30): EPS=0.58 | Chg30d=-6.87% | Revisions=-70% | Analysts=8
EPS current Year (2026-12-31): EPS=2.71 | Chg30d=+2.21% | Revisions=+73% | GrowthEPS=+5.0% | GrowthRev=-0.9%
EPS next Year (2027-12-31): EPS=2.91 | Chg30d=+1.47% | Revisions=+55% | GrowthEPS=+7.5% | GrowthRev=+1.3%
[Analyst] Revisions Ratio: +27% (up=15, down=8)