TDC Stock Analysis: Teradata | NYSE
Software - Infrastructure | NYSE, USA | Market Cap: 3.043m USD | 12M Return: 29% | US88076W1036 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 64.0M
EPS Trend: 78.2%
Qual. Beats: 0
Rev. Trend: -90.7%
Qual. Beats: 4
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.9 years of data, until 10/2026
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, ≥40 worth a closer look and ≥60 is strong.
Teradata Corporation (NYSE: TDC) is a U.S.-based enterprise software company providing AI and data analytics platforms, organized into two reporting segments: Product Sales and Consulting Services. Its platform supports enterprise-grade workloads, while its consulting arm helps clients develop AI strategy, design hybrid ecosystem architectures, and operationalize data initiatives. The company sells primarily through a direct sales force, serving customers across financial services, healthcare and life sciences, the public sector, manufacturing, retail, telecommunications, and travel/transportation. Founded in 1979 and headquartered in San Diego, California, Teradata is classified within the Information Technology sector under the Systems Software sub-industry, a category that includes providers of database management, analytics, and enterprise application software.
- antageCloud revenue growth accelerates as on-premise product sales decline
- Snowflake and Databricks intensify competition in cloud analytics market
- Capital return program includes active share repurchases and dividends
| Net Income: 458.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.45 > 0.02 and ΔFCF/TA 28.76 > 1.0 |
| NWC/Revenue: -4.26% < 20% (prev -8.42%; Δ 4.16% < -1%) |
| CFO/TA 0.46 > 3% & CFO 761.0m > Net Income 458.0m |
| Net Debt (164.0m) to EBITDA (705.0m): 0.23 < 3 |
| Current Ratio: 0.91 > 1.5 & < 3 |
| Outstanding Shares: last quarter (96.2m) vs 12m ago 0.21% < -2% |
| Gross Margin: 60.91% > 18% (prev 58.93%; Δ 1.99% > 0.5%) |
| Asset Turnover: 99.62% > 50% (prev 96.43%; Δ 3.19% > 0%) |
| Interest Coverage Ratio: 24.40 > 6 (EBIT TTM 610.0m / Interest Expense TTM 25.0m) |
| A: -0.04 (Total Current Assets 773.0m - Total Current Liabilities 845.0m) / Total Assets 1.66b |
| B: -0.98 (Retained Earnings -1.62b / Total Assets 1.66b) |
| C: 0.36 (EBIT TTM 610.0m / Avg Total Assets 1.70b) |
| D: 0.56 (Book Value of Equity 593.0m / Total Liabilities 1.06b) |
| Altman-Z'' = -0.46 = B |
| DSRI: 0.87 (Receivables 256.0m/293.0m, Revenue 1.69b/1.68b) |
| GMI: 0.97 (GM 58.93% / 60.91%) |
| AQI: 0.94 (AQ_t 0.41 / AQ_t-1 0.44) |
| SGI: 1.01 (Revenue 1.69b / 1.68b) |
| TATA: -0.18 (NI 458.0m - CFO 761.0m) / TA 1.66b) |
| Beneish M = -3.22 (Cap -4..+1) = AA |
As of November 15, 2026, the stock is trading at USD 34.81 with a total of 3,856,848 shares traded. Over the past week, the price has changed by +9.47%, over one month by +14.21%, over three months by +25.99% and over the past year by +29.02%.
Current recommended Stop Loss: 33.20 (which is 4.6% or 1.1 ATR below the current price).
Teradata has received a consensus analysts rating of 3.13. Therefore, it is recommended to hold TDC.
- StrongBuy: 1
- Buy: 1
- Hold: 4
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 34 | -2.3% |
P/E Trailing = 6.8739
P/E Forward = 11.8906
P/S = 1.7995
P/B = 5.4279
P/EG = 5.9974
Revenue TTM = 1.69b USD
EBIT TTM = 610.0m USD
EBITDA TTM = 705.0m USD
Long Term Debt = 431.0m USD (from longTermDebt, last fiscal year)
Short Term Debt = 48.0m USD (from shortTermDebt, last quarter)
Debt = 578.0m USD (corrected: LT Debt 431.0m + ST Debt 48.0m) + Leases 99.0m
Net Debt = 164.0m USD (calculated: Debt 578.0m - CCE 414.0m)
Enterprise Value = 3.21b USD (3.04b + Debt 578.0m - CCE 414.0m)
Interest Coverage Ratio = 24.40 (Ebit TTM 610.0m / Interest Expense TTM 25.0m)
EV/FCF = 4.30x (Enterprise Value 3.21b / FCF TTM 745.0m)
FCF Yield = 23.23% (FCF TTM 745.0m / Enterprise Value 3.21b)
FCF Margin = 44.06% (FCF TTM 745.0m / Revenue TTM 1.69b)
Net Margin = 27.08% (Net Income TTM 458.0m / Revenue TTM 1.69b)
Gross Margin = 60.91% ((Revenue TTM 1.69b - Cost of Revenue TTM 661.0m) / Revenue TTM)
Gross Margin QoQ = 59.27% (prev 62.16%)
Tobins Q-Ratio = 1.93 (Enterprise Value 3.21b / Total Assets 1.66b)
Interest Expense / Debt = 4.33% (Interest Expense 25.0m / Debt 578.0m)
Taxrate = 22.50% (133.0m / 591.0m)
NOPAT = 472.7m (EBIT 610.0m * (1 - 22.50%))
Current Ratio = 0.91 (Total Current Assets 773.0m / Total Current Liabilities 845.0m)
Debt / Equity = 0.97 (Debt 578.0m / totalStockholderEquity, last quarter 593.0m)
Debt / EBITDA = 0.23 (Net Debt 164.0m / EBITDA 705.0m)
Debt / FCF = 0.22 (Net Debt 164.0m / FCF TTM 745.0m)
Total Stockholder Equity = 399.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 26.98% (Net Income 458.0m / Total Assets 1.66b)
RoE = 114.6% (Net Income TTM 458.0m / Total Stockholder Equity 399.8m)
RoCE = 73.43% (EBIT 610.0m / Capital Employed (Equity 399.8m + L.T.Debt 431.0m))
RoIC = 60.88% (NOPAT 472.7m / Invested Capital 776.5m)
WACC = 7.66% (E(3.04b)/V(3.62b) * Re(8.48%) + D(578.0m)/V(3.62b) * Rd(4.33%) * (1-Tc(0.23)))
Discount Rate = 8.48% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -73.44 | Cagr: -1.75%
[DCF] Terminal Value 77.97% ; FCFF base≈559.4m ; Y1≈641.3m ; Y5≈943.8m
[DCF] Fair Price = 150.9 (EV 14.2b - Net Debt 164.0m = Equity 14.0b / Shares 93.0m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 78.19 | EPS CAGR: 9.15% | SUE: 0.0 | # QB: 0
Revenue Correlation: -90.68 | Revenue CAGR: -3.97% | SUE: 1.11 | # QB: 4
EPS current Quarter (2027-03-31): EPS=0.84 | Chg30d=-0.04% | Revisions=+10% | Analysts=8
EPS current Year (2026-12-31): EPS=2.71 | Chg30d=-0.01% | Revisions=+73% | GrowthEPS=+5.0% | GrowthRev=-1.0%
EPS next Year (2027-12-31): EPS=2.91 | Chg30d=+0.03% | Revisions=+55% | GrowthEPS=+7.6% | GrowthRev=+1.3%
[Analyst] Revisions Ratio: +58% (up=19, down=4)