TDC Stock Analysis: Teradata | NYSE
Software - Infrastructure | NYSE, USA | Market Cap: 3.278m USD | 12M Return: 40% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 109M
EPS Trend: 92.3%
Qual. Beats: 9
Rev. Trend: -91.4%
Qual. Beats: 3
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Teradata Corporation (NYSE: TDC) is a U.S.-based software company that provides AI and knowledge platforms, alongside consulting services, primarily serving large enterprise customers. The company operates through two segments-Product Sales and Consulting Services-with its core platform designed to handle enterprise-grade analytic and AI workloads. Its consulting arm helps organizations define data and AI strategies, design hybrid cloud architectures, and deploy analytics solutions.
Teradata sells to a broad range of industries, including financial services, healthcare and life sciences, the public sector, manufacturing, retail, telecommunications, and travel/transportation, primarily through a direct sales force. The company was founded in 1979, is headquartered in San Diego, California, and has been publicly traded since its 2007 IPO. It is classified within the Information Technology sector under the Systems Software sub-industry, a category that includes providers of database, analytics, and enterprise application infrastructure software.
- Cloud ARR growth accelerates on Vantage platform adoption
- Competition from Snowflake and Databricks pressures enterprise analytics share
- Enterprise AI demand drives new hybrid cloud platform contracts
| Net Income: 421.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.32 > 0.02 and ΔFCF/TA 15.66 > 1.0 |
| NWC/Revenue: 16.93% < 20% (prev -9.10%; Δ 26.03% < -1%) |
| CFO/TA 0.33 > 3% & CFO 698.0m > Net Income 421.0m |
| Net Debt (-159.0m) to EBITDA (671.0m): -0.24 < 3 |
| Current Ratio: 1.30 > 1.5 & < 3 |
| Outstanding Shares: last quarter (96.6m) vs 12m ago -0.82% < -2% |
| Gross Margin: 60.21% > 18% (prev 60.01%; Δ 0.20% > 0.5%) |
| Asset Turnover: 86.75% > 50% (prev 97.20%; Δ -10.45% > 0%) |
| Interest Coverage Ratio: 23.04 > 6 (EBIT TTM 576.0m / Interest Expense TTM 25.0m) |
| A: 0.13 (Total Current Assets 1.24b - Total Current Liabilities 954.0m) / Total Assets 2.14b |
| B: -0.76 (Retained Earnings -1.62b / Total Assets 2.14b) |
| C: 0.30 (EBIT TTM 576.0m / Avg Total Assets 1.95b) |
| D: 0.35 (Book Value of Equity 557.0m / Total Liabilities 1.58b) |
| Altman-Z'' = 0.77 = B |
| DSRI: 1.06 (Receivables 322.0m/307.0m, Revenue 1.69b/1.70b) |
| GMI: 1.00 (GM 60.01% / 60.21%) |
| AQI: 0.75 (AQ_t 0.32 / AQ_t-1 0.43) |
| SGI: 0.99 (Revenue 1.69b / 1.70b) |
| TATA: -0.13 (NI 421.0m - CFO 698.0m) / TA 2.14b) |
| Beneish M = -3.15 (Cap -4..+1) = AA |
As of July 18, 2026, the stock is trading at USD 30.52 with a total of 2,561,236 shares traded. Over the past week, the price has changed by -9.54%, over one month by -3.84%, over three months by +12.62% and over the past year by +40.00%.
Current recommended Stop Loss: 27.90 (which is 8.6% or 1.6 ATR below the current price).
Teradata has received a consensus analysts rating of 3.45. Therefore, it is recommended to hold TDC.
- StrongBuy: 3
- Buy: 1
- Hold: 5
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 34.9 | 14.3% |
P/E Trailing = 8.0439
P/E Forward = 13.8504
P/S = 1.9405
P/B = 5.9416
P/EG = 3.3535
Revenue TTM = 1.69b USD
EBIT TTM = 576.0m USD
EBITDA TTM = 671.0m USD
Long Term Debt = 424.0m USD (from longTermDebt, last quarter)
Short Term Debt = 76.0m USD (from shortTermDebt, last quarter)
Debt = 657.0m USD (from shortLongTermDebtTotal, last quarter) + Leases 104.0m
Net Debt = -159.0m USD (calculated: Debt 657.0m - CCE 816.0m)
Enterprise Value = 3.12b USD (3.28b + Debt 657.0m - CCE 816.0m)
Interest Coverage Ratio = 23.04 (Ebit TTM 576.0m / Interest Expense TTM 25.0m)
EV/FCF = 4.59x (Enterprise Value 3.12b / FCF TTM 679.0m)
FCF Yield = 21.77% (FCF TTM 679.0m / Enterprise Value 3.12b)
FCF Margin = 40.20% (FCF TTM 679.0m / Revenue TTM 1.69b)
Net Margin = 24.93% (Net Income TTM 421.0m / Revenue TTM 1.69b)
Gross Margin = 60.21% ((Revenue TTM 1.69b - Cost of Revenue TTM 672.0m) / Revenue TTM)
Gross Margin QoQ = 62.16% (prev 60.81%)
Tobins Q-Ratio = 1.46 (Enterprise Value 3.12b / Total Assets 2.14b)
Interest Expense / Debt = 3.81% (Interest Expense 25.0m / Debt 657.0m)
Taxrate = 24.42% (136.0m / 557.0m)
NOPAT = 435.4m (EBIT 576.0m * (1 - 24.42%))
Current Ratio = 1.30 (Total Current Assets 1.24b / Total Current Liabilities 954.0m)
Debt / Equity = 1.18 (Debt 657.0m / totalStockholderEquity, last quarter 557.0m)
Debt / EBITDA = -0.24 (Net Debt -159.0m / EBITDA 671.0m)
Debt / FCF = -0.23 (Net Debt -159.0m / FCF TTM 679.0m)
Total Stockholder Equity = 295.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 21.62% (Net Income 421.0m / Total Assets 2.14b)
RoE = 142.5% (Net Income TTM 421.0m / Total Stockholder Equity 295.5m)
RoCE = 80.06% (EBIT 576.0m / Capital Employed (Equity 295.5m + L.T.Debt 424.0m))
RoIC = 36.91% (NOPAT 435.4m / Invested Capital 1.18b)
WACC = 10.14% (E(3.28b)/V(3.93b) * Re(11.60%) + D(657.0m)/V(3.93b) * Rd(3.81%) * (1-Tc(0.24)))
Discount Rate = 11.60% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -72.73 | Cagr: -0.59%
[DCF] Terminal Value 72.39% ; FCFF base≈519.8m ; Y1≈595.9m ; Y5≈877.0m
[DCF] Fair Price = 108.2 (EV 10.0b - Net Debt -159.0m = Equity 10.2b / Shares 94.1m; r=10.14% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 92.30 | EPS CAGR: 15.51% | SUE: 1.96 | # QB: 9
Revenue Correlation: -91.38 | Revenue CAGR: -4.02% | SUE: 1.13 | # QB: 3
EPS current Quarter (2026-06-30): EPS=0.55 | Chg30d=+0.63% | Revisions=+0% | Analysts=8
EPS next Quarter (2026-09-30): EPS=0.62 | Chg30d=+0.89% | Revisions=-70% | Analysts=8
EPS current Year (2026-12-31): EPS=2.65 | Chg30d=+0.05% | Revisions=+38% | GrowthEPS=+2.7% | GrowthRev=-0.6%
EPS next Year (2027-12-31): EPS=2.87 | Chg30d=+0.05% | Revisions=+22% | GrowthEPS=+8.3% | GrowthRev=+1.8%
[Analyst] Revisions Ratio: -7% (up=11, down=13)