(THG) The Hanover Insurance - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US4108671052
THG EPS (Earnings per Share)
THG Revenue
THG: Commercial Insurance, Specialty Insurance, Personal Insurance
The Hanover Insurance Group, Inc. is a leading provider of property and casualty insurance products and services in the United States, operating through four distinct business segments: Core Commercial, Specialty, Personal Lines, and Other. The companys diversified product portfolio includes commercial multiple peril, workers compensation, and commercial automobile insurance, as well as specialty lines such as professional and executive lines, marine, and surety insurance. Additionally, it offers personal lines insurance products, including personal automobile, homeowners, and personal umbrella insurance. With a long history dating back to 1852, The Hanover Insurance Group has established itself as a reputable player in the insurance industry, leveraging a network of independent agents and brokers to distribute its products.
From a business perspective, The Hanover Insurance Groups diversified product portfolio and distribution network provide a solid foundation for growth. The companys focus on commercial and personal lines insurance allows it to capitalize on opportunities in the US insurance market. With a strong brand presence and a history of stability, The Hanover Insurance Group is well-positioned to navigate the complexities of the insurance industry. Its headquarters in Worcester, Massachusetts, serves as a hub for its operations, which are supported by its website at https://www.hanover.com.
Analyzing the technical data, The Hanover Insurance Groups stock price has been trending upwards, with a current price of $175.12 and a 52-week high of $178.04. The stocks moving averages (SMA20: $170.57, SMA50: $166.73, SMA200: $157.21) indicate a positive trend, suggesting that the stock is likely to continue its upward momentum. The Average True Range (ATR) of 3.50 (2.00%) indicates moderate volatility.
From a fundamental perspective, The Hanover Insurance Groups market capitalization stands at $6.22 billion, with a price-to-earnings (P/E) ratio of 14.43 and a forward P/E ratio of 12.00. The companys return on equity (RoE) is 15.51%, indicating a relatively strong profitability. By combining the technical and fundamental data, a forecast can be made: given the positive trend in the stock price and the companys solid financials, it is likely that The Hanover Insurance Groups stock price will continue to rise, potentially reaching $185-$190 in the near term, driven by its stable business model and growing profitability.
Additional Sources for THG Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
THG Stock Overview
Market Cap in USD | 6,105m |
Sector | Financial Services |
Industry | Insurance - Property & Casualty |
GiC Sub-Industry | Property & Casualty Insurance |
IPO / Inception | 1995-10-10 |
THG Stock Ratings
Growth Rating | 67.5 |
Fundamental | 64.7 |
Dividend Rating | 59.1 |
Rel. Strength | 13.7 |
Analysts | 3.71 of 5 |
Fair Price Momentum | 180.25 USD |
Fair Price DCF | 464.23 USD |
THG Dividends
Dividend Yield 12m | 2.20% |
Yield on Cost 5y | 3.94% |
Annual Growth 5y | 5.42% |
Payout Consistency | 83.7% |
Payout Ratio | 25.1% |
THG Growth Ratios
Growth Correlation 3m | 22.3% |
Growth Correlation 12m | 91.9% |
Growth Correlation 5y | 62.6% |
CAGR 5y | 13.48% |
CAGR/Max DD 5y | 0.44 |
Sharpe Ratio 12m | 0.83 |
Alpha | 34.56 |
Beta | 0.441 |
Volatility | 21.96% |
Current Volume | 206.4k |
Average Volume 20d | 199.4k |
As of June 16, 2025, the stock is trading at USD 169.63 with a total of 206,358 shares traded.
Over the past week, the price has changed by -2.31%, over one month by +2.77%, over three months by -0.19% and over the past year by +40.67%.
Yes, based on ValueRay´s Fundamental Analyses, The Hanover Insurance (NYSE:THG) is currently (June 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 64.71 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of THG is around 180.25 USD . This means that THG is currently overvalued and has a potential downside of 6.26%.
The Hanover Insurance has received a consensus analysts rating of 3.71. Therefor, it is recommend to hold THG.
- Strong Buy: 1
- Buy: 3
- Hold: 3
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, THG The Hanover Insurance will be worth about 197.5 in June 2026. The stock is currently trading at 169.63. This means that the stock has a potential upside of +16.42%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 187.4 | 10.5% |
Analysts Target Price | 187.4 | 10.5% |
ValueRay Target Price | 197.5 | 16.4% |