(THG) The Hanover Insurance - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US4108671052

THG EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of THG over the last 5 years for every Quarter.

THG Revenue

This chart shows the Revenue of THG over the last 5 years for every Quarter.

THG: Commercial Insurance, Specialty Insurance, Personal Insurance

The Hanover Insurance Group, Inc. is a leading provider of property and casualty insurance products and services in the United States, operating through four distinct business segments: Core Commercial, Specialty, Personal Lines, and Other. The companys diversified product portfolio includes commercial multiple peril, workers compensation, and commercial automobile insurance, as well as specialty lines such as professional and executive lines, marine, and surety insurance. Additionally, it offers personal lines insurance products, including personal automobile, homeowners, and personal umbrella insurance. With a long history dating back to 1852, The Hanover Insurance Group has established itself as a reputable player in the insurance industry, leveraging a network of independent agents and brokers to distribute its products.

From a business perspective, The Hanover Insurance Groups diversified product portfolio and distribution network provide a solid foundation for growth. The companys focus on commercial and personal lines insurance allows it to capitalize on opportunities in the US insurance market. With a strong brand presence and a history of stability, The Hanover Insurance Group is well-positioned to navigate the complexities of the insurance industry. Its headquarters in Worcester, Massachusetts, serves as a hub for its operations, which are supported by its website at https://www.hanover.com.

Analyzing the technical data, The Hanover Insurance Groups stock price has been trending upwards, with a current price of $175.12 and a 52-week high of $178.04. The stocks moving averages (SMA20: $170.57, SMA50: $166.73, SMA200: $157.21) indicate a positive trend, suggesting that the stock is likely to continue its upward momentum. The Average True Range (ATR) of 3.50 (2.00%) indicates moderate volatility.

From a fundamental perspective, The Hanover Insurance Groups market capitalization stands at $6.22 billion, with a price-to-earnings (P/E) ratio of 14.43 and a forward P/E ratio of 12.00. The companys return on equity (RoE) is 15.51%, indicating a relatively strong profitability. By combining the technical and fundamental data, a forecast can be made: given the positive trend in the stock price and the companys solid financials, it is likely that The Hanover Insurance Groups stock price will continue to rise, potentially reaching $185-$190 in the near term, driven by its stable business model and growing profitability.

Additional Sources for THG Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

THG Stock Overview

Market Cap in USD 6,105m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 1995-10-10

THG Stock Ratings

Growth Rating 67.5
Fundamental 64.7
Dividend Rating 59.1
Rel. Strength 13.7
Analysts 3.71 of 5
Fair Price Momentum 180.25 USD
Fair Price DCF 464.23 USD

THG Dividends

Dividend Yield 12m 2.20%
Yield on Cost 5y 3.94%
Annual Growth 5y 5.42%
Payout Consistency 83.7%
Payout Ratio 25.1%

THG Growth Ratios

Growth Correlation 3m 22.3%
Growth Correlation 12m 91.9%
Growth Correlation 5y 62.6%
CAGR 5y 13.48%
CAGR/Max DD 5y 0.44
Sharpe Ratio 12m 0.83
Alpha 34.56
Beta 0.441
Volatility 21.96%
Current Volume 206.4k
Average Volume 20d 199.4k
What is the price of THG shares?
As of June 16, 2025, the stock is trading at USD 169.63 with a total of 206,358 shares traded.
Over the past week, the price has changed by -2.31%, over one month by +2.77%, over three months by -0.19% and over the past year by +40.67%.
Is The Hanover Insurance a good stock to buy?
Yes, based on ValueRay´s Fundamental Analyses, The Hanover Insurance (NYSE:THG) is currently (June 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 64.71 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of THG is around 180.25 USD . This means that THG is currently overvalued and has a potential downside of 6.26%.
Is THG a buy, sell or hold?
The Hanover Insurance has received a consensus analysts rating of 3.71. Therefor, it is recommend to hold THG.
  • Strong Buy: 1
  • Buy: 3
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for THG share price target?
According to our own proprietary Forecast Model, THG The Hanover Insurance will be worth about 197.5 in June 2026. The stock is currently trading at 169.63. This means that the stock has a potential upside of +16.42%.
Issuer Target Up/Down from current
Wallstreet Target Price 187.4 10.5%
Analysts Target Price 187.4 10.5%
ValueRay Target Price 197.5 16.4%