(TOST) Toast - Overview
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US8887871080
Stock:
Total Rating 36
Risk 81
Buy Signal -0.13
| Risk 5d forecast | |
|---|---|
| Volatility | 59.1% |
| Relative Tail Risk | -1.31% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.47 |
| Alpha | -51.77 |
| Character TTM | |
|---|---|
| Beta | 1.484 |
| Beta Downside | 0.954 |
| Drawdowns 3y | |
|---|---|
| Max DD | 49.15% |
| CAGR/Max DD | 0.27 |
EPS (Earnings per Share)
Revenue
Description: TOST Toast
Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally. The company offers software products for restaurant operations and point of sale, such as Toast POS, team and vendor management, multi-location management, kitchen display system, mobile order and pay, and catering and events. It offers payroll and team management; supply chain and accounting products; xtraCHEF by toast, a set of back-office tools for restaurants, including accounts payable automation, inventory management, ingredient price tracking, and recipe costing; and financial technology solutions. The company was formerly known as Opti Systems, Inc. and changed its name to Toast, Inc. in May 2012. Toast, Inc. was incorporated in 2011 and is headquartered in Boston, Massachusetts.
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income: 342.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.19 > 0.02 and ΔFCF/TA 6.91 > 1.0 |
| NWC/Revenue: 27.63% < 20% (prev 21.98%; Δ 5.65% < -1%) |
| CFO/TA 0.21 > 3% & CFO 661.0m > Net Income 342.0m |
| Net Debt (-1.31b) to EBITDA (389.0m): -3.38 < 3 |
| Current Ratio: 2.75 > 1.5 & < 3 |
| Outstanding Shares: last quarter (607.0m) vs 12m ago 1.17% < -2% |
| Gross Margin: 25.89% > 18% (prev 0.24%; Δ 2565 % > 0.5%) |
| Asset Turnover: 219.4% > 50% (prev 201.4%; Δ 18.06% > 0%) |
| Interest Coverage Ratio: -14.73 > 6 (EBITDA TTM 389.0m / Interest Expense TTM -22.0m) |
Altman Z'' 1.72
| A: 0.54 (Total Current Assets 2.67b - Total Current Liabilities 969.0m) / Total Assets 3.15b |
| B: -0.40 (Retained Earnings -1.26b / Total Assets 3.15b) |
| C: 0.12 (EBIT TTM 324.0m / Avg Total Assets 2.80b) |
| D: -1.23 (Book Value of Equity -1.26b / Total Liabilities 1.02b) |
| Altman-Z'' Score: 1.72 = BBB |
Beneish M -3.34
| DSRI: 0.89 (Receivables 127.0m/115.0m, Revenue 6.15b/4.96b) |
| GMI: 0.93 (GM 25.89% / 23.99%) |
| AQI: 0.61 (AQ_t 0.11 / AQ_t-1 0.18) |
| SGI: 1.24 (Revenue 6.15b / 4.96b) |
| TATA: -0.10 (NI 342.0m - CFO 661.0m) / TA 3.15b) |
| Beneish M-Score: -3.34 (Cap -4..+1) = AA |
What is the price of TOST shares?
As of February 27, 2026, the stock is trading at USD 26.81 with a total of 10,437,888 shares traded.
Over the past week, the price has changed by -3.11%, over one month by -19.97%, over three months by -19.39% and over the past year by -25.94%.
Over the past week, the price has changed by -3.11%, over one month by -19.97%, over three months by -19.39% and over the past year by -25.94%.
Is TOST a buy, sell or hold?
Toast has received a consensus analysts rating of 3.81.
Therefore, it is recommended to buy TOST.
- StrongBuy: 12
- Buy: 3
- Hold: 16
- Sell: 1
- StrongSell: 0
What are the forecasts/targets for the TOST price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 37.6 | 40.2% |
| Analysts Target Price | 37.6 | 40.2% |
TOST Fundamental Data Overview February 21, 2026
P/E Trailing = 49.3571
P/E Forward = 21.1864
P/S = 2.6459
P/B = 7.5788
P/EG = 0.2473
Revenue TTM = 6.15b USD
EBIT TTM = 324.0m USD
EBITDA TTM = 389.0m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 40.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -1.31b USD (from netDebt column, last quarter)
Enterprise Value = 14.33b USD (16.28b + Debt 40.0m - CCE 1.99b)
Interest Coverage Ratio = -14.73 (Ebit TTM 324.0m / Interest Expense TTM -22.0m)
EV/FCF = 23.57x (Enterprise Value 14.33b / FCF TTM 608.0m)
FCF Yield = 4.24% (FCF TTM 608.0m / Enterprise Value 14.33b)
FCF Margin = 9.88% (FCF TTM 608.0m / Revenue TTM 6.15b)
Net Margin = 5.56% (Net Income TTM 342.0m / Revenue TTM 6.15b)
Gross Margin = 25.89% ((Revenue TTM 6.15b - Cost of Revenue TTM 4.56b) / Revenue TTM)
Gross Margin QoQ = 25.90% (prev 26.45%)
Tobins Q-Ratio = 4.56 (Enterprise Value 14.33b / Total Assets 3.15b)
Interest Expense / Debt = 72.50% (Interest Expense 29.0m / Debt 40.0m)
Taxrate = 1.16% (4.00m / 346.0m)
NOPAT = 320.3m (EBIT 324.0m * (1 - 1.16%))
Current Ratio = 2.75 (Total Current Assets 2.67b / Total Current Liabilities 969.0m)
Debt / Equity = 0.02 (Debt 40.0m / totalStockholderEquity, last quarter 2.12b)
Debt / EBITDA = -3.38 (Net Debt -1.31b / EBITDA 389.0m)
Debt / FCF = -2.16 (Net Debt -1.31b / FCF TTM 608.0m)
Total Stockholder Equity = 1.91b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.20% (Net Income 342.0m / Total Assets 3.15b)
RoE = 17.93% (Net Income TTM 342.0m / Total Stockholder Equity 1.91b)
RoCE = 14.89% (EBIT 324.0m / Capital Employed (Total Assets 3.15b - Current Liab 969.0m))
RoIC = 17.45% (NOPAT 320.3m / Invested Capital 1.83b)
WACC = 11.35% (E(16.28b)/V(16.32b) * Re(11.38%) + (debt cost/tax rate unavailable))
Discount Rate = 11.38% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 5.92%
[DCF] Terminal Value 71.16% ; FCFF base≈487.2m ; Y1≈601.0m ; Y5≈1.02b
[DCF] Fair Price = 22.07 (EV 10.23b - Net Debt -1.31b = Equity 11.54b / Shares 523.0m; r=11.35% [WACC]; 5y FCF grow 25.0% → 2.90% )
EPS Correlation: 93.89 | EPS CAGR: 150.6% | SUE: 0.62 | # QB: 0
Revenue Correlation: 97.74 | Revenue CAGR: 34.66% | SUE: 1.03 | # QB: 3
EPS next Quarter (2026-03-31): EPS=0.27 | Chg7d=+0.011 | Chg30d=+0.007 | Revisions Net=+3 | Analysts=12
EPS current Year (2026-12-31): EPS=1.28 | Chg7d=+0.032 | Chg30d=+0.033 | Revisions Net=+4 | Growth EPS=+26.7% | Growth Revenue=+20.1%
EPS next Year (2027-12-31): EPS=1.60 | Chg7d=+0.038 | Chg30d=+0.041 | Revisions Net=+4 | Growth EPS=+24.5% | Growth Revenue=+17.8%
[Analyst] Revisions Ratio: +0.43 (5 Up / 2 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 9.4% (Discount Rate 11.4% - Earnings Yield 2.0%)
[Growth] Growth Spread = +12.6% (Analyst 22.0% - Implied 9.4%)
P/E Forward = 21.1864
P/S = 2.6459
P/B = 7.5788
P/EG = 0.2473
Revenue TTM = 6.15b USD
EBIT TTM = 324.0m USD
EBITDA TTM = 389.0m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 40.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -1.31b USD (from netDebt column, last quarter)
Enterprise Value = 14.33b USD (16.28b + Debt 40.0m - CCE 1.99b)
Interest Coverage Ratio = -14.73 (Ebit TTM 324.0m / Interest Expense TTM -22.0m)
EV/FCF = 23.57x (Enterprise Value 14.33b / FCF TTM 608.0m)
FCF Yield = 4.24% (FCF TTM 608.0m / Enterprise Value 14.33b)
FCF Margin = 9.88% (FCF TTM 608.0m / Revenue TTM 6.15b)
Net Margin = 5.56% (Net Income TTM 342.0m / Revenue TTM 6.15b)
Gross Margin = 25.89% ((Revenue TTM 6.15b - Cost of Revenue TTM 4.56b) / Revenue TTM)
Gross Margin QoQ = 25.90% (prev 26.45%)
Tobins Q-Ratio = 4.56 (Enterprise Value 14.33b / Total Assets 3.15b)
Interest Expense / Debt = 72.50% (Interest Expense 29.0m / Debt 40.0m)
Taxrate = 1.16% (4.00m / 346.0m)
NOPAT = 320.3m (EBIT 324.0m * (1 - 1.16%))
Current Ratio = 2.75 (Total Current Assets 2.67b / Total Current Liabilities 969.0m)
Debt / Equity = 0.02 (Debt 40.0m / totalStockholderEquity, last quarter 2.12b)
Debt / EBITDA = -3.38 (Net Debt -1.31b / EBITDA 389.0m)
Debt / FCF = -2.16 (Net Debt -1.31b / FCF TTM 608.0m)
Total Stockholder Equity = 1.91b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.20% (Net Income 342.0m / Total Assets 3.15b)
RoE = 17.93% (Net Income TTM 342.0m / Total Stockholder Equity 1.91b)
RoCE = 14.89% (EBIT 324.0m / Capital Employed (Total Assets 3.15b - Current Liab 969.0m))
RoIC = 17.45% (NOPAT 320.3m / Invested Capital 1.83b)
WACC = 11.35% (E(16.28b)/V(16.32b) * Re(11.38%) + (debt cost/tax rate unavailable))
Discount Rate = 11.38% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 5.92%
[DCF] Terminal Value 71.16% ; FCFF base≈487.2m ; Y1≈601.0m ; Y5≈1.02b
[DCF] Fair Price = 22.07 (EV 10.23b - Net Debt -1.31b = Equity 11.54b / Shares 523.0m; r=11.35% [WACC]; 5y FCF grow 25.0% → 2.90% )
EPS Correlation: 93.89 | EPS CAGR: 150.6% | SUE: 0.62 | # QB: 0
Revenue Correlation: 97.74 | Revenue CAGR: 34.66% | SUE: 1.03 | # QB: 3
EPS next Quarter (2026-03-31): EPS=0.27 | Chg7d=+0.011 | Chg30d=+0.007 | Revisions Net=+3 | Analysts=12
EPS current Year (2026-12-31): EPS=1.28 | Chg7d=+0.032 | Chg30d=+0.033 | Revisions Net=+4 | Growth EPS=+26.7% | Growth Revenue=+20.1%
EPS next Year (2027-12-31): EPS=1.60 | Chg7d=+0.038 | Chg30d=+0.041 | Revisions Net=+4 | Growth EPS=+24.5% | Growth Revenue=+17.8%
[Analyst] Revisions Ratio: +0.43 (5 Up / 2 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 9.4% (Discount Rate 11.4% - Earnings Yield 2.0%)
[Growth] Growth Spread = +12.6% (Analyst 22.0% - Implied 9.4%)