(TOST) Toast - Ratings and Ratios
POS,Payroll,Inventory,Payments,Catering
TOST EPS (Earnings per Share)
TOST Revenue
Description: TOST Toast
Toast Inc (NYSE: TOST) is a cloud-based technology platform serving the restaurant industry globally, with a focus on the US market. The companys comprehensive suite of software products streamlines restaurant operations, including point of sale, team management, supply chain, and accounting. Key offerings include Toast POS, kitchen display systems, mobile order and pay, and financial technology solutions, such as payroll and team management, and xtraCHEF by Toast, a back-office toolset for restaurants.
Notably, Toasts platform is designed to address the complex needs of restaurants, from front-of-house operations to back-office management. The companys solutions aim to enhance operational efficiency, reduce costs, and improve customer experiences. With a growing presence in the US and international markets, Toasts revenue growth is likely driven by increasing adoption of its platform among restaurants. Key performance indicators (KPIs) to watch include revenue growth rate, customer acquisition costs, and retention rates. Additionally, metrics such as average revenue per user (ARPU) and gross margin expansion will be crucial in assessing the companys financial health and scalability.
As a transaction and payment processing services provider, Toast operates in a competitive landscape with players like Square (NYSE: SQ) and Lightspeed (NYSE: LSPD). To maintain its market position, Toast must continue to innovate and expand its product offerings to meet evolving restaurant needs. Key areas to watch include the companys ability to integrate new technologies, such as AI and machine learning, into its platform, and its expansion into new markets and segments. By monitoring KPIs such as customer satisfaction, net promoter score (NPS), and innovation pipeline, investors can gauge Toasts ability to drive long-term growth and profitability.
TOST Stock Overview
| Market Cap in USD | 23,856m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2021-09-22 |
TOST Stock Ratings
| Growth Rating | 75.8% |
| Fundamental | 68.8% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | 32.0% |
| Analyst Rating | 3.81 of 5 |
TOST Dividends
Currently no dividends paidTOST Growth Ratios
| Growth Correlation 3m | -44.4% |
| Growth Correlation 12m | 69.6% |
| Growth Correlation 5y | 44.9% |
| CAGR 5y | 33.00% |
| CAGR/Max DD 3y | 0.68 |
| CAGR/Mean DD 3y | 2.32 |
| Sharpe Ratio 12m | 1.71 |
| Alpha | 0.00 |
| Beta | 0.997 |
| Volatility | 44.30% |
| Current Volume | 7236.8k |
| Average Volume 20d | 6917.4k |
| Stop Loss | 40.1 (-3.3%) |
| Signal | 0.89 |
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (224.0m TTM) > 0 and > 6% of Revenue (6% = 331.8m TTM) |
| FCFTA 0.18 (>2.0%) and ΔFCFTA 9.40pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 25.73% (prev 22.87%; Δ 2.86pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.20 (>3.0%) and CFO 558.0m > Net Income 224.0m (YES >=105%, WARN >=100%) |
| Net Debt (-1.18b) to EBITDA (255.0m) ratio: -4.61 <= 3.0 (WARN <= 3.5) |
| Current Ratio 2.59 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (605.0m) change vs 12m ago 3.07% (target <= -2.0% for YES) |
| Gross Margin 25.19% (prev 22.51%; Δ 2.68pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 224.7% (prev 203.5%; Δ 21.23pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| error: Interest Coverage Ratio cannot be calculated (needs EBITDA TTM and Interest Expense TTM) |
Altman Z'' 0.59
| (A) 0.51 = (Total Current Assets 2.32b - Total Current Liabilities 894.0m) / Total Assets 2.77b |
| (B) -0.53 = Retained Earnings (Balance) -1.47b / Total Assets 2.77b |
| (C) 0.08 = EBIT TTM 197.0m / Avg Total Assets 2.46b |
| (D) -1.52 = Book Value of Equity -1.44b / Total Liabilities 949.0m |
| Total Rating: 0.59 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 68.79
| 1. Piotroski 6.0pt = 1.0 |
| 2. FCF Yield 2.20% = 1.10 |
| 3. FCF Margin 9.19% = 2.30 |
| 4. Debt/Equity 0.52 = 2.37 |
| 5. Debt/Ebitda 3.72 = -2.44 |
| 6. ROIC - WACC (= 1.12)% = 1.40 |
| 7. RoE 13.88% = 1.16 |
| 8. Rev. Trend 98.23% = 7.37 |
| 9. EPS Trend 90.77% = 4.54 |
What is the price of TOST shares?
Over the past week, the price has changed by +1.69%, over one month by -2.40%, over three months by -2.58% and over the past year by +57.66%.
Is Toast a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of TOST is around 42.26 USD . This means that TOST is currently overvalued and has a potential downside of 1.88%.
Is TOST a buy, sell or hold?
- Strong Buy: 12
- Buy: 3
- Hold: 16
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the TOST price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 50.5 | 21.8% |
| Analysts Target Price | 50.5 | 21.8% |
| ValueRay Target Price | 47.5 | 14.5% |
Last update: 2025-09-11 04:51
TOST Fundamental Data Overview
CCE Cash And Equivalents = 1.70b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 104.9231
P/E Forward = 33.7838
P/S = 4.3148
P/B = 13.1223
P/EG = 0.2801
Beta = 2.007
Revenue TTM = 5.53b USD
EBIT TTM = 197.0m USD
EBITDA TTM = 255.0m USD
Long Term Debt = 55.0m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 894.0m USD (from totalCurrentLiabilities, last quarter)
Debt = 949.0m USD (Calculated: Short Term 894.0m + Long Term 55.0m)
Net Debt = -1.18b USD (from netDebt column, last quarter)
Enterprise Value = 23.10b USD (23.86b + Debt 949.0m - CCE 1.70b)
Interest Coverage Ratio = unknown (Ebit TTM 197.0m / Interest Expense TTM 0.0)
FCF Yield = 2.20% (FCF TTM 508.0m / Enterprise Value 23.10b)
FCF Margin = 9.19% (FCF TTM 508.0m / Revenue TTM 5.53b)
Net Margin = 4.05% (Net Income TTM 224.0m / Revenue TTM 5.53b)
Gross Margin = 25.19% ((Revenue TTM 5.53b - Cost of Revenue TTM 4.14b) / Revenue TTM)
Tobins Q-Ratio = -16.06 (set to none) (Enterprise Value 23.10b / Book Value Of Equity -1.44b)
Interest Expense / Debt = 3.06% (Interest Expense 29.0m / Debt 949.0m)
Taxrate = 13.64% (3.00m / 22.0m)
NOPAT = 170.1m (EBIT 197.0m * (1 - 13.64%))
Current Ratio = 2.59 (Total Current Assets 2.32b / Total Current Liabilities 894.0m)
Debt / Equity = 0.52 (Debt 949.0m / last Quarter total Stockholder Equity 1.82b)
Debt / EBITDA = 3.72 (Net Debt -1.18b / EBITDA 255.0m)
Debt / FCF = 1.87 (Debt 949.0m / FCF TTM 508.0m)
Total Stockholder Equity = 1.61b (last 4 quarters mean)
RoA = 8.10% (Net Income 224.0m, Total Assets 2.77b )
RoE = 13.88% (Net Income TTM 224.0m / Total Stockholder Equity 1.61b)
RoCE = 11.80% (Ebit 197.0m / (Equity 1.61b + L.T.Debt 55.0m))
RoIC = 10.54% (NOPAT 170.1m / Invested Capital 1.61b)
WACC = 9.42% (E(23.86b)/V(24.81b) * Re(9.69%)) + (D(949.0m)/V(24.81b) * Rd(3.06%) * (1-Tc(0.14)))
Shares Correlation 3-Years: 100.00 | Cagr: 1.50%
Discount Rate = 9.69% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.28% ; FCFE base≈382.0m ; Y1≈471.3m ; Y5≈804.0m
Fair Price DCF = 20.04 (DCF Value 10.22b / Shares Outstanding 510.0m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 90.77 | EPS CAGR: 133.5% | SUE: 0.54 | # QB: 0
Revenue Correlation: 98.23 | Revenue CAGR: 30.08% | SUE: 2.23 | # QB: 1
Additional Sources for TOST Stock
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Fund Manager Positions: Dataroma | Stockcircle