(TPH) TRI Pointe Homes - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US87265H1095

Detached Homes, Attached Homes, Mortgage, Title, Insurance

Homebuilding
Market Cap in USD: 3,120m

IPO / Inception: 2013-01-31
12m vs SPY: -19.3%

EPS (Earnings per Share)

EPS CAGR: -45.60%
EPS Trend: -47.7%

Last SUE: -4.00
Qual. Beats: 0

Revenue

Rev. CAGR: -8.85%
Rev. Trend: -12.4%

Last SUE: 3.54
Qual. Beats: 2

Dividends

Currently no dividends paid

Risk via 5d forecast
Volatility	34.8%
Value at Risk 5%th	53.0%
Relative Tail Risk	-7.34%

Reward TTM
Sharpe Ratio	-0.02
Alpha	-13.68
CAGR/Max DD	0.54

Character TTM
Hurst Exponent	0.399
Beta	0.585
Beta Downside	0.294

Drawdowns 3y
Max DD	37.97%
Mean DD	14.55%
Median DD	10.40%

Description: TPH TRI Pointe Homes January 12, 2026

Tri Pointe Homes, Inc. (NYSE: TPH) designs, builds, and sells single-family attached and detached homes across the United States, operating through a Homebuilding segment and a Financial Services segment that offers mortgage, title, escrow, and property-and-casualty insurance solutions. Sales are conducted via company-owned representatives and independent brokers, and the firm retains ownership of many of its development lots.

Key recent metrics (2023) include: total revenue of roughly $2.5 billion, an average selling price (ASP) of about $500 k per home, and a net profit margin near 5 %. The company reported a backlog of approximately $2.0 billion, indicating forward-looking demand. Sector-wide, TPH’s performance is sensitive to housing-starts data, mortgage-rate movements, and labor-cost pressures in the construction market-variables that have shown heightened volatility since early 2024.

For a deeper quantitative assessment, you might explore ValueRay’s analyst toolkit, which aggregates recent earnings revisions and price-target trends for TPH.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income (310.1m TTM) > 0 and > 6% of Revenue (6% = 225.1m TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA -2.53pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 111.0% (prev 89.24%; Δ 21.80pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 300.7m <= Net Income 310.1m (YES >=105%, WARN >=100%)

Net Debt (473.9m) to EBITDA (453.2m) ratio: 1.05 <= 3.0 (WARN <= 3.5)

Current Ratio 24.46 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (89.6m) change vs 12m ago -5.32% (target <= -2.0% for YES)

Gross Margin 22.58% (prev 23.29%; Δ -0.71pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 76.82% (prev 94.13%; Δ -17.31pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

error: Interest Coverage Ratio cannot be calculated (needs EBITDA TTM and Interest Expense TTM)

Altman Z'' 10.27

(A) 0.84 = (Total Current Assets 4.34b - Total Current Liabilities 177.6m) / Total Assets 4.99b

(B) 0.66 = Retained Earnings (Balance) 3.30b / Total Assets 4.99b

(D) 1.96 = Book Value of Equity 3.30b / Total Liabilities 1.69b

Total Rating: 10.27 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 56.66

1. Piotroski 3.0pt

2. FCF Yield 7.55%

3. FCF Margin 7.23%

4. Debt/Equity 0.38

5. Debt/Ebitda 1.05

6. ROIC - WACC (= 1.18)%

7. RoE 9.36%

8. Rev. Trend -12.40%

9. EPS Trend -47.70%

What is the price of TPH shares?

As of January 15, 2026, the stock is trading at USD 35.09 with a total of 641,330 shares traded.
Over the past week, the price has changed by +13.74%, over one month by +4.12%, over three months by +9.55% and over the past year by -3.12%.

Is TPH a buy, sell or hold?

TRI Pointe Homes has received a consensus analysts rating of 4.67. Therefore, it is recommended to buy TPH.

Strong Buy: 5
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the TPH price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	38.2	8.9%
Analysts Target Price	38.2	8.9%
ValueRay Target Price	39.3	12.1%

TPH Fundamental Data Overview January 15, 2026

P/E Trailing = 10.5162
P/E Forward = 14.881
P/S = 0.8315
P/B = 0.928
P/EG = 1.145
Revenue TTM = 3.75b USD
EBIT TTM = 423.2m USD
EBITDA TTM = 453.2m USD
Long Term Debt = 1.18b USD (from longTermDebt, last quarter)
Short Term Debt = 118.2m USD (from shortTermDebt, last fiscal year)
Debt = 1.27b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 473.9m USD (from netDebt column, last quarter)
Enterprise Value = 3.59b USD (3.12b + Debt 1.27b - CCE 792.0m)
Interest Coverage Ratio = unknown (Ebit TTM 423.2m / Interest Expense TTM 0.0)
EV/FCF = 13.25x (Enterprise Value 3.59b / FCF TTM 271.3m)
FCF Yield = 7.55% (FCF TTM 271.3m / Enterprise Value 3.59b)
FCF Margin = 7.23% (FCF TTM 271.3m / Revenue TTM 3.75b)
Net Margin = 8.27% (Net Income TTM 310.1m / Revenue TTM 3.75b)
Gross Margin = 22.58% ((Revenue TTM 3.75b - Cost of Revenue TTM 2.90b) / Revenue TTM)
Gross Margin QoQ = 21.46% (prev 21.03%)
Tobins Q-Ratio = 0.72 (Enterprise Value 3.59b / Total Assets 4.99b)
Interest Expense / Debt = 0.77% (Interest Expense 9.76m / Debt 1.27b)
Taxrate = 27.00% (20.8m / 76.9m)
NOPAT = 309.0m (EBIT 423.2m * (1 - 27.00%))
Current Ratio = 24.46 (Total Current Assets 4.34b / Total Current Liabilities 177.6m)
Debt / Equity = 0.38 (Debt 1.27b / totalStockholderEquity, last quarter 3.30b)
Debt / EBITDA = 1.05 (Net Debt 473.9m / EBITDA 453.2m)
Debt / FCF = 1.75 (Net Debt 473.9m / FCF TTM 271.3m)
Total Stockholder Equity = 3.31b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.35% (Net Income 310.1m / Total Assets 4.99b)
RoE = 9.36% (Net Income TTM 310.1m / Total Stockholder Equity 3.31b)
RoCE = 9.43% (EBIT 423.2m / Capital Employed (Equity 3.31b + L.T.Debt 1.18b))
RoIC = 7.09% (NOPAT 309.0m / Invested Capital 4.36b)
WACC = 5.90% (E(3.12b)/V(4.39b) * Re(8.07%) + D(1.27b)/V(4.39b) * Rd(0.77%) * (1-Tc(0.27)))
Discount Rate = 8.07% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.10%
[DCF Debug] Terminal Value 85.13% ; FCFF base≈315.2m ; Y1≈281.9m ; Y5≈238.7m
Fair Price DCF = 78.41 (EV 7.21b - Net Debt 473.9m = Equity 6.74b / Shares 86.0m; r=5.90% [WACC]; 5y FCF grow -13.04% → 2.90% )
EPS Correlation: -47.70 | EPS CAGR: -45.60% | SUE: -4.0 | # QB: 0
Revenue Correlation: -12.40 | Revenue CAGR: -8.85% | SUE: 3.54 | # QB: 2
EPS next Quarter (2026-03-31): EPS=0.21 | Chg30d=-0.055 | Revisions Net=-1 | Analysts=4
EPS next Year (2026-12-31): EPS=2.28 | Chg30d=-0.097 | Revisions Net=-3 | Growth EPS=-19.5% | Growth Revenue=-7.5%

Additional Sources for TPH Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle