(TRTX) TPG RE Finance Trust - Ratings and Ratios
Mortgage Loans, Real Estate Securities, Mezzanine Loans, Preferred Equity
TRTX EPS (Earnings per Share)
TRTX Revenue
Description: TRTX TPG RE Finance Trust
TPG RE Finance Trust, Inc. is a commercial real estate finance company that specializes in originating, acquiring, and managing commercial mortgage loans and other debt instruments in the United States. The companys diversified investment portfolio includes commercial mortgage loans, subordinate mortgage interests, mezzanine loans, and secured real estate securities, with a focus on properties in the multifamily, life science, mixed-use, hospitality, self-storage, industrial, and other sectors.
As a real estate investment trust (REIT), TPG RE Finance Trust is exempt from federal corporate income taxes if it distributes at least 90% of its taxable income to shareholders. This structure allows the company to pass on the tax benefits to its investors, making it an attractive option for those seeking income-generating investments in the commercial real estate sector.
Analyzing the companys technical data, we observe that the stock is currently trading at $8.01, with a 20-day simple moving average (SMA) of $7.87 and a 50-day SMA of $7.68, indicating a potential bullish trend. The 200-day SMA is $8.04, suggesting that the stock is consolidating around this level. The average true range (ATR) is 1.86%, indicating moderate volatility.
From a fundamental perspective, TPG RE Finance Trust has a market capitalization of $637.26 million and a price-to-earnings (P/E) ratio of 11.40, which is relatively low compared to its peers. The forward P/E ratio is 11.11, suggesting that the companys earnings are expected to remain stable. The return on equity (RoE) is 6.39%, indicating that the company is generating decent returns for its shareholders.
Based on the technical and fundamental data, our forecast suggests that TPG RE Finance Trust is likely to experience a moderate increase in stock price in the near term, potentially reaching $8.50 in the next few weeks. This is driven by the companys stable earnings, diversified investment portfolio, and favorable REIT structure. However, investors should be cautious of the potential risks associated with the commercial real estate market and monitor the companys performance closely.
TRTX Stock Overview
| Market Cap in USD | 761m |
| Sub-Industry | Mortgage REITs |
| IPO / Inception | 2017-07-20 |
TRTX Stock Ratings
| Growth Rating | 41.7% |
| Fundamental | 58.3% |
| Dividend Rating | 58.2% |
| Return 12m vs S&P 500 | -1.87% |
| Analyst Rating | 4.0 of 5 |
TRTX Dividends
| Dividend Yield 12m | 13.92% |
| Yield on Cost 5y | 22.94% |
| Annual Growth 5y | -10.16% |
| Payout Consistency | 93.2% |
| Payout Ratio | 111.6% |
TRTX Growth Ratios
| Growth Correlation 3m | 97.4% |
| Growth Correlation 12m | 24.2% |
| Growth Correlation 5y | 14.3% |
| CAGR 5y | 15.05% |
| CAGR/Max DD 3y | 0.39 |
| CAGR/Mean DD 3y | 1.60 |
| Sharpe Ratio 12m | 0.99 |
| Alpha | 0.00 |
| Beta | 0.977 |
| Volatility | 23.21% |
| Current Volume | 1123.4k |
| Average Volume 20d | 518.1k |
| Stop Loss | 8.9 (-3.8%) |
| Signal | 0.88 |
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (63.5m TTM) > 0 and > 6% of Revenue (6% = 8.37m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -0.73pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 138.7% (prev 1157 %; Δ -1018 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 93.1m > Net Income 63.5m (YES >=105%, WARN >=100%) |
| Net Debt (-165.8m) to EBITDA (202.8m) ratio: -0.82 <= 3.0 (WARN <= 3.5) |
| Current Ratio 74.77 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (80.2m) change vs 12m ago 3.01% (target <= -2.0% for YES) |
| Gross Margin 67.96% (prev 92.60%; Δ -24.64pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 3.55% (prev 8.05%; Δ -4.50pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.04 (EBITDA TTM 202.8m / Interest Expense TTM 181.6m) >= 6 (WARN >= 3) |
Altman Z'' -0.10
| (A) 0.05 = (Total Current Assets 196.0m - Total Current Liabilities 2.62m) / Total Assets 4.16b |
| (B) -0.15 = Retained Earnings (Balance) -644.2m / Total Assets 4.16b |
| (C) 0.05 = EBIT TTM 188.9m / Avg Total Assets 3.93b |
| (D) -0.21 = Book Value of Equity -644.1m / Total Liabilities 3.07b |
| Total Rating: -0.10 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 58.29
| 1. Piotroski 2.0pt = -3.0 |
| 2. FCF Yield 2.17% = 1.09 |
| 3. FCF Margin 64.05% = 7.50 |
| 4. Debt/Equity 3.23 = -1.10 |
| 5. Debt/Ebitda 17.36 = -2.50 |
| 6. ROIC - WACC (= 4.76)% = 5.95 |
| 7. RoE 5.73% = 0.48 |
| 8. Rev. Trend -12.55% = -0.94 |
| 9. EPS Trend 16.36% = 0.82 |
What is the price of TRTX shares?
Over the past week, the price has changed by -2.32%, over one month by +2.21%, over three months by +21.47% and over the past year by +16.31%.
Is TPG RE Finance Trust a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of TRTX is around 9.39 USD . This means that TRTX is currently overvalued and has a potential downside of 1.51%.
Is TRTX a buy, sell or hold?
- Strong Buy: 2
- Buy: 2
- Hold: 0
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the TRTX price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 10 | 8.1% |
| Analysts Target Price | 10 | 8.1% |
| ValueRay Target Price | 10.6 | 14.3% |
Last update: 2025-09-09 04:48
TRTX Fundamental Data Overview
CCE Cash And Equivalents = 165.8m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 14.8923
P/E Forward = 11.1111
P/S = 5.4894
P/B = 0.6974
Beta = 1.723
Revenue TTM = 139.5m USD
EBIT TTM = 188.9m USD
EBITDA TTM = 202.8m USD
Long Term Debt = 3.02b USD (from longTermDebt, last quarter)
Short Term Debt = 497.7m USD (from shortTermDebt, last quarter)
Debt = 3.52b USD (Calculated: Short Term 497.7m + Long Term 3.02b)
Net Debt = -165.8m USD (from netDebt column, last quarter)
Enterprise Value = 4.12b USD (760.8m + Debt 3.52b - CCE 165.8m)
Interest Coverage Ratio = 1.04 (Ebit TTM 188.9m / Interest Expense TTM 181.6m)
FCF Yield = 2.17% (FCF TTM 89.3m / Enterprise Value 4.12b)
FCF Margin = 64.05% (FCF TTM 89.3m / Revenue TTM 139.5m)
Net Margin = 45.50% (Net Income TTM 63.5m / Revenue TTM 139.5m)
Gross Margin = 67.96% ((Revenue TTM 139.5m - Cost of Revenue TTM 44.7m) / Revenue TTM)
Tobins Q-Ratio = -6.39 (set to none) (Enterprise Value 4.12b / Book Value Of Equity -644.1m)
Interest Expense / Debt = 1.29% (Interest Expense 45.5m / Debt 3.52b)
Taxrate = -0.53% (set to none) (-399.0k / 74.7m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 74.77 (Total Current Assets 196.0m / Total Current Liabilities 2.62m)
Debt / Equity = 3.23 (Debt 3.52b / last Quarter total Stockholder Equity 1.09b)
Debt / EBITDA = 17.36 (Net Debt -165.8m / EBITDA 202.8m)
Debt / FCF = 39.42 (Debt 3.52b / FCF TTM 89.3m)
Total Stockholder Equity = 1.11b (last 4 quarters mean)
RoA = 1.53% (Net Income 63.5m, Total Assets 4.16b )
RoE = 5.73% (Net Income TTM 63.5m / Total Stockholder Equity 1.11b)
RoCE = 4.57% (Ebit 188.9m / (Equity 1.11b + L.T.Debt 3.02b))
RoIC = 4.76% (Ebit 188.9m / (Assets 4.16b - Current Assets 196.0m))
WACC = unknown (E(760.8m)/V(4.28b) * Re(9.62%)) + (D(3.52b)/V(4.28b) * Rd(1.29%) * (1-Tc(none)))
Shares Correlation 3-Years: 71.76 | Cagr: 0.32%
Discount Rate = 9.62% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 70.93% ; FCFE base≈96.1m ; Y1≈87.1m ; Y5≈76.0m
Fair Price DCF = 13.40 (DCF Value 1.05b / Shares Outstanding 78.6m; 5y FCF grow -11.63% → 3.0% )
EPS Correlation: 16.36 | EPS CAGR: 8.87% | SUE: 0.00 | # QB: 0
Revenue Correlation: -12.55 | Revenue CAGR: 44.41% | SUE: 1.37 | # QB: 1
Additional Sources for TRTX Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle