(TRU) TransUnion - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US89400J1079

TRU EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of TRU over the last 5 years for every Quarter.

TRU Revenue

This chart shows the Revenue of TRU over the last 5 years for every Quarter.

TRU: Credit, Reporting, Analytics, Identity, Management

TransUnion is a global consumer credit reporting agency that provides a wide range of risk and information solutions to various industries, including financial services, insurance, and telecommunications. The companys two main segments, U.S. Markets and International, offer a diverse array of products and services, such as credit reporting, analytics, identity verification, and debt recovery solutions. By leveraging its vast data assets and advanced analytics capabilities, TransUnion enables businesses to make informed decisions, mitigate risk, and drive growth.

TransUnions U.S. Markets segment is a significant player in the consumer credit reporting industry, providing critical data and insights to financial institutions, insurers, and other businesses. The companys international operations also contribute substantially to its revenue, with a presence in multiple countries and a diverse customer base. With its expertise in credit reporting, analytics, and risk management, TransUnion is well-positioned to capitalize on the growing demand for data-driven solutions.

From a technical analysis perspective, TransUnions stock price has been trending near its 52-week low, with a current price of $86.05. The stock is below its 20-day SMA of $87.16 and above its 50-day SMA of $82.24, indicating a potential short-term reversal. The ATR of 2.96 (3.44%) suggests moderate volatility. Given the current technical setup, a potential trading opportunity may arise if the stock price breaks above its 20-day SMA or falls below its 50-day SMA.

Fundamentally, TransUnions market capitalization stands at $17.01 billion, with a P/E ratio of 45.65 and a forward P/E of 21.28. The companys return on equity is 8.67%, indicating a relatively modest level of profitability. Considering the current fundamental data and technical trends, a forecast for TransUnions stock price could be: if the company can deliver on its growth initiatives and expand its market share, its stock price may experience a rebound, potentially reaching $100 in the next 6-12 months, driven by a combination of improving fundamentals and technical momentum.

Additional Sources for TRU Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

TRU Stock Overview

Market Cap in USD 16,550m
Sector Financial Services
Industry Financial Data & Stock Exchanges
GiC Sub-Industry Research & Consulting Services
IPO / Inception 2015-06-25

TRU Stock Ratings

Growth Rating -11.6
Fundamental 11.5
Dividend Rating 54.4
Rel. Strength -5.45
Analysts 4.2 of 5
Fair Price Momentum 78.38 USD
Fair Price DCF 22.58 USD

TRU Dividends

Dividend Yield 12m 0.49%
Yield on Cost 5y 0.54%
Annual Growth 5y 6.96%
Payout Consistency 98.8%
Payout Ratio 10.9%

TRU Growth Ratios

Growth Correlation 3m 67.4%
Growth Correlation 12m -26.6%
Growth Correlation 5y -28.7%
CAGR 5y 1.57%
CAGR/Max DD 5y 0.02
Sharpe Ratio 12m 0.48
Alpha 2.04
Beta 1.594
Volatility 38.98%
Current Volume 4910.8k
Average Volume 20d 2049.3k
What is the price of TRU shares?
As of June 27, 2025, the stock is trading at USD 88.86 with a total of 4,910,824 shares traded.
Over the past week, the price has changed by +4.38%, over one month by +7.49%, over three months by +3.83% and over the past year by +21.16%.
Is TransUnion a good stock to buy?
Neither. Based on ValueRay´s Fundamental Analyses, TransUnion is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 11.53 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of TRU is around 78.38 USD . This means that TRU is currently overvalued and has a potential downside of -11.79%.
Is TRU a buy, sell or hold?
TransUnion has received a consensus analysts rating of 4.20. Therefor, it is recommend to buy TRU.
  • Strong Buy: 10
  • Buy: 5
  • Hold: 4
  • Sell: 1
  • Strong Sell: 0
What are the forecasts for TRU share price target?
According to our own proprietary Forecast Model, TRU TransUnion will be worth about 91.5 in June 2026. The stock is currently trading at 88.86. This means that the stock has a potential upside of +2.91%.
Issuer Target Up/Down from current
Wallstreet Target Price 105.7 18.9%
Analysts Target Price 104.5 17.6%
ValueRay Target Price 91.5 2.9%