(TRU) TransUnion - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US89400J1079
TRU EPS (Earnings per Share)
TRU Revenue
TRU: Credit, Reporting, Analytics, Identity, Management
TransUnion is a global consumer credit reporting agency that provides a wide range of risk and information solutions to various industries, including financial services, insurance, and telecommunications. The companys two main segments, U.S. Markets and International, offer a diverse array of products and services, such as credit reporting, analytics, identity verification, and debt recovery solutions. By leveraging its vast data assets and advanced analytics capabilities, TransUnion enables businesses to make informed decisions, mitigate risk, and drive growth.
TransUnions U.S. Markets segment is a significant player in the consumer credit reporting industry, providing critical data and insights to financial institutions, insurers, and other businesses. The companys international operations also contribute substantially to its revenue, with a presence in multiple countries and a diverse customer base. With its expertise in credit reporting, analytics, and risk management, TransUnion is well-positioned to capitalize on the growing demand for data-driven solutions.
From a technical analysis perspective, TransUnions stock price has been trending near its 52-week low, with a current price of $86.05. The stock is below its 20-day SMA of $87.16 and above its 50-day SMA of $82.24, indicating a potential short-term reversal. The ATR of 2.96 (3.44%) suggests moderate volatility. Given the current technical setup, a potential trading opportunity may arise if the stock price breaks above its 20-day SMA or falls below its 50-day SMA.
Fundamentally, TransUnions market capitalization stands at $17.01 billion, with a P/E ratio of 45.65 and a forward P/E of 21.28. The companys return on equity is 8.67%, indicating a relatively modest level of profitability. Considering the current fundamental data and technical trends, a forecast for TransUnions stock price could be: if the company can deliver on its growth initiatives and expand its market share, its stock price may experience a rebound, potentially reaching $100 in the next 6-12 months, driven by a combination of improving fundamentals and technical momentum.
Additional Sources for TRU Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
TRU Stock Overview
Market Cap in USD | 16,550m |
Sector | Financial Services |
Industry | Financial Data & Stock Exchanges |
GiC Sub-Industry | Research & Consulting Services |
IPO / Inception | 2015-06-25 |
TRU Stock Ratings
Growth Rating | -11.6 |
Fundamental | 11.5 |
Dividend Rating | 54.4 |
Rel. Strength | -5.45 |
Analysts | 4.2 of 5 |
Fair Price Momentum | 78.38 USD |
Fair Price DCF | 22.58 USD |
TRU Dividends
Dividend Yield 12m | 0.49% |
Yield on Cost 5y | 0.54% |
Annual Growth 5y | 6.96% |
Payout Consistency | 98.8% |
Payout Ratio | 10.9% |
TRU Growth Ratios
Growth Correlation 3m | 67.4% |
Growth Correlation 12m | -26.6% |
Growth Correlation 5y | -28.7% |
CAGR 5y | 1.57% |
CAGR/Max DD 5y | 0.02 |
Sharpe Ratio 12m | 0.48 |
Alpha | 2.04 |
Beta | 1.594 |
Volatility | 38.98% |
Current Volume | 4910.8k |
Average Volume 20d | 2049.3k |
As of June 27, 2025, the stock is trading at USD 88.86 with a total of 4,910,824 shares traded.
Over the past week, the price has changed by +4.38%, over one month by +7.49%, over three months by +3.83% and over the past year by +21.16%.
Neither. Based on ValueRay´s Fundamental Analyses, TransUnion is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 11.53 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of TRU is around 78.38 USD . This means that TRU is currently overvalued and has a potential downside of -11.79%.
TransUnion has received a consensus analysts rating of 4.20. Therefor, it is recommend to buy TRU.
- Strong Buy: 10
- Buy: 5
- Hold: 4
- Sell: 1
- Strong Sell: 0
According to our own proprietary Forecast Model, TRU TransUnion will be worth about 91.5 in June 2026. The stock is currently trading at 88.86. This means that the stock has a potential upside of +2.91%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 105.7 | 18.9% |
Analysts Target Price | 104.5 | 17.6% |
ValueRay Target Price | 91.5 | 2.9% |