(UMH) UMH Properties - Ratings and Ratios
Manufactured Homes, Residential Parks
UMH EPS (Earnings per Share)
UMH Revenue
Description: UMH UMH Properties
UMH Properties Inc (NYSE:UMH) is a Single-Family Residential REIT operating in the United States, providing a unique investment opportunity in the real estate sector. As a REIT, UMH Properties is required to distribute a significant portion of its income to shareholders, making it an attractive option for income-seeking investors.
The companys performance can be evaluated through key metrics such as Funds From Operations (FFO) and Adjusted Funds From Operations (AFFO), which are crucial KPIs for REITs. A steady increase in FFO and AFFO would indicate a healthy and growing business. Additionally, the dividend payout ratio, which is typically around 80-90% for REITs, is an essential metric to assess the sustainability of dividend payments.
The Single-Family Residential REITs industry is influenced by various economic drivers, including housing demand, interest rates, and demographic trends. The demand for single-family homes is driven by factors such as population growth, household formation, and affordability. Interest rates also play a crucial role, as changes in rates can impact the attractiveness of REITs relative to other income-generating investments.
To further analyze UMH Properties performance, it is essential to examine its portfolio composition, including the number of properties, geographic diversification, and occupancy rates. A well-diversified portfolio with high occupancy rates can provide a stable source of income. Moreover, the companys debt-to-equity ratio and interest coverage ratio are vital metrics to assess its financial health and ability to meet its obligations.
Investors should also consider the overall market conditions, including the competitive landscape and regulatory environment. The REITs ability to navigate these factors and maintain a strong financial position will be critical in driving long-term value creation for shareholders.
UMH Stock Overview
| Market Cap in USD | 1,284m |
| Sub-Industry | Single-Family Residential REITs |
| IPO / Inception | 1993-12-06 |
UMH Stock Ratings
| Growth Rating | -23.5% |
| Fundamental | 62.0% |
| Dividend Rating | 73.5% |
| Return 12m vs S&P 500 | -30.2% |
| Analyst Rating | 4.22 of 5 |
UMH Dividends
| Dividend Yield 12m | 5.40% |
| Yield on Cost 5y | 7.65% |
| Annual Growth 5y | 3.38% |
| Payout Consistency | 97.4% |
| Payout Ratio | 6.4% |
UMH Growth Ratios
| Growth Correlation 3m | -74.6% |
| Growth Correlation 12m | -87.4% |
| Growth Correlation 5y | 6.9% |
| CAGR 5y | 5.98% |
| CAGR/Max DD 5y | 0.13 |
| Sharpe Ratio 12m | -0.87 |
| Alpha | 0.04 |
| Beta | 0.573 |
| Volatility | 34.00% |
| Current Volume | 717.9k |
| Average Volume 20d | 592.3k |
| Stop Loss | 14.6 (-3.4%) |
| Signal | -0.47 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (30.5m TTM) > 0 and > 6% of Revenue (6% = 15.0m TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA -2.30pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 94.72% (prev 72.51%; Δ 22.21pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.05 (>3.0%) and CFO 81.2m > Net Income 30.5m (YES >=105%, WARN >=100%) |
| Net Debt (579.9m) to EBITDA (118.9m) ratio: 4.88 <= 3.0 (WARN <= 3.5) |
| Current Ratio 28.82 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (84.8m) change vs 12m ago 17.94% (target <= -2.0% for YES) |
| Gross Margin 54.84% (prev 48.17%; Δ 6.67pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 16.34% (prev 16.03%; Δ 0.31pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.18 (EBITDA TTM 118.9m / Interest Expense TTM 25.7m) >= 6 (WARN >= 3) |
Altman Z'' 1.13
| (A) 0.15 = (Total Current Assets 245.7m - Total Current Liabilities 8.53m) / Total Assets 1.62b |
| (B) -0.02 = Retained Earnings (Balance) -25.4m / Total Assets 1.62b |
| (C) 0.04 = EBIT TTM 56.0m / Avg Total Assets 1.53b |
| (D) -0.02 = Book Value of Equity -16.9m / Total Liabilities 690.3m |
| Total Rating: 1.13 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 61.97
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 4.34% = 2.17 |
| 3. FCF Margin 32.42% = 7.50 |
| 4. Debt/Equity 0.72 = 2.25 |
| 5. Debt/Ebitda 5.61 = -2.50 |
| 6. ROIC - WACC -4.78% = -5.97 |
| 7. RoE 3.38% = 0.28 |
| 8. Rev. Trend 95.63% = 4.78 |
| 9. Rev. CAGR 9.49% = 1.19 |
| 10. EPS Trend 71.22% = 1.78 |
| 11. EPS CAGR 48.41% = 2.50 |
What is the price of UMH shares?
Over the past week, the price has changed by -4.00%, over one month by -6.51%, over three months by -8.24% and over the past year by -17.61%.
Is UMH Properties a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UMH is around 14.51 USD . This means that UMH is currently overvalued and has a potential downside of -4.03%.
Is UMH a buy, sell or hold?
- Strong Buy: 5
- Buy: 1
- Hold: 3
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the UMH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 20.4 | 34.7% |
| Analysts Target Price | 20.4 | 34.7% |
| ValueRay Target Price | 15.7 | 3.5% |
Last update: 2025-09-04 04:50
UMH Fundamental Data Overview
CCE Cash And Equivalents = 79.2m USD (Cash only, last quarter)
P/E Trailing = 108.0
P/E Forward = 104.1667
P/S = 5.1356
P/B = 2.1101
P/EG = -14.5
Beta = 1.107
Revenue TTM = 250.4m USD
EBIT TTM = 56.0m USD
EBITDA TTM = 118.9m USD
Long Term Debt = 659.2m USD (from longTermDebt, last quarter)
Short Term Debt = 8.53m USD (from totalCurrentLiabilities, last quarter)
Debt = 667.7m USD (Calculated: Short Term 8.53m + Long Term 659.2m)
Net Debt = 579.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.87b USD (1.28b + Debt 667.7m - CCE 79.2m)
Interest Coverage Ratio = 2.18 (Ebit TTM 56.0m / Interest Expense TTM 25.7m)
FCF Yield = 4.34% (FCF TTM 81.2m / Enterprise Value 1.87b)
FCF Margin = 32.42% (FCF TTM 81.2m / Revenue TTM 250.4m)
Net Margin = 12.18% (Net Income TTM 30.5m / Revenue TTM 250.4m)
Gross Margin = 54.84% ((Revenue TTM 250.4m - Cost of Revenue TTM 113.1m) / Revenue TTM)
Tobins Q-Ratio = -110.9 (set to none) (Enterprise Value 1.87b / Book Value Of Equity -16.9m)
Interest Expense / Debt = 1.10% (Interest Expense 7.37m / Debt 667.7m)
Taxrate = 88.47% (19.0m / 21.4m)
NOPAT = 6.46m (EBIT 56.0m * (1 - 88.47%))
Current Ratio = 28.82 (Total Current Assets 245.7m / Total Current Liabilities 8.53m)
Debt / Equity = 0.72 (Debt 667.7m / last Quarter total Stockholder Equity 932.0m)
Debt / EBITDA = 5.61 (Net Debt 579.9m / EBITDA 118.9m)
Debt / FCF = 8.22 (Debt 667.7m / FCF TTM 81.2m)
Total Stockholder Equity = 903.7m (last 4 quarters mean)
RoA = 1.88% (Net Income 30.5m, Total Assets 1.62b )
RoE = 3.38% (Net Income TTM 30.5m / Total Stockholder Equity 903.7m)
RoCE = 3.59% (Ebit 56.0m / (Equity 903.7m + L.T.Debt 659.2m))
RoIC = 0.53% (NOPAT 6.46m / Invested Capital 1.21b)
WACC = 5.31% (E(1.28b)/V(1.95b) * Re(8.01%)) + (D(667.7m)/V(1.95b) * Rd(1.10%) * (1-Tc(0.88)))
Shares Correlation 5-Years: 100.0 | Cagr: 13.48%
Discount Rate = 8.01% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈90.8m ; Y1≈59.6m ; Y5≈27.3m
Fair Price DCF = 6.31 (DCF Value 536.0m / Shares Outstanding 84.9m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: 95.63 | Revenue CAGR: 9.49%
Rev Growth-of-Growth: -1.69
EPS Correlation: 71.22 | EPS CAGR: 48.41%
EPS Growth-of-Growth: -58.39
Additional Sources for UMH Stock
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Fund Manager Positions: Dataroma | Stockcircle