(UNFI) United Natural Foods - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9111631035

Groceries, Produce, Perishables, Wellness, Pharmacy

Food Distributors
Market Cap in USD: 2,027m

IPO / Inception: 1996-11-01
Return 12m vs S&P 500: -2.77%

EPS (Earnings per Share)

EPS CAGR: -17.07%
EPS Trend: -63.3%

Last SUE: 1.91
Qual. Beats: 1

Revenue

Rev. CAGR: 1.49%
Rev. Trend: 73.7%

Last SUE: -0.46
Qual. Beats: 0

Dividends

Currently no dividends paid

Risk via 5d forecast
Volatility	54.6%
Value at Risk 5%th	71.9%
Relative Tail Risk	-19.98%

Reward TTM
Sharpe Ratio	0.41
Alpha	-6.16
CAGR/Max DD	-0.09

Character TTM
Hurst Exponent	0.683
Beta	1.024
Beta Downside	1.191

Drawdowns 3y
Max DD	79.85%
Mean DD	47.00%
Median DD	49.39%

Description: UNFI United Natural Foods November 12, 2025

United Natural Foods, Inc. (UNFI) is a North-American distributor of natural, organic, specialty, and conventional grocery and non-food items, operating across three segments-Natural, Wholesale, and Retail. Its portfolio includes a broad product mix (perishables, frozen foods, wellness, personal care, pet food, meat, dairy, and non-GMO goods) sold under private-label brands such as Essential Everyday, Shoppers Value, Wild Harvest, and Woodstock Farms, as well as retail concepts like Cub Foods.

Beyond product distribution, UNFI provides end-to-end supply-chain and retail services, including shelf-planogram management, pricing strategy, electronic payments, POS hardware/software, e-commerce platforms, digital coupons, loyalty programs, and sustainability consulting. These value-added services are marketed to grocery chains, independent retailers, and wholesale customers to deepen relationships and capture ancillary revenue.

From a financial perspective, UNFI reported FY 2023 net sales of roughly $27 billion with an EBITDA margin hovering around 3-4%, reflecting modest profitability in a low-margin distribution business. Key performance drivers include the continued premium-price premium on organic products (which grew ~8% YoY in 2023) and the expansion of private-label sales, while inflationary pressure on input costs and logistics bottlenecks remain material headwinds.

Sector-wide, the natural and organic food market is expanding at a compound annual growth rate of ~6% (2020-2025), fueled by consumer health consciousness, increased demand for clean-label items, and consolidation among distributors that favors scale-efficient operators like UNFI.

For a deeper, data-driven assessment of UNFI’s valuation metrics and scenario analysis, you may find the research tools on ValueRay useful.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (-101.0m TTM) > 0 and > 6% of Revenue (6% = 1.91b TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA 2.97pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 3.05% (prev 3.88%; Δ -0.82pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.07 (>3.0%) and CFO 542.0m > Net Income -101.0m (YES >=105%, WARN >=100%)

Net Debt (3.43b) to EBITDA (320.0m) ratio: 10.72 <= 3.0 (WARN <= 3.5)

Current Ratio 1.38 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (60.7m) change vs 12m ago 1.85% (target <= -2.0% for YES)

Gross Margin 13.34% (prev 12.97%; Δ 0.37pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 409.0% (prev 392.9%; Δ 16.10pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.01 (EBITDA TTM 320.0m / Interest Expense TTM 143.0m) >= 6 (WARN >= 3)

Altman Z'' 1.45

(A) 0.13 = (Total Current Assets 3.50b - Total Current Liabilities 2.53b) / Total Assets 7.56b

(B) 0.13 = Retained Earnings (Balance) 1.02b / Total Assets 7.56b

(D) 0.16 = Book Value of Equity 974.0m / Total Liabilities 6.01b

Total Rating: 1.45 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 46.85

1. Piotroski 4.0pt

2. FCF Yield 6.30%

3. FCF Margin 1.08%

4. Debt/Equity 2.24

5. Debt/Ebitda 10.72

6. ROIC - WACC (= -3.82)%

7. RoE -6.36%

8. Rev. Trend 73.71%

9. EPS Trend -63.35%

What is the price of UNFI shares?

As of January 12, 2026, the stock is trading at USD 32.52 with a total of 682,547 shares traded.
Over the past week, the price has changed by -2.25%, over one month by +0.03%, over three months by -21.34% and over the past year by +17.44%.

Is UNFI a buy, sell or hold?

United Natural Foods has received a consensus analysts rating of 3.09. Therefor, it is recommend to hold UNFI.

Strong Buy: 1
Buy: 1
Hold: 8
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the UNFI price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	39.1	20.3%
Analysts Target Price	39.1	20.3%
ValueRay Target Price	32.2	-1.1%

UNFI Fundamental Data Overview January 07, 2026

P/E Forward = 17.2712
P/S = 0.0638
P/B = 1.3163
P/EG = 3.74
Beta = 0.864
Revenue TTM = 31.75b USD
EBIT TTM = 2.00m USD
EBITDA TTM = 320.0m USD
Long Term Debt = 1.92b USD (from longTermDebt, last quarter)
Short Term Debt = 157.0m USD (from shortTermDebt, last quarter)
Debt = 3.47b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.43b USD (from netDebt column, last quarter)
Enterprise Value = 5.46b USD (2.03b + Debt 3.47b - CCE 38.0m)
Interest Coverage Ratio = 0.01 (Ebit TTM 2.00m / Interest Expense TTM 143.0m)
EV/FCF = 15.87x (Enterprise Value 5.46b / FCF TTM 344.0m)
FCF Yield = 6.30% (FCF TTM 344.0m / Enterprise Value 5.46b)
FCF Margin = 1.08% (FCF TTM 344.0m / Revenue TTM 31.75b)
Net Margin = -0.32% (Net Income TTM -101.0m / Revenue TTM 31.75b)
Gross Margin = 13.34% ((Revenue TTM 31.75b - Cost of Revenue TTM 27.52b) / Revenue TTM)
Gross Margin QoQ = 13.41% (prev 13.38%)
Tobins Q-Ratio = 0.72 (Enterprise Value 5.46b / Total Assets 7.56b)
Interest Expense / Debt = 0.98% (Interest Expense 34.0m / Debt 3.47b)
Taxrate = 55.56% (-5.00m / -9.00m)
NOPAT = 888.9k (EBIT 2.00m * (1 - 55.56%))
Current Ratio = 1.38 (Total Current Assets 3.50b / Total Current Liabilities 2.53b)
Debt / Equity = 2.24 (Debt 3.47b / totalStockholderEquity, last quarter 1.55b)
Debt / EBITDA = 10.72 (Net Debt 3.43b / EBITDA 320.0m)
Debt / FCF = 9.97 (Net Debt 3.43b / FCF TTM 344.0m)
Total Stockholder Equity = 1.59b (last 4 quarters mean from totalStockholderEquity)
RoA = -1.30% (Net Income -101.0m / Total Assets 7.56b)
RoE = -6.36% (Net Income TTM -101.0m / Total Stockholder Equity 1.59b)
RoCE = 0.06% (EBIT 2.00m / Capital Employed (Equity 1.59b + L.T.Debt 1.92b))
RoIC = 0.03% (NOPAT 888.9k / Invested Capital 3.55b)
WACC = 3.85% (E(2.03b)/V(5.50b) * Re(9.69%) + D(3.47b)/V(5.50b) * Rd(0.98%) * (1-Tc(0.56)))
Discount Rate = 9.69% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 1.69%
[DCF Debug] Terminal Value 80.82% ; FCFF base≈256.8m ; Y1≈168.6m ; Y5≈76.9m
Fair Price DCF = N/A (negative equity: EV 2.45b - Net Debt 3.43b = -980.3m; debt exceeds intrinsic value)
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: -63.35 | EPS CAGR: -17.07% | SUE: 1.91 | # QB: 1
Revenue Correlation: 73.71 | Revenue CAGR: 1.49% | SUE: -0.46 | # QB: 0
EPS next Quarter (2026-04-30): EPS=0.59 | Chg30d=-0.044 | Revisions Net=-1 | Analysts=9
EPS current Year (2026-07-31): EPS=2.18 | Chg30d=+0.182 | Revisions Net=+6 | Growth EPS=+207.5% | Growth Revenue=+0.3%
EPS next Year (2027-07-31): EPS=2.69 | Chg30d=+0.156 | Revisions Net=+4 | Growth EPS=+23.0% | Growth Revenue=+1.6%

Additional Sources for UNFI Stock

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