Overview Dividends

(UNFI) United Natural Foods - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9111631035

Groceries, Produce, Perishables, Wellness, Pharmacy

UNFI EPS (Earnings per Share)

EPS Growth (3Y CAGR): -39.38%
EPS Trend (3Y Correlation): -33.3%

UNFI Revenue

Revenue Growth (3Y CAGR): 0.79%
Revenue Trend (3Y Correlation): 59.0%

Risk via 10d forecast
Volatility	56.6%
Value at Risk 5%th	73.5%
Relative Tail Risk	-21.12%

Reward TTM
Sharpe Ratio	1.32
Alpha	70.17

Character TTM
Hurst Exponent	0.737
Beta	0.986
Beta Downside	1.388

Drawdowns 3y
Max DD	81.50%
Mean DD	50.62%
Median DD	53.54%

Description: UNFI United Natural Foods November 12, 2025

United Natural Foods, Inc. (UNFI) is a North-American distributor of natural, organic, specialty, and conventional grocery and non-food items, operating across three segments-Natural, Wholesale, and Retail. Its portfolio includes a broad product mix (perishables, frozen foods, wellness, personal care, pet food, meat, dairy, and non-GMO goods) sold under private-label brands such as Essential Everyday, Shoppers Value, Wild Harvest, and Woodstock Farms, as well as retail concepts like Cub Foods.

Beyond product distribution, UNFI provides end-to-end supply-chain and retail services, including shelf-planogram management, pricing strategy, electronic payments, POS hardware/software, e-commerce platforms, digital coupons, loyalty programs, and sustainability consulting. These value-added services are marketed to grocery chains, independent retailers, and wholesale customers to deepen relationships and capture ancillary revenue.

From a financial perspective, UNFI reported FY 2023 net sales of roughly $27 billion with an EBITDA margin hovering around 3-4%, reflecting modest profitability in a low-margin distribution business. Key performance drivers include the continued premium-price premium on organic products (which grew ~8% YoY in 2023) and the expansion of private-label sales, while inflationary pressure on input costs and logistics bottlenecks remain material headwinds.

Sector-wide, the natural and organic food market is expanding at a compound annual growth rate of ~6% (2020-2025), fueled by consumer health consciousness, increased demand for clean-label items, and consolidation among distributors that favors scale-efficient operators like UNFI.

For a deeper, data-driven assessment of UNFI’s valuation metrics and scenario analysis, you may find the research tools on ValueRay useful.

UNFI Stock Overview

Market Cap in USD	2,410m
Sub-Industry	Food Distributors
IPO / Inception	1996-11-01
Return 12m vs S&P 500	63.5%
Analyst Rating	3.09 of 5

UNFI Dividends

Currently no dividends paid

UNFI Growth Ratios

CAGR 3y	-5.56%
CAGR/Max DD Calmar Ratio	-0.07
CAGR/Mean DD Pain Ratio	-0.11
Current Volume	536.6k
Average Volume	721.1k

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (-118.0m TTM) > 0 and > 6% of Revenue (6% = 1.91b TTM)

FCFTA 0.04 (>2.0%) and ΔFCFTA 5.01pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 2.58% (prev 3.35%; Δ -0.76pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 470.0m > Net Income -118.0m (YES >=105%, WARN >=100%)

Net Debt (3.41b) to EBITDA (309.0m) ratio: 11.03 <= 3.0 (WARN <= 3.5)

Current Ratio 1.32 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (60.6m) change vs 12m ago 1.85% (target <= -2.0% for YES)

Gross Margin 13.28% (prev 13.07%; Δ 0.21pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 420.3% (prev 411.5%; Δ 8.81pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -0.08 (EBITDA TTM 309.0m / Interest Expense TTM 145.0m) >= 6 (WARN >= 3)

Altman Z'' 1.31

(A) 0.11 = (Total Current Assets 3.42b - Total Current Liabilities 2.60b) / Total Assets 7.59b

(B) 0.13 = Retained Earnings (Balance) 1.02b / Total Assets 7.59b

(D) 0.16 = Book Value of Equity 979.0m / Total Liabilities 6.04b

Total Rating: 1.31 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 45.61

1. Piotroski 4.0pt = -1.0

2. FCF Yield 4.95% = 2.48

3. FCF Margin 0.91% = 0.23

4. Debt/Equity 2.23 = 0.43

5. Debt/Ebitda 11.03 = -2.50

6. ROIC - WACC (= -4.45)% = -5.56

7. RoE -7.35% = -1.22

8. Rev. Trend 58.96% = 4.42

9. EPS Trend -33.27% = -1.66

What is the price of UNFI shares?

As of November 14, 2025, the stock is trading at USD 38.62 with a total of 536,600 shares traded.
Over the past week, the price has changed by +3.65%, over one month by -6.58%, over three months by +40.90% and over the past year by +86.21%.

Is United Natural Foods a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, United Natural Foods (NYSE:UNFI) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 45.61 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UNFI is around 41.63 USD . This means that UNFI is currently overvalued and has a potential downside of 7.79%.

Is UNFI a buy, sell or hold?

United Natural Foods has received a consensus analysts rating of 3.09. Therefor, it is recommend to hold UNFI.

Strong Buy: 1
Buy: 1
Hold: 8
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the UNFI price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	39.6	2.6%
Analysts Target Price	39.6	2.6%
ValueRay Target Price	44.6	15.5%

UNFI Fundamental Data Overview November 11, 2025

Market Cap USD = 2.41b (2.41b USD * 1.0 USD.USD)
P/E Forward = 19.7239
P/S = 0.0758
P/B = 1.5109
P/EG = 3.74
Beta = 0.821
Revenue TTM = 31.78b USD
EBIT TTM = -12.0m USD
EBITDA TTM = 309.0m USD
Long Term Debt = 1.86b USD (from longTermDebt, last quarter)
Short Term Debt = 181.0m USD (from shortTermDebt, last quarter)
Debt = 3.45b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.41b USD (from netDebt column, last quarter)
Enterprise Value = 5.82b USD (2.41b + Debt 3.45b - CCE 44.0m)
Interest Coverage Ratio = -0.08 (Ebit TTM -12.0m / Interest Expense TTM 145.0m)
FCF Yield = 4.95% (FCF TTM 288.0m / Enterprise Value 5.82b)
FCF Margin = 0.91% (FCF TTM 288.0m / Revenue TTM 31.78b)
Net Margin = -0.37% (Net Income TTM -118.0m / Revenue TTM 31.78b)
Gross Margin = 13.28% ((Revenue TTM 31.78b - Cost of Revenue TTM 27.56b) / Revenue TTM)
Gross Margin QoQ = 13.38% (prev 13.43%)
Tobins Q-Ratio = 0.77 (Enterprise Value 5.82b / Total Assets 7.59b)
Interest Expense / Debt = 1.01% (Interest Expense 35.0m / Debt 3.45b)
Taxrate = 21.10% (-23.0m / -109.0m)
NOPAT = -9.47m (EBIT -12.0m * (1 - 21.10%)) [loss with tax shield]
Current Ratio = 1.32 (Total Current Assets 3.42b / Total Current Liabilities 2.60b)
Debt / Equity = 2.23 (Debt 3.45b / totalStockholderEquity, last quarter 1.55b)
Debt / EBITDA = 11.03 (Net Debt 3.41b / EBITDA 309.0m)
Debt / FCF = 11.83 (Net Debt 3.41b / FCF TTM 288.0m)
Total Stockholder Equity = 1.61b (last 4 quarters mean from totalStockholderEquity)
RoA = -1.55% (Net Income -118.0m / Total Assets 7.59b)
RoE = -7.35% (Net Income TTM -118.0m / Total Stockholder Equity 1.61b)
RoCE = -0.35% (EBIT -12.0m / Capital Employed (Equity 1.61b + L.T.Debt 1.86b))
RoIC = -0.26% (negative operating profit) (NOPAT -9.47m / Invested Capital 3.65b)
WACC = 4.19% (E(2.41b)/V(5.86b) * Re(9.04%) + D(3.45b)/V(5.86b) * Rd(1.01%) * (1-Tc(0.21)))
Discount Rate = 9.04% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 1.61%
[DCF Debug] Terminal Value 66.08% ; FCFE base≈288.0m ; Y1≈189.1m ; Y5≈86.5m
Fair Price DCF = 23.76 (DCF Value 1.45b / Shares Outstanding 60.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -33.27 | EPS CAGR: -39.38% | SUE: -3.08 | # QB: 0
Revenue Correlation: 58.96 | Revenue CAGR: 0.79% | SUE: 0.42 | # QB: 0

Additional Sources for UNFI Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle