(UNFI) United Natural Foods - Overview
Sector: Consumer Defensive | Industry: Food Distribution | Exchange: NYSE (USA) | Market Cap: 3.005m USD | Total Return: 63.7% in 12m
Avg Turnover: 25.5M
Qual. Beats: 2
Rev. Trend: 88.7%
Qual. Beats: -1
Warnings
High Debt/EBITDA (12.5) with thin interest coverage (0.5)
Interest Coverage Ratio 0.5 is critical
Tailwinds
Supp Ema20, Rs Leader, Idiosyncratic Leader, Tailwind, Pullback 52w, Confidence
United Natural Foods, Inc. (UNFI) is a major distributor of natural, organic, and conventional grocery products across the United States and Canada. The company operates through three primary segments-Natural, Wholesale, and Retail-serving a diverse client base that includes independent retailers, large grocery chains, and foodservice providers. Beyond distribution, the firm maintains a portfolio of private-label brands such as Wild Harvest and Essential Everyday, and operates retail locations under the Cub Foods and Shoppers banners.
The food distribution sector operates on high volume and thin margins, where logistical efficiency and supply chain scale are primary competitive advantages. UNFI further diversifies its business model by providing value-added services to retail partners, including data analytics, digital marketing, and administrative back-office solutions. Investors interested in deeper financial metrics can explore the stocks valuation trends on ValueRay.
Founded in 1976 and headquartered in Providence, Rhode Island, the company also engages in food manufacturing and importing, specifically focusing on snacks, nuts, and organic confections. This vertical integration allows UNFI to capture value across multiple stages of the grocery supply chain, from manufacturing and roasting to final retail sales.
- Whole Foods supply contract renewal terms impact long-term revenue stability
- Supply chain automation efficiency determines operational margin recovery trajectories
- Private label brand expansion offsets inflationary pressure on consumer grocery spending
- Interest rate fluctuations affect debt servicing costs for high-leverage distribution infrastructure
- Competitive pricing pressure from traditional wholesale distributors limits market share growth
| Net Income: -78.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 3.47 > 1.0 |
| NWC/Revenue: 2.56% < 20% (prev 3.43%; Δ -0.87% < -1%) |
| CFO/TA 0.08 > 3% & CFO 579.0m > Net Income -78.0m |
| Net Debt (4.70b) to EBITDA (376.0m): 12.50 < 3 |
| Current Ratio: 1.33 > 1.5 & < 3 |
| Outstanding Shares: last quarter (62.7m) vs 12m ago 4.15% < -2% |
| Gross Margin: 13.34% > 18% (prev 0.13%; Δ 1.32k% > 0.5%) |
| Asset Turnover: 421.2% > 50% (prev 409.8%; Δ 11.43% > 0%) |
| Interest Coverage Ratio: 0.47 > 6 (EBITDA TTM 376.0m / Interest Expense TTM 137.0m) |
| A: 0.11 (Total Current Assets 3.25b - Total Current Liabilities 2.44b) / Total Assets 7.25b |
| B: 0.14 (Retained Earnings 1.04b / Total Assets 7.25b) |
| C: 0.01 (EBIT TTM 65.0m / Avg Total Assets 7.49b) |
| D: 0.17 (Book Value of Equity 996.0m / Total Liabilities 5.69b) |
| Altman-Z'' = 1.44 = BB |
| DSRI: 0.97 (Receivables 994.0m/1.03b, Revenue 31.5b/31.7b) |
| GMI: 0.99 (GM 13.34% / 13.16%) |
| AQI: 1.09 (AQ_t 0.13 / AQ_t-1 0.12) |
| SGI: 1.00 (Revenue 31.5b / 31.7b) |
| TATA: -0.09 (NI -78.0m - CFO 579.0m) / TA 7.25b) |
| Beneish M = -3.11 (Cap -4..+1) = AA |
As of May 27, 2026, the stock is trading at USD 49.85 with a total of 279,423 shares traded.
Over the past week, the price has changed by -1.81%,
over one month by +3.60%,
over three months by +27.36% and
over the past year by +63.66%.
United Natural Foods has received a consensus analysts rating of 3.09. Therefore, it is recommended to hold UNFI.
- StrongBuy: 1
- Buy: 1
- Hold: 8
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 46.3 | -7.2% |
P/E Forward = 19.0114
P/S = 0.0953
P/B = 1.9315
P/EG = 1.0856
Revenue TTM = 31.5b USD
EBIT TTM = 65.0m USD
EBITDA TTM = 376.0m USD
Long Term Debt = 1.71b USD (from longTermDebt, last quarter)
Short Term Debt = 157.0m USD (from shortTermDebt, last quarter)
Debt = 4.75b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.52b
Net Debt = 4.70b USD (calculated: Debt 4.75b - CCE 52.0m)
Enterprise Value = 7.70b USD (3.00b + Debt 4.75b - CCE 52.0m)
Interest Coverage Ratio = 0.47 (Ebit TTM 65.0m / Interest Expense TTM 137.0m)
EV/FCF = 19.51x (Enterprise Value 7.70b / FCF TTM 395.0m)
FCF Yield = 5.13% (FCF TTM 395.0m / Enterprise Value 7.70b)
FCF Margin = 1.25% (FCF TTM 395.0m / Revenue TTM 31.5b)
Net Margin = -0.25% (Net Income TTM -78.0m / Revenue TTM 31.5b)
Gross Margin = 13.34% ((Revenue TTM 31.5b - Cost of Revenue TTM 27.3b) / Revenue TTM)
Gross Margin QoQ = 13.16% (prev 13.41%)
Tobins Q-Ratio = 1.06 (Enterprise Value 7.70b / Total Assets 7.25b)
Interest Expense / Debt = 2.88% (Interest Expense 137.0m / Debt 4.75b)
Taxrate = 13.04% (3.00m / 23.0m)
NOPAT = 56.5m (EBIT 65.0m * (1 - 13.04%))
Current Ratio = 1.33 (Total Current Assets 3.25b / Total Current Liabilities 2.44b)
Debt / Equity = 3.06 (Debt 4.75b / totalStockholderEquity, last quarter 1.55b)
Debt / EBITDA = 12.50 (Net Debt 4.70b / EBITDA 376.0m)
Debt / FCF = 11.90 (Net Debt 4.70b / FCF TTM 395.0m)
Total Stockholder Equity = 1.57b (last 4 quarters mean from totalStockholderEquity)
RoA = -1.04% (Net Income -78.0m / Total Assets 7.25b)
RoE = -4.97% (Net Income TTM -78.0m / Total Stockholder Equity 1.57b)
RoCE = 1.98% (EBIT 65.0m / Capital Employed (Equity 1.57b + L.T.Debt 1.71b))
RoIC = 1.15% (NOPAT 56.5m / Invested Capital 4.91b)
WACC = 4.94% (E(3.00b)/V(7.76b) * Re(8.78%) + D(4.75b)/V(7.76b) * Rd(2.88%) * (1-Tc(0.13)))
Discount Rate = 8.78% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 98.88 | Cagr: 2.97%
[DCF] Terminal Value 77.97% ; FCFF base≈298.2m ; Y1≈341.8m ; Y5≈503.1m
[DCF] Fair Price = 47.25 (EV 7.57b - Net Debt 4.70b = Equity 2.87b / Shares 60.8m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 1.75 | # QB: 2
Revenue Correlation: 88.70 | Revenue CAGR: 2.46% | SUE: -1.09 | # QB: -1
EPS current Year (2026-07-31): EPS=2.58 | Chg30d=+18.06% | Revisions=+71% | GrowthEPS=+262.9% | GrowthRev=-1.5%
EPS next Year (2027-07-31): EPS=3.19 | Chg30d=+14.99% | Revisions=+54% | GrowthEPS=+23.8% | GrowthRev=+2.2%
[Analyst] Revisions Ratio: +71%