UNFI Stock Analysis: United Natural Foods | NYSE
Food Distribution | NYSE, USA | Market Cap: 2.848m USD | 12M Return: 83.3% | US9111631035 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 22.3M
Qual. Beats: 0
Rev. Trend: 78.0%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
United Natural Foods, Inc. (UNFI) is a U.S.-based distributor and retailer of natural, organic, specialty, produce, and conventional grocery and non-food products, operating in the United States and Canada through three segments: Natural, Wholesale, and Retail. The company carries a broad assortment spanning perishables, frozen food, wellness and personal care, bulk and foodservice, pharmacy, pet food, meat, dairy, and organic/non-GMO items, supported by a large portfolio of owned and private-label brands such as ESSENTIAL EVERYDAY, SHOPPERS VALUE, WILD HARVEST, Field Day, STONE RIDGE CREAMERY, EQUALINE, CULINARY CIRCLE, and WOODSTOCK. Beyond distribution, UNFI manufactures natural and organic snack foods and processes nuts, dried fruit, seeds, trail mixes, granola, and confections under the Woodstock Farms Manufacturing brand, and operates grocery and liquor stores under the Cub Foods and Shoppers banners. The company also offers an extensive suite of retail support services - including shelf and planogram management, pricing strategy, point-of-sale systems, network/data hosting, e-commerce, digital couponing, loyalty programs, and back-office solutions - serving grocery chains, independent retailers, and wholesale customers. UNFI was founded in 1976 and is headquartered in Providence, Rhode Island.
As a Food Distributor within the Consumer Staples sector, UNFI occupies a unique hybrid model in the industry: it combines traditional wholesale distribution with retail-store ownership (Cub Foods, Shoppers) and in-house manufacturing, allowing it to capture margin across multiple stages of the grocery value chain rather than relying solely on distribution fees.
- Whole Foods Amazon partnership renewal drives core distribution revenue
- Natural organic segment margins pressured by KeHE specialty distributor competition
- Leveraged balance sheet post-SuperValu constrains capital allocation flexibility
| Net Income: -38.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 1.64 > 1.0 |
| NWC/Revenue: 2.57% < 20% (prev 3.10%; Δ -0.53% < -1%) |
| CFO/TA 0.07 > 3% & CFO 503.0m > Net Income -38.0m |
| Net Debt (4.60b) to EBITDA (421.0m): 10.92 < 3 |
| Current Ratio: 1.33 > 1.5 & < 3 |
| Outstanding Shares: last quarter (62.7m) vs 12m ago 3.64% < -2% |
| Gross Margin: 13.38% > 18% (prev 13.36%; Δ 0.02% > 0.5%) |
| Asset Turnover: 421.6% > 50% (prev 423.3%; Δ -1.71% > 0%) |
| Interest Coverage Ratio: 0.90 > 6 (EBIT TTM 117.0m / Interest Expense TTM 130.0m) |
| A: 0.11 (Total Current Assets 3.24b - Total Current Liabilities 2.44b) / Total Assets 7.19b |
| B: 0.15 (Retained Earnings 1.07b / Total Assets 7.19b) |
| C: 0.02 (EBIT TTM 117.0m / Avg Total Assets 7.40b) |
| D: 0.29 (Book Value of Equity 1.60b / Total Liabilities 5.59b) |
| Altman-Z'' = 1.62 = BB |
| DSRI: 1.01 (Receivables 973.0m/998.0m, Revenue 31.2b/32.2b) |
| GMI: 1.00 (GM 13.36% / 13.38%) |
| AQI: 1.08 (AQ_t 0.13 / AQ_t-1 0.12) |
| SGI: 0.97 (Revenue 31.2b / 32.2b) |
| TATA: -0.08 (NI -38.0m - CFO 503.0m) / TA 7.19b) |
| Beneish M = -3.01 (Cap -4..+1) = AA |
As of August 16, 2026, the stock is trading at USD 48.42 with a total of 220,176 shares traded. Over the past week, the price has changed by +2.89%, over one month by -2.26%, over three months by -6.27% and over the past year by +83.27%.
Current recommended Stop Loss: 45.70 (which is 5.6% or 1.5 ATR below the current price).
United Natural Foods has received a consensus analysts rating of 3.09. Therefore, it is recommended to hold UNFI.
- StrongBuy: 1
- Buy: 1
- Hold: 8
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 49.4 | 2% |
P/E Forward = 14.0056
P/S = 0.0913
P/B = 1.7822
P/EG = 1.0856
Revenue TTM = 31.2b USD
EBIT TTM = 117.0m USD
EBITDA TTM = 421.0m USD
Long Term Debt = 1.66b USD (from longTermDebt, last quarter)
Short Term Debt = 172.0m USD (from shortTermDebt, last quarter)
Debt = 4.64b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.49b
Net Debt = 4.60b USD (calculated: Debt 4.64b - CCE 43.0m)
Enterprise Value = 7.45b USD (2.85b + Debt 4.64b - CCE 43.0m)
Interest Coverage Ratio = 0.90 (Ebit TTM 117.0m / Interest Expense TTM 130.0m)
EV/FCF = 22.63x (Enterprise Value 7.45b / FCF TTM 329.0m)
FCF Yield = 4.42% (FCF TTM 329.0m / Enterprise Value 7.45b)
FCF Margin = 1.05% (FCF TTM 329.0m / Revenue TTM 31.2b)
Net Margin = -0.12% (Net Income TTM -38.0m / Revenue TTM 31.2b)
Gross Margin = 13.38% ((Revenue TTM 31.2b - Cost of Revenue TTM 27.0b) / Revenue TTM)
Gross Margin QoQ = 13.58% (prev 13.16%)
Tobins Q-Ratio = 1.04 (Enterprise Value 7.45b / Total Assets 7.19b)
Interest Expense / Debt = 2.80% (Interest Expense 130.0m / Debt 4.64b)
Taxrate = 21.43% (9.00m / 42.0m)
NOPAT = 91.9m (EBIT 117.0m * (1 - 21.43%))
Current Ratio = 1.33 (Total Current Assets 3.24b / Total Current Liabilities 2.44b)
Debt / Equity = 2.90 (Debt 4.64b / totalStockholderEquity, last quarter 1.60b)
Debt / EBITDA = 10.92 (Net Debt 4.60b / EBITDA 421.0m)
Debt / FCF = 13.97 (Net Debt 4.60b / FCF TTM 329.0m)
Total Stockholder Equity = 1.56b (last 4 quarters mean from totalStockholderEquity)
RoA = -0.51% (Net Income -38.0m / Total Assets 7.19b)
RoE = -2.43% (Net Income TTM -38.0m / Total Stockholder Equity 1.56b)
RoCE = 3.63% (EBIT 117.0m / Capital Employed (Equity 1.56b + L.T.Debt 1.66b))
RoIC = 1.89% (NOPAT 91.9m / Invested Capital 4.87b)
WACC = 4.29% (E(2.85b)/V(7.49b) * Re(7.68%) + D(4.64b)/V(7.49b) * Rd(2.80%) * (1-Tc(0.21)))
Discount Rate = 7.68% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 91.23 | Cagr: 2.43%
[DCF] Terminal Value 77.97% ; FCFF base≈287.0m ; Y1≈329.0m ; Y5≈484.2m
[DCF] Fair Price = 44.44 (EV 7.29b - Net Debt 4.60b = Equity 2.69b / Shares 60.5m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.0 | # QB: 0
Revenue Correlation: 77.98 | Revenue CAGR: 2.00% | SUE: -0.50 | # QB: 0
EPS current Quarter (2026-10-31): EPS=0.71 | Chg30d=+3.42% | Revisions=+40% | Analysts=8
EPS current Year (2026-07-31): EPS=2.56 | Chg30d=-0.49% | Revisions=-12% | GrowthEPS=+261.1% | GrowthRev=-1.8%
EPS next Year (2027-07-31): EPS=3.21 | Chg30d=+0.75% | Revisions=+22% | GrowthEPS=+25.4% | GrowthRev=+2.2%
[Analyst] Revisions Ratio: +19% (up=8, down=5)