UNFI Stock Analysis: United Natural Foods | NYSE
Food Distribution | NYSE, USA | Market Cap: 2.685m USD | 12M Return: 13.4% | US9111631035 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 28.1M
Qual. Beats: 1
Rev. Trend: 63.5%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
United Natural Foods, Inc. (UNFI) is a wholesale distributor of natural, organic, specialty, and conventional food and non-food products serving grocery chains and retailers across the United States and Canada. Founded in 1976 and headquartered in Providence, Rhode Island, the company operates through three segments-Natural, Wholesale, and Retail-and supplies a broad assortment that includes produce, meat, dairy, frozen foods, wellness and personal care items, bulk foodservice, and pharmacy/general merchandise. UNFI markets products under an extensive private-label portfolio (including Essential Everyday, Wild Harvest, Field Day, Woodstock, Koyo, and Culinary Circle) and also manufactures natural and organic snacks, nuts, dried fruit, and trail mixes through its Woodstock Farms Manufacturing brand. In addition, the company operates retail grocery and liquor stores under the Cub Foods and Shoppers banners and offers grocery retailers a suite of value-added services spanning planogram and shelf management, store layout and design, point-of-sale hardware and software, digital marketing, e-commerce, loyalty programs, and supply chain solutions.
The food distribution sector is structurally low-margin and capital-intensive, with operators typically relying on scale, logistics efficiency, and value-added service offerings to differentiate themselves. UNFIs hybrid model-combining broad-line distribution, private-label manufacturing, and owned retail operations-sets it apart from pure-play wholesalers but also ties its results to both commodity input costs and consumer spending patterns within the natural and organic channel, where demand can be more sensitive to economic cycles than conventional grocery.
- Wholesale customer concentration drives top-line volatility
- Private label brand expansion supports distribution margins
- Retail segment comp sales face intense grocery competition
| Net Income: 84.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 1.40 > 1.0 |
| NWC/Revenue: 2.25% < 20% (prev 2.58%; Δ -0.34% < -1%) |
| CFO/TA 0.08 > 3% & CFO 540.0m > Net Income 84.0m |
| Net Debt (4.47b) to EBITDA (524.0m): 8.52 < 3 |
| Current Ratio: 1.29 > 1.5 & < 3 |
| Outstanding Shares: last quarter (62.9m) vs 12m ago 3.80% < -2% |
| Gross Margin: 13.47% > 18% (prev 13.28%; Δ 0.19% > 0.5%) |
| Asset Turnover: 423.7% > 50% (prev 418.5%; Δ 5.24% > 0%) |
| Interest Coverage Ratio: 1.86 > 6 (EBIT TTM 221.0m / Interest Expense TTM 119.0m) |
| A: 0.10 (Total Current Assets 3.14b - Total Current Liabilities 2.44b) / Total Assets 7.11b |
| B: 0.16 (Retained Earnings 1.10b / Total Assets 7.11b) |
| C: 0.03 (EBIT TTM 221.0m / Avg Total Assets 7.35b) |
| D: 0.30 (Book Value of Equity 1.62b / Total Liabilities 5.49b) |
| Altman-Z'' = 1.66 = BB |
| DSRI: 0.86 (Receivables 921.0m/1.09b, Revenue 31.2b/31.8b) |
| GMI: 0.99 (GM 13.28% / 13.47%) |
| AQI: 1.04 (AQ_t 0.13 / AQ_t-1 0.12) |
| SGI: 0.98 (Revenue 31.2b / 31.8b) |
| TATA: -0.06 (NI 84.0m - CFO 540.0m) / TA 7.11b) |
| Beneish M = -3.15 (Cap -4..+1) = AA |
As of October 15, 2026, the stock is trading at USD 47.68 with a total of 515,900 shares traded. Over the past week, the price has changed by +9.38%, over one month by +5.42%, over three months by -3.75% and over the past year by +13.44%.
Current recommended Stop Loss: 46.00 (which is 3.5% or 1.2 ATR below the current price).
United Natural Foods has received a consensus analysts rating of 3.60. Therefore, it is recommended to hold UNFI.
- StrongBuy: 3
- Buy: 0
- Hold: 7
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 53 | 11.2% |
P/E Trailing = 33.2164
P/E Forward = 13.0548
P/S = 0.0862
P/B = 1.6276
P/EG = 1.0856
Revenue TTM = 31.2b USD
EBIT TTM = 221.0m USD
EBITDA TTM = 524.0m USD
Long Term Debt = 1.56b USD (from longTermDebt, last quarter)
Short Term Debt = 148.0m USD (from shortTermDebt, last quarter)
Debt = 4.50b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.47b
Net Debt = 4.47b USD (calculated: Debt 4.50b - CCE 37.0m)
Enterprise Value = 7.15b USD (2.68b + Debt 4.50b - CCE 37.0m)
Interest Coverage Ratio = 1.86 (Ebit TTM 221.0m / Interest Expense TTM 119.0m)
EV/FCF = 22.14x (Enterprise Value 7.15b / FCF TTM 323.0m)
FCF Yield = 4.52% (FCF TTM 323.0m / Enterprise Value 7.15b)
FCF Margin = 1.04% (FCF TTM 323.0m / Revenue TTM 31.2b)
Net Margin = 0.27% (Net Income TTM 84.0m / Revenue TTM 31.2b)
Gross Margin = 13.47% ((Revenue TTM 31.2b - Cost of Revenue TTM 27.0b) / Revenue TTM)
Gross Margin QoQ = 13.74% (prev 13.58%)
Tobins Q-Ratio = 1.01 (Enterprise Value 7.15b / Total Assets 7.11b)
Interest Expense / Debt = 2.64% (Interest Expense 119.0m / Debt 4.50b)
Taxrate = 17.65% (18.0m / 102.0m)
NOPAT = 182.0m (EBIT 221.0m * (1 - 17.65%))
Current Ratio = 1.29 (Total Current Assets 3.14b / Total Current Liabilities 2.44b)
Debt / Equity = 2.78 (Debt 4.50b / totalStockholderEquity, last quarter 1.62b)
Debt / EBITDA = 8.52 (Net Debt 4.47b / EBITDA 524.0m)
Debt / FCF = 13.83 (Net Debt 4.47b / FCF TTM 323.0m)
Total Stockholder Equity = 1.58b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.14% (Net Income 84.0m / Total Assets 7.11b)
RoE = 5.32% (Net Income TTM 84.0m / Total Stockholder Equity 1.58b)
RoCE = 7.04% (EBIT 221.0m / Capital Employed (Equity 1.58b + L.T.Debt 1.56b))
RoIC = 3.81% (NOPAT 182.0m / Invested Capital 4.78b)
WACC = 4.25% (E(2.68b)/V(7.19b) * Re(7.73%) + D(4.50b)/V(7.19b) * Rd(2.64%) * (1-Tc(0.18)))
Discount Rate = 7.73% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 94.36 | Cagr: 2.58%
[DCF] Terminal Value 77.97% ; FCFF base≈289.4m ; Y1≈331.7m ; Y5≈488.2m
[DCF] Fair Price = 47.75 (EV 7.35b - Net Debt 4.47b = Equity 2.88b / Shares 60.3m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.95 | # QB: 1
Revenue Correlation: 63.55 | Revenue CAGR: 1.51% | SUE: -0.27 | # QB: 0
EPS current Quarter (2026-10-31): EPS=0.67 | Chg30d=-4.77% | Revisions=+0% | Analysts=9
EPS next Quarter (2027-01-31): EPS=0.87 | Chg30d=+0.44% | Revisions=+0% | Analysts=9
EPS current Year (2027-07-31): EPS=3.35 | Chg30d=+4.11% | Revisions=+42% | GrowthEPS=+26.3% | GrowthRev=+1.2%
EPS next Year (2028-07-31): EPS=4.06 | Chg30d=+5.76% | Revisions=+12% | GrowthEPS=+21.3% | GrowthRev=+2.3%
[Analyst] Revisions Ratio: +18% (up=18, down=12)