(UNM) Unum - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US91529Y1064

UNM: Group Disability, Life Insurance, Supplemental Health, Accident Coverage, Reinsurance

Unum Group (NYSE: UNM) is a leading provider of financial protection benefits, operating in the United States, the United Kingdom, and Poland through its subsidiaries. The company is structured into four main segments: Unum US, Unum International, Colonial Life, and Closed Block. Its product portfolio includes group long-term and short-term disability insurance, group life insurance, accidental death and dismemberment coverage, and a range of supplemental and voluntary benefits such as individual disability, dental, and vision products. Additionally, the company offers accident, sickness, disability, life, and critical illness insurance. It also provides group pension products, individual life insurance, corporate-owned life insurance, reinsurance pools, and other specialized financial services. These products are primarily sold to employers for the benefit of their employees, leveraging a distribution network that includes field sales personnel, independent brokers, consultants, and independent contractor agents. Founded in 1848, Unum Group is headquartered in Chattanooga, Tennessee, and is recognized for its long-standing commitment to providing comprehensive financial protection solutions to its clients. Web URL: https://www.unum.com.

Based on the provided data, Unum Groups stock (NYSE: UNM) is currently trading at 77.31, near its immediate support level of 77.1. The stock is slightly below its 20-day and 50-day moving averages (SMA 20: 77.43, SMA 50: 77.87) but significantly above its 200-day moving average (SMA 200: 67.08). This indicates short-term bearish momentum but a longer-term bullish trend. The Average True Range (ATR) of 2.94 suggests moderate volatility. From a fundamental perspective, the company has a market capitalization of $13.26 billion, a trailing P/E ratio of 7.96, and a forward P/E of 8.24, indicating undervaluation relative to its earnings. The price-to-book (P/B) ratio of 1.19 and a return on equity (RoE) of 16.23 highlight efficient equity utilization and solid profitability metrics. Over the next three months, UNM is expected to face resistance at 100.0 and potential support at 77.1, with additional support levels at 73.3, 70.1, 62.7, and 52.5. The stocks performance will likely hinge on its ability to maintain earnings growth and navigate macroeconomic conditions.

Additional Sources for UNM Stock

UNM Stock Overview

Market Cap in USD 14,085m
Sector Financial Services
Industry Insurance - Life
GiC Sub-Industry Life & Health Insurance
IPO / Inception 1986-11-06

UNM Stock Ratings

Growth Rating 93.8
Fundamental 50.7
Dividend Rating 77.1
Rel. Strength 28.1
Analysts 4.08/5
Fair Price Momentum 102.79 USD
Fair Price DCF 173.05 USD

UNM Dividends

Dividend Yield 12m 2.40%
Yield on Cost 5y 11.91%
Annual Growth 5y 6.61%
Payout Consistency 96.3%

UNM Growth Ratios

Growth Correlation 3m 21.5%
Growth Correlation 12m 94.7%
Growth Correlation 5y 97.8%
CAGR 5y 40.66%
CAGR/Max DD 5y 1.44
Sharpe Ratio 12m 1.94
Alpha 47.46
Beta 0.711
Volatility 40.15%
Current Volume 2909.9k
Average Volume 20d 1587k
What is the price of UNM stocks?
As of May 01, 2025, the stock is trading at USD 77.66 with a total of 2,909,890 shares traded.
Over the past week, the price has changed by -0.80%, over one month by -4.16%, over three months by +2.39% and over the past year by +57.12%.
Is Unum a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Unum (NYSE:UNM) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 50.68 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of UNM as of May 2025 is 102.79. This means that UNM is currently undervalued and has a potential upside of +32.36% (Margin of Safety).
Is UNM a buy, sell or hold?
Unum has received a consensus analysts rating of 4.08. Therefor, it is recommend to buy UNM.
  • Strong Buy: 5
  • Buy: 4
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0
What are the forecast for UNM stock price target?
According to ValueRays Forecast Model, UNM Unum will be worth about 112.5 in May 2026. The stock is currently trading at 77.66. This means that the stock has a potential upside of +44.81%.
Issuer Forecast Upside
Wallstreet Target Price 93.4 20.2%
Analysts Target Price 93.4 20.2%
ValueRay Target Price 112.5 44.8%