(UNM) Unum - Ratings and Ratios

Unum Group is a financial protection benefits provider operating in the US, UK, and Poland, offering a diverse range of insurance products, including disability, life, and accidental death benefits, as well as supplemental and voluntary products. The companys broad portfolio caters to employers seeking to provide financial security to their employees. With a history dating back to 1848, Unum Group has established itself as a significant player in the life and health insurance industry.

The companys business is segmented into Unum US, Unum International, Colonial Life, and Closed Block, allowing it to effectively manage its various product lines and geographic presence. Unum Groups products are sold through a multi-channel approach, including field sales personnel, independent brokers, and consultants, ensuring a wide reach and diverse customer base.

From a technical analysis perspective, Unum Groups stock (UNM) is currently trading at $80.01, slightly below its 20-day SMA of $80.96. The stock has established support levels at $79.4, $76.8, and $72.6, with resistance at $82.2. Given the current ATR of 1.65 (2.07%), the stock is experiencing moderate volatility. Considering the 52-week high and low of $82.90 and $47.26, respectively, the stock has demonstrated significant price movement in the past year.

Combining technical and fundamental data, we can forecast that Unum Groups stock may experience a moderate increase in the short term. The companys P/E ratio of 9.60 and forward P/E of 9.10 suggest a relatively stable valuation. Additionally, the RoE of 14.78 indicates a strong return on equity. As the stock is currently trading near its 20-day SMA, a potential breakout above $82.2 could lead to further upside, with a target price of $85-$90 in the near term. Conversely, a decline below $79.4 may signal a correction, with support levels at $76.8 and $72.6.

Based on the analysis, it is likely that Unum Groups stock will continue to trade within a moderate range in the short term, with potential for a breakout above $82.2. Investors should closely monitor the stocks price movement and adjust their strategies accordingly. A long-term investment in UNM may be attractive, given the companys strong RoE and stable valuation.