(UNM) Unum - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US91529Y1064
UNM: Group Disability, Life Insurance, Supplemental Health, Accident Coverage, Reinsurance
Unum Group (NYSE: UNM) is a leading provider of financial protection benefits, operating in the United States, the United Kingdom, and Poland through its subsidiaries. The company is structured into four main segments: Unum US, Unum International, Colonial Life, and Closed Block. Its product portfolio includes group long-term and short-term disability insurance, group life insurance, accidental death and dismemberment coverage, and a range of supplemental and voluntary benefits such as individual disability, dental, and vision products. Additionally, the company offers accident, sickness, disability, life, and critical illness insurance. It also provides group pension products, individual life insurance, corporate-owned life insurance, reinsurance pools, and other specialized financial services. These products are primarily sold to employers for the benefit of their employees, leveraging a distribution network that includes field sales personnel, independent brokers, consultants, and independent contractor agents. Founded in 1848, Unum Group is headquartered in Chattanooga, Tennessee, and is recognized for its long-standing commitment to providing comprehensive financial protection solutions to its clients. Web URL: https://www.unum.com.
Based on the provided data, Unum Groups stock (NYSE: UNM) is currently trading at 77.31, near its immediate support level of 77.1. The stock is slightly below its 20-day and 50-day moving averages (SMA 20: 77.43, SMA 50: 77.87) but significantly above its 200-day moving average (SMA 200: 67.08). This indicates short-term bearish momentum but a longer-term bullish trend. The Average True Range (ATR) of 2.94 suggests moderate volatility. From a fundamental perspective, the company has a market capitalization of $13.26 billion, a trailing P/E ratio of 7.96, and a forward P/E of 8.24, indicating undervaluation relative to its earnings. The price-to-book (P/B) ratio of 1.19 and a return on equity (RoE) of 16.23 highlight efficient equity utilization and solid profitability metrics. Over the next three months, UNM is expected to face resistance at 100.0 and potential support at 77.1, with additional support levels at 73.3, 70.1, 62.7, and 52.5. The stocks performance will likely hinge on its ability to maintain earnings growth and navigate macroeconomic conditions.
Additional Sources for UNM Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
UNM Stock Overview
Market Cap in USD | 14,085m |
Sector | Financial Services |
Industry | Insurance - Life |
GiC Sub-Industry | Life & Health Insurance |
IPO / Inception | 1986-11-06 |
UNM Stock Ratings
Growth Rating | 93.8 |
Fundamental | 50.7 |
Dividend Rating | 77.1 |
Rel. Strength | 28.1 |
Analysts | 4.08/5 |
Fair Price Momentum | 102.79 USD |
Fair Price DCF | 173.05 USD |
UNM Dividends
Dividend Yield 12m | 2.40% |
Yield on Cost 5y | 11.91% |
Annual Growth 5y | 6.61% |
Payout Consistency | 96.3% |
UNM Growth Ratios
Growth Correlation 3m | 21.5% |
Growth Correlation 12m | 94.7% |
Growth Correlation 5y | 97.8% |
CAGR 5y | 40.66% |
CAGR/Max DD 5y | 1.44 |
Sharpe Ratio 12m | 1.94 |
Alpha | 47.46 |
Beta | 0.711 |
Volatility | 40.15% |
Current Volume | 2909.9k |
Average Volume 20d | 1587k |
As of May 01, 2025, the stock is trading at USD 77.66 with a total of 2,909,890 shares traded.
Over the past week, the price has changed by -0.80%, over one month by -4.16%, over three months by +2.39% and over the past year by +57.12%.
Partly, yes. Based on ValueRay Fundamental Analyses, Unum (NYSE:UNM) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 50.68 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of UNM as of May 2025 is 102.79. This means that UNM is currently undervalued and has a potential upside of +32.36% (Margin of Safety).
Unum has received a consensus analysts rating of 4.08. Therefor, it is recommend to buy UNM.
- Strong Buy: 5
- Buy: 4
- Hold: 4
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, UNM Unum will be worth about 112.5 in May 2026. The stock is currently trading at 77.66. This means that the stock has a potential upside of +44.81%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 93.4 | 20.2% |
Analysts Target Price | 93.4 | 20.2% |
ValueRay Target Price | 112.5 | 44.8% |