(UNMA) Unum - Ratings and Ratios

Unum Group (NYSE:UNMA), a leading provider of financial protection solutions, operates across the United States, the United Kingdom, and international markets through four key segments: Unum US, Unum UK, Colonial Life, and Closed Block. The companys extensive product portfolio includes group long-term and short-term disability insurance, group life insurance, accidental death and dismemberment coverage, as well as supplemental and voluntary products such as individual disability insurance, voluntary benefits, dental, and vision coverage. Additionally, Unum offers accident, sickness, and disability insurance, life insurance, cancer, and critical illness products. The company also provides group pension plans, individual life insurance, corporate-owned life insurance, reinsurance pools, and management operations.

Unum primarily markets its products to employers, designing them to benefit employees. The company employs a multi-channel distribution strategy, utilizing field sales personnel, independent brokers, consultants, and an independent contractor agency sales force. Founded in 1848 and headquartered in Chattanooga, Tennessee, Unum Group has established itself as a significant player in the life and health insurance industry, known for its comprehensive disability and life insurance solutions.

Looking ahead, the three-month forecast for Unum Group suggests stability with potential for slight volatility. From a technical standpoint, the stock price is currently hovering around its 20-day and 50-day Simple Moving Averages (SMA), indicating a possible period of consolidation. The low Average True Range (ATR) of 0.25 signals minimal price fluctuations, suggesting a relatively stable trading environment. On the fundamental side, Unums strong Return on Equity (RoE) of 16.23% and a low Price-to-Earnings (P/E) ratio of 5.07 underscore its attractive valuation and profitability. These factors, combined with a market capitalization of $5.523 billion, position Unum as a stable investment with potential for modest growth, supported by its robust financial health and established market presence.