USB - U.S. Bancorp - Stock Price & Dividends

Exchange: USA Stocks • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9029733048

Banking, Lending, Investing, Insurance, Wealth Management

U.S. Bancorp, a leading financial services holding company, provides a diverse range of financial solutions to individuals, businesses, governments, and other financial institutions across the United States. The company's operations are divided into five key segments: Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; Treasury and Corporate Support; and Mortgage Banking.

The company's depository services include checking and savings accounts, as well as time certificate contracts, allowing customers to manage their finances effectively. Its lending services encompass traditional credit products, credit card services, lease financing, and import/export trade, among others, providing customers with access to capital to achieve their goals.

In addition to its core banking services, U.S. Bancorp offers a range of ancillary services to corporate and governmental entity customers, including capital markets, treasury management, and receivable lock-box collection services. This enables customers to optimize their cash flow, manage risk, and streamline their financial operations.

The company's asset management and fiduciary services cater to individuals, estates, foundations, business corporations, and charitable organizations, providing tailored investment solutions and trust services to help clients achieve their financial objectives. Furthermore, U.S. Bancorp offers investment and insurance products to its customers, primarily within its domestic markets, as well as fund administration services to mutual and other funds.

U.S. Bancorp's payment services include corporate and purchasing card services, as well as corporate trust services, enabling businesses to manage their payment processes efficiently. The company also provides merchant and ATM processing services, allowing businesses to accept payments and manage their cash flow effectively.

With a rich history dating back to 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota, and has established itself as a trusted financial services provider. The company's commitment to innovation, customer service, and community development has earned it a reputation as a leader in the financial services industry.

Drawdown (Underwater) Chart

Drawdown / Underwater Chart for USB - U.S. Bancorp  - Stock Price & Dividends

Overall Trend and Yearly Seasonality

Drawdown / Underwater Chart for USB - U.S. Bancorp  - Stock Price & Dividends

USB Stock Overview

Market Cap in USD 67,552m
Sector Financial Services
Industry Banks - Regional
GiC SubIndustry Diversified Banks
TER 0.00%
IPO / Inception 1987-11-05

USB Stock Ratings

Growth 5y 1.87
Fundamental -17.8
Dividend 61.9
Rel. Performance vs Sector -0.20
Analysts 3.68/5
Fair Price Momentum 42.78 USD
Fair Price DCF 148.10 USD

USB Dividends

Dividend Yield 12m 4.29%
Yield on Cost 5y 4.21%
Dividends CAGR 5y 4.08%
Payout Consistency 92.8%

USB Growth Ratios

Growth 12m 20.85%
Growth Correlation 12m 39%
Growth Correlation 3m 11%
CAGR 5y -0.37%
CAGR/Mean DD 5y -0.02
Sharpe Ratio 12m 0.53
Alpha vs SP500 12m -3.43
Beta vs SP500 5y weekly 1.22
ValueRay RSI 87.29
Volatility GJR Garch 1y 30.13%
Price / SMA 50 12.08%
Price / SMA 200 15.06%
Current Volume 5681.7k
Average Volume 20d 9842.8k

External Links for USB Stock

News
Wall Street JournalBenzingaYahoo Finance
Tweets
XStocktwits
Fund Manager Positions
DataromaStockcircle
What is the price of USB stocks?
As of July 27, 2024, the stock is trading at USD 45.46 with a total of 5,681,656 shares traded.
Over the past week, the price has changed by +1.56%, over one month by +15.91%, over three months by +11.94% and over the past year by +20.42%.
What are the forecast for USB stock price target?
According to ValueRays Forecast Model, USB U.S. Bancorp will be worth about 48.1 in July 2025. The stock is currently trading at 45.46. This means that the stock has a potential upside of +5.85%.
Issuer Forecast Upside
Wallstreet Target Price 47.3 3.94
Analysts Target Price 41 -9.83
ValueRay Target Price 48.1 5.85

The Story of U.S. Bancorp: A Financial Giant

History

U.S. Bancorp, with its headquarters in Minneapolis, Minnesota, is a testament to the enduring power of financial innovation and customer service. The company traces its origins back to 1863, starting as the First National Bank of Cincinnati. Through a series of strategic acquisitions and mergers, it has grown into the fifth-largest banking institution in the United States. This impressive growth is a story of adaptation and foresight, navigating through economic upheavals, regulations, and technological changes.

Core and Side Businesses

At its core, U.S. Bancorp focuses on banking and financial services. This includes consumer & small business banking, corporate & commercial banking, payment services, wealth management, and investment services. These services are designed to cater to a wide range of customers, from individuals to large corporations, providing them with solutions for savings, investments, loans, and payment processing.

Beyond its traditional banking services, U.S. Bancorp has embraced digital transformation, offering online and mobile banking solutions to meet the changing demands of consumers. It has also ventured into side businesses such as mortgage servicing, trust services, and merchant payment processing, diversifying its offerings and income sources.

Current Market Status

As of 2023, U.S. Bancorp remains a formidable player in the financial sector. Despite facing competition from both traditional banks and fintech startups, it has managed to maintain a strong market position. Its commitment to digital innovation, customer service, and strategic acquisitions has helped U.S. Bancorp to continue growing its assets and revenues. However, like any financial institution, it navigates the challenges of economic fluctuations, changing regulations, and cybersecurity threats.