UTL Stock Analysis: UNITIL | NYSE
Utilities - Diversified | NYSE, USA | Market Cap: 983m USD | 12M Return: 20.7% | US9132591077 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 5.65M
EPS Trend: 87.0%
Qual. Beats: 0
Rev. Trend: 11.9%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Unitil Corporation (NYSE: UTL) is a small-cap multi-utility holding company headquartered in Hampton, New Hampshire, that distributes electricity and natural gas across portions of New Hampshire, Massachusetts, and Maine. It operates through two regulated segments-Utility Electric Operations and Utility Gas Operations-and additionally owns and operates approximately 85 miles of interstate underground natural gas transmission pipeline in Maine and New Hampshire, along with a small real estate management business. The company serves roughly 110,100 electric customers and 105,000 natural gas customers and was incorporated in 1984, with its IPO in March 1992.
As a multi-utility, Unitils earnings are driven primarily by state-level rate regulation: distribution rates are set by public utility commissions in each of the states it serves, allowing the company to recover operating costs and earn a regulated return on invested rate base. This rate-base model typically delivers stable, predictable cash flows, while limiting exposure to commodity-price volatility since fuel costs are generally passed through to customers.
- New Hampshire and Massachusetts rate cases set allowed return on equity
- Grid modernization capital spending accelerates electric and gas rate base growth
- Winter heating demand lifts natural gas distribution volumes and margins
| Net Income: 56.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA 0.18 > 1.0 |
| NWC/Revenue: -34.53% < 20% (prev -24.99%; Δ -9.54% < -1%) |
| CFO/TA 0.06 > 3% & CFO 142.8m > Net Income 56.6m |
| Net Debt (953.2m) to EBITDA (210.8m): 4.52 < 3 |
| Current Ratio: 0.49 > 1.5 & < 3 |
| Outstanding Shares: last quarter (17.9m) vs 12m ago 10.52% < -2% |
| Gross Margin: 49.34% > 18% (prev 41.84%; Δ 7.50% > 0.5%) |
| Asset Turnover: 29.00% > 50% (prev 26.09%; Δ 2.91% > 0%) |
| Interest Coverage Ratio: 2.62 > 6 (EBIT TTM 118.1m / Interest Expense TTM 45.0m) |
| A: -0.09 (Total Current Assets 198.5m - Total Current Liabilities 404.5m) / Total Assets 2.22b |
| B: 0.10 (Retained Earnings 212.0m / Total Assets 2.22b) |
| C: 0.06 (EBIT TTM 118.1m / Avg Total Assets 2.06b) |
| D: 0.41 (Book Value of Equity 643.7m / Total Liabilities 1.58b) |
| Altman-Z'' = 0.52 = B |
| DSRI: 1.60 (Receivables 153.2m/79.3m, Revenue 596.5m/493.8m) |
| GMI: 0.85 (GM 41.84% / 49.34%) |
| AQI: 1.31 (AQ_t 0.05 / AQ_t-1 0.04) |
| SGI: 1.21 (Revenue 596.5m / 493.8m) |
| TATA: -0.04 (NI 56.6m - CFO 142.8m) / TA 2.22b) |
| Beneish M = -2.34 (Cap -4..+1) = BBB |
As of September 01, 2026, the stock is trading at USD 53.54 with a total of 176,900 shares traded. Over the past week, the price has changed by -0.09%, over one month by +0.13%, over three months by +11.04% and over the past year by +20.71%.
Current recommended Stop Loss: 51.90 (which is 3.1% or 1.4 ATR below the current price).
UNITIL has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy UTL.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 55.3 | 3.3% |
P/E Trailing = 17.057
P/E Forward = 19.8807
P/S = 1.6479
P/B = 1.5187
P/EG = 3.368
Revenue TTM = 596.5m USD
EBIT TTM = 118.1m USD
EBITDA TTM = 210.8m USD
Long Term Debt = 680.4m USD (from longTermDebt, last quarter)
Short Term Debt = 275.6m USD (from shortTermDebt, last quarter)
Debt = 962.4m USD (from shortLongTermDebtTotal, last quarter) + Leases 6.40m
Net Debt = 953.2m USD (calculated: Debt 962.4m - CCE 9.20m)
Enterprise Value = 1.94b USD (983.0m + Debt 962.4m - CCE 9.20m)
Interest Coverage Ratio = 2.62 (Ebit TTM 118.1m / Interest Expense TTM 45.0m)
EV/FCF = -42.55x (Enterprise Value 1.94b / FCF TTM -45.5m)
FCF Yield = -2.35% (FCF TTM -45.5m / Enterprise Value 1.94b)
FCF Margin = -7.63% (FCF TTM -45.5m / Revenue TTM 596.5m)
Net Margin = 9.49% (Net Income TTM 56.6m / Revenue TTM 596.5m)
Gross Margin = 49.34% ((Revenue TTM 596.5m - Cost of Revenue TTM 302.2m) / Revenue TTM)
Gross Margin QoQ = 87.44% (prev 40.71%)
Tobins Q-Ratio = 0.87 (Enterprise Value 1.94b / Total Assets 2.22b)
Interest Expense / Debt = 4.68% (Interest Expense 45.0m / Debt 962.4m)
Taxrate = 24.23% (18.1m / 74.7m)
NOPAT = 89.5m (EBIT 118.1m * (1 - 24.23%))
Current Ratio = 0.49 (Total Current Assets 198.5m / Total Current Liabilities 404.5m)
Debt / Equity = 1.50 (Debt 962.4m / totalStockholderEquity, last quarter 643.7m)
Debt / EBITDA = 4.52 (Net Debt 953.2m / EBITDA 210.8m)
Debt / FCF = -20.95 (negative FCF - burning cash) (Net Debt 953.2m / FCF TTM -45.5m)
Total Stockholder Equity = 621.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.75% (Net Income 56.6m / Total Assets 2.22b)
RoE = 9.11% (Net Income TTM 56.6m / Total Stockholder Equity 621.6m)
RoCE = 9.07% (EBIT 118.1m / Capital Employed (Equity 621.6m + L.T.Debt 680.4m))
RoIC = 4.30% (NOPAT 89.5m / Invested Capital 2.08b)
WACC = 4.36% (E(983.0m)/V(1.95b) * Re(5.16%) + D(962.4m)/V(1.95b) * Rd(4.68%) * (1-Tc(0.24)))
Discount Rate = 5.16% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 89.91 | Cagr: 4.83%
[DCF] Fair Price = unknown (Cash Flow -45.5m)
EPS Correlation: 87.00 | EPS CAGR: 4.56% | SUE: 0.60 | # QB: 0
Revenue Correlation: 11.87 | Revenue CAGR: 1.00% | SUE: 0.19 | # QB: 0
EPS current Quarter (2026-09-30): EPS=-0.06 | Chg30d=+7.69% | Revisions=+0% | Analysts=2
EPS current Year (2026-12-31): EPS=3.31 | Chg30d=N/A | Revisions=-25% | GrowthEPS=+9.8% | GrowthRev=+16.5%
EPS next Year (2027-12-31): EPS=3.51 | Chg30d=N/A | Revisions=-25% | GrowthEPS=+6.0% | GrowthRev=-3.2%
[Analyst] Revisions Ratio: -40% (up=0, down=2)