UTL Stock Analysis: UNITIL | NYSE
Utilities - Diversified | NYSE, USA | Market Cap: 962m USD | 12M Return: 6.2% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 7.52M
EPS Trend: 86.9%
Qual. Beats: 0
Rev. Trend: -36.3%
Qual. Beats: 2
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Unitil Corporation (NYSE: UTL) is a small-cap multi-utility holding company headquartered in Hampton, New Hampshire, that distributes electricity and natural gas across portions of New Hampshire, Massachusetts, and Maine. It operates through two regulated segments-Utility Electric Operations and Utility Gas Operations-and additionally owns and operates approximately 85 miles of interstate underground natural gas transmission pipeline in Maine and New Hampshire, along with a small real estate management business. The company serves roughly 110,100 electric customers and 105,000 natural gas customers and was incorporated in 1984, with its IPO in March 1992.
As a multi-utility, Unitils earnings are driven primarily by state-level rate regulation: distribution rates are set by public utility commissions in each of the states it serves, allowing the company to recover operating costs and earn a regulated return on invested rate base. This rate-base model typically delivers stable, predictable cash flows, while limiting exposure to commodity-price volatility since fuel costs are generally passed through to customers.
- New Hampshire and Massachusetts rate cases set allowed return on equity
- Grid modernization capital spending accelerates electric and gas rate base growth
- Winter heating demand lifts natural gas distribution volumes and margins
| Net Income: 55.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.03 > 0.02 and ΔFCF/TA -0.94 > 1.0 |
| NWC/Revenue: -30.75% < 20% (prev -20.44%; Δ -10.32% < -1%) |
| CFO/TA 0.06 > 3% & CFO 129.3m > Net Income 55.9m |
| Net Debt (923.4m) to EBITDA (209.2m): 4.41 < 3 |
| Current Ratio: 0.57 > 1.5 & < 3 |
| Outstanding Shares: last quarter (17.9m) vs 12m ago 10.49% < -2% |
| Gross Margin: 40.15% > 18% (prev 41.59%; Δ -1.44% > 0.5%) |
| Asset Turnover: 28.77% > 50% (prev 25.75%; Δ 3.02% > 0%) |
| Interest Coverage Ratio: 2.62 > 6 (EBIT TTM 118.9m / Interest Expense TTM 45.3m) |
| A: -0.08 (Total Current Assets 236.9m - Total Current Liabilities 415.9m) / Total Assets 2.16b |
| B: 0.10 (Retained Earnings 215.9m / Total Assets 2.16b) |
| C: 0.06 (EBIT TTM 118.9m / Avg Total Assets 2.02b) |
| D: 0.42 (Book Value of Equity 636.0m / Total Liabilities 1.52b) |
| Altman-Z'' = 0.62 = B |
| DSRI: 0.93 (Receivables 116.0m/103.9m, Revenue 582.1m/486.9m) |
| GMI: 1.04 (GM 41.59% / 40.15%) |
| AQI: 1.25 (AQ_t 0.05 / AQ_t-1 0.04) |
| SGI: 1.20 (Revenue 582.1m / 486.9m) |
| TATA: -0.03 (NI 55.9m - CFO 129.3m) / TA 2.16b) |
| Beneish M = -2.77 (Cap -4..+1) = A |
As of July 12, 2026, the stock is trading at USD 53.06 with a total of 77,550 shares traded. Over the past week, the price has changed by -0.79%, over one month by +2.83%, over three months by -1.87% and over the past year by +6.22%.
Current recommended Stop Loss: 49.40 (which is 6.9% or 2.8 ATR below the current price).
UNITIL has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy UTL.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 55.7 | 4.9% |
P/E Trailing = 17.0863
P/E Forward = 18.018
P/S = 1.6529
P/B = 1.5133
P/EG = 3.2173
Revenue TTM = 582.1m USD
EBIT TTM = 118.9m USD
EBITDA TTM = 209.2m USD
Long Term Debt = 631.4m USD (from longTermDebt, last quarter)
Short Term Debt = 297.9m USD (from shortTermDebt, last quarter)
Debt = 940.3m USD (from shortLongTermDebtTotal, last quarter) + Leases 6.50m
Net Debt = 923.4m USD (calculated: Debt 940.3m - CCE 16.9m)
Enterprise Value = 1.89b USD (962.1m + Debt 940.3m - CCE 16.9m)
Interest Coverage Ratio = 2.62 (Ebit TTM 118.9m / Interest Expense TTM 45.3m)
EV/FCF = -33.91x (Enterprise Value 1.89b / FCF TTM -55.6m)
FCF Yield = -2.95% (FCF TTM -55.6m / Enterprise Value 1.89b)
FCF Margin = -9.55% (FCF TTM -55.6m / Revenue TTM 582.1m)
Net Margin = 9.60% (Net Income TTM 55.9m / Revenue TTM 582.1m)
Gross Margin = 40.15% ((Revenue TTM 582.1m - Cost of Revenue TTM 348.4m) / Revenue TTM)
Gross Margin QoQ = 40.71% (prev 40.80%)
Tobins Q-Ratio = 0.87 (Enterprise Value 1.89b / Total Assets 2.16b)
Interest Expense / Debt = 4.82% (Interest Expense 45.3m / Debt 940.3m)
Taxrate = 24.05% (17.7m / 73.6m)
NOPAT = 90.3m (EBIT 118.9m * (1 - 24.05%))
Current Ratio = 0.57 (Total Current Assets 236.9m / Total Current Liabilities 415.9m)
Debt / Equity = 1.48 (Debt 940.3m / totalStockholderEquity, last quarter 636.0m)
Debt / EBITDA = 4.41 (Net Debt 923.4m / EBITDA 209.2m)
Debt / FCF = -16.61 (negative FCF - burning cash) (Net Debt 923.4m / FCF TTM -55.6m)
Total Stockholder Equity = 593.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.76% (Net Income 55.9m / Total Assets 2.16b)
RoE = 9.41% (Net Income TTM 55.9m / Total Stockholder Equity 593.9m)
RoCE = 9.70% (EBIT 118.9m / Capital Employed (Equity 593.9m + L.T.Debt 631.4m))
RoIC = 4.47% (NOPAT 90.3m / Invested Capital 2.02b)
WACC = 4.82% (E(962.1m)/V(1.90b) * Re(5.96%) + D(940.3m)/V(1.90b) * Rd(4.82%) * (1-Tc(0.24)))
Discount Rate = 5.96% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 95.45 | Cagr: 4.89%
[DCF] Fair Price = unknown (Cash Flow -55.6m)
EPS Correlation: 86.92 | EPS CAGR: 4.73% | SUE: -0.17 | # QB: 0
Revenue Correlation: -36.30 | Revenue CAGR: -2.99% | SUE: 1.57 | # QB: 2
EPS current Quarter (2026-06-30): EPS=0.26 | Chg30d=+0.00% | Revisions=+0% | Analysts=1
EPS next Quarter (2026-09-30): EPS=-0.07 | Chg30d=N/A | Revisions=+0% | Analysts=2
EPS current Year (2026-12-31): EPS=3.31 | Chg30d=N/A | Revisions=-25% | GrowthEPS=+9.8% | GrowthRev=+7.9%
EPS next Year (2027-12-31): EPS=3.51 | Chg30d=N/A | Revisions=-25% | GrowthEPS=+6.0% | GrowthRev=-2.2%
[Analyst] Revisions Ratio: -40% (up=0, down=2)