(V) Visa - Overview

Sector: Financial ServicesIndustry: Credit Services | Exchange NYSE (USA) | Currency USD | Market Cap: 589.074m | Total Return -13.9% in 12m

Stock Payment Processing, Card Products, Digital Payments, Data Services
Total Rating 64
Risk 85
Buy Signal -0.57
Credit Services +6.1
Transaction & Payment Processing Services +5.3
Market Cap: 589,074m
Avg Trading Vol: 2.08B USD
ATR: 2.25%
Peers RS (IBD): 55.9
Risk 5d forecast
Volatility24.0%
Rel. Tail Risk-3.25%
Reward TTM
Sharpe Ratio-0.60
Alpha-23.33
Character TTM
Beta0.630
Beta Downside0.730
Drawdowns 3y
Max DD20.38%
CAGR/Max DD0.51
EPS (Earnings per Share) EPS (Earnings per Share) of V over the last years for every Quarter: "2021-03": 1.38, "2021-06": 1.49, "2021-09": 1.62, "2021-12": 1.81, "2022-03": 1.79, "2022-06": 1.98, "2022-09": 1.93, "2022-12": 2.18, "2023-03": 2.09, "2023-06": 2.16, "2023-09": 2.33, "2023-12": 2.41, "2024-03": 2.51, "2024-06": 2.42, "2024-09": 2.65, "2024-12": 2.75, "2025-03": 2.76, "2025-06": 2.98, "2025-09": 2.98, "2025-12": 3.17,
EPS CAGR: 16.46%
EPS Trend: 97.7%
Last SUE: 0.71
Qual. Beats: 0
Revenue Revenue of V over the last years for every Quarter: 2021-03: 5729, 2021-06: 6130, 2021-09: 6559, 2021-12: 7059, 2022-03: 7189, 2022-06: 7275, 2022-09: 7787, 2022-12: 7936, 2023-03: 7985, 2023-06: 8123, 2023-09: 8609, 2023-12: 8634, 2024-03: 8775, 2024-06: 8900, 2024-09: 9617, 2024-12: 9510, 2025-03: 9594, 2025-06: 10172, 2025-09: 10724, 2025-12: 10901,
Rev. CAGR: 11.74%
Rev. Trend: 98.9%
Last SUE: 0.93
Qual. Beats: 1
Description: V Visa March 05, 2026

Visa Inc. is a global payment technology company. It operates VisaNet, a transaction processing network that facilitates authorization, clearing, and settlement of payments. This network is central to the global financial services industry, enabling transactions between consumers, merchants, and financial institutions.

The company offers a range of payment products including credit, debit, and prepaid cards. Visa also provides advanced payment services such as tap to pay, tokenization, and click to pay. Its Visa Direct platform supports money movement, a key aspect of modern commerce and financial technology. These services are foundational to the digital payments sector.

Visa delivers acceptance solutions for e-commerce, risk management tools, and advisory services. These offerings cater to consumers, sellers, financial institutions, and government entities. The companys business model relies on transaction volume, as it earns revenue from processing fees. Further financial analysis on ValueRay can provide deeper insights into Visas performance metrics.

Headlines to Watch Out For
  • Cross-border transaction volume growth
  • Payment volume increases drive service revenue
  • Regulatory scrutiny impacts interchange fees
  • Global economic slowdown reduces consumer spending
  • Fintech partnerships expand network reach
Piotroski VR‑10 (Strict, 0-10) 8.5
Net Income: 20.79b TTM > 0 and > 6% of Revenue
FCF/TA: 0.24 > 0.02 and ΔFCF/TA 1.48 > 1.0
NWC/Revenue: 8.47% < 20% (prev 9.59%; Δ -1.12% < -1%)
CFO/TA 0.25 > 3% & CFO 24.44b > Net Income 20.79b
Net Debt (6.42b) to EBITDA (26.59b): 0.24 < 3
Current Ratio: 1.11 > 1.5 & < 3
Outstanding Shares: last quarter (1.93b) vs 12m ago -2.62% < -2%
Gross Margin: 81.08% > 18% (prev 0.79%; Δ 8.03k% > 0.5%)
Asset Turnover: 43.87% > 50% (prev 40.05%; Δ 3.82% > 0%)
Interest Coverage Ratio: 42.13 > 6 (EBITDA TTM 26.59b / Interest Expense TTM 601.0m)
Altman Z'' 2.87
A: 0.04 (Total Current Assets 35.00b - Total Current Liabilities 31.49b) / Total Assets 96.81b
B: 0.17 (Retained Earnings 16.02b / Total Assets 96.81b)
C: 0.27 (EBIT TTM 25.32b / Avg Total Assets 94.35b)
D: 0.28 (Book Value of Equity 16.27b / Total Liabilities 58.04b)
Altman-Z'' Score: 2.87 = A
Beneish M -3.45
DSRI: 0.46 (Receivables 3.23b/6.27b, Revenue 41.39b/36.80b)
GMI: 0.98 (GM 81.08% / 79.21%)
AQI: 0.99 (AQ_t 0.59 / AQ_t-1 0.60)
SGI: 1.12 (Revenue 41.39b / 36.80b)
TATA: -0.04 (NI 20.79b - CFO 24.44b) / TA 96.81b)
Beneish M-Score: -3.45 (Cap -4..+1) = AA
What is the price of V shares? As of March 31, 2026, the stock is trading at USD 299.54 with a total of 9,325,895 shares traded.
Over the past week, the price has changed by -1.61%, over one month by -6.43%, over three months by -15.12% and over the past year by -13.89%.
Is V a buy, sell or hold? Visa has received a consensus analysts rating of 4.34. Therefore, it is recommended to buy V.
  • StrongBuy: 23
  • Buy: 10
  • Hold: 7
  • Sell: 1
  • StrongSell: 0
What are the forecasts/targets for the V price?
ISSUER TARGET UP/DOWN
Wallstreet Target Price 398.9 33.2%
Analysts Target Price 398.9 33.2%
V Fundamental Data Overview March 28, 2026
P/E Trailing = 28.6614
P/E Forward = 23.753
P/S = 14.2319
P/B = 15.3718
P/EG = 1.6744
Revenue TTM = 41.39b USD
EBIT TTM = 25.32b USD
EBITDA TTM = 26.59b USD
Long Term Debt = 19.59b USD (from longTermDebt, last quarter)
Short Term Debt = 1.59b USD (from shortTermDebt, last quarter)
Debt = 21.18b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 6.42b USD (from netDebt column, last quarter)
Enterprise Value = 595.49b USD (589.07b + Debt 21.18b - CCE 14.76b)
Interest Coverage Ratio = 42.13 (Ebit TTM 25.32b / Interest Expense TTM 601.0m)
EV/FCF = 25.97x (Enterprise Value 595.49b / FCF TTM 22.93b)
FCF Yield = 3.85% (FCF TTM 22.93b / Enterprise Value 595.49b)
FCF Margin = 55.39% (FCF TTM 22.93b / Revenue TTM 41.39b)
Net Margin = 50.23% (Net Income TTM 20.79b / Revenue TTM 41.39b)
Gross Margin = 81.08% ((Revenue TTM 41.39b - Cost of Revenue TTM 7.83b) / Revenue TTM)
Gross Margin QoQ = 81.68% (prev 81.53%)
Tobins Q-Ratio = 6.15 (Enterprise Value 595.49b / Total Assets 96.81b)
Interest Expense / Debt = 0.92% (Interest Expense 194.0m / Debt 21.18b)
Taxrate = 12.98% (873.0m / 6.73b)
NOPAT = 22.03b (EBIT 25.32b * (1 - 12.98%))
Current Ratio = 1.11 (Total Current Assets 35.00b / Total Current Liabilities 31.49b)
Debt / Equity = 0.55 (Debt 21.18b / totalStockholderEquity, last quarter 38.78b)
Debt / EBITDA = 0.24 (Net Debt 6.42b / EBITDA 26.59b)
Debt / FCF = 0.28 (Net Debt 6.42b / FCF TTM 22.93b)
Total Stockholder Equity = 38.34b (last 4 quarters mean from totalStockholderEquity)
RoA = 22.04% (Net Income 20.79b / Total Assets 96.81b)
RoE = 54.22% (Net Income TTM 20.79b / Total Stockholder Equity 38.34b)
RoCE = 43.71% (EBIT 25.32b / Capital Employed (Equity 38.34b + L.T.Debt 19.59b))
RoIC = 36.33% (NOPAT 22.03b / Invested Capital 60.65b)
WACC = 7.94% (E(589.07b)/V(610.25b) * Re(8.20%) + D(21.18b)/V(610.25b) * Rd(0.92%) * (1-Tc(0.13)))
Discount Rate = 8.20% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -2.78%
[DCF] Terminal Value 79.79% ; FCFF base≈21.92b ; Y1≈23.73b ; Y5≈29.52b
[DCF] Fair Price = 309.1 (EV 526.03b - Net Debt 6.42b = Equity 519.61b / Shares 1.68b; r=7.94% [WACC]; 5y FCF grow 9.37% → 3.0% )
EPS Correlation: 97.73 | EPS CAGR: 16.46% | SUE: 0.71 | # QB: 0
Revenue Correlation: 98.92 | Revenue CAGR: 11.74% | SUE: 0.93 | # QB: 1
EPS next Quarter (2026-06-30): EPS=3.17 | Chg7d=-0.000 | Chg30d=+0.002 | Revisions Net=-2 | Analysts=25
EPS current Year (2026-09-30): EPS=12.85 | Chg7d=+0.001 | Chg30d=+0.005 | Revisions Net=+1 | Growth EPS=+12.1% | Growth Revenue=+11.5%
EPS next Year (2027-09-30): EPS=14.54 | Chg7d=+0.011 | Chg30d=+0.004 | Revisions Net=+3 | Growth EPS=+13.1% | Growth Revenue=+10.5%
[Analyst] Revisions Ratio: -0.08 (11 Up / 13 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 4.7% (Discount Rate 8.2% - Earnings Yield 3.5%)
[Growth] Growth Spread = +4.4% (Analyst 9.1% - Implied 4.7%)
Additional Sources for V Stock Fund Manager Positions: Dataroma · Stockcircle