(VOYA) Voya Financial - Ratings and Ratios

Voya Financial, Inc. (NYSE:VOYA) is a leading provider of workplace benefits, savings solutions, and technologies in the United States and internationally, operating through three main segments: Wealth Solutions, Health Solutions, and Investment Management. The companys diverse offerings cater to various clients, including corporate, public, and private institutions, as well as individual customers.

The Wealth Solutions segment is a key revenue driver, providing full-service retirement products, recordkeeping services, and investment products, as well as wealth management services, such as individual retirement accounts and financial guidance. This segments performance can be measured by metrics like Assets Under Management (AUM) and revenue growth. With a strong presence in the retirement savings market, Voyas Wealth Solutions segment is well-positioned to capitalize on the growing demand for retirement planning services.

The Health Solutions segment offers a range of insurance products, including stop loss, group life, and disability insurance, as well as worksite employee benefits and health account solutions. This segments performance is driven by factors like premium revenue growth, loss ratio, and customer retention. As a major player in the health insurance market, Voyas Health Solutions segment is exposed to trends like rising healthcare costs and changing regulatory requirements.

The Investment Management segment provides a range of investment products, including fixed income, equity, and alternative investments, to individual and institutional clients. This segments performance is driven by metrics like AUM, revenue growth, and investment performance. With a strong track record of delivering consistent investment returns, Voyas Investment Management segment is an attractive option for investors seeking diversified investment solutions.

From a financial perspective, Voya Financials key performance indicators (KPIs) include Return on Equity (RoE) of 13.34%, indicating a relatively strong profitability profile. The companys Price-to-Earnings (P/E) ratio of 13.53 and Forward P/E of 9.17 suggest a reasonable valuation relative to earnings growth expectations. Additionally, the companys Market Capitalization of $6.97 billion indicates a moderate size, allowing for a balance between scale and agility.