(VOYA) Voya Financial - Ratings and Ratios

Voya Financial, Inc. (NYSE:VOYA) is a leading provider of workplace benefits, savings solutions, and financial technologies, operating in the U.S. and internationally. The company is structured into three core business segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment delivers a comprehensive suite of retirement products, including full-service retirement plans and recordkeeping services, as well as stable value and fixed general account investment products. It also offers non-qualified plan administration services and provides tools, guidance, and services to enhance financial well-being and retirement security for employees. Additionally, this segment offers wealth management services such as individual retirement accounts, managed accounts, and brokerage services, along with financial advisory services. Its client base spans corporate entities, public and private school systems, higher education institutions, healthcare facilities, non-profit organizations, state and local governments, institutional clients, and individual customers.

The Health Solutions segment provides a range of insurance products, including stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. It also offers worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness programs, and decision support services, primarily targeting mid-size and large corporate employers and professional associations. This segment focuses on enhancing employee benefits and health-related financial security for its clients.

The Investment Management segment specializes in delivering fixed income, equity, multi-asset, and alternative investment products and solutions. These offerings are distributed through a direct sales force, consultant channels, intermediary partners, banks, broker-dealers, and independent financial advisers. The segment serves individual investors, financial intermediaries, and institutional clients, providing tailored investment strategies to meet diverse financial goals. Voya Financial, Inc. was previously known as ING U.S., Inc. and rebranded in April 2014. Founded in 1975, the company is headquartered in New York, New York, and operates through a robust digital platform and extensive distribution network. Web URL: https://www.voya.com.

Ticker Symbol: VOYA
Exchange: NYSE
Type: common stock
Country Origin: United States
GICS Sub Industry: Diversified Financial Services

3-Month Forecast:
Based on the provided data, Voya Financials stock is expected to face headwinds in the near term. The stock price (59.04) is below its SMA20 (59.48), SMA50 (65.78), and SMA200 (71.36), indicating bearish momentum. The ATR (2.66) suggests moderate volatility, with potential downside risk of 5-7% over the next quarter. Fundamental analysis shows a P/E ratio of 9.20, which is below its forward P/E of 7.08, signaling undervaluation. However, the P/B ratio of 1.36 and an RoE of 16.65 indicate strong book value and profitability metrics. Overall, the stock is likely to remain range-bound with a slight bearish bias, targeting the 55-58 range in the next three months.