VYX Stock Analysis: NCR Voyix | NYSE
Information Technology Services | NYSE, USA | Market Cap: 1.199m USD | 12M Return: -40.3% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 21.6M
Qual. Beats: 0
Rev. Trend: 16.5%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
NCR Voyix Corporation (NYSE: VYX) is a global provider of digital commerce solutions serving retail and restaurant operators across the United States, the Americas, Asia Pacific, Europe, the Middle East, and Africa. The company operates through two reportable segments: Retail and Restaurants, offering end-to-end hardware, software, and payment solutions such as point-of-sale (POS) terminals, self-checkout kiosks, bar-code scanners, kitchen display systems, payment processing, and merchant acquiring services.
Its customer base spans convenience and fuel retailers, department and specialty stores, grocery chains, drug stores, and big-box retailers on the retail side, alongside quick-service, table-service, and fast-casual restaurants. Beyond hardware, NCR Voyix sells software-led offerings through its Voyix Commerce Platform and back-office suite, covering inventory, scheduling, labor management, data and analytics, online ordering, white-labeled websites and mobile apps, and consumer loyalty and marketing tools, supplemented by installation, break-fix, and managed services.
The company was originally incorporated in 1884 and headquartered in Atlanta, Georgia. It rebranded from NCR Corporation to NCR Voyix Corporation in October 2023, signaling a strategic emphasis on its software and platform-oriented commerce business. The company is classified within the Information Technology sector under the Application Software sub-industry, reflecting a business model that blends enterprise software subscriptions with hardware sales and payment processing services.
- Restaurant segment growth faces cloud POS competition from Toast
- Retail self-checkout demand drives hardware and services revenue
- Payment processing margins expand as merchant services scale
| Net Income: -3.00m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.10 > 0.02 and ΔFCF/TA -4.90 > 1.0 |
| NWC/Revenue: 2.39% < 20% (prev 5.97%; Δ -3.57% < -1%) |
| CFO/TA -0.03 > 3% & CFO -126.0m > Net Income -3.00m |
| Net Debt (1.29b) to EBITDA (233.0m): 5.56 < 3 |
| Current Ratio: 1.06 > 1.5 & < 3 |
| Outstanding Shares: last quarter (139.0m) vs 12m ago -0.64% < -2% |
| Gross Margin: 23.58% > 18% (prev 21.08%; Δ 2.50% > 0.5%) |
| Asset Turnover: 64.80% > 50% (prev 63.01%; Δ 1.79% > 0%) |
| Interest Coverage Ratio: 0.12 > 6 (EBIT TTM 10.0m / Interest Expense TTM 86.0m) |
| A: 0.02 (Total Current Assets 1.17b - Total Current Liabilities 1.11b) / Total Assets 3.92b |
| B: 0.14 (Retained Earnings 551.0m / Total Assets 3.92b) |
| C: 0.00 (EBIT TTM 10.0m / Avg Total Assets 4.13b) |
| D: 0.41 (Book Value of Equity 1.14b / Total Liabilities 2.79b) |
| Altman-Z'' = 1.01 = BB |
| DSRI: 0.91 (Receivables 457.0m/515.0m, Revenue 2.68b/2.73b) |
| GMI: 0.89 (GM 21.08% / 23.58%) |
| AQI: 1.11 (AQ_t 0.61 / AQ_t-1 0.54) |
| SGI: 0.98 (Revenue 2.68b / 2.73b) |
| TATA: 0.03 (NI -3.00m - CFO -126.0m) / TA 3.92b) |
| Beneish M = -3.14 (Cap -4..+1) = AA |
As of July 10, 2026, the stock is trading at USD 7.99 with a total of 1,787,373 shares traded. Over the past week, the price has changed by -6.00%, over one month by +14.31%, over three months by +24.07% and over the past year by -40.33%.
Current recommended Stop Loss: 6.80 (which is 14.9% or 2.4 ATR below the current price).
NCR Voyix has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy VYX.
- StrongBuy: 5
- Buy: 1
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 12.9 | 61% |
P/E Trailing = 31.0714
P/E Forward = 8.8968
P/S = 0.4472
P/B = 1.2622
P/EG = 2.6842
Revenue TTM = 2.68b USD
EBIT TTM = 10.0m USD
EBITDA TTM = 233.0m USD
Long Term Debt = 1.10b USD (from longTermDebt, last quarter)
Short Term Debt = 52.0m USD (from shortTermDebt, last fiscal year)
Debt = 1.54b USD (from shortLongTermDebtTotal, last quarter) + Leases 219.0m
Net Debt = 1.29b USD (calculated: Debt 1.54b - CCE 243.0m)
Enterprise Value = 2.49b USD (1.20b + Debt 1.54b - CCE 243.0m)
Interest Coverage Ratio = 0.12 (Ebit TTM 10.0m / Interest Expense TTM 86.0m)
EV/FCF = -6.69x (Enterprise Value 2.49b / FCF TTM -373.0m)
FCF Yield = -14.96% (FCF TTM -373.0m / Enterprise Value 2.49b)
FCF Margin = -13.94% (FCF TTM -373.0m / Revenue TTM 2.68b)
Net Margin = -0.11% (Net Income TTM -3.00m / Revenue TTM 2.68b)
Gross Margin = 23.58% ((Revenue TTM 2.68b - Cost of Revenue TTM 2.04b) / Revenue TTM)
Gross Margin QoQ = 21.45% (prev 25.0%)
Tobins Q-Ratio = 0.64 (Enterprise Value 2.49b / Total Assets 3.92b)
Interest Expense / Debt = 5.59% (Interest Expense 86.0m / Debt 1.54b)
Taxrate = 21.0% (US federal default 21%)
NOPAT = 7.90m (EBIT 10.0m * (1 - 21.00%))
Current Ratio = 1.06 (Total Current Assets 1.17b / Total Current Liabilities 1.11b)
Debt / Equity = 1.36 (Debt 1.54b / totalStockholderEquity, last quarter 1.14b)
Debt / EBITDA = 5.56 (Net Debt 1.29b / EBITDA 233.0m)
Debt / FCF = -3.47 (negative FCF - burning cash) (Net Debt 1.29b / FCF TTM -373.0m)
Total Stockholder Equity = 1.14b (last 4 quarters mean from totalStockholderEquity)
RoA = -0.07% (Net Income -3.00m / Total Assets 3.92b)
RoE = -0.26% (Net Income TTM -3.00m / Total Stockholder Equity 1.14b)
RoCE = 0.45% (EBIT 10.0m / Capital Employed (Equity 1.14b + L.T.Debt 1.10b))
RoIC = 0.29% (NOPAT 7.90m / Invested Capital 2.73b)
WACC = 8.38% (E(1.20b)/V(2.74b) * Re(13.46%) + D(1.54b)/V(2.74b) * Rd(5.59%) * (1-Tc(0.21)))
Discount Rate = 13.46% (= CAPM, Blume Beta Adj.) -> capped to 13.17%
Shares (quarterly) Correlation: -22.47 | Cagr: -0.76%
[DCF] Fair Price = unknown (Cash Flow -373.0m)
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.01 | # QB: 0
Revenue Correlation: 16.47 | Revenue CAGR: 28.64% | SUE: 0.32 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.15 | Chg30d=+5.22% | Revisions=-67% | Analysts=6
EPS next Quarter (2026-09-30): EPS=0.28 | Chg30d=+0.25% | Revisions=+0% | Analysts=6
EPS current Year (2026-12-31): EPS=0.91 | Chg30d=+0.08% | Revisions=-67% | GrowthEPS=+0.6% | GrowthRev=-17.8%
EPS next Year (2027-12-31): EPS=0.98 | Chg30d=-1.05% | Revisions=-29% | GrowthEPS=+7.9% | GrowthRev=-1.3%
[Analyst] Revisions Ratio: -56% (up=4, down=18)